Chief Compliance Officer

0001843110-24-000003.txt : 20240417 0001843110-24-000003.hdr.sgml : 20240417 20240417163210 ACCESSION NUMBER: 0001843110-24-000003 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20240331 FILED AS OF DATE: 20240417 DATE AS OF CHANGE: 20240417 EFFECTIVENESS DATE: 20240417 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Annapolis Financial Services, LLC CENTRAL INDEX KEY: 0001843110 ORGANIZATION NAME: IRS NUMBER: 522258532 STATE OF INCORPORATION: MD FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-20662 FILM NUMBER: 24851540 BUSINESS ADDRESS: STREET 1: 582 BELLERIVE ROAD, SUITE 4D CITY: ANNAPOLIS STATE: MD ZIP: 21409 BUSINESS PHONE: 410-626-8198 MAIL ADDRESS: STREET 1: 582 BELLERIVE ROAD, SUITE 4D CITY: ANNAPOLIS STATE: MD ZIP: 21409 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001843110 XXXXXXXX 03-31-2024 03-31-2024 Annapolis Financial Services, LLC

582 BELLERIVE ROAD, SUITE 4D ANNAPOLIS MD 21409

13F HOLDINGS REPORT 028-20662 000123095 801-95167 N William James Hufnell Chief Compliance Officer 410-626-8198 William James Hufnell Annapolis MD 04-17-2024 0 355 303685567 false INFORMATION TABLE 2 baypoint1q24.xml 3M CO COM 88579Y101 18563 175 SH SOLE 0 0 175 ABBOTT LABS COM 002824100 32166 283 SH SOLE 0 0 283 ABBVIE INC COM 00287Y109 82674 454 SH SOLE 0 0 454 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 27383 79 SH SOLE 0 0 79 ADOBE INC COM 00724F101 3028 6 SH SOLE 0 0 6 ALPHABET INC CAP STK CL A 02079K305 150930 1000 SH SOLE 0 0 1000 ALPHABET INC CAP STK CL C 02079K107 368470 2420 SH SOLE 0 0 2420 ALTRIA GROUP INC COM 02209S103 7285 167 SH SOLE 0 0 167 AMAZON COM INC COM 023135106 443555 2459 SH SOLE 0 0 2459 AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072232 176715 2531 SH SOLE 0 0 2531 AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 6863901 118425 SH SOLE 0 0 118425 AMERICAN CENTY ETF TR INTL EQT ETF 025072703 17717426 277964 SH SOLE 0 0 277964 AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 334240 5075 SH SOLE 0 0 5075 AMERICAN CENTY ETF TR US EQT ETF 025072885 446784 4992 SH SOLE 0 0 4992 AMERICAN CENTY ETF TR US SML CP VALU 025072877 636760 6795 SH SOLE 0 0 6795 AMERICAN ELEC PWR CO INC COM 025537101 9644 112 SH SOLE 0 0 112 AMERICAN EXPRESS CO COM 025816109 45311 199 SH SOLE 0 0 199 AMERICAN INTL GROUP INC COM NEW 026874784 10788 138 SH SOLE 0 0 138 AMERICAN TOWER CORP NEW COM 03027X100 40309 204 SH SOLE 0 0 204 AMERIPRISE FINL INC COM 03076C106 31568 72 SH SOLE 0 0 72 AMGEN INC COM 031162100 71080 250 SH SOLE 0 0 250 ANALOG DEVICES INC COM 032654105 14241 72 SH SOLE 0 0 72 ANSYS INC COM 03662Q105 11110 32 SH SOLE 0 0 32 APOLLO GLOBAL MGMT INC COM 03769M106 14057 125 SH SOLE 0 0 125 APPLE INC COM 037833100 1093003 6374 SH SOLE 0 0 6374 APTIV PLC SHS G6095L109 9957 125 SH SOLE 0 0 125 APYX MEDICAL CORPORATION COM 03837C106 2133 1568 SH SOLE 0 0 1568 ARK ETF TR AUTNMUS TECHNLGY 00214Q203 1642 30 SH SOLE 0 0 30 ARK ETF TR INNOVATION ETF 00214Q104 8464 169 SH SOLE 0 0 169 AUTOMATIC DATA PROCESSING IN COM 053015103 24974 100 SH SOLE 0 0 100 BANK AMERICA CORP COM 060505104 220961 5827 SH SOLE 0 0 5827 BERKSHIRE HATHAWAY INC DEL CL A 