The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3m Company COM 88579Y101 552 3,105 SH   SOLE NONE 3,105 0 0
AT&T, Inc. COM 00206R102 232 9,448 SH   SOLE NONE 9,448 0 0
Abbott Laboratories COM 002824100 797 5,663 SH   SOLE NONE 5,663 0 0
Air Products & Chemicals COM 009158106 364 1,195 SH   SOLE NONE 1,195 0 0
Allstate Corporation COM 020002101 317 2,693 SH   SOLE NONE 2,693 0 0
Alphabet Inc. Class A CAP STK CL A 02079K305 290 100 SH   SOLE NONE 100 0 0
Amgen Incorporated COM 031162100 363 1,615 SH   SOLE NONE 1,615 0 0
Anthem, Inc COM 036752103 508 1,095 SH   SOLE NONE 1,095 0 0
Apple Inc COM 037833100 3,039 17,115 SH   SOLE NONE 17,115 0 0
Archer Daniels Midland COM 039483102 784 11,600 SH   SOLE NONE 11,600 0 0
BCE, Inc. COM NEW 05534B760 430 8,260 SH   SOLE NONE 8,260 0 0
Bank Of America COM 060505104 534 11,993 SH   SOLE NONE 11,993 0 0
Berkshire Hathaway CL B NEW 084670702 462 1,545 SH   SOLE NONE 1,545 0 0
Broadcom Inc. COM 11135F101 466 700 SH   SOLE NONE 700 0 0
Broadridge Financial COM 11133T103 258 1,410 SH   SOLE NONE 1,410 0 0
CVS Health COM 126650100 631 6,120 SH   SOLE NONE 6,120 0 0
Chevron Corporation COM 166764100 841 7,167 SH   SOLE NONE 7,167 0 0
Cigna Corp COM 125523100 385 1,675 SH   SOLE NONE 1,675 0 0
Cisco Systems COM 17275R102 952 15,020 SH   SOLE NONE 15,020 0 0
Cognizant Solutions CL A 192446102 309 3,480 SH   SOLE NONE 3,480 0 0
Comcast CL A 20030N101 304 6,035 SH   SOLE NONE 6,035 0 0
Conocophillips COM 20825C104 627 8,692 SH   SOLE NONE 8,692 0 0
Crown Castle Intl Co Reit COM 22822V101 610 2,920 SH   SOLE NONE 2,920 0 0
Dominion Resources COM 25746U109 215 2,743 SH   SOLE NONE 2,743 0 0
Du Pont E I COM 26614N102 347 4,291 SH   SOLE NONE 4,291 0 0
Electronic Arts COM 285512109 286 2,166 SH   SOLE NONE 2,166 0 0
Eli Lilly & Company COM 532457108 1,095 3,965 SH   SOLE NONE 3,965 0 0
Enphase Energy Inc COM 29355A107 238 1,300 SH   SOLE NONE 1,300 0 0
Equinix Inc Reit COM 29444U700 364 430 SH   SOLE NONE 430 0 0
Exelon Corporation COM 30161N101 909 15,733 SH   SOLE NONE 15,733 0 0
Exxon Mobil Corp COM 30231G102 1,245 20,341 SH   SOLE NONE 20,341 0 0
General Mills Inc COM 370334104 319 4,740 SH   SOLE NONE 4,740 0 0
Intel Corp COM 458140100 734 14,260 SH   SOLE NONE 14,260 0 0
Ishares S&P Mid Cap 400 Value S&P MC 400VL ETF 464287705 3,389 30,619 SH   SOLE NONE 30,619 0 0
Ishares S&P Small Cap 600 Valu SP SMCP600VL ETF 464287879 926 8,865 SH   SOLE NONE 8,865 0 0
Ishares US Technology ETF U.S. TECH ETF 464287721 207 1,800 SH   SOLE NONE 1,800 0 0
JPMorgan Chase COM 46625H100 813 5,137 SH   SOLE NONE 5,137 0 0
Johnson & Johnson COM 478160104 1,030 6,023 SH   SOLE NONE 6,023 0 0
Koninklijke Philips N.V. NY REGIS SHS NEW 500472303 269 7,306 SH   SOLE NONE 7,306 0 0
LTC Properties COM 502175102 215 6,312 SH   SOLE NONE 6,312 0 0
Lockheed Martin COM 539830109 5,394 15,178 SH   SOLE NONE 15,178 0 0
Lowe's Inc. COM 548661107 255 985 SH   SOLE NONE 985 0 0
MSCI Value Index EAFE VALUE ETF 464288877 783 15,535 SH   SOLE NONE 15,535 0 0
McDonald's Corp COM 580135101 586 2,187 SH   SOLE NONE 2,187 0 0
Merck & Co Inc COM 58933Y105 393 5,132 SH   SOLE NONE 5,132 0 0
Microsoft Corp COM 594918104 2,169 6,449 SH   SOLE NONE 6,449 0 0
Microstrategy Inc. CL A NEW 594972408 541 994 SH   SOLE NONE 994 0 0
Mid-America Apartment COM 59522J103 1,552 6,765 SH   SOLE NONE 6,765 0 0
