The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3m Company COM 88579Y101 647 3,255 SH   SOLE NONE 3,255 0 0
AT&T, Inc. COM 00206R102 633 22,001 SH   SOLE NONE 22,001 0 0
Abbott Laboratories COM 002824100 651 5,615 SH   SOLE NONE 5,615 0 0
Air Products & Chemicals COM 009158106 344 1,195 SH   SOLE NONE 1,195 0 0
Allstate Corporation COM 020002101 358 2,743 SH   SOLE NONE 2,743 0 0
Alphabet Inc. Class A CAP STK CL A 02079K305 244 100 SH   SOLE NONE 100 0 0
Amgen Incorporated COM 031162100 394 1,615 SH   SOLE NONE 1,615 0 0
Anthem, Inc COM 036752103 418 1,095 SH   SOLE NONE 1,095 0 0
Apple Inc COM 037833100 2,230 16,285 SH   SOLE NONE 16,285 0 0
Archer Daniels Mid COM 039483102 691 11,395 SH   SOLE NONE 11,395 0 0
BCE, Inc. COM NEW 05534B760 407 8,260 SH   SOLE NONE 8,260 0 0
Bank Of America COM 060505104 550 13,339 SH   SOLE NONE 13,339 0 0
Berkshire Hathaway CL B NEW 084670702 443 1,595 SH   SOLE NONE 1,595 0 0
Broadcom Inc. COM 11135F101 246 515 SH   SOLE NONE 515 0 0
Broadridge Financial COM 11133T103 228 1,410 SH   SOLE NONE 1,410 0 0
CVS Health COM 126650100 499 5,975 SH   SOLE NONE 5,975 0 0
Chevron Corporation COM 166764100 774 7,394 SH   SOLE NONE 7,394 0 0
Cigna Corp COM 125523100 339 1,430 SH   SOLE NONE 1,430 0 0
Cisco Systems COM 17275R102 823 15,520 SH   SOLE NONE 15,520 0 0
Cognizant Solutions CL A 192446102 252 3,635 SH   SOLE NONE 3,635 0 0
Comcast CL A 20030N101 561 9,844 SH   SOLE NONE 9,844 0 0
Conocophillips COM 20825C104 529 8,692 SH   SOLE NONE 8,692 0 0
Crown Castle Intl Co Reit COM 22822V101 538 2,755 SH   SOLE NONE 2,755 0 0
Dominion Resources COM 25746U109 202 2,743 SH   SOLE NONE 2,743 0 0
Du Pont E I COM 26614N102 349 4,507 SH   SOLE NONE 4,507 0 0
Duke Energy Corp COM NEW 26441C204 481 4,869 SH   SOLE NONE 4,869 0 0
Electronic Arts COM 285512109 312 2,166 SH   SOLE NONE 2,166 0 0
Enterprise Products Partners COM 293792107 304 12,610 SH   SOLE NONE 12,610 0 0
Equinix Inc Reit COM 29444U700 353 440 SH   SOLE NONE 440 0 0
Exelon Corporation COM 30161N101 702 15,848 SH   SOLE NONE 15,848 0 0
Exxon Mobil Corp COM 30231G102 1,329 21,061 SH   SOLE NONE 21,061 0 0
General Mills Inc COM 370334104 289 4,740 SH   SOLE NONE 4,740 0 0
Holly Frontier Corp. COM 436106108 300 9,130 SH   SOLE NONE 9,130 0 0
Honeywell Intl COM 438516106 254 1,156 SH   SOLE NONE 1,156 0 0
IBM COM 459200101 435 2,970 SH   SOLE NONE 2,970 0 0
Intel Corp COM 458140100 801 14,260 SH   SOLE NONE 14,260 0 0
Ishares S&P Mid Cap 400 Value S&P MC 400VL ETF 464287705 2,139 20,310 SH   SOLE NONE 20,310 0 0
Ishares S&P Small Cap 600 Etf SP SMCP600VL ETF 464287879 619 5,870 SH   SOLE NONE 5,870 0 0
JPMorgan Chase COM 46625H100 710 4,565 SH   SOLE NONE 4,565 0 0
Johnson & Johnson COM 478160104 992 6,023 SH   SOLE NONE 6,023 0 0
Koninklijke Philips N.V. NY REGIS SHS NEW 500472303 341 6,856 SH   SOLE NONE 6,856 0 0
LTC Properties COM 502175102 485 12,637 SH   SOLE NONE 12,637 0 0
Lilly Eli & Company COM 532457108 916 3,990 SH   SOLE NONE 3,990 0 0
Lockheed Martin COM 539830109 5,661 14,963 SH   SOLE NONE 14,963 0 0
Lowe's Inc. COM 548661107 201 1,035 SH   SOLE NONE 1,035 0 0
MSCI Value Index EAFE VALUE ETF 464288877 513 9,915 SH   SOLE NONE 9,915 0 0
McDonald's Corp COM 580135101 407 1,764 SH   SOLE NONE 1,764 0 0
