The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 388 2,350 SH   SOLE   0 0 2,350
AFLAC INC COM 001055102 301 4,698 SH   SOLE   0 0 4,698
ALTRIA GROUP INC COM 02209S103 907 18,124 SH   SOLE   0 0 18,124
APPLE INC COM 037833100 396 12,738 SH   SOLE   0 0 12,738
AT&T INC COM 00206R102 444 13,585 SH   SOLE   0 0 13,585
BECTON DICKINSON & CO COM 075887109 387 2,694 SH   SOLE   0 0 2,694
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 797 5,520 SH   SOLE   0 0 5,520
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 493 4,753 SH   SOLE   0 0 4,753
CHEVRON CORP NEW COM 166764100 446 4,247 SH   SOLE   0 0 4,247
COMMUNITY BK SYS INC COM 203607106 274 7,730 SH   SOLE   0 0 7,730
CONOCOPHILLIPS COM 20825C104 893 14,342 SH   SOLE   0 0 14,342
CORNING INC COM 219350105 261 11,495 SH   SOLE   0 0 11,495
CVS HEALTH CORP COM 126650100 3,917 37,949 SH   SOLE   0 0 37,949
DAVITA HEALTHCARE PARTNERS I COM 23918K108 333 4,100 SH   SOLE   0 0 4,100
DISNEY WALT CO COM DISNEY 254687106 2,197 20,942 SH   SOLE   0 0 20,942
EATON CORP PLC SHS G29183103 474 6,973 SH   SOLE   0 0 6,973
EXXON MOBIL CORP COM 30231G102 870 10,240 SH   SOLE   0 0 10,240
FACEBOOK INC CL A 30303M102 215 2,620 SH   SOLE   0 0 2,620
GENERAL ELECTRIC CO COM 369604103 951 39,844 SH   SOLE   0 0 39,844
HOME DEPOT INC COM 437076102 518 4,560 SH   SOLE   0 0 4,560
HONEYWELL INTL INC COM 438516106 472 4,529 SH   SOLE   0 0 4,529
INVESCO TR INVT GRADE MUNS COM 46131M106 287 21,314 SH   SOLE   0 0 21,314
ISHARES 1-3 YR CR BD ETF 464288646 976 9,245 SH   SOLE   0 0 9,245
ISHARES 16 AMT-FREE ETF 464289313 235 4,415 SH   SOLE   0 0 4,415
ISHARES 17 AMT-FREE ETF 464289271 235 4,265 SH   SOLE   0 0 4,265
ISHARES EM MK MINVOL ETF 464286533 2,571 43,566 SH   SOLE   0 0 43,566
ISHARES U.S. PFD STK ETF 464288687 283 7,053 SH   SOLE   0 0 7,053
ISHARES U.S. PHARMA ETF 464288836 22,136 128,384 SH   SOLE   0 0 128,384
ISHARES TR 18 AMT-FREE ETF 46429B580 236 9,275 SH   SOLE   0 0 9,275
ISHARES TR 19 AMT-FREE MN 46429B564 234 9,175 SH   SOLE   0 0 9,175
ISHARES TR CORE DIV GRWTH 46434V621 1,066 40,515 SH   SOLE   0 0 40,515
ISHARES TR CORE HIGH DV ETF 46429B663 23,776 317,050 SH   SOLE   0 0 317,050
ISHARES TR CORE S&P500 ETF 464287200 231 1,110 SH   SOLE   0 0 1,110
ISHARES TR EAFE MIN VOL ETF 46429B689 3,635 55,161 SH   SOLE   0 0 55,161
ISHARES TR GLOB HLTHCRE ETF 464287325 223 2,070 SH   SOLE   0 0 2,070
ISHARES TR IBONDS SEP2020 46434V571 233 9,175 SH   SOLE   0 0 9,175
ISHARES TR USA MIN VOL ETF 46429B697 55,012 1,333,307 SH   SOLE   0 0 1,333,307
