X0206 3 2021-01-28 0 0001685040 Brighthouse Financial, Inc. BHF 0001843659 Huss Vonda 11225 NORTH COMMUNITY HOUSE ROAD CHARLOTTE NC 28277 0 1 0 0 EVP, Chief HR Officer Common Stock 7922 D Restricted Stock Units Common Stock 5217 D Restricted Stock Units Common Stock 2762 D Restricted Stock Units Common Stock 662 D Employee Stock Option (Right to Buy) 53.47 2028-02-28 Common Stock 6526 D Restricted Stock Units ("RSUs") awarded in 2020, which vest in three substantially equal installments on the first business day in March 2021, 2022 and 2023. Each RSU represents the contingent right to receive one share of Brighthouse Financial, Inc. common stock. Represents unvested portion of RSUs awarded in 2019, which will vest in two substantially equal installments on the first business day in March 2021 and 2022. Represents unvested portion of RSUs awarded in 2018, which will vest on the first business day in March 2021. These options became and will become exercisable in three substantially equal installments on March 1, 2019, March 1, 2020 and March 1, 2021. The reported number of underlying shares represents outstanding unexercised options. /s/ Jacob M. Jenkelowitz Attorney-in-Fact, on behalf of Vonda Huss 2021-02-04