The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   848,991 5,078 SH   SOLE   0 0 5,078
APPLE INC COM 037833100   452,020 1,940 SH   SOLE   0 0 1,940
CAPITAL ONE FINL CORP COM 14040H105   243,311 1,625 SH   SOLE   0 0 1,625
CATERPILLAR INC COM 149123101   590,200 1,509 SH   SOLE   0 0 1,509
COMPLETE SOLARIA INC COM 20460L104   106,440 37,879 SH   SOLE   0 0 37,879
CSX CORP COM 126408103   225,067 6,518 SH   SOLE   0 0 6,518
HUNTINGTON BANCSHARES INC COM 446150104   372,763 25,358 SH   SOLE   0 0 25,358
MICROSOFT CORP COM 594918104   2,124,391 4,937 SH   SOLE   0 0 4,937
NVIDIA CORPORATION COM 67066G104   268,261 2,209 SH   SOLE   0 0 2,209
PROCTER AND GAMBLE CO COM 742718109   882,281 5,094 SH   SOLE   0 0 5,094
AMERICAN CENTY ETF TR US QUALITY GROW 025072307   303,503 3,333 SH   SOLE   0 0 3,333
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   9,127,148 170,505 SH   SOLE   0 0 170,505
COLUMBIA ETF TR I MULTI SEC MUNI 19761L607   480,683 23,132 SH   SOLE   0 0 23,132
FIRST TR EXCHANGE-TRADED ALP SML CP GRW ALP 33737M300   1,034,412 13,909 SH   SOLE   0 0 13,909
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104   437,656 4,820 SH   SOLE   0 0 4,820
FIRST TR EXCH TRADED FD III RIVRFRNT DYN DEV 33739P608   889,559 13,208 SH   SOLE   0 0 13,208
FRANKLIN TEMPLETON ETF TR US MID CP MLTFCT 35473P884   1,014,353 18,211 SH   SOLE   0 0 18,211
NORTHERN LTS FD TR IV INSPIRE 100 ETF 66538H534   4,229,559 103,997 SH   SOLE   0 0 103,997
NORTHERN LTS FD TR IV INSPIRE 500 ETF 66537J796   17,707,997 82,933 SH   SOLE   0 0 82,933
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   378,663 5,279 SH   SOLE   0 0 5,279
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198   654,166 10,717 SH   SOLE   0 0 10,717
ISHARES TR CORE TOTAL USD 46434V613   359,630 7,632 SH   SOLE   0 0 7,632
ISHARES TR CORE S&P500 ETF 464287200   2,492,687 4,321 SH   SOLE   0 0 4,321
ISHARES TR CORE S&P MCP ETF 464287507   420,473 6,747 SH   SOLE   0 0 6,747
ISHARES TR CORE S&P SCP ETF 464287804   328,284 2,807 SH   SOLE   0 0 2,807
ISHARES TR CORE S&P TTL STK 464287150   7,950,331 63,289 SH   SOLE   0 0 63,289
ISHARES TR EAFE VALUE ETF 464288877   4,247,881 73,838 SH   SOLE   0 0 73,838
ISHARES INC MSCI EMRG CHN 46434G764   2,095,691 34,294 SH   SOLE   0 0 34,294
ISHARES TR RUS TOP 200 ETF 464289446   8,254,928 58,779 SH   SOLE   0 0 58,779
ISHARES TR RUS TP200 GR ETF 464289438   908,784 4,130 SH   SOLE   0 0 4,130
ISHARES TR S&P 500 GRWT ETF 464287309   10,502,455 109,686 SH   SOLE   0 0 109,686
ISHARES TR CORE DIV GRWTH 46434V621   6,093,223 97,196 SH   SOLE   0 0 97,196
ISHARES TR RUSSELL 3000 ETF 464287689   15,479,780 47,378 SH   SOLE   0 0 47,378
ISHARES TR S&P 500 VAL ETF 464287408   279,537 1,418 SH   SOLE   0 0 1,418
ISHARES TR EAFE GRWTH ETF 464288885   2,104,712 19,551 SH   SOLE   0 0 19,551
ISHARES TR U.S. TECH ETF 464287721   2,159,390 14,242 SH   SOLE   0 0 14,242
ISHARES TR US INFRASTRUC 46435U713   2,160,509 45,998 SH   SOLE   0 0 45,998
PACER FDS TR US CASH COWS 100 69374H881   8,460,466 146,299 SH   SOLE   0 0 146,299
PACER FDS TR PACER US SMALL 69374H857   1,371,219 29,476 SH   SOLE   0 0 29,476
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   326,821 4,913 SH   SOLE   0 0 4,913
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   35,574,795 524,315 SH   SOLE   0 0 524,315
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   249,719 2,397 SH   SOLE   0 0 2,397
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,483,489 17,854 SH   SOLE   0 0 17,854
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,552,514 30,146 SH   SOLE   0 0 30,146
SPDR SER TR PORTFOLIO S&P600 78468R853   213,806 4,698 SH   SOLE   0 0 4,698
SPDR S&P 500 ETF TR TR UNIT 78462F103   27,968,216 48,745 SH   SOLE   0 0 48,745
TIMOTHY PLAN HIG DV STK ETF 887432326   4,282,420 113,592 SH   SOLE   0 0 113,592
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   214,762 407 SH   SOLE   0 0 407
VANGUARD INDEX FDS LARGE CAP ETF 922908637   15,202,819 57,742 SH   SOLE   0 0 57,742
VANGUARD INDEX FDS MID CAP ETF 922908629   791,197 2,999 SH   SOLE   0 0 2,999
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   2,816,661 55,099 SH   SOLE   0 0 55,099
VANGUARD INDEX FDS SMALL CP ETF 922908751   342,299 1,443 SH   SOLE   0 0 1,443
VANGUARD INDEX FDS TOTAL STK MKT 922908769   691,938 2,444 SH   SOLE   0 0 2,444
VANGUARD WORLD FD MEGA CAP INDEX 921910873   1,151,571 5,573 SH   SOLE   0 0 5,573