The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   258,249 1,506 SH   SOLE   0 0 1,506
CAPITAL ONE FINL CORP COM 14040H105   241,946 1,625 SH   SOLE   0 0 1,625
CATERPILLAR INC COM 149123101   551,111 1,504 SH   SOLE   0 0 1,504
HUNTINGTON BANCSHARES INC COM 446150104   367,610 26,352 SH   SOLE   0 0 26,352
MICROSOFT CORP COM 594918104   554,930 1,319 SH   SOLE   0 0 1,319
PROCTER AND GAMBLE CO COM 742718109   842,078 5,190 SH   SOLE   0 0 5,190
AMERICAN CENTY ETF TR US QUALITY GROW 025072307   220,504 2,596 SH   SOLE   0 0 2,596
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   8,285,984 157,949 SH   SOLE   0 0 157,949
FRANKLIN TEMPLETON ETF TR US MID CP MLTFCT 35473P884   289,326 5,412 SH   SOLE   0 0 5,412
NORTHERN LTS FD TR IV INSPIRE 100 ETF 66538H534   8,194,324 210,597 SH   SOLE   0 0 210,597
ISHARES TR CORE TOTAL USD 46434V613   259,783 5,698 SH   SOLE   0 0 5,698
ISHARES TR CORE S&P500 ETF 464287200   2,634,302 5,011 SH   SOLE   0 0 5,011
ISHARES TR CORE S&P TTL STK 464287150   4,186,537 36,310 SH   SOLE   0 0 36,310
ISHARES TR EAFE VALUE ETF 464288877   2,058,614 37,842 SH   SOLE   0 0 37,842
ISHARES TR MSCI EMRG CHN 46434G764   1,014,993 17,631 SH   SOLE   0 0 17,631
ISHARES TR RUS TOP 200 ETF 464289446   9,059,679 71,269 SH   SOLE   0 0 71,269
ISHARES TR RUS TP200 GR ETF 464289438   963,281 4,937 SH   SOLE   0 0 4,937
ISHARES TR S&P 500 GRWT ETF 464287309   6,156,024 72,904 SH   SOLE   0 0 72,904
ISHARES TR CORE DIV GRWTH 46434V621   3,770,106 64,935 SH   SOLE   0 0 64,935
ISHARES TR RUSSELL 3000 ETF 464287689   7,350,744 24,496 SH   SOLE   0 0 24,496
ISHARES TR RUS MD CP GR ETF 464287481   3,763,606 32,974 SH   SOLE   0 0 32,974
ISHARES TR EAFE GRWTH ETF 464288885   494,194 4,761 SH   SOLE   0 0 4,761
ISHARES TR U.S. TECH ETF 464287721   492,067 3,643 SH   SOLE   0 0 3,643
ISHARES TR US INFRASTRUC 46435U713   1,070,753 24,694 SH   SOLE   0 0 24,694
PACER FDS TR PACER US SMALL 69374H857   4,027,177 81,920 SH   SOLE   0 0 81,920
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   405,406 6,641 SH   SOLE   0 0 6,641
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   21,147,888 340,765 SH   SOLE   0 0 340,765
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   200,318 2,460 SH   SOLE   0 0 2,460
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   431,457 8,762 SH   SOLE   0 0 8,762
SPDR S&P 500 ETF TR TR UNIT 78462F103   19,643,763 37,555 SH   SOLE   0 0 37,555
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   214,537 5,986 SH   SOLE   0 0 5,986
TIMOTHY PLAN HIG DV STK ETF 887432326   4,397,155 121,569 SH   SOLE   0 0 121,569
VANGUARD INDEX FDS LARGE CAP ETF 922908637   4,362,437 18,195 SH   SOLE   0 0 18,195
VANGUARD INDEX FDS MID CAP ETF 922908629   339,261 1,358 SH   SOLE   0 0 1,358
VANGUARD WORLD FD MEGA CAP INDEX 921910873   1,436,499 7,687 SH   SOLE   0 0 7,687