The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   1,406,267 8,528 SH   SOLE   0 0 8,528
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   208,420 675 SH   SOLE   0 0 675
CATERPILLAR INC COM 149123101   337,768 1,476 SH   SOLE   0 0 1,476
CSX CORP COM 126408103   363,502 12,141 SH   SOLE   0 0 12,141
DOMINION ENERGY INC COM 25746U109   1,059,383 18,948 SH   SOLE   0 0 18,948
DUKE ENERGY CORP NEW COM NEW 26441C204   246,665 2,557 SH   SOLE   0 0 2,557
ELEVANCE HEALTH INC COM 036752103   203,236 442 SH   SOLE   0 0 442
EXXON MOBIL CORP COM 30231G102   219,649 2,003 SH   SOLE   0 0 2,003
HUNTINGTON BANCSHARES INC COM 446150104   283,517 25,314 SH   SOLE   0 0 25,314
MICROSOFT CORP COM 594918104   458,974 1,592 SH   SOLE   0 0 1,592
PROCTER AND GAMBLE CO COM 742718109   801,588 5,391 SH   SOLE   0 0 5,391
UNITED PARCEL SERVICE INC CL B 911312106   581,970 3,000 SH   SOLE   0 0 3,000
NORTHERN LTS FD TR IV INSPIRE 100 ETF 66538H534   2,626,511 83,567 SH   SOLE   0 0 83,567
ISHARES TR CORE S&P500 ETF 464287200   1,011,452 2,460 SH   SOLE   0 0 2,460
ISHARES TR CORE US AGGBD ET 464287226   38,224,618 383,627 SH   SOLE   0 0 383,627
ISHARES TR CORE HIGH DV ETF 46429B663   7,947,253 78,175 SH   SOLE   0 0 78,175
ISHARES TR RUS TOP 200 ETF 464289446   25,424,839 261,277 SH   SOLE   0 0 261,277
ISHARES TR RUS TP200 GR ETF 464289438   1,372,672 9,880 SH   SOLE   0 0 9,880
ISHARES TR RUS TP200 VL ETF 464289420   8,593,291 132,001 SH   SOLE   0 0 132,001
ISHARES TR S&P 500 GRWT ETF 464287309   639,315 10,007 SH   SOLE   0 0 10,007
ISHARES TR ISHS 1-5YR INVS 464288646   8,666,201 171,472 SH   SOLE   0 0 171,472
ISHARES TR 1 3 YR TREAS BD 464287457   19,221,361 233,950 SH   SOLE   0 0 233,950
ISHARES TR IBOXX HI YD ETF 464288513   5,917,452 78,325 SH   SOLE   0 0 78,325
ISHARES TR NATIONAL MUN ETF 464288414   4,656,137 43,216 SH   SOLE   0 0 43,216
ISHARES TR RUSSELL 2000 ETF 464287655   14,658,898 82,169 SH   SOLE   0 0 82,169
ISHARES TR RUSSELL 3000 ETF 464287689   29,560,942 125,572 SH   SOLE   0 0 125,572
ISHARES TR RUS MID CAP ETF 464287499   22,963,454 328,425 SH   SOLE   0 0 328,425
ISHARES TR RUS MD CP GR ETF 464287481   8,530,087 93,686 SH   SOLE   0 0 93,686
ISHARES TR RUS MDCP VAL ETF 464287473   8,048,637 75,788 SH   SOLE   0 0 75,788
ISHARES TR S&P 500 VAL ETF 464287408   1,306,923 8,612 SH   SOLE   0 0 8,612
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   2,606,667 54,476 SH   SOLE   0 0 54,476
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   6,968,093 86,388 SH   SOLE   0 0 86,388
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   3,345,977 36,441 SH   SOLE   0 0 36,441
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   8,085,002 24,307 SH   SOLE   0 0 24,307
SPDR S&P 500 ETF TR TR UNIT 78462F103   29,097,665 71,076 SH   SOLE   0 0 71,076
TIMOTHY PLAN HIG DV STK ETF 887432326   1,640,891 52,551 SH   SOLE   0 0 52,551
TIMOTHY PLAN US LRGMD CP CORE 887432359   1,564,251 45,412 SH   SOLE   0 0 45,412
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   8,490,654 139,305 SH   SOLE   0 0 139,305
VANGUARD INDEX FDS TOTAL STK MKT 922908769   522,088 2,558 SH   SOLE   0 0 2,558
VANGUARD INDEX FDS VALUE ETF 922908744   391,058 2,831 SH   SOLE   0 0 2,831
VANGUARD WORLD FD MEGA GRWTH IND 921910816   324,148 1,585 SH   SOLE   0 0 1,585
VANGUARD WORLD FD MEGA CAP INDEX 921910873   2,469,027 17,249 SH   SOLE   0 0 17,249