The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 311 2,170 SH   SOLE   0 0 2,170
ALTRIA GROUP INC COM 02209S103 449 10,697 SH   SOLE   0 0 10,697
ANNALY CAP MGMT INC COM 035710409 154 13,458 SH   SOLE   0 0 13,458
APPLE INC COM 037833100 229 9,876 SH   SOLE   0 0 9,876
AT&T INC COM 00206R102 446 12,623 SH   SOLE   0 0 12,623
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 623 4,924 SH   SOLE   0 0 4,924
BLACK HILLS CORP COM 092113109 215 3,500 SH   SOLE   0 0 3,500
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 782 6,570 SH   SOLE   0 0 6,570
CATERPILLAR INC DEL COM 149123101 241 2,221 SH   SOLE   0 0 2,221
CBOE HLDGS INC COM 12503M108 692 14,052 SH   SOLE   0 0 14,052
CHEVRON CORP NEW COM 166764100 668 5,114 SH   SOLE   0 0 5,114
COCA COLA CO COM 191216100 245 5,779 SH   SOLE   0 0 5,779
COMMUNITY BK SYS INC COM 203607106 280 7,730 SH   SOLE   0 0 7,730
CONOCOPHILLIPS COM 20825C104 2,438 28,433 SH   SOLE   0 0 28,433
CVS CAREMARK CORPORATION COM 126650100 2,997 39,769 SH   SOLE   0 0 39,769
DAVITA HEALTHCARE PARTNERS I COM 23918K108 297 4,100 SH   SOLE   0 0 4,100
DISNEY WALT CO COM DISNEY 254687106 1,767 20,612 SH   SOLE   0 0 20,612
EATON CORP PLC SHS G29183103 529 6,858 SH   SOLE   0 0 6,858
EXXON MOBIL CORP COM 30231G102 974 9,676 SH   SOLE   0 0 9,676
FACEBOOK INC CL A 30303M102 210 3,120 SH   SOLE   0 0 3,120
GENERAL ELECTRIC CO COM 369604103 451 17,157 SH   SOLE   0 0 17,157
HONEYWELL INTL INC COM 438516106 426 4,579 SH   SOLE   0 0 4,579
INTEL CORP COM 458140100 213 6,906 SH   SOLE   0 0 6,906
INTERNATIONAL BUSINESS MACHS COM 459200101 288 1,589 SH   SOLE   0 0 1,589
ISHARES 1-3 YR CR BD ETF 464288646 961 9,093 SH   SOLE   0 0 9,093
ISHARES 16 AMT-FREE ETF 464289313 236 4,415 SH   SOLE   0 0 4,415
ISHARES 17 AMT-FREE ETF 464289271 236 4,265 SH   SOLE   0 0 4,265
ISHARES EM MK MINVOL ETF 464286533 2,473 41,167 SH   SOLE   0 0 41,167
ISHARES GLOB HLTHCRE ETF 464287325 250 2,650 SH   SOLE   0 0 2,650
ISHARES RUS 2000 VAL ETF 464287630 291 2,820 SH   SOLE   0 0 2,820
ISHARES U.S. PFD STK ETF 464288687 261 6,535 SH   SOLE   0 0 6,535
ISHARES U.S. PHARMA ETF 464288836 13,607 100,710 SH   SOLE   0 0 100,710
ISHARES TR 18 AMT-FREE ETF 46429B580 237 9,275 SH   SOLE   0 0 9,275
ISHARES TR EAFE MIN VOL ETF 46429B689 2,802 42,851 SH   SOLE   0 0 42,851
ISHARES TR FLTG RATE BD ETF 46429B655 12,154 239,255 SH   SOLE   0 0 239,255
ISHARES TR HIGH DIVIDND ETF 46429B663 21,159 280,665 SH   SOLE   0 0 280,665
ISHARES TR USA MIN VOL ETF 46429B697 38,996 1,047,707 SH   SOLE   0 0 1,047,707
JOHNSON & JOHNSON COM 478160104 590 5,642 SH   SOLE   0 0 5,642
JPMORGAN CHASE & CO COM 46625H100 464 8,056 SH   SOLE   0 0 8,056
KINDER MORGAN MANAGEMENT LLC SHS 49455U100 254 3,213 SH   SOLE   0 0 3,213
LILLY ELI & CO COM 532457108 351 5,652 SH   SOLE   0 0 5,652
MCDONALDS CORP COM 580135101 717 7,117 SH   SOLE   0 0 7,117
MERCK & CO INC NEW COM 58933Y105 474 8,197 SH   SOLE   0 0 8,197
NUVEEN FLEXIBLE INVT INCOME COM 67075B104 282 15,000 SH   SOLE   0 0 15,000
ODYSSEY MARINE EXPLORATION I COM 676118102 141 84,100 SH   SOLE   0 0 84,100
PEPSICO INC COM 713448108 260 2,915 SH   SOLE   0 0 2,915
PFIZER INC COM 717081103 1,573 52,994 SH   SOLE   0 0 52,994
PHILIP MORRIS INTL INC COM 718172109 276 3,268 SH   SOLE   0 0 3,268
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 235 3,909 SH   SOLE   0 0 3,909
PROCTER & GAMBLE CO COM 742718109 15,477 196,928 SH   SOLE   0 0 196,928
QUALCOMM INC COM 747525103 238 3,000 SH   SOLE   0 0 3,000
SCHLUMBERGER LTD COM 806857108 492 4,170 SH   SOLE   0 0 4,170
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 11,145 249,773 SH   SOLE   0 0 249,773
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 11,548 301,131 SH   SOLE   0 0 301,131
SMUCKER J M CO COM NEW 832696405 327 3,072 SH   SOLE   0 0 3,072
SOUTHERN CO COM 842587107 619 13,642 SH   SOLE   0 0 13,642
SPDR GOLD TRUST GOLD SHS 78463V107 257 2,004 SH   SOLE   0 0 2,004
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,180 6,031 SH   SOLE   0 0 6,031
SPECTRA ENERGY CORP COM 847560109 830 19,535 SH   SOLE   0 0 19,535
STRYKER CORP COM 863667101 211 2,500 SH   SOLE   0 0 2,500
TD AMERITRADE HLDG CORP COM 87236Y108 860 16,733 SH   SOLE   0 0 16,733
THERMO FISHER SCIENTIFIC INC COM 883556102 354 3,000 SH   SOLE   0 0 3,000
UBS AG JERSEY BRH ALERIAN INFRST 902641646 21,228 476,184 SH   SOLE   0 0 476,184
UNION PAC CORP COM 907818108 588 5,896 SH   SOLE   0 0 5,896
US BANCORP DEL COM NEW 902973304 208 4,807 SH   SOLE   0 0 4,807
VANGUARD INDEX FDS GROWTH ETF 922908736 227 2,300 SH   SOLE   0 0 2,300
VANGUARD INDEX FDS MID CAP ETF 922908629 553 4,656 SH   SOLE   0 0 4,656
VANGUARD INDEX FDS SM CP VAL ETF 922908611 9,960 94,404 SH   SOLE   0 0 94,404
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,567 25,224 SH   SOLE   0 0 25,224
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 224 2,878 SH   SOLE   0 0 2,878
VERIZON COMMUNICATIONS INC COM 92343V104 2,586 52,854 SH   SOLE   0 0 52,854
VISA INC COM CL A 92826C839 395 1,876 SH   SOLE   0 0 1,876
WILLIAMS COS INC DEL COM 969457100 6,147 105,598 SH   SOLE   0 0 105,598
WPX ENERGY INC COM 98212B103 1,888 78,960 SH   SOLE   0 0 78,960