The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 2,006,118 18,226 SH   SOLE   0 0 18,226
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 999,877 6,452 SH   SOLE   0 0 6,452
ADOBE INC COM 00724F101 BBG001S5NCQ5 602,567 1,010 SH   SOLE   0 0 1,010
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 828,500 5,931 SH   SOLE   0 0 5,931
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 387,135 2,747 SH   SOLE   0 0 2,747
AMAZON COM INC COM 023135106 BBG001S5PQL7 1,334,184 8,781 SH   SOLE   0 0 8,781
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 206,703 1,103 SH   SOLE   0 0 1,103
AMGEN INC COM 031162100 BBG001S5NNL6 365,182 1,268 SH   SOLE   0 0 1,268
APPLE INC COM 037833100 BBG001S5N8V8 9,402,518 48,837 SH   SOLE   0 0 48,837
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 2,075,405 5,819 SH   SOLE   0 0 5,819
BOEING CO COM 097023105 BBG001S5P0V3 799,965 3,069 SH   SOLE   0 0 3,069
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 213,483 4,868 SH   SOLE   0 0 4,868
CSX CORP COM 126408103 BBG001S5Q7Q3 656,988 18,950 SH   SOLE   0 0 18,950
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 BBG001SDHNW4 398,020 28,842 SH   SOLE   0 0 28,842
ENTERPRISE PRODS PARTNERS L COM 293792107 BBG001S9P0Z1 1,130,499 42,903 SH   SOLE   0 0 42,903
ESSENTIAL UTILS INC COM 29670G102 BBG001S5VFD3 530,065 14,192 SH   SOLE   0 0 14,192
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 226,585 2,266 SH   SOLE   0 0 2,266
FIDELITY MERRIMACK STR TR LTD TRM BD ETF 316188200 BBG0078XLZ93 1,417,752 28,822 SH   SOLE   0 0 28,822
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846 BBG009K1H2W7 351,842 6,535 SH   SOLE   0 0 6,535
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101 BBG01BG24837 506,605 89,348 SH   SOLE   0 0 89,348
GALLAGHER ARTHUR J & CO COM 363576109 BBG001S5NKC2 3,186,990 14,172 SH   SOLE   0 0 14,172
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715 BBG00DSB42H9 219,322 7,695 SH   SOLE   0 0 7,695
GLOBAL X FDS TELMDC&DIG ETF 37954Y285 BBG00WCNXGG6 154,684 15,285 SH   SOLE   0 0 15,285
GLOBAL X FDS US PFD ETF 37954Y657 BBG00HPF2LX6 279,846 14,425 SH   SOLE   0 0 14,425
HOME DEPOT INC COM 437076102 BBG001S5RTW7 373,273 1,077 SH   SOLE   0 0 1,077
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 BBG00XS6PBW6 29,433,898 174,641 SH   SOLE   0 0 174,641
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 BBG001T0NSB6 697,900 60,846 SH   SOLE   0 0 60,846
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 BBG001V18CG8 313,022 4,996 SH   SOLE   0 0 4,996
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 BBG00KJR2GD3 303,824 14,547 SH   SOLE   0 0 14,547
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 MUNI 46138J536 BBG00Q8HCLV2 311,360 12,497 SH   SOLE   0 0 12,497
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 BBG00KJR2J47 304,943 14,908 SH   SOLE   0 0 14,908
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 MUNI 46138J528 BBG00Q9CYMM6 302,827 12,342 SH   SOLE   0 0 12,342
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 BBG00KJR2K35 306,757 15,894 SH   SOLE   0 0 15,894
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 MUNI 46138J510 BBG00Q8HN8N8 291,218 12,259 SH   SOLE   0 0 12,259
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783 BBG00KJR2L24 250,483 12,875 SH   SOLE   0 0 12,875
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 MUNI 46138J494 BBG00Q9CYYY7 250,383 10,475 SH   SOLE   0 0 10,475
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 BBG001SDTVQ0 297,965 5,510 SH   SOLE   0 0 5,510
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 4,597,955 11,228 SH   SOLE   0 0 11,228
ISHARES TR CORE DIV GRWTH 46434V621 BBG006MJFZK4 382,579 7,109 SH   SOLE   0 0 7,109
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 549,997 5,081 SH   SOLE   0 0 5,081
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 317,703 665 SH   SOLE   0 0 665
ISHARES TR ESG AW MSCI EAFE 46435G516 BBG00D7BBRS7 1,545,411 20,458 SH   SOLE   0 0 20,458
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 935,508 8,916 SH   SOLE   0 0 8,916
ISHARES TR ESG AWR US AGRGT 46435U549 BBG00MC0P0K7 1,372,351 28,746 SH   SOLE   0 0 28,746
ISHARES TR ESG AWRE 1 5 YR 46435G243 BBG00H4BFM35 1,483,751 60,611 SH   SOLE   0 0 60,611
ISHARES TR GL CLEAN ENE ETF 464288224 BBG001S7XDQ8 271,978 17,468 SH   SOLE   0 0 17,468
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 875,755 11,623 SH   SOLE   0 0 11,623
ISHARES TR MSCI GBL SUS DEV 46435G532 BBG00CRHS639 445,442 5,496 SH   SOLE   0 0 5,496
ISHARES TR MSCI USA ESG SLC 464288802 BBG001SN86J4 1,205,888 11,998 SH   SOLE   0 0 11,998
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 2,113,518 27,086 SH   SOLE   0 0 27,086
ISHARES TR PFD AND INCM SEC 464288687 BBG001SNVWC8 377,896 12,116 SH   SOLE   0 0 12,116
