The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 327 2,170 SH   SOLE   0 0 2,170
AFLAC INC COM 001055102 300 5,000 SH   SOLE   0 0 5,000
ALPHABET INC CAP STK CL C 02079K107 505 665 SH   SOLE   0 0 665
ALTRIA GROUP INC COM 02209S103 1,058 18,177 SH   SOLE   0 0 18,177
APPLE INC COM 037833100 1,267 48,151 SH   SOLE   0 0 48,151
AT&T INC COM 00206R102 419 12,179 SH   SOLE   0 0 12,179
BECTON DICKINSON & CO COM 075887109 402 2,607 SH   SOLE   0 0 2,607
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,019 15,293 SH   SOLE   0 0 15,293
BRISTOL MYERS SQUIBB CO COM 110122108 507 7,375 SH   SOLE   0 0 7,375
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 215 1,945 SH   SOLE   0 0 1,945
CHEVRON CORP NEW COM 166764100 662 7,360 SH   SOLE   0 0 7,360
COCA COLA CO COM 191216100 503 11,705 SH   SOLE   0 0 11,705
COMMUNITY BK SYS INC COM 203607106 309 7,730 SH   SOLE   0 0 7,730
CONOCOPHILLIPS COM 20825C104 425 9,108 SH   SOLE   0 0 9,108
CORNING INC COM 219350105 207 11,330 SH   SOLE   0 0 11,330
CVS HEALTH CORP COM 126650100 2,849 29,141 SH   SOLE   0 0 29,141
DAVITA HEALTHCARE PARTNERS I COM 23918K108 286 4,100 SH   SOLE   0 0 4,100
DISNEY WALT CO COM DISNEY 254687106 3,814 36,293 SH   SOLE   0 0 36,293
DUKE ENERGY CORP NEW COM NEW 26441C204 577 8,079 SH   SOLE   0 0 8,079
EATON CORP PLC SHS G29183103 218 4,188 SH   SOLE   0 0 4,188
EXXON MOBIL CORP COM 30231G102 559 7,167 SH   SOLE   0 0 7,167
FACEBOOK INC CL A 30303M102 313 2,992 SH   SOLE   0 0 2,992
GENERAL ELECTRIC CO COM 369604103 2,793 93,251 SH   SOLE   0 0 93,251
GILEAD SCIENCES INC COM 375558103 1,691 16,715 SH   SOLE   0 0 16,715
HOME DEPOT INC COM 437076102 565 4,269 SH   SOLE   0 0 4,269
HONEYWELL INTL INC COM 438516106 488 4,708 SH   SOLE   0 0 4,708
INVESCO TR INVT GRADE MUNS COM 46131M106 298 22,388 SH   SOLE   0 0 22,388
ISHARES EM MK MINVOL ETF 464286533 268 5,499 SH   SOLE   0 0 5,499
ISHARES IBONDS SEP16 ETF 464289313 234 8,830 SH   SOLE   0 0 8,830
ISHARES IBONDS SEP17 ETF 464289271 233 8,530 SH   SOLE   0 0 8,530
ISHARES TR 1-3 YR CR BD ETF 464288646 550 5,260 SH   SOLE   0 0 5,260
ISHARES TR 3-7 YR TR BD ETF 464288661 742 6,050 SH   SOLE   0 0 6,050
ISHARES TR CORE DIV GRWTH 46434V621 939 36,565 SH   SOLE   0 0 36,565
ISHARES TR CORE HIGH DV ETF 46429B663 17,426 237,376 SH   SOLE   0 0 237,376
ISHARES TR CORE S&P500 ETF 464287200 227 1,110 SH   SOLE   0 0 1,110
ISHARES TR EAFE MIN VOL ETF 46429B689 3,357 51,744 SH   SOLE   0 0 51,744
ISHARES TR GLOB HLTHCRE ETF 464287325 200 1,945 SH   SOLE   0 0 1,945
ISHARES TR IBONDS SEP18 ETF 46429B580 237 9,275 SH   SOLE   0 0 9,275
ISHARES TR IBONDS SEP19 ETF 46429B564 235 9,175 SH   SOLE   0 0 9,175
