The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 483 2,455 SH   SOLE   2,455 0 0
ABBVIE INC COM 00287Y109 380 4,098 SH   SOLE   4,098 0 0
AFLAC INC COM 001055102 455 10,569 SH   SOLE   10,569 0 0
ALPHABET INC CAP STK CL A 02079K305 813 720 SH   SOLE   720 0 0
ALPHABET INC CAP STK CL C 02079K107 2,095 1,878 SH   SOLE   1,878 0 0
ALTRIA GROUP INC COM 02209S103 1,195 21,039 SH   SOLE   21,039 0 0
AMAZON COM INC COM 023135106 6,850 4,030 SH   SOLE   4,030 0 0
APPLE INC COM 037833100 10,880 58,775 SH   SOLE   58,775 0 0
AT&T INC COM 00206R102 872 27,166 SH   SOLE   27,166 0 0
BANK AMER CORP COM 060505104 547 19,387 SH   SOLE   19,387 0 0
BECTON DICKINSON & CO COM 075887109 683 2,853 SH   SOLE   2,853 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 282 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 5,265 28,208 SH   SOLE   28,208 0 0
BIOGEN INC COM 09062X103 222 765 SH   SOLE   765 0 0
BOEING CO COM 097023105 983 2,930 SH   SOLE   2,930 0 0
CATERPILLAR INC DEL COM 149123101 612 4,509 SH   SOLE   4,509 0 0
CELGENE CORP COM 151020104 382 4,806 SH   SOLE   4,806 0 0
CHEVRON CORP NEW COM 166764100 1,589 12,566 SH   SOLE   12,566 0 0
CISCO SYS INC COM 17275R102 1,192 27,706 SH   SOLE   27,706 0 0
CITIGROUP INC COM NEW 172967424 404 6,032 SH   SOLE   6,032 0 0
COCA COLA CO COM 191216100 925 21,088 SH   SOLE   21,088 0 0
CONOCOPHILLIPS COM 20825C104 616 8,849 SH   SOLE   8,849 0 0
CORNING INC COM 219350105 210 7,630 SH   SOLE   7,630 0 0
CSX CORP COM 126408103 312 4,892 SH   SOLE   4,892 0 0
CVS HEALTH CORP COM 126650100 595 9,250 SH   SOLE   9,250 0 0
DAVITA INC COM 23918K108 285 4,100 SH   SOLE   4,100 0 0
DISNEY WALT CO COM DISNEY 254687106 3,469 33,101 SH   SOLE   33,101 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,521 19,228 SH   SOLE   19,228 0 0
ENERGY TRANSFER PARTNERS LP UNIT LTD PRT INT 29278N103 286 15,000 SH   SOLE   15,000 0 0
EXXON MOBIL CORP COM 30231G102 1,368 16,537 SH   SOLE   16,537 0 0
FACEBOOK INC CL A 30303M102 1,135 5,843 SH   SOLE   5,843 0 0
FIDELITY MSCI FINLS IDX 316092501 681 17,384 SH   SOLE   17,384 0 0
FIDELITY MSCI INDL INDX 316092709 885 23,870 SH   SOLE   23,870 0 0
GENERAL ELECTRIC CO COM 369604103 310 22,803 SH   SOLE   22,803 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 268 1,214 SH   SOLE   1,214 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 170 11,614 SH   SOLE   11,614 0 0
HOME DEPOT INC COM 437076102 3,788 19,416 SH   SOLE   19,416 0 0
HONEYWELL INTL INC COM 438516106 1,652 11,467 SH   SOLE   11,467 0 0
INTEL CORP COM 458140100 956 19,231 SH   SOLE   19,231 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 374 2,674 SH   SOLE   2,674 0 0
INVESCO EXCHNG TRADED FD TR KBW BK 46138E628 1,792 33,419 SH   SOLE   33,419 0 0
INVESCO TR INVT GRADE MUNS COM 46131M106 132 10,657 SH   SOLE   10,657 0 0
ISHARES INC MSCI EQUAL WEITE 464286681 13,903 246,461 SH   SOLE   246,461 0 0
ISHARES TR 1 3 YR CR BD ETF 464288646 359 3,465 SH   SOLE   3,465 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 2,667 31,382 SH   SOLE   31,382 0 0
ISHARES TR CORE S&P500 ETF 464287200 279 1,022 SH   SOLE   1,022 0 0
ISHARES TR CORE US AGGBD ET 464287226 17,314 162,847 SH   SOLE   162,847 0 0
ISHARES TR IBONDS SEP18 ETF 46429B580 236 9,275 SH   SOLE   9,275 0 0
ISHARES TR IBONDS SEP19 ETF 46429B564 233 9,175 SH   SOLE   9,175 0 0
ISHARES TR IBONDS SEP20 ETF 46434V571 233 9,175 SH   SOLE   9,175 0 0
ISHARES TR MIN VOL EAFE ETF 46429B689 250 3,515 SH   SOLE   3,515 0 0
ISHARES TR MIN VOL USA ETF 46429B697 53,084 998,579 SH   SOLE   998,579 0 0
ISHARES TR MSCI EAFE ETF 464287465 2,016 30,099 SH   SOLE   30,099 0 0
ISHARES TR RUS MID CAP ETF 464287499 226 1,065 SH   SOLE   1,065 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 1,160 7,148 SH   SOLE   7,148 0 0
ISHARES TR S&P US PFD STK 464288687 997 26,433 SH   SOLE   26,433 0 0
