The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,158 6,562 SH   SOLE   0 0 6,562
ABBOTT LABS COM 002824100 604 6,948 SH   SOLE   0 0 6,948
ABBVIE INC COM 00287Y109 468 5,288 SH   SOLE   0 0 5,288
AFLAC INC COM 001055102 620 11,728 SH   SOLE   0 0 11,728
ALPHABET INC CAP STK CL A 02079K305 1,757 1,312 SH   SOLE   0 0 1,312
ALPHABET INC CAP STK CL C 02079K107 2,385 1,784 SH   SOLE   0 0 1,784
ALTRIA GROUP INC COM 02209S103 475 9,519 SH   SOLE   0 0 9,519
AMAZON COM INC COM 023135106 7,506 4,062 SH   SOLE   0 0 4,062
AMERICAN ELEC PWR CO INC COM 025537101 342 3,619 SH   SOLE   0 0 3,619
AMERICAN WTR WKS CO INC NEW COM 030420103 298 2,427 SH   SOLE   0 0 2,427
AMGEN INC COM 031162100 303 1,257 SH   SOLE   0 0 1,257
APPLE INC COM 037833100 16,112 54,870 SH   SOLE   0 0 54,870
AT&T INC COM 00206R102 1,653 42,307 SH   SOLE   0 0 42,307
ATMOS ENERGY CORP COM 049560105 248 2,218 SH   SOLE   0 0 2,218
BANK AMER CORP COM 060505104 687 19,500 SH   SOLE   0 0 19,500
BECTON DICKINSON & CO COM 075887109 803 2,953 SH   SOLE   0 0 2,953
BERKSHIRE HATHAWAY INC DEL CL A 084670108 340 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 6,674 29,466 SH   SOLE   0 0 29,466
BOEING CO COM 097023105 595 1,827 SH   SOLE   0 0 1,827
BRISTOL MYERS SQUIBB CO COM 110122108 395 6,147 SH   SOLE   0 0 6,147
CATERPILLAR INC DEL COM 149123101 524 3,550 SH   SOLE   0 0 3,550
CHEVRON CORP NEW COM 166764100 1,677 13,913 SH   SOLE   0 0 13,913
CISCO SYS INC COM 17275R102 1,139 23,757 SH   SOLE   0 0 23,757
COCA COLA CO COM 191216100 1,673 30,231 SH   SOLE   0 0 30,231
CONOCOPHILLIPS COM 20825C104 426 6,549 SH   SOLE   0 0 6,549
CORNING INC COM 219350105 215 7,380 SH   SOLE   0 0 7,380
CSX CORP COM 126408103 386 5,340 SH   SOLE   0 0 5,340
CVS HEALTH CORP COM 126650100 628 8,453 SH   SOLE   0 0 8,453
DAVITA INC COM 23918K108 308 4,100 SH   SOLE   0 0 4,100
DISNEY WALT CO COM DISNEY 254687106 5,222 36,105 SH   SOLE   0 0 36,105
DOMINION ENERGY INC COM 25746U109 268 3,240 SH   SOLE   0 0 3,240
DUKE ENERGY CORP NEW COM NEW 26441C204 2,950 32,338 SH   SOLE   0 0 32,338
EATON CORP PLC SHS G29183103 305 3,218 SH   SOLE   0 0 3,218
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 317 24,680 SH   SOLE   0 0 24,680
EOG RES INC COM 26875P101 318 3,791 SH   SOLE   0 0 3,791
EXXON MOBIL CORP COM 30231G102 1,672 23,961 SH   SOLE   0 0 23,961
FACEBOOK INC CL A 30303M102 2,039 9,935 SH   SOLE   0 0 9,935
FIDELITY COVINGTON TR MSCI FINLS IDX 316092501 293 6,594 SH   SOLE   0 0 6,594
FIDELITY COVINGTON TR MSCI INDL INDX 316092709 232 5,511 SH   SOLE   0 0 5,511
FIRSTSERVICE CORP NEW COM 33767E202 264 2,835 SH   SOLE   0 0 2,835
GOLDMAN SACHS GROUP INC COM 38141G104 222 965 SH   SOLE   0 0 965
HERSHEY CO COM 427866108 439 2,989 SH   SOLE   0 0 2,989
HEWLETT PACKARD ENTERPRISE C COM 42824C109 179 11,280 SH   SOLE   0 0 11,280
HOME DEPOT INC COM 437076102 4,571 20,932 SH   SOLE   0 0 20,932
HONEYWELL INTL INC COM 438516106 2,820 15,933 SH   SOLE   0 0 15,933
HP INC COM 40434L105 233 11,319 SH   SOLE   0 0 11,319
INTEL CORP COM 458140100 1,354 22,617 SH   SOLE   0 0 22,617
INVESCO ACTIVELY MANAGD ETF VAR RATE INVT 46090A879 3,846 154,093 SH   SOLE   0 0 154,093
INVESCO EXCHNG TRADED FD TR KBW BK ETF 46138E628 274 4,706 SH   SOLE   0 0 4,706
ISHARES INC MSCI EQUAL WEITE 464286681 23,386 365,582 SH   SOLE   0 0 365,582
ISHARES TR CORE HIGH DV ETF 46429B663 1,508 15,378 SH   SOLE   0 0 15,378
ISHARES TR CORE S&P MCP ETF 464287507 298 1,449 SH   SOLE   0 0 1,449
ISHARES TR CORE S&P TTL STK 464287150 642 8,831 SH   SOLE   0 0 8,831
ISHARES TR CORE S&P500 ETF 464287200 305 945 SH   SOLE   0 0 945
ISHARES TR CORE US AGGBD ET 464287226 475 4,224 SH   SOLE   0 0 4,224
ISHARES TR IBONDS SEP2020 46434V571 234 9,175 SH   SOLE   0 0 9,175
ISHARES TR MSCI MIN VOL ETF 46429B697 67,685 1,031,783 SH   SOLE   0 0 1,031,783
