The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 1,997,173 18,191 SH   SOLE   0 0 18,191
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 1,037,122 6,417 SH   SOLE   0 0 6,417
ADOBE SYSTEMS INCORPORATED COM 00724F101 BBG001S5NCQ5 332,155 987 SH   SOLE   0 0 987
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 254,102 2,880 SH   SOLE   0 0 2,880
AMAZON COM INC COM 023135106 BBG001S5PQL7 574,896 6,844 SH   SOLE   0 0 6,844
AMERICAN CENTY ETF TR MULTISECTOR 025072398 BBG011MFKJQ6 422,766 9,886 SH   SOLE   0 0 9,886
AMGEN INC COM 031162100 BBG001S5NNL6 260,410 992 SH   SOLE   0 0 992
APPLE INC COM 037833100 BBG001S5N8V8 6,604,563 50,832 SH   SOLE   0 0 50,832
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 1,189,265 3,850 SH   SOLE   0 0 3,850
BOEING CO COM 097023105 BBG001S5P0V3 590,519 3,100 SH   SOLE   0 0 3,100
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 564,677 7,848 SH   SOLE   0 0 7,848
CSX CORP COM 126408103 BBG001S5Q7Q3 587,064 18,950 SH   SOLE   0 0 18,950
DISNEY WALT CO COM 254687106 BBG001S5QHF3 262,647 3,023 SH   SOLE   0 0 3,023
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 BBG001SDHNW4 342,355 28,842 SH   SOLE   0 0 28,842
ENTERPRISE PRODS PARTNERS L COM 293792107 BBG001S9P0Z1 1,047,884 43,445 SH   SOLE   0 0 43,445
ESSENTIAL UTILS INC COM 29670G102 BBG001S5VFD3 431,602 9,043 SH   SOLE   0 0 9,043
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 256,489 2,325 SH   SOLE   0 0 2,325
FIDELITY MERRIMACK STR TR LTD TRM BD ETF 316188200 BBG0078XLZ93 1,846,007 38,483 SH   SOLE   0 0 38,483
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846 BBG009K1H2W7 321,676 8,310 SH   SOLE   0 0 8,310
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101 BBG01BG24837 136,080 28,892 SH   SOLE   0 0 28,892
GALLAGHER ARTHUR J & CO COM 363576109 BBG001S5NKC2 4,150,515 22,014 SH   SOLE   0 0 22,014
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715 BBG00DSB42H9 210,383 10,238 SH   SOLE   0 0 10,238
GLOBAL X FDS TELMDC&DIG ETF 37954Y285 BBG00WCNXGG6 179,154 15,471 SH   SOLE   0 0 15,471
GLOBAL X FDS US PFD ETF 37954Y657 BBG00HPF2LX6 313,322 16,176 SH   SOLE   0 0 16,176
HOME DEPOT INC COM 437076102 BBG001S5RTW7 327,512 1,037 SH   SOLE   0 0 1,037
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 BBG00XS6PBW6 19,828,444 181,032 SH   SOLE   0 0 181,032
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 BBG001T0NSB6 607,286 54,319 SH   SOLE   0 0 54,319
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297 BBG002DJ8H94 3,422,299 148,731 SH   SOLE   0 0 148,731
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 BBG001V18CG8 345,773 5,411 SH   SOLE   0 0 5,411
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 BBG001SDTVQ0 240,899 5,475 SH   SOLE   0 0 5,475
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 3,028,141 11,372 SH   SOLE   0 0 11,372
ISHARES TR CORE DIV GRWTH 46434V621 BBG006MJFZK4 351,399 7,028 SH   SOLE   0 0 7,028
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 490,118 5,179 SH   SOLE   0 0 5,179
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 252,537 657 SH   SOLE   0 0 657
ISHARES TR ESG AW MSCI EAFE 46435G516 BBG00D7BBRS7 1,006,243 15,306 SH   SOLE   0 0 15,306
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 708,908 8,365 SH   SOLE   0 0 8,365
ISHARES TR ESG AWR US AGRGT 46435U549 BBG00MC0P0K7 750,029 16,047 SH   SOLE   0 0 16,047
ISHARES TR ESG AWRE 1 5 YR 46435G243 BBG00H4BFM35 722,729 30,405 SH   SOLE   0 0 30,405
ISHARES TR GL CLEAN ENE ETF 464288224 BBG001S7XDQ8 331,141 16,682 SH   SOLE   0 0 16,682
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 838,461 12,774 SH   SOLE   0 0 12,774
ISHARES TR MSCI GBL SUS DEV 46435G532 BBG00CRHS639 352,153 4,463 SH   SOLE   0 0 4,463
ISHARES TR MSCI USA ESG SLC 464288802 BBG001SN86J4 875,539 10,636 SH   SOLE   0 0 10,636
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 2,389,663 33,144 SH   SOLE   0 0 33,144
ISHARES TR PFD AND INCM SEC 464288687 BBG001SNVWC8 453,983 14,870 SH   SOLE   0 0 14,870
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 306,658 1,457 SH   SOLE   0 0 1,457
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 242,069 1,388 SH   SOLE   0 0 1,388
ISHARES TR RUSSELL 3000 ETF 464287689 BBG001SFC7Z6 4,104,484 18,599 SH   SOLE   0 0 18,599