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 385,470 1,470 SH   SOLE   0 0 1,470
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 280,388 1,397 SH   SOLE   0 0 1,397
ISHARES TR RUSSELL 3000 ETF 464287689 BBG001SFC7Z6 5,033,190 18,387 SH   SOLE   0 0 18,387
ISHARES TR SHORT TREAS BD 464288679 BBG001SSD803 247,793 2,250 SH   SOLE   0 0 2,250
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 518,185 4,915 SH   SOLE   0 0 4,915
J P MORGAN EXCHANGE TRADED F BETABULDRS JAPAN 46641Q217 BBG00L52MHJ1 536,536 10,216 SH   SOLE   0 0 10,216
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 5,825,539 115,977 SH   SOLE   0 0 115,977
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 BBG00M8D2458 7,136,347 140,645 SH   SOLE   0 0 140,645
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 BBG00J5DPW97 26,260,980 548,704 SH   SOLE   0 0 548,704
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 1,905,058 12,154 SH   SOLE   0 0 12,154
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 532,967 3,133 SH   SOLE   0 0 3,133
LOWES COS INC COM 548661107 BBG001S5SVL3 364,600 1,638 SH   SOLE   0 0 1,638
MCDONALDS CORP COM 580135101 BBG001S5T110 263,752 890 SH   SOLE   0 0 890
MCKESSON CORP COM 58155Q103 BBG001S8F8P8 535,604 1,157 SH   SOLE   0 0 1,157
MERCK & CO INC COM 58933Y105 BBG001S5TC52 1,683,749 15,444 SH   SOLE   0 0 15,444
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 226,535 640 SH   SOLE   0 0 640
MICROSOFT CORP COM 594918104 BBG001S5TD05 4,483,769 11,924 SH   SOLE   0 0 11,924
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 544,094 1,099 SH   SOLE   0 0 1,099
OLLIES BARGAIN OUTLET HLDGS COM 681116109 BBG0098VVDS0 227,670 3,000 SH   SOLE   0 0 3,000
ONEOK INC NEW COM 682680103 BBG001S5TWK1 216,840 3,088 SH   SOLE   0 0 3,088
ORACLE CORP COM 68389X105 BBG001S5SJG6 286,936 2,722 SH   SOLE   0 0 2,722
PEPSICO INC COM 713448108 BBG001S695T1 267,258 1,574 SH   SOLE   0 0 1,574
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 BBG001T618D9 1,772,651 17,764 SH   SOLE   0 0 17,764
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 BBG001T6Q6C7 1,862,257 37,225 SH   SOLE   0 0 37,225
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 1,517,795 10,358 SH   SOLE   0 0 10,358
PRUDENTIAL FINL INC COM 744320102 BBG001S97MM7 263,099 2,537 SH   SOLE   0 0 2,537
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 BBG001S5V3C1 238,041 3,893 SH   SOLE   0 0 3,893
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 BBG001S8LH99 241,819 642 SH   SOLE   0 0 642
SPDR INDEX SHS FDS MSCI EAFE STRTGC 78463X434 BBG006LCM0W6 5,372,038 73,506 SH   SOLE   0 0 73,506
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 1,115,084 2,346 SH   SOLE   0 0 2,346
SPDR SER TR NUVEEN BLOOMBERG 78464A284 BBG001V11QG4 669,185 26,450 SH   SOLE   0 0 26,450
SPDR SER TR PORTFOLI S&P1500 78464A805 BBG001SG6843 982,845 16,815 SH   SOLE   0 0 16,815
SPDR SER TR PORTFOLIO AGRGTE 78464A649 BBG001STKD11 14,529,803 566,685 SH   SOLE   0 0 566,685
SPDR SER TR PORTFOLIO S&P400 78464A847 BBG001SPT9T9 4,661,560 95,681 SH   SOLE   0 0 95,681
SPDR SER TR PORTFOLIO SHORT 78464A474 BBG001T6B0P2 2,598,566 87,259 SH   SOLE   0 0 87,259
SPDR SER TR PRTFLO S&P500 GW 78464A409 BBG001SD7RB9 9,406,922 144,588 SH   SOLE   0 0 144,588
SSGA ACTIVE ETF TR ULT SHT TRM BD 78467V707 BBG005D236G5 1,323,741 32,782 SH   SOLE   0 0 32,782
TESLA INC COM 88160R101 BBG001SQKGD7 1,512,497 6,087 SH   SOLE   0 0 6,087
UNION PAC CORP COM 907818108 BBG001S5X2M0 596,253 2,428 SH   SOLE   0 0 2,428
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 527,610 1,002 SH   SOLE   0 0 1,002
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 BBG001TC6MF8 3,789,792 13,995 SH   SOLE   0 0 13,995
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869 BBG001TC6MK2 206,392 2,101 SH   SOLE   0 0 2,101
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 55,220,149 716,959 SH   SOLE   0 0 716,959
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 242,538 1,673 SH   SOLE   0 0 1,673
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 393,238 1,690 SH   SOLE   0 0 1,690
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 932,813 2,136 SH   SOLE   0 0 2,136
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 65,125,385 274,536 SH   SOLE   0 0 274,536
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 1,505,480 19,458 SH   SOLE   0 0 19,458
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 39,923,013 234,290 SH   SOLE   0 0 234,290
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 BBG001T0Y6L1 2,801,115 25,611 SH   SOLE   0 0 25,611
VISA INC COM CL A 92826C839 BBG001SRCFY3 242,329 931 SH   SOLE   0 0 931
WALMART INC COM 931142103 BBG001S5XH92 382,032 2,423 SH   SOLE   0 0 2,423
WISDOMTREE TR JAPN HEDGE EQT 97717W851 BBG001SHL470 506,049 5,752 SH   SOLE   0 0 5,752