ISHARES TR NATIONAL MUN ETF 464288414 213 1,871 SH   SOLE   0 0 1,871
ISHARES TR RUS MID CAP ETF 464287499 296 4,958 SH   SOLE   0 0 4,958
ISHARES TR RUSSELL 3000 ETF 464287689 2,504 13,285 SH   SOLE   0 0 13,285
ISHARES TR SH TR CRPORT ETF 464288646 448 8,350 SH   SOLE   0 0 8,350
JOHNSON & JOHNSON COM 478160104 3,794 26,006 SH   SOLE   0 0 26,006
JP MORGAN EXCHANGE TRADED FD US AGGREGATE 46641Q613 17,358 653,774 SH   SOLE   0 0 653,774
JPMORGAN CHASE & CO COM 46625H100 4,151 29,779 SH   SOLE   0 0 29,779
KIMBERLY CLARK CORP COM 494368103 284 2,064 SH   SOLE   0 0 2,064
LILLY ELI & CO COM 532457108 780 5,932 SH   SOLE   0 0 5,932
LOCKHEED MARTIN CORP COM 539830109 1,183 3,039 SH   SOLE   0 0 3,039
MASTERCARD INC CL A 57636Q104 5,947 19,918 SH   SOLE   0 0 19,918
MCDONALDS CORP COM 580135101 2,688 13,602 SH   SOLE   0 0 13,602
MERCK & CO INC COM 58933Y105 5,426 59,665 SH   SOLE   0 0 59,665
MICROSOFT CORP COM 594918104 9,858 62,509 SH   SOLE   0 0 62,509
NEXTERA ENERGY INC COM 65339F101 542 2,238 SH   SOLE   0 0 2,238
NOVARTIS A G SPONSORED ADR 66987V109 446 4,715 SH   SOLE   0 0 4,715
ORACLE CORP COM 68389X105 218 4,116 SH   SOLE   0 0 4,116
PAYPAL HLDGS INC COM 70450Y103 340 3,147 SH   SOLE   0 0 3,147
PEPSICO INC COM 713448108 906 6,629 SH   SOLE   0 0 6,629
PFIZER INC COM 717081103 3,075 78,475 SH   SOLE   0 0 78,475
PHILIP MORRIS INTL INC COM 718172109 298 3,506 SH   SOLE   0 0 3,506
PNC FINL SVCS GROUP INC COM 693475105 1,330 8,333 SH   SOLE   0 0 8,333
PROCTER & GAMBLE CO COM 742718109 14,764 118,204 SH   SOLE   0 0 118,204
RAYTHEON CO COM NEW 755111507 274 1,248 SH   SOLE   0 0 1,248
RENASANT CORP COM 75970E107 1,003 28,324 SH   SOLE   0 0 28,324
SALESFORCE COM INC COM 79466L302 361 2,220 SH   SOLE   0 0 2,220
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 881 13,996 SH   SOLE   0 0 13,996
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,508 14,808 SH   SOLE   0 0 14,808
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 261 8,493 SH   SOLE   0 0 8,493
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 18,147 197,958 SH   SOLE   0 0 197,958
SOUTHERN CO COM 842587107 1,033 16,223 SH   SOLE   0 0 16,223
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,330 4,134 SH   SOLE   0 0 4,134
SPDR SERIES TRUST PORTFOLIO TL STK 78464A805 48,821 1,224,819 SH   SOLE   0 0 1,224,819
STARBUCKS CORP COM 855244109 509 5,786 SH   SOLE   0 0 5,786
STRYKER CORP COM 863667101 234 1,113 SH   SOLE   0 0 1,113
TD AMERITRADE HLDG CORP COM 87236Y108 1,096 19,533 SH   SOLE   0 0 19,533
THERMO FISHER SCIENTIFIC INC COM 883556102 618 1,902 SH   SOLE   0 0 1,902
TRUIST FINL CORP COM 89832Q109 277 4,910 SH   SOLE   0 0 4,910
UNION PACIFIC CORP COM 907818108 623 3,445 SH   SOLE   0 0 3,445
UNITED TECHNOLOGIES CORP COM 913017109 4,672 31,194 SH   SOLE   0 0 31,194
UNITEDHEALTH GROUP INC COM 91324P102 596 2,027 SH   SOLE   0 0 2,027
US BANCORP DEL COM NEW 902973304 333 5,617 SH   SOLE   0 0 5,617
VAALCO ENERGY INC COM NEW 91851C201 22 10,000 SH   SOLE   0 0 10,000
VANGUARD INDEX FDS MID CAP ETF 922908629 286 1,605 SH   SOLE   0 0 1,605
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,751 20,072 SH   SOLE   0 0 20,072
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599 1,343 9,171 SH   SOLE   0 0 9,171
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 364 8,257 SH   SOLE   0 0 8,257
VERIZON COMMUNICATIONS INC COM 92343V104 2,888 47,035 SH   SOLE   0 0 47,035
VISA INC COM CL A 92826C839 1,930 10,274 SH   SOLE   0 0 10,274
WALMART INC COM 931142103 2,563 21,563 SH   SOLE   0 0 21,563
WELLS FARGO CO NEW COM 949746101 583 10,828 SH   SOLE   0 0 10,828
WELLTOWER INC COM 95040Q104 377 4,610 SH   SOLE   0 0 4,610
WENDYS CO COM 95058W100 235 10,587 SH   SOLE   0 0 10,587
WILLIAMS COS INC DEL COM 969457100 207 8,714 SH   SOLE   0 0 8,714