Merck & Co Inc COM 58933Y105 399 5,132 SH   SOLE NONE 5,132 0 0
Microsoft Corp COM 594918104 1,480 5,465 SH   SOLE NONE 5,465 0 0
Mid-America Apartment COM 59522J103 1,229 7,297 SH   SOLE NONE 7,297 0 0
National Retail Properties COM 637417106 323 6,885 SH   SOLE NONE 6,885 0 0
Netstreit Corp COM 64119V303 729 31,628 SH   SOLE NONE 31,628 0 0
Norfolk Southern COM 655844108 545 2,055 SH   SOLE NONE 2,055 0 0
Northrop Grumman COM 666807102 392 1,078 SH   SOLE NONE 1,078 0 0
Oracle Corporation COM 68389X105 420 5,400 SH   SOLE NONE 5,400 0 0
PPL Corp. COM 69351T106 355 12,705 SH   SOLE NONE 12,705 0 0
Pepsico, Inc. COM 713448108 249 1,683 SH   SOLE NONE 1,683 0 0
Pfizer Inc COM 717081103 572 14,605 SH   SOLE NONE 14,605 0 0
Phillips 66 COM 718546104 494 5,762 SH   SOLE NONE 5,762 0 0
Procter & Gamble COM 742718109 1,069 7,920 SH   SOLE NONE 7,920 0 0
Public Storage COM 74460D109 705 2,345 SH   SOLE NONE 2,345 0 0
Raytheon Tech COM 75513E101 707 8,292 SH   SOLE NONE 8,292 0 0
Realty Income Corp COM 756109104 272 4,075 SH   SOLE NONE 4,075 0 0
Russell 1000 Index RUS 1000 ETF 464287622 13,039 53,863 SH   SOLE NONE 53,863 0 0
Russell 1000 Value Index RUS 1000 VAL ETF 464287598 348 2,197 SH   SOLE NONE 2,197 0 0
Russell 2000 Index RUSSELL 2000 ETF 464287655 5,294 23,080 SH   SOLE NONE 23,080 0 0
Russell 3000 Index RUSSELL 3000 ETF 464287689 296 1,156 SH   SOLE NONE 1,156 0 0
Russell Midcap Index RUS MID CAP ETF 464287499 11,167 140,925 SH   SOLE NONE 140,925 0 0
Southern Company COM 842587107 323 5,340 SH   SOLE NONE 5,340 0 0
Stag Industrial Inc COM 85254J102 234 6,250 SH   SOLE NONE 6,250 0 0
Stryker Corporation COM 863667101 466 1,794 SH   SOLE NONE 1,794 0 0
TD Bank COM NEW 891160509 882 12,588 SH   SOLE NONE 12,588 0 0
Target Corporation COM 87612E106 1,587 6,563 SH   SOLE NONE 6,563 0 0
Texas Instruments COM 882508104 569 2,960 SH   SOLE NONE 2,960 0 0
Toyota Motor Corp SP ADR REP2COM 892331307 383 2,190 SH   SOLE NONE 2,190 0 0
Tyson Foods Inc A CL A 902494103 218 2,950 SH   SOLE NONE 2,950 0 0
Union Pacific Corp COM 907818108 264 1,200 SH   SOLE NONE 1,200 0 0
Unitedhealth Group COM 91324P102 753 1,880 SH   SOLE NONE 1,880 0 0
Vanguard Communication Service COMM SRVC ETF 92204A884 2,157 14,995 SH   SOLE NONE 14,995 0 0
Vanguard EAFE FTSE DEV MKT ETF 921943858 8,856 171,885 SH   SOLE NONE 171,885 0 0
Vanguard EM Index FTSE EMR MKT ETF 922042858 5,075 93,444 SH   SOLE NONE 93,444 0 0
Vanguard REIT Index REAL ESTATE ETF 922908553 8,768 86,139 SH   SOLE NONE 86,139 0 0
Verizon Communications COM 92343V104 1,085 19,364 SH   SOLE NONE 19,364 0 0
Viatris Inc COM 92556V106 216 15,148 SH   SOLE NONE 15,148 0 0
Visa Inc COM CL A 92826C839 512 2,190 SH   SOLE NONE 2,190 0 0
Walt Disney COM 254687106 229 1,305 SH   SOLE NONE 1,305 0 0
Wells Fargo & Co COM 949746101 280 6,180 SH   SOLE NONE 6,180 0 0
Zoetis, Inc CL A 98978V103 405 2,172 SH   SOLE NONE 2,172 0 0
iShares S&P 500 CORE S&P500 ETF 464287200 4,681 10,887 SH   SOLE NONE 10,887 0 0
iShares S&P 600 CORE S&P SCP ETF 464287804 2,803 24,811 SH   SOLE NONE 24,811 0 0
iShares S&P Midcap CORE S&P MCP ETF 464287507 4,498 16,737 SH   SOLE NONE 16,737 0 0
iShares S&P North Amer Technol EXPND TEC SC ETF 464287549 3,226 7,985 SH   SOLE NONE 7,985 0 0