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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   3,092,373 128,261 SH   SOLE   0 0 128,261
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   5,766,206 201,334 SH   SOLE   0 0 201,334
ISHARES TR CORE S&P500 ETF 464287200   35,665,795 74,672 SH   SOLE   0 0 74,672
ISHARES TR CORE S&P SCP ETF 464287804   17,523,247 161,878 SH   SOLE   0 0 161,878
ISHARES TR MODERT ALLOC ETF 464289875   1,016,414 24,486 SH   SOLE   0 0 24,486
ISHARES TR AGGRES ALLOC ETF 464289859   3,166,495 45,858 SH   SOLE   0 0 45,858
ISHARES TR GRWT ALLOCAT ETF 464289867   3,230,947 60,744 SH   SOLE   0 0 60,744
ISHARES TR CORE US AGGBD ET 464287226   21,275,900 214,367 SH   SOLE   0 0 214,367
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   957,180 13,014 SH   SOLE   0 0 13,014
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   21,417,914 278,083 SH   SOLE   0 0 278,083
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   514,038 10,413 SH   SOLE   0 0 10,413
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,722,811 11,478 SH   SOLE   0 0 11,478
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   11,685,787 132,252 SH   SOLE   0 0 132,252
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,296,739 22,373 SH   SOLE   0 0 22,373