Moelis & Co. A CL A 60786M105 309 4,940 SH   SOLE NONE 4,940 0 0
National Retail Properties COM 637417106 260 5,400 SH   SOLE NONE 5,400 0 0
Netstreit Corp COM 64119V303 724 31,628 SH   SOLE NONE 31,628 0 0
Nike Inc (b) CL B 654106103 203 1,219 SH   SOLE NONE 1,219 0 0
Norfolk Southern COM 655844108 578 1,940 SH   SOLE NONE 1,940 0 0
Northrop Grumman COM 666807102 417 1,078 SH   SOLE NONE 1,078 0 0
Oracle Corporation COM 68389X105 462 5,300 SH   SOLE NONE 5,300 0 0
PNC Financial COM 693475105 209 1,040 SH   SOLE NONE 1,040 0 0
PPL Corp. COM 69351T106 277 9,210 SH   SOLE NONE 9,210 0 0
Pfizer Inc COM 717081103 862 14,605 SH   SOLE NONE 14,605 0 0
Phillips 66 COM 718546104 407 5,612 SH   SOLE NONE 5,612 0 0
Procter & Gamble COM 742718109 1,353 8,270 SH   SOLE NONE 8,270 0 0
Public Storage COM 74460D109 878 2,345 SH   SOLE NONE 2,345 0 0
Raytheon Technologies COM 75513E101 711 8,267 SH   SOLE NONE 8,267 0 0
Realty Income REIT Corp COM 756109104 302 4,225 SH   SOLE NONE 4,225 0 0
Russell 1000 Index RUS 1000 ETF 464287622 12,942 48,944 SH   SOLE NONE 48,944 0 0
Russell 1000 Value Index RUS 1000 VAL ETF 464287598 994 5,919 SH   SOLE NONE 5,919 0 0
Russell 2000 Index RUSSELL 2000 ETF 464287655 4,489 20,181 SH   SOLE NONE 20,181 0 0
Russell 3000 Index RUSSELL 3000 ETF 464287689 319 1,149 SH   SOLE NONE 1,149 0 0
Russell Midcap Index RUS MID CAP ETF 464287499 10,944 131,840 SH   SOLE NONE 131,840 0 0
Southern Company COM 842587107 366 5,340 SH   SOLE NONE 5,340 0 0
Stag Industrial Inc COM 85254J102 300 6,250 SH   SOLE NONE 6,250 0 0
Stryker Corporation COM 863667101 477 1,785 SH   SOLE NONE 1,785 0 0
TD Bank COM NEW 891160509 961 12,528 SH   SOLE NONE 12,528 0 0
Target Corporation COM 87612E106 1,001 4,323 SH   SOLE NONE 4,323 0 0
Texas Instruments COM 882508104 558 2,960 SH   SOLE NONE 2,960 0 0
Toyota Motor Corp ADS 892331307 406 2,190 SH   SOLE NONE 2,190 0 0
Tyson Foods Inc A CL A 902494103 209 2,400 SH   SOLE NONE 2,400 0 0
Union Pacific Corp COM 907818108 302 1,200 SH   SOLE NONE 1,200 0 0
UnitedHealth Group COM 91324P102 944 1,880 SH   SOLE NONE 1,880 0 0
Vanguard Communication Service COMM SRVC ETF 92204A884 1,560 11,505 SH   SOLE NONE 11,505 0 0
Vanguard EAFE FTSE DEV MKT ETF 921943858 7,569 148,245 SH   SOLE NONE 148,245 0 0
Vanguard EM Index FTSE EMR MKT ETF 922042858 4,145 83,813 SH   SOLE NONE 83,813 0 0
Vanguard REIT Index REAL ESTATE ETF 922908553 8,181 70,519 SH   SOLE NONE 70,519 0 0
Vanguard S&P 500 Etf S&P 500 ETF SHS 922908363 480 1,100 SH   SOLE NONE 1,100 0 0
Verizon Communications COM 92343V104 962 18,506 SH   SOLE NONE 18,506 0 0
Viatris Inc COM 92556V106 156 11,538 SH   SOLE NONE 11,538 0 0
Visa Inc COM CL A 92826C839 482 2,223 SH   SOLE NONE 2,223 0 0
Vista Outdoor Inc COM 928377100 436 9,455 SH   SOLE NONE 9,455 0 0
Walt Disney COM 254687106 240 1,549 SH   SOLE NONE 1,549 0 0
Wells Fargo & Co COM 949746101 374 7,790 SH   SOLE NONE 7,790 0 0
Zoetis, Inc CL A 98978V103 530 2,172 SH   SOLE NONE 2,172 0 0
iShares MSCI EM ex China ETF MSCI EMRG CHN 46434G764 473 7,800 SH   SOLE NONE 7,800 0 0
iShares S&P 500 CORE S&P500 ETF 464287200 4,319 9,054 SH   SOLE NONE 9,054 0 0
iShares S&P 600 CORE S&P SCP ETF 464287804 2,510 21,918 SH   SOLE NONE 21,918 0 0
iShares S&P Midcap CORE S&P MCP ETF 464287507 4,077 14,402 SH   SOLE NONE 14,402 0 0
iShares S&P North Amer Technol EXPND TEC SC ETF 464287549 2,562 5,835 SH   SOLE NONE 5,835 0 0