The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
DIMENSIONAL ETF TRUSTEMGR CRE EQT MNG25434V30246216,944SH SOLE 0016,944
DIMENSIONAL ETF TRUSTINTL CORE EQT MK25434V20382128,411SH SOLE 0028,411
ISHARES TRGRWT ALLOCAT ETF4642898674,74785,578SH SOLE 0085,578
ISHARES TRMODERT ALLOC ETF4642898751,30529,160SH SOLE 0029,160
ISHARES TRAGGRES ALLOC ETF4642898593,82454,776SH SOLE 0054,776
ISHARES TRCORE US AGGBD ET46428722621,276185,284SH SOLE 00185,284
ISHARES TRCORE S&P SCP ETF46428780415,782144,536SH SOLE 00144,536
ISHARES TRCORE S&P500 ETF46428720032,30474,982SH SOLE 0074,982
SCHWAB STRATEGIC TRUS AGGREGATE B8085248392815,177SH SOLE 005,177
VANGUARD BD INDEX FDSSHORT TRM BOND92193782721,501262,396SH SOLE 00262,396
VANGUARD CHARLOTTE FDSTOTAL INT BD ETF92203J4073275,734SH SOLE 005,734
VANGUARD INDEX FDSTOTAL STK MKT9229087692381,070SH SOLE 001,070
VANGUARD INDEX FDSREAL ESTATE ETF92290855310,795106,063SH SOLE 00106,063