The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 1,122 8,203 SH   SOLE   0 0 8,203
BALL CORP COM 058498106 206 3,000 SH   SOLE   0 0 3,000
CATERPILLAR INC COM 149123101 260 1,452 SH   SOLE   0 0 1,452
DOMINION ENERGY INC COM 25746U109 705 8,829 SH   SOLE   0 0 8,829
ELEVANCE HEALTH INC COM 036752103 249 515 SH   SOLE   0 0 515
HUNTINGTON BANCSHARES INC COM 446150104 304 25,296 SH   SOLE   0 0 25,296
MICROSOFT CORP COM 594918104 426 1,658 SH   SOLE   0 0 1,658
NORTHROP GRUMMAN CORP COM 666807102 252 526 SH   SOLE   0 0 526
PROCTER AND GAMBLE CO COM 742718109 779 5,419 SH   SOLE   0 0 5,419
VERIZON COMMUNICATIONS INC COM 92343V104 204 4,018 SH   SOLE   0 0 4,018
NORTHERN LTS FD TR IV INSPIRE 100 ESG 66538H534 212 7,282 SH   SOLE   0 0 7,282
ISHARES TR CORE S&P500 ETF 464287200 349 921 SH   SOLE   0 0 921
ISHARES TR RUS TOP 200 ETF 464289446 26,421 294,192 SH   SOLE   0 0 294,192
ISHARES TR RUS TP200 GR ETF 464289438 8,936 71,352 SH   SOLE   0 0 71,352
ISHARES TR RUS TP200 VL ETF 464289420 7,975 129,079 SH   SOLE   0 0 129,079
ISHARES TR SP SMCP600VL ETF 464287879 387 4,352 SH   SOLE   0 0 4,352
ISHARES TR ISHS 1-5YR INVS 464288646 11,811 233,658 SH   SOLE   0 0 233,658
ISHARES TR 1 3 YR TREAS BD 464287457 17,950 216,812 SH   SOLE   0 0 216,812
ISHARES TR 7-10 YR TRSY BD 464287440 5,865 57,336 SH   SOLE   0 0 57,336
ISHARES TR CORE S&P US VLU 464287663 4,180 62,495 SH   SOLE   0 0 62,495
ISHARES TR U.S. BAS MTL ETF 464287838 9,368 79,572 SH   SOLE   0 0 79,572
ISHARES TR RUSSELL 2000 ETF 464287655 4,012 23,691 SH   SOLE   0 0 23,691
ISHARES TR RUSSELL 3000 ETF 464287689 8,555 39,353 SH   SOLE   0 0 39,353
ISHARES TR CORE S&P US GWT 464287671 4,892 58,447 SH   SOLE   0 0 58,447
ISHARES TR RUS MID CAP ETF 464287499 8,067 124,762 SH   SOLE   0 0 124,762
ISHARES TR RUS MDCP VAL ETF 464287473 8,040 79,162 SH   SOLE   0 0 79,162
ISHARES TR S&P 500 VAL ETF 464287408 710 5,164 SH   SOLE   0 0 5,164
ISHARES TR S&P MC 400VL ETF 464287705 415 4,394 SH   SOLE   0 0 4,394
ISHARES TR SHORT TREAS BD 464288679 17,681 160,591 SH   SOLE   0 0 160,591
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,214 27,466 SH   SOLE   0 0 27,466
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,548 17,356 SH   SOLE   0 0 17,356
SPDR SER TR PRTFLO S&P500 HI 78468R788 4,103 102,817 SH   SOLE   0 0 102,817
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 555 3,164 SH   SOLE   0 0 3,164
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 9,800 107,566 SH   SOLE   0 0 107,566
VANGUARD INDEX FDS SML CP GRW ETF 922908595 464 2,357 SH   SOLE   0 0 2,357
VANGUARD INDEX FDS TOTAL STK MKT 922908769 16,501 87,485 SH   SOLE   0 0 87,485
VANGUARD WORLD FD MEGA GRWTH IND 921910816 601 3,310 SH   SOLE   0 0 3,310
VANGUARD WORLD FD MEGA CAP INDEX 921910873 2,574 19,531 SH   SOLE   0 0 19,531