084670108 634440 1 SH SOLE 0 0 1 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 823799 1959 SH SOLE 0 0 1959 BHP GROUP LTD SPONSORED ADS 088606108 4154 72 SH SOLE 0 0 72 BLACKROCK ETF TRUST FUTURE TECH ETF 09290C301 161933 6314 SH SOLE 0 0 6314 BLACKROCK INC COM 09247X101 62528 75 SH SOLE 0 0 75 BOEING CO COM 097023105 39756 206 SH SOLE 0 0 206 BRISTOL-MYERS SQUIBB CO COM 110122108 5749 106 SH SOLE 0 0 106 BROADCOM INC COM 11135F101 144470 109 SH SOLE 0 0 109 CADENCE DESIGN SYSTEM INC COM 127387108 32374 104 SH SOLE 0 0 104 CAPITAL ONE FINL CORP COM 14040H105 46930 315 SH SOLE 0 0 315 CARRIER GLOBAL CORPORATION COM 14448C104 17439 300 SH SOLE 0 0 300 CATERPILLAR INC COM 149123101 27116 74 SH SOLE 0 0 74 CENTENE CORP DEL COM 15135B101 6907 88 SH SOLE 0 0 88 CENTRAIS ELETRICAS BRASILEIR SPONSORED ADR 15234Q207 3315 397 SH SOLE 0 0 397 CHEVRON CORP NEW COM 166764100 78082 495 SH SOLE 0 0 495 CHIPOTLE MEXICAN GRILL INC COM 169656105 40695 14 SH SOLE 0 0 14 CHUBB LIMITED COM H1467J104 44830 173 SH SOLE 0 0 173 CISCO SYS INC COM 17275R102 59493 1192 SH SOLE 0 0 1192 COCA COLA CO COM 191216100 38054 622 SH SOLE 0 0 622 COMCAST CORP NEW CL A 20030N101 53018 1223 SH SOLE 0 0 1223 CONOCOPHILLIPS COM 20825C104 24311 191 SH SOLE 0 0 191 CONSTELLATION BRANDS INC CL A 21036P108 20382 75 SH SOLE 0 0 75 CONSTELLATION ENERGY CORP COM 21037T109 11461 62 SH SOLE 0 0 62 CORNING INC COM 219350105 3296 100 SH SOLE 0 0 100 CORTEVA INC COM 22052L104 4902 85 SH SOLE 0 0 85 COSTAR GROUP INC COM 22160N109 20286 210 SH SOLE 0 0 210 COSTCO WHSL CORP NEW COM 22160K105 98596 135 SH SOLE 0 0 135 CSX CORP COM 126408103 45708 1233 SH SOLE 0 0 1233 CUBESMART COM 229663109 726731 16071 SH SOLE 0 0 16071 CUMMINS INC COM 231021106 23572 80 SH SOLE 0 0 80 CVS HEALTH CORP COM 126650100 967 12 SH SOLE 0 0 12 DANAHER CORPORATION COM 235851102 57936 232 SH SOLE 0 0 232 DEERE & CO COM 244199105 55861 136 SH SOLE 0 0 136 DESKTOP METAL INC COM CL A 25058X105 440 500 SH SOLE 0 0 500 DIAGEO PLC SPON ADR NEW 25243Q205 9817 66 SH SOLE 0 0 66 DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 4499264 107253 SH SOLE 0 0 107253 DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 2361280 95521 SH SOLE 0 0 95521 DIMENSIONAL ETF TRUST GLOBAL CORE PLUS 25434V583 3462067 64857 SH SOLE 0 0 64857 DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856 473055 11468 SH SOLE 0 0 11468 DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 1843995 61019 SH SOLE 0 0 61019 DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 268215 9956 SH SOLE 0 0 9956 DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 99353 3654 SH SOLE 0 0 3654 DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 185965 3867 SH SOLE 0 0 3867 DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 1209258 25707 SH SOLE 0 0 25707 DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 6202008 169732 SH SOLE 0 0 169732 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 1268671 39708 SH SOLE 0 0 39708 DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 302051 5301 SH SOLE 0 0 5301 DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 738505 23363 SH SOLE 0 0 23363 DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666 35329 1178 SH SOLE 0 0 1178 DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 407940 18236 SH SOLE 0 0 18236 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 8212049 131730 SH SOLE 0 0 131730 DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 3892081 129305 SH SOLE 0 0 129305 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 16874 310 SH SOLE 0 0 310 DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 214587 8435 SH SOLE 0 0 8435 DISNEY WALT CO COM 254687106 106698 872 SH SOLE 0 0 872 DOLLAR GEN CORP NEW COM 256677105 99099 635 SH SOLE 0 0 635 DOMINION ENERGY INC COM 25746U109 24054 489 SH SOLE 0 0 489 DOUGLAS DYNAMICS INC COM 25960R105 9652 400 SH SOLE 0 0 400 DOW INC COM 260557103 13498 233 SH SOLE 0 0 233 DRAFTKINGS INC NEW COM CL A 26142V105 909 20 SH SOLE 0 0 20 DUPONT DE NEMOURS INC COM 26614N102 8971 117 SH SOLE 0 0 117 EASTMAN CHEM CO COM 277432100 20044 200 SH SOLE 0 0 200 EATON CORP PLC SHS G29183103 11257 36 SH SOLE 0 0 36 ELEVANCE HEALTH INC COM 036752103 1445 3 SH SOLE 0 0 3 ELI LILLY & CO COM 532457108 276176 355 SH SOLE 0 0 355 ENERGY TRANSFER L P COM UT LTD PTN 29273V100 8070 513 SH SOLE 0 0 513 EQT CORP COM 26884L109 92675 2500 SH SOLE 0 0 2500 EQUITY RESIDENTIAL SH BEN INT 29476L107 14705 233 SH SOLE 0 0 233 EXELON CORP COM 30161N101 6989 186 SH SOLE 0 0 186 EXXON MOBIL CORP COM 30231G102 23132 199 SH SOLE 0 0 199 FASTENAL CO COM 311900104 99203 1286 SH SOLE 0 0 1286 FIRSTENERGY CORP COM 337932107 8767 227 SH SOLE 0 0 227 FIVE BELOW INC COM 33829M101 12153 67 SH SOLE 0 0 67 FMC CORP COM NEW 302491303 55 85 SH SOLE 0 0 85 FORD MTR CO DEL COM 345370860 1721 130 SH SOLE 0 0 130 FORTREA HLDGS INC COMMON STOCK 34965K107 2007 50 SH SOLE 0 0 50 FRESENIUS MEDICAL CARE AG SPONSORED ADR 358029106 44884 2328 SH SOLE 0 0 2328 FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101 39708 6696 SH SOLE 0 0 6696 GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107 31642 348 SH SOLE 0 0 348 GENERAC HLDGS INC COM 368736104 2523 20 SH SOLE 0 0 20 GENERAL DYNAMICS CORP COM 369550108 44121 156 SH SOLE 0 0 156 GENERAL ELECTRIC CO COM NEW 369604301 44421 253 SH SOLE 0 0 253 GENERAL MTRS CO COM 37045V100 24943 550 SH SOLE 0 0 550 GENUINE PARTS CO COM 372460105 18282 118 SH SOLE 0 0 118 GLEN BURNIE BANCORP COM 377407101 5500 1000 SH SOLE 0 0 1000 GLOBANT S A COM L44385109 15547 77 SH SOLE 0 0 77 GRAND CANYON ED INC COM 38526M106 14984 110 SH SOLE 0 0 110 GRAYSCALE BITCOIN TR BTC SHS REP COM UT 389637109 149208 2362 SH SOLE 0 0 2362 HANNON ARMSTRONG SUST INFR C COM 41068X100 242465 8537 SH SOLE 0 0 8537 HEICO CORP NEW COM 422806109 18909 99 SH SOLE 0 0 99 HOME DEPOT INC COM 437076102 320306 835 SH SOLE 0 0 835 HONEYWELL INTL INC COM 438516106 60549 295 SH SOLE 0 0 295 HUMANA INC COM 444859102 4855 14 SH SOLE 0 0 14 IDEXX LABS INC COM 45168D104 11339 21 SH SOLE 0 0 21 INFOSYS LTD SPONSORED ADR 456788108 3443 192 SH SOLE 0 0 192 INTEL CORP COM 458140100 26591 602 SH SOLE 0 0 602 INTERCONTINENTAL EXCHANGE IN COM 45866F104 24600 179 SH SOLE 0 0 179 INTERNATIONAL BUSINESS MACHS COM 459200101 2483 13 SH SOLE 0 0 13 INTERPUBLIC GROUP COS INC COM 460690100 161193 4940 SH