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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 339 11,433 SH   SOLE   0 0 11,433
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 630 21,546 SH   SOLE   0 0 21,546
ISHARES TR AGGRES ALLOC ETF 464289859 4,131 58,472 SH   SOLE   0 0 58,472
ISHARES TR CORE US AGGBD ET 464287226 21,297 184,658 SH   SOLE   0 0 184,658
ISHARES TR MODERT ALLOC ETF 464289875 1,331 29,540 SH   SOLE   0 0 29,540
ISHARES TR GRWT ALLOCAT ETF 464289867 4,708 84,063 SH   SOLE   0 0 84,063
ISHARES TR CORE S&P SCP ETF 464287804 16,172 143,142 SH   SOLE   0 0 143,142
ISHARES TR CORE S&P500 ETF 464287200 32,337 75,217 SH   SOLE   0 0 75,217
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 283 5,177 SH   SOLE   0 0 5,177
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 21,426 260,783 SH   SOLE   0 0 260,783
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 304 5,332 SH   SOLE   0 0 5,332
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 10,811 106,207 SH   SOLE   0 0 106,207