The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 462 16,944 SH   SOLE   0 0 16,944
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 821 28,411 SH   SOLE   0 0 28,411
ISHARES TR GRWT ALLOCAT ETF 464289867 4,747 85,578 SH   SOLE   0 0 85,578
ISHARES TR MODERT ALLOC ETF 464289875 1,305 29,160 SH   SOLE   0 0 29,160
ISHARES TR AGGRES ALLOC ETF 464289859 3,824 54,776 SH   SOLE   0 0 54,776
ISHARES TR CORE US AGGBD ET 464287226 21,276 185,284 SH   SOLE   0 0 185,284
ISHARES TR CORE S&P SCP ETF 464287804 15,782 144,536 SH   SOLE   0 0 144,536
ISHARES TR CORE S&P500 ETF 464287200 32,304 74,982 SH   SOLE   0 0 74,982
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 281 5,177 SH   SOLE   0 0 5,177
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 21,501 262,396 SH   SOLE   0 0 262,396
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 327 5,734 SH   SOLE   0 0 5,734
VANGUARD INDEX FDS TOTAL STK MKT 922908769 238 1,070 SH   SOLE   0 0 1,070
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 10,795 106,063 SH   SOLE   0 0 106,063