The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 1,527 76,001 SH   SOLE   0 0 76,001
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 2,718 126,018 SH   SOLE   0 0 126,018
ISHARES TR GRWT ALLOCAT ETF 464289867 3,129 69,880 SH   SOLE   0 0 69,880
ISHARES TR MODERT ALLOC ETF 464289875 895 24,439 SH   SOLE   0 0 24,439
ISHARES TR AGGRES ALLOC ETF 464289859 2,843 51,266 SH   SOLE   0 0 51,266
ISHARES TR CORE US AGGBD ET 464287226 19,144 198,708 SH   SOLE   0 0 198,708
ISHARES TR CORE S&P SCP ETF 464287804 13,555 155,470 SH   SOLE   0 0 155,470
ISHARES TR CORE S&P500 ETF 464287200 27,111 75,593 SH   SOLE   0 0 75,593
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 267 5,888 SH   SOLE   0 0 5,888
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 317 4,444 SH   SOLE   0 0 4,444
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 20,504 274,045 SH   SOLE   0 0 274,045
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 435 9,108 SH   SOLE   0 0 9,108
VANGUARD INDEX FDS TOTAL STK MKT 922908769 989 5,635 SH   SOLE   0 0 5,635
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 8,846 110,343 SH   SOLE   0 0 110,343
VANGUARD STAR FDS VG TL INTL STK F 921909768 458 9,998 SH   SOLE   0 0 9,998