The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 386 2,350 SH   SOLE   0 0 2,350
ALTRIA GROUP INC COM 02209S103 887 18,006 SH   SOLE   0 0 18,006
AT&T INC COM 00206R102 474 14,114 SH   SOLE   0 0 14,114
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 599 5,554 SH   SOLE   0 0 5,554
CBOE HLDGS INC COM 12503M108 257 4,052 SH   SOLE   0 0 4,052
CHEVRON CORP NEW COM 166764100 476 4,247 SH   SOLE   0 0 4,247
COMMUNITY BK SYS INC COM 203607106 295 7,730 SH   SOLE   0 0 7,730
CONOCOPHILLIPS COM 20825C104 844 12,227 SH   SOLE   0 0 12,227
CORNING INC COM 219350105 212 9,230 SH   SOLE   0 0 9,230
CSX CORP COM 126408103 209 5,761 SH   SOLE   0 0 5,761
CVS HEALTH CORP COM 126650100 3,911 40,606 SH   SOLE   0 0 40,606
DAVITA HEALTHCARE PARTNERS I COM 23918K108 311 4,100 SH   SOLE   0 0 4,100
DISNEY WALT CO COM DISNEY 254687106 1,982 21,042 SH   SOLE   0 0 21,042
EATON CORP PLC SHS G29183103 465 6,836 SH   SOLE   0 0 6,836
EXXON MOBIL CORP COM 30231G102 950 10,281 SH   SOLE   0 0 10,281
FACEBOOK INC CL A 30303M102 204 2,620 SH   SOLE   0 0 2,620
GENERAL ELECTRIC CO COM 369604103 644 25,483 SH   SOLE   0 0 25,483
HOME DEPOT INC COM 437076102 466 4,436 SH   SOLE   0 0 4,436
HONEYWELL INTL INC COM 438516106 453 4,529 SH   SOLE   0 0 4,529
INTEL CORP COM 458140100 235 6,470 SH   SOLE   0 0 6,470
INTERNATIONAL BUSINESS MACHS COM 459200101 212 1,320 SH   SOLE   0 0 1,320
INVESCO TR INVT GRADE MUNS COM 46131M106 283 21,314 SH   SOLE   0 0 21,314
ISHARES 1-3 YR CR BD ETF 464288646 967 9,195 SH   SOLE   0 0 9,195
ISHARES 16 AMT-FREE ETF 464289313 235 4,415 SH   SOLE   0 0 4,415
ISHARES 17 AMT-FREE ETF 464289271 234 4,265 SH   SOLE   0 0 4,265
ISHARES EM MK MINVOL ETF 464286533 2,452 43,300 SH   SOLE   0 0 43,300
ISHARES U.S. PFD STK ETF 464288687 346 8,776 SH   SOLE   0 0 8,776
ISHARES U.S. PHARMA ETF 464288836 18,231 120,418 SH   SOLE   0 0 120,418
ISHARES TR 18 AMT-FREE ETF 46429B580 238 9,275 SH   SOLE   0 0 9,275
ISHARES TR CORE DIV GRWTH 46434V621 669 25,210 SH   SOLE   0 0 25,210
ISHARES TR CORE HIGH DV ETF 46429B663 23,474 306,686 SH   SOLE   0 0 306,686
ISHARES TR CORE S&P500 ETF 464287200 234 1,130 SH   SOLE   0 0 1,130
ISHARES TR EAFE MIN VOL ETF 46429B689 2,918 47,301 SH   SOLE   0 0 47,301
ISHARES TR FLTG RATE BD ETF 46429B655 12,358 244,513 SH   SOLE   0 0 244,513
ISHARES TR GLOB HLTHCRE ETF 464287325 206 2,070 SH   SOLE   0 0 2,070
ISHARES TR RUS 2000 VAL ETF 464287630 239 2,348 SH   SOLE   0 0 2,348
ISHARES TR USA MIN VOL ETF 46429B697 50,124 1,238,244 SH   SOLE   0 0 1,238,244
JOHNSON & JOHNSON COM 478160104 578 5,531 SH   SOLE   0 0 5,531