ISHARES TR U.S. CNSM SV ETF 464287580 370 1,908 SH   SOLE   1,908 0 0
ISHARES TR U.S. PHARMA ETF 464288836 4,256 28,116 SH   SOLE   28,116 0 0
JOHNSON & JOHNSON COM 478160104 2,870 23,648 SH   SOLE   23,648 0 0
JPMORGAN CHASE & CO COM 46625H100 2,443 23,441 SH   SOLE   23,441 0 0
LILLY ELI & CO COM 532457108 458 5,366 SH   SOLE   5,366 0 0
LOCKHEED MARTIN CORP COM 539830109 1,143 3,870 SH   SOLE   3,870 0 0
MASTERCARD INCORPORATED CL A 57636Q104 4,340 22,082 SH   SOLE   22,082 0 0
MCDONALDS CORP COM 580135101 2,165 13,817 SH   SOLE   13,817 0 0
MERCK & CO INC COM 58933Y105 3,160 52,052 SH   SOLE   52,052 0 0
MICROSOFT CORP COM 594918104 5,574 56,526 SH   SOLE   56,526 0 0
MONDELEZ INTL INC CL A 609207105 240 5,860 SH   SOLE   5,860 0 0
NEXTERA ENERGY INC COM 65339F101 320 1,914 SH   SOLE   1,914 0 0
NOVARTIS A G SPONSORED ADR 66987V109 448 5,933 SH   SOLE   5,933 0 0
ORACLE CORP COM 68389X105 256 5,814 SH   SOLE   5,814 0 0
PAYPAL HLDGS INC COM 70450Y103 378 4,535 SH   SOLE   4,535 0 0
PEPSICO INC COM 713448108 468 4,301 SH   SOLE   4,301 0 0
PFIZER INC COM 717081103 2,618 72,151 SH   SOLE   72,151 0 0
PHILIP MORRIS INTL INC COM 718172109 842 10,428 SH   SOLE   10,428 0 0
PNC FINL SVCS GROUP INC COM 693475105 1,111 8,222 SH   SOLE   8,222 0 0
PROCTER AND GAMBLE CO COM 742718109 10,620 136,043 SH   SOLE   136,043 0 0
QUALCOMM INC COM 747525103 216 3,855 SH   SOLE   3,855 0 0
RAYTHEON CO COM NEW 755111507 272 1,409 SH   SOLE   1,409 0 0
RENASANT CORP COM 75970E107 1,483 32,579 SH   SOLE   32,579 0 0
SALESFORCE COM INC COM 79466L302 400 2,935 SH   SOLE   2,935 0 0
SCHLUMBERGER LTD COM 806857108 585 8,725 SH   SOLE   8,725 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 446 5,875 SH   SOLE   5,875 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 814 15,805 SH   SOLE   15,805 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,218 14,599 SH   SOLE   14,599 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 442 16,607 SH   SOLE   16,607 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 245 3,415 SH   SOLE   3,415 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 23,092 332,404 SH   SOLE   332,404 0 0
SMUCKER J M CO COM NEW 832696405 330 3,072 SH   SOLE   3,072 0 0
SOUTHERN CO COM 842587107 758 16,365 SH   SOLE   16,365 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 252 2,128 SH   SOLE   2,128 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 343 1,266 SH   SOLE   1,266 0 0
SPDR SERIES TRUST PORTFOLIO TL STK 78464A805 28,132 827,659 SH   SOLE   827,659 0 0
STARBUCKS CORP COM 855244109 303 6,200 SH   SOLE   6,200 0 0
STRYKER CORP COM 863667101 254 1,505 SH   SOLE   1,505 0 0
TD AMERITRADE HLDG CORP COM 87236Y108 1,174 20,289 SH   SOLE   20,289 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 487 2,352 SH   SOLE   2,352 0 0
UNION PAC CORP COM 907818108 483 3,408 SH   SOLE   3,408 0 0
US BANCORP DEL COM NEW 902973304 279 5,583 SH   SOLE   5,583 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 305 3,902 SH   SOLE   3,902 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 265 1,680 SH   SOLE   1,680 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 3,046 22,434 SH   SOLE   22,434 0 0
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599 1,972 15,680 SH   SOLE   15,680 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 9,105 212,236 SH   SOLE   212,236 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,096 41,659 SH   SOLE   41,659 0 0
VISA INC COM CL A 92826C839 1,077 8,133 SH   SOLE   8,133 0 0
WALMART INC COM 931142103 1,368 15,966 SH   SOLE   15,966 0 0
WELLS FARGO CO NEW COM 949746101 1,017 18,346 SH   SOLE   18,346 0 0
WELLTOWER INC COM 95040Q104 457 7,290 SH   SOLE   7,290 0 0
WENDYS CO COM 95058W100 182 10,587 SH   SOLE   10,587 0 0
WILLIAMS COS INC DEL COM 969457100 239 8,823 SH   SOLE   8,823 0 0