The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   1,053,472 8,108 SH   SOLE   0 0 8,108
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   208,508 675 SH   SOLE   0 0 675
CATERPILLAR INC COM 149123101   351,914 1,469 SH   SOLE   0 0 1,469
DOMINION ENERGY INC COM 25746U109   561,323 9,154 SH   SOLE   0 0 9,154
ELEVANCE HEALTH INC COM 036752103   226,733 442 SH   SOLE   0 0 442
HUNTINGTON BANCSHARES INC COM 446150104   356,843 25,308 SH   SOLE   0 0 25,308
MICROSOFT CORP COM 594918104   381,793 1,592 SH   SOLE   0 0 1,592
NORTHROP GRUMMAN CORP COM 666807102   324,638 595 SH   SOLE   0 0 595
PROCTER AND GAMBLE CO COM 742718109   817,060 5,391 SH   SOLE   0 0 5,391
UNITED PARCEL SERVICE INC CL B 911312106   521,520 3,000 SH   SOLE   0 0 3,000
NORTHERN LTS FD TR IV INSPIRE 100 ETF 66538H534   2,012,318 67,211 SH   SOLE   0 0 67,211
ISHARES TR CORE S&P500 ETF 464287200   970,856 2,526 SH   SOLE   0 0 2,526
ISHARES TR TR MSCI USA MIN VOL 46429B697   10,840,452 150,353 SH   SOLE   0 0 150,353
ISHARES TR TR CORE HIGH DV ETF 46429B663   10,939,478 104,945 SH   SOLE   0 0 104,945
ISHARES TR RUS TOP 200 ETF 464289446   25,306,110 281,272 SH   SOLE   0 0 281,272
ISHARES TR RUS TP200 GR ETF 464289438   8,282,537 68,717 SH   SOLE   0 0 68,717
ISHARES TR RUS TP200 VL ETF 464289420   8,255,978 127,073 SH   SOLE   0 0 127,073
ISHARES TR S&P 500 GRWT ETF 464287309   431,496 7,376 SH   SOLE   0 0 7,376
ISHARES TR 1 3 YR TREAS BD 464287457   39,979,908 492,545 SH   SOLE   0 0 492,545
ISHARES TR 20 YR TR BD ETF 464287432   10,537,728 105,842 SH   SOLE   0 0 105,842
ISHARES TR CORE S&P US VLU 464287663   4,322,650 61,201 SH   SOLE   0 0 61,201
ISHARES TR RUSSELL 2000 ETF 464287655   4,633,128 26,572 SH   SOLE   0 0 26,572
ISHARES TR RUSSELL 3000 ETF 464287689   27,178,530 123,158 SH   SOLE   0 0 123,158
ISHARES TR RUS MID CAP ETF 464287499   19,302,609 286,176 SH   SOLE   0 0 286,176
ISHARES TR RUS MDCP VAL ETF 464287473   10,824,712 102,759 SH   SOLE   0 0 102,759
ISHARES TR S&P 500 VAL ETF 464287408   1,289,428 8,888 SH   SOLE   0 0 8,888
ISHARES TR US TREAS BD ETF 46429B267   11,201,787 493,036 SH   SOLE   0 0 493,036
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   3,897,930 86,987 SH   SOLE   0 0 86,987
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   14,850,325 162,351 SH   SOLE   0 0 162,351
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   10,966,364 33,098 SH   SOLE   0 0 33,098
SPDR S&P 500 ETF TR TR UNIT 78462F103   26,159,741 68,403 SH   SOLE   0 0 68,403
VANGUARD INDEX FDS TOTAL STK MKT 922908769   511,433 2,675 SH   SOLE   0 0 2,675
VANGUARD INDEX FDS VALUE ETF 922908744   410,912 2,927 SH   SOLE   0 0 2,927
VANGUARD INDEX FDS MEGA GRWTH IND 921910816   294,240 1,710 SH   SOLE   0 0 1,710
VANGUARD INDEX FDS MEGA CAP INDEX 921910873   2,499,332 18,877 SH   SOLE   0 0 18,877