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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 2,489 103,106 SH   SOLE   0 0 103,106
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 1,536 66,309 SH   SOLE   0 0 66,309
ISHARES TR GRWT ALLOCAT ETF 464289867 3,306 68,883 SH   SOLE   0 0 68,883
ISHARES TR MODERT ALLOC ETF 464289875 1,037 26,626 SH   SOLE   0 0 26,626
ISHARES TR CORE S&P500 ETF 464287200 28,287 74,606 SH   SOLE   0 0 74,606
ISHARES TR CORE US AGGBD ET 464287226 20,060 197,282 SH   SOLE   0 0 197,282
ISHARES TR AGGRES ALLOC ETF 464289859 2,928 48,896 SH   SOLE   0 0 48,896
ISHARES TR CORE S&P SCP ETF 464287804 14,259 154,297 SH   SOLE   0 0 154,297
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 282 5,888 SH   SOLE   0 0 5,888
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 21,014 273,659 SH   SOLE   0 0 273,659
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 285 3,783 SH   SOLE   0 0 3,783
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 426 8,603 SH   SOLE   0 0 8,603
VANGUARD INDEX FDS TOTAL STK MKT 922908769 915 4,972 SH   SOLE   0 0 4,972
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 9,874 108,379 SH   SOLE   0 0 108,379
VANGUARD STAR FDS VG TL INTL STK F 921909768 436 8,456 SH   SOLE   0 0 8,456