ISHARES TR IBONDS SEP20 ETF 46434V571 234 9,175 SH   SOLE   0 0 9,175
ISHARES TR IBOXX INV CP ETF 464287242 441 3,870 SH   SOLE   0 0 3,870
ISHARES TR MBS ETF 464288588 584 5,425 SH   SOLE   0 0 5,425
ISHARES TR U.S. PFD STK ETF 464288687 238 6,130 SH   SOLE   0 0 6,130
ISHARES TR U.S. PHARMA ETF 464288836 16,760 103,656 SH   SOLE   0 0 103,656
ISHARES TR USA MIN VOL ETF 46429B697 55,198 1,319,884 SH   SOLE   0 0 1,319,884
JOHNSON & JOHNSON COM 478160104 2,106 20,502 SH   SOLE   0 0 20,502
JPMORGAN CHASE & CO COM 46625H100 372 5,637 SH   SOLE   0 0 5,637
LILLY ELI & CO COM 532457108 443 5,259 SH   SOLE   0 0 5,259
LOCKHEED MARTIN CORP COM 539830109 602 2,770 SH   SOLE   0 0 2,770
MCDONALDS CORP COM 580135101 1,008 8,535 SH   SOLE   0 0 8,535
MERCK & CO INC NEW COM 58933Y105 1,642 31,095 SH   SOLE   0 0 31,095
MICROSOFT CORP COM 594918104 627 11,308 SH   SOLE   0 0 11,308
PFIZER INC COM 717081103 1,246 38,597 SH   SOLE   0 0 38,597
PHILIP MORRIS INTL INC COM 718172109 692 7,874 SH   SOLE   0 0 7,874
PLATFORM SPECIALTY PRODS COR COM 72766Q105 128 10,000 SH   SOLE   0 0 10,000
PNC FINL SVCS GROUP INC COM 693475105 972 10,201 SH   SOLE   0 0 10,201
PROCTER & GAMBLE CO COM 742718109 11,028 138,869 SH   SOLE   0 0 138,869
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 16,803 332,799 SH   SOLE   0 0 332,799
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 15,270 356,520 SH   SOLE   0 0 356,520
SMUCKER J M CO COM NEW 832696405 379 3,072 SH   SOLE   0 0 3,072
SOUTHERN CO COM 842587107 667 14,258 SH   SOLE   0 0 14,258
SPDR GOLD TRUST GOLD SHS 78463V107 204 2,009 SH   SOLE   0 0 2,009
SPDR S&P 500 ETF TR TR UNIT 78462F103 223 1,095 SH   SOLE   0 0 1,095
SPDR SERIES TRUST BRCLYS INTER ETF 78464A672 463 7,700 SH   SOLE   0 0 7,700
STRYKER CORP COM 863667101 211 2,265 SH   SOLE   0 0 2,265
TD AMERITRADE HLDG CORP COM 87236Y108 685 17,479 SH   SOLE   0 0 17,479
THERMO FISHER SCIENTIFIC INC COM 883556102 426 3,000 SH   SOLE   0 0 3,000
UNION PAC CORP COM 907818108 221 2,826 SH   SOLE   0 0 2,826
US BANCORP DEL COM NEW 902973304 205 4,807 SH   SOLE   0 0 4,807
VANGUARD INDEX FDS MID CAP ETF 922908629 709 5,905 SH   SOLE   0 0 5,905
VANGUARD INDEX FDS SM CP VAL ETF 922908611 5,235 53,006 SH   SOLE   0 0 53,006
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,799 17,249 SH   SOLE   0 0 17,249
VERIZON COMMUNICATIONS INC COM 92343V104 3,002 64,948 SH   SOLE   0 0 64,948
VISA INC COM CL A 92826C839 547 7,049 SH   SOLE   0 0 7,049
WELLS FARGO & CO NEW COM 949746101 3,200 58,861 SH   SOLE   0 0 58,861
WELLTOWER INC COM 95040Q104 302 4,438 SH   SOLE   0 0 4,438
WENDYS CO COM 95058W100 114 10,587 SH   SOLE   0 0 10,587
WILLIAMS COS INC DEL COM 969457100 934 36,332 SH   SOLE   0 0 36,332