JOHNSON & JOHNSON COM 478160104 543 5,401 SH   SOLE   0 0 5,401
JPMORGAN CHASE & CO COM 46625H100 370 6,100 SH   SOLE   0 0 6,100
KINDER MORGAN INC DEL COM 49456B101 301 7,145 SH   SOLE   0 0 7,145
LILLY ELI & CO COM 532457108 404 5,555 SH   SOLE   0 0 5,555
LOCKHEED MARTIN CORP COM 539830109 562 2,770 SH   SOLE   0 0 2,770
MARKET VECTORS ETF TR HG YLD MUN ETF 57060U878 329 10,500 SH   SOLE   0 0 10,500
MCDONALDS CORP COM 580135101 919 9,434 SH   SOLE   0 0 9,434
MERCK & CO INC NEW COM 58933Y105 467 8,124 SH   SOLE   0 0 8,124
MICROSOFT CORP COM 594918104 457 11,246 SH   SOLE   0 0 11,246
ODYSSEY MARINE EXPLORATION I COM 676118102 59 84,100 SH   SOLE   0 0 84,100
PEPSICO INC COM 713448108 227 2,375 SH   SOLE   0 0 2,375
PFIZER INC COM 717081103 1,416 40,701 SH   SOLE   0 0 40,701
PHILIP MORRIS INTL INC COM 718172109 585 7,763 SH   SOLE   0 0 7,763
PNC FINL SVCS GROUP INC COM 693475105 951 10,195 SH   SOLE   0 0 10,195
PROCTER & GAMBLE CO COM 742718109 12,729 155,347 SH   SOLE   0 0 155,347
RPM INTL INC COM 749685103 210 4,377 SH   SOLE   0 0 4,377
SCHLUMBERGER LTD COM 806857108 365 4,380 SH   SOLE   0 0 4,380
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 15,911 326,446 SH   SOLE   0 0 326,446
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 15,464 373,163 SH   SOLE   0 0 373,163
SMUCKER J M CO COM NEW 832696405 356 3,072 SH   SOLE   0 0 3,072
SOUTHERN CO COM 842587107 563 12,715 SH   SOLE   0 0 12,715
SPDR GOLD TRUST GOLD SHS 78463V107 228 2,004 SH   SOLE   0 0 2,004
SPECTRA ENERGY CORP COM 847560109 539 14,905 SH   SOLE   0 0 14,905
STRYKER CORP COM 863667101 210 2,275 SH   SOLE   0 0 2,275
TD AMERITRADE HLDG CORP COM 87236Y108 732 17,082 SH   SOLE   0 0 17,082
THERMO FISHER SCIENTIFIC INC COM 883556102 403 3,000 SH   SOLE   0 0 3,000
UBS AG JERSEY BRH ALERIAN INFRST 902641646 19,925 525,162 SH   SOLE   0 0 525,162
UNION PAC CORP COM 907818108 639 5,896 SH   SOLE   0 0 5,896
US BANCORP DEL COM NEW 902973304 210 4,807 SH   SOLE   0 0 4,807
VANGUARD INDEX FDS MID CAP ETF 922908629 828 6,237 SH   SOLE   0 0 6,237
VANGUARD INDEX FDS SM CP VAL ETF 922908611 12,808 117,078 SH   SOLE   0 0 117,078
VANGUARD INDEX FDS TOTAL STK MKT 922908769 5,432 50,646 SH   SOLE   0 0 50,646
VERIZON COMMUNICATIONS INC COM 92343V104 2,380 48,939 SH   SOLE   0 0 48,939
VISA INC COM CL A 92826C839 428 6,546 SH   SOLE   0 0 6,546
WENDYS CO COM 95058W100 115 10,587 SH   SOLE   0 0 10,587
WILLIAMS COS INC DEL COM 969457100 5,474 108,206 SH   SOLE   0 0 108,206
WPX ENERGY INC COM 98212B103 638 58,327 SH   SOLE   0 0 58,327