JPMORGAN CHASE & CO COM 46625H100 371 5,928 SH   SOLE   0 0 5,928
KINDER MORGAN INC DEL COM 49456B101 308 7,283 SH   SOLE   0 0 7,283
LILLY ELI & CO COM 532457108 404 5,852 SH   SOLE   0 0 5,852
LOCKHEED MARTIN CORP COM 539830109 560 2,908 SH   SOLE   0 0 2,908
MARKET VECTORS ETF TR HG YLD MUN ETF 57060U878 324 10,500 SH   SOLE   0 0 10,500
MCDONALDS CORP COM 580135101 884 9,434 SH   SOLE   0 0 9,434
MERCK & CO INC NEW COM 58933Y105 451 7,945 SH   SOLE   0 0 7,945
MICROSOFT CORP COM 594918104 485 10,445 SH   SOLE   0 0 10,445
ODYSSEY MARINE EXPLORATION I COM 676118102 78 84,100 SH   SOLE   0 0 84,100
PEPSICO INC COM 713448108 216 2,287 SH   SOLE   0 0 2,287
PFIZER INC COM 717081103 1,313 42,141 SH   SOLE   0 0 42,141
PHILIP MORRIS INTL INC COM 718172109 323 3,968 SH   SOLE   0 0 3,968
PNC FINL SVCS GROUP INC COM 693475105 1,133 12,418 SH   SOLE   0 0 12,418
PROCTER & GAMBLE CO COM 742718109 15,649 171,792 SH   SOLE   0 0 171,792
RPM INTL INC COM 749685103 222 4,377 SH   SOLE   0 0 4,377
SCHLUMBERGER LTD COM 806857108 360 4,220 SH   SOLE   0 0 4,220
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 14,631 301,736 SH   SOLE   0 0 301,736
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 14,197 343,345 SH   SOLE   0 0 343,345
SMUCKER J M CO COM NEW 832696405 310 3,072 SH   SOLE   0 0 3,072
SOUTHERN CO COM 842587107 646 13,155 SH   SOLE   0 0 13,155
SPDR GOLD TRUST GOLD SHS 78463V107 228 2,004 SH   SOLE   0 0 2,004
SPDR S&P 500 ETF TR TR UNIT 78462F103 651 3,169 SH   SOLE   0 0 3,169
SPECTRA ENERGY CORP COM 847560109 595 16,395 SH   SOLE   0 0 16,395
STRYKER CORP COM 863667101 215 2,275 SH   SOLE   0 0 2,275
TD AMERITRADE HLDG CORP COM 87236Y108 849 17,761 SH   SOLE   0 0 17,761
THERMO FISHER SCIENTIFIC INC COM 883556102 376 3,000 SH   SOLE   0 0 3,000
UBS AG JERSEY BRH ALERIAN INFRST 902641646 20,356 501,382 SH   SOLE   0 0 501,382
UNION PAC CORP COM 907818108 702 5,896 SH   SOLE   0 0 5,896
US BANCORP DEL COM NEW 902973304 216 4,807 SH   SOLE   0 0 4,807
VANGUARD INDEX FDS MID CAP ETF 922908629 692 5,602 SH   SOLE   0 0 5,602
VANGUARD INDEX FDS SM CP VAL ETF 922908611 11,695 110,567 SH   SOLE   0 0 110,567
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,374 41,267 SH   SOLE   0 0 41,267
VERIZON COMMUNICATIONS INC COM 92343V104 2,556 54,639 SH   SOLE   0 0 54,639
VISA INC COM CL A 92826C839 429 1,636 SH   SOLE   0 0 1,636
WILLIAMS COS INC DEL COM 969457100 4,941 109,945 SH   SOLE   0 0 109,945
WISCONSIN ENERGY CORP COM 976657106 211 4,000 SH   SOLE   0 0 4,000
WPX ENERGY INC COM 98212B103 924 79,490 SH   SOLE   0 0 79,490