ISHARES TR SHORT TREAS BD 464288679 BBG001SSD803 401,208 3,650 SH   SOLE   0 0 3,650
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 1,254,149 12,028 SH   SOLE   0 0 12,028
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 12,496,801 249,288 SH   SOLE   0 0 249,288
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 BBG00M8D2458 10,180,168 201,448 SH   SOLE   0 0 201,448
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 BBG00J5DPW97 17,072,433 440,579 SH   SOLE   0 0 440,579
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 2,117,937 11,989 SH   SOLE   0 0 11,989
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 409,774 3,056 SH   SOLE   0 0 3,056
LOWES COS INC COM 548661107 BBG001S5SVL3 311,474 1,563 SH   SOLE   0 0 1,563
LPL FINL HLDGS INC COM 50212V100 BBG001T5GK39 225,249 1,042 SH   SOLE   0 0 1,042
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 BBG001S731Q7 225,523 4,492 SH   SOLE   0 0 4,492
MCDONALDS CORP COM 580135101 BBG001S5T110 233,147 885 SH   SOLE   0 0 885
MCKESSON CORP COM 58155Q103 BBG001S8F8P8 431,514 1,150 SH   SOLE   0 0 1,150
MERCK & CO INC COM 58933Y105 BBG001S5TC52 1,724,057 15,539 SH   SOLE   0 0 15,539
MICROSOFT CORP COM 594918104 BBG001S5TD05 2,267,561 9,455 SH   SOLE   0 0 9,455
ORACLE CORP COM 68389X105 BBG001S5SJG6 222,228 2,719 SH   SOLE   0 0 2,719
PEPSICO INC COM 713448108 BBG001S695T1 278,259 1,540 SH   SOLE   0 0 1,540
PFIZER INC COM 717081103 BBG001S5V466 521,033 10,168 SH   SOLE   0 0 10,168
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 BBG001T618D9 2,291,439 23,228 SH   SOLE   0 0 23,228
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 BBG001T6Q6C7 2,171,971 44,061 SH   SOLE   0 0 44,061
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 1,652,912 10,906 SH   SOLE   0 0 10,906
PRUDENTIAL FINL INC COM 744320102 BBG001S97MM7 243,958 2,453 SH   SOLE   0 0 2,453
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 BBG001S5V3C1 238,508 3,893 SH   SOLE   0 0 3,893
SEAGEN INC COM 81181C104 BBG001S9M4Q6 312,279 2,430 SH   SOLE   0 0 2,430
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 BBG001S8LH99 211,720 639 SH   SOLE   0 0 639
SPDR INDEX SHS FDS MSCI EAFE STRTGC 78463X434 BBG006LCM0W6 5,435,808 84,802 SH   SOLE   0 0 84,802
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 908,254 2,375 SH   SOLE   0 0 2,375
SPDR SER TR PORTFOLI S&P1500 78464A805 BBG001SG6843 718,619 15,196 SH   SOLE   0 0 15,196
SPDR SER TR PORTFOLIO AGRGTE 78464A649 BBG001STKD11 8,613,774 342,769 SH   SOLE   0 0 342,769
SPDR SER TR PORTFOLIO S&P400 78464A847 BBG001SPT9T9 4,144,659 97,521 SH   SOLE   0 0 97,521
SPDR SER TR PORTFOLIO S&P600 78468R853 BBG004T58LZ5 223,040 6,033 SH   SOLE   0 0 6,033
SPDR SER TR PORTFOLIO SHORT 78464A474 BBG001T6B0P2 2,667,249 90,785 SH   SOLE   0 0 90,785
SPDR SER TR PRTFLO S&P500 GW 78464A409 BBG001SD7RB9 7,224,976 142,589 SH   SOLE   0 0 142,589
SSGA ACTIVE ETF TR ULT SHT TRM BD 78467V707 BBG005D236G5 1,835,911 45,915 SH   SOLE   0 0 45,915
TESLA INC COM 88160R101 BBG001SQKGD7 1,197,925 9,725 SH   SOLE   0 0 9,725
UNION PAC CORP COM 907818108 BBG001S5X2M0 502,329 2,426 SH   SOLE   0 0 2,426
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 355,831 671 SH   SOLE   0 0 671
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 BBG001TC6MF8 3,104,980 14,720 SH   SOLE   0 0 14,720
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 51,076,074 678,482 SH   SOLE   0 0 678,482
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 210,433 1,556 SH   SOLE   0 0 1,556
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 308,542 1,514 SH   SOLE   0 0 1,514
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 759,431 2,162 SH   SOLE   0 0 2,162
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 49,345,701 258,098 SH   SOLE   0 0 258,098
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 1,703,242 22,653 SH   SOLE   0 0 22,653
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 31,970,304 210,539 SH   SOLE   0 0 210,539
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 BBG001T0Y6L1 2,788,570 27,113 SH   SOLE   0 0 27,113
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 207,924 5,277 SH   SOLE   0 0 5,277
WALMART INC COM 931142103 BBG001S5XH92 240,989 1,700 SH   SOLE   0 0 1,700