The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR US SML CP VALU 025072877   1,473,808 19,861 SH   SOLE   0 0 19,861
AMERICAN CENTY ETF TR US EQT ETF 025072885   1,531,517 27,755 SH   SOLE   0 0 27,755
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   6,276,581 107,518 SH   SOLE   0 0 107,518
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   4,213,336 71,877 SH   SOLE   0 0 71,877
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   505,145 12,292 SH   SOLE   0 0 12,292
APPLE INC COM 037833100   1,290,075 9,990 SH   SOLE   0 0 9,990
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,027,710 4,536 SH   SOLE   0 0 4,536
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   355,414 16,352 SH   SOLE   0 0 16,352
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   1,311,678 54,662 SH   SOLE   0 0 54,662
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   674,333 19,453 SH   SOLE   0 0 19,453
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   13,495,763 649,945 SH   SOLE   0 0 649,945
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   3,358,580 136,527 SH   SOLE   0 0 136,527
ISHARES TR CORE 1 5 YR USD 46432F859   26,451,010 529,320 PRN   SOLE   0 0 529,320
ISHARES TR CORE INTL AGGR 46435G672   1,435,173 32,427 PRN   SOLE   0 0 32,427
ISHARES TR 0-5 YR TIPS ETF 46429B747   1,044,550 5,110 PRN   SOLE   0 0 5,110
ISHARES TR CORE S&P500 ETF 464287200   1,070,025 2,840 SH   SOLE   0 0 2,840
ISHARES TR CORE S&P TTL STK 464287150   1,673,867 19,728 SH   SOLE   0 0 19,728
ISHARES TR CORE TOTAL USD 46434V613   432,047 8,276 SH   SOLE   0 0 8,276
ISHARES TR CORE US AGGBD ET 464287226   1,562,363 36,493 SH   SOLE   0 0 36,493
ISHARES TR CRE U S REIT ETF 464288521   2,811,699 52,934 SH   SOLE   0 0 52,934
ISHARES TR MSCI INTL VLU FT 46435G409   4,413,558 188,562 SH   SOLE   0 0 188,562
ISHARES TR ESG AWR MSCI USA 46435G425   369,002 5,076 SH   SOLE   0 0 5,076
ISHARES TR GNMA BOND ETF 46429B333   5,638,101 136,960 PRN   SOLE   0 0 136,960
ISHARES TR IBOXX INV CP ETF 464287242   604,004 5,622 PRN   SOLE   0 0 5,622
ISHARES TR INTL DEV RE ETF 464288489   223,215 9,941 SH   SOLE   0 0 9,941
ISHARES TR MSCI EAFE ETF 464287465   13,080,113 180,047 SH   SOLE   0 0 180,047
ISHARES TR EAFE SML CP ETF 464288273   1,795,047 32,431 SH   SOLE   0 0 32,431
ISHARES TR EAFE VALUE ETF 464288877   428,244 8,848 SH   SOLE   0 0 8,848
ISHARES TR MSCI EMG MKT ETF 464287234   1,045,500 30,622 SH   SOLE   0 0 30,622
ISHARES TR MSCI INDIA ETF 46429B598   244,513 5,858 SH   SOLE   0 0 5,858
ISHARES TR NATIONAL MUN ETF 464288414   2,698,357 22,082 PRN   SOLE   0 0 22,082
ISHARES TR RUS 1000 GRW ETF 464287614   504,930 2,357 SH   SOLE   0 0 2,357
ISHARES TR RUS 1000 VAL ETF 464287598   1,581,405 10,807 SH   SOLE   0 0 10,807
ISHARES TR RUSSELL 2000 ETF 464287655   314,087 1,801 SH   SOLE   0 0 1,801
ISHARES TR RUS 2000 GRW ETF 464287648   746,959 4,190 SH   SOLE   0 0 4,190
ISHARES TR RUS 2000 VAL ETF 464287630   3,188,578 22,712 SH   SOLE   0 0 22,712
ISHARES TR RUSSELL 3000 ETF 464287689   413,554 3,593 SH   SOLE   0 0 3,593
ISHARES TR RUS MD CP GR ETF 464287481   240,935 2,822 SH   SOLE   0 0 2,822
ISHARES TR RUS MDCP VAL ETF 464287473   700,827 6,702 SH   SOLE   0 0 6,702
ISHARES TR S&P 500 GRWT ETF 464287309   1,169,064 22,446 SH   SOLE   0 0 22,446
ISHARES TR S&P 500 VAL ETF 464287408   10,377,841 71,504 SH   SOLE   0 0 71,504
ISHARES TR S&P MC 400GR ETF 464287606   477,349 6,997 SH   SOLE   0 0 6,997
ISHARES TR S&P MC 400VL ETF 464287705   2,455,891 27,478 SH   SOLE   0 0 27,478
ISHARES TR S&P SML 600 GWT 464287887   243,266 2,215 SH   SOLE   0 0 2,215
ISHARES TR SP SMCP600VL ETF 464287879   231,745 2,666 SH   SOLE   0 0 2,666
ISHARES TR SHRT NAT MUN ETF 464288158   3,127,236 35,868 PRN   SOLE   0 0 35,868
ISHARES TR TIPS BD ETF 464287176   1,255,470 6,872 SH   SOLE   0 0 6,872
ISHARES TR ISHS 1-5YR INVS 464288646   6,858,106 136,852 SH   SOLE   0 0 136,852
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853   466,742 13,649 SH   SOLE   0 0 13,649
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,720,225 7,209 SH   SOLE   0 0 7,209
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   834,216 1,909 SH   SOLE   0 0 1,909
SPDR SER TR PRTFLO S&P500 GW 78464A409   719,514 11,591 SH   SOLE   0 0 11,591
SPDR SER TR NUVEEN BLMBRG SH 78468R739   1,044,440 37,319 PRN   SOLE   0 0 37,319
SPDR SER TR PORTFLI TIPS ETF 78464A656   203,040 7,882 SH   SOLE   0 0 7,882
TYLER TECHNOLOGIES INC COM 902252105   430,095 1,334 SH   SOLE   0 0 1,334
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   2,641,126 6,091 PRN   SOLE   0 0 6,091
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   4,379,715 41,890 SH   SOLE   0 0 41,890
VANGUARD INDEX FDS VALUE ETF 922908744   2,899,202 20,864 SH   SOLE   0 0 20,864
VANGUARD INDEX FDS GROWTH ETF 922908736   8,279,135 38,507 SH   SOLE   0 0 38,507
VANGUARD INDEX FDS SML CP GRW ETF 922908595   2,819,121 13,621 SH   SOLE   0 0 13,621
VANGUARD INDEX FDS SM CP VAL ETF 922908611   8,379,131 54,936 SH   SOLE   0 0 54,936
VANGUARD INDEX FDS LARGE CAP ETF 922908637   340,561 1,955 SH   SOLE   0 0 1,955
VANGUARD INDEX FDS MID CAP ETF 922908629   232,751 1,142 SH   SOLE   0 0 1,142
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   4,723,611 25,447 SH   SOLE   0 0 25,447
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   8,460,395 61,312 SH   SOLE   0 0 61,312
VANGUARD INDEX FDS TOTAL STK MKT 922908769   812,653 4,106 SH   SOLE   0 0 4,106
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   253,830 2,865 SH   SOLE   0 0 2,865
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   604,302 14,854 SH   SOLE   0 0 14,854
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   397,961 3,229 SH   SOLE   0 0 3,229
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   1,259,439 22,446 SH   SOLE   0 0 22,446
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   8,276,252 184,808 SH   SOLE   0 0 184,808
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,144,803 26,000 PRN   SOLE   0 0 26,000
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   1,283,436 7,486 SH   SOLE   0 0 7,486
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   775,660 10,375 SH   SOLE   0 0 10,375
VANGUARD STAR FDS VG TL INTL STK F 921909768   578,488 12,572 SH   SOLE   0 0 12,572
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   943,528 50,093 SH   SOLE   0 0 50,093