SOLE 0 0 4940 INVESCO EXCH TRADED FD TR II S&P ULTRA DIVIDE 46138G656 9166 200 SH SOLE 0 0 200 INVESCO EXCHANGE TRADED FD T DIVID ACHIEVEV 46137V506 170280 4000 SH SOLE 0 0 4000 INVESCO EXCHANGE TRADED FD T NASDAQ INTERNT 46137V530 71802 1800 SH SOLE 0 0 1800 INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 59160 1681 SH SOLE 0 0 1681 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 8000390 47236 SH SOLE 0 0 47236 INVESCO EXCHANGE TRADED FD T WILDERHIL CLAN 46137V134 36235 1572 SH SOLE 0 0 1572 INVESCO QQQ TR UNIT SER 1 46090E103 44089 99 SH SOLE 0 0 99 ISHARES INC CORE MSCI EMKT 46434G103 1583556 30689 SH SOLE 0 0 30689 ISHARES INC MSCI EMRG CHN 46434G764 48244 838 SH SOLE 0 0 838 ISHARES TR COHEN STEER REIT 464287564 15464 268 SH SOLE 0 0 268 ISHARES TR CORE MSCI EAFE 46432F842 2799645 37721 SH SOLE 0 0 37721 ISHARES TR CORE S&P MCP ETF 464287507 3992137 65725 SH SOLE 0 0 65725 ISHARES TR CORE S&P SCP ETF 464287804 1322372 11965 SH SOLE 0 0 11965 ISHARES TR CORE S&P500 ETF 464287200 5231321 9951 SH SOLE 0 0 9951 ISHARES TR CORE US AGGBD ET 464287226 124776 1274 SH SOLE 0 0 1274 ISHARES TR EXPANDED TECH 464287515 437436 5130 SH SOLE 0 0 5130 ISHARES TR GL CLEAN ENE ETF 464288224 80567 5763 SH SOLE 0 0 5763 ISHARES TR JPMORGAN USD EMG 464288281 12106 135 SH SOLE 0 0 135 ISHARES TR MBS ETF 464288588 99444 1076 SH SOLE 0 0 1076 ISHARES TR MRGSTR MD CP ETF 464288208 50981 700 SH SOLE 0 0 700 ISHARES TR MSCI ACWI ETF 464288257 3084 28 SH SOLE 0 0 28 ISHARES TR MSCI EAFE ETF 464287465 3401318 42591 SH SOLE 0 0 42591 ISHARES TR MSCI EMG MKT ETF 464287234 4108 100 SH SOLE 0 0 100 ISHARES TR MSCI GBL SUS DEV 46435G532 818584 10400 SH SOLE 0 0 10400 ISHARES TR MSCI KLD400 SOC 464288570 1742602 17286 SH SOLE 0 0 17286 ISHARES TR MSCI USA MIN VOL 46429B697 24239 290 SH SOLE 0 0 290 ISHARES TR MSCI USA QLT FCT 46432F339 36815 224 SH SOLE 0 0 224 ISHARES TR RUS 1000 GRW ETF 464287614 185378 550 SH SOLE 0 0 550 ISHARES TR RUS 1000 VAL ETF 464287598 1075 6 SH SOLE 0 0 6 ISHARES TR RUS MDCP VAL ETF 464287473 2095663 16721 SH SOLE 0 0 16721 ISHARES TR RUS MID CAP ETF 464287499 483686 5752 SH SOLE 0 0 5752 ISHARES TR RUSSELL 2000 ETF 464287655 36172 172 SH SOLE 0 0 172 ISHARES TR S&P 500 GRWT ETF 464287309 46442 550 SH SOLE 0 0 550 ISHARES TR SELECT DIVID ETF 464287168 147816 1200 SH SOLE 0 0 1200 ISHARES TR SP SMCP600VL ETF 464287879 481534 4686 SH SOLE 0 0 4686 ISHARES TR TIPS BD ETF 464287176 49624 462 SH SOLE 0 0 462 ISHARES TR U.S. MED DVC ETF 464288810 21444 366 SH SOLE 0 0 366 ISHARES TR U.S. UTILITS ETF 464287697 82323 974 SH SOLE 0 0 974 JOHNSON & JOHNSON COM 478160104 135569 857 SH SOLE 0 0 857 JOHNSON CTLS INTL PLC SHS G51502105 18943 290 SH SOLE 0 0 290 JPMORGAN CHASE & CO COM 46625H100 281787 1407 SH SOLE 0 0 1407 KROGER CO COM 501044101 18653 326 SH SOLE 0 0 326 KYNDRYL HLDGS INC COMMON STOCK 50155Q100 153 7 SH SOLE 0 0 7 LABORATORY CORP AMER HLDGS COM NEW 50540R409 10923 50 SH SOLE 0 0 50 LINCOLN NATL CORP IND COM 534187109 7983 250 SH SOLE 0 0 250 LINDE PLC SHS G54950103 32039 69 SH SOLE 0 0 69 LIVE NATION ENTERTAINMENT IN COM 538034109 2116 20 SH SOLE 0 0 20 LOCKHEED MARTIN CORP COM 539830109 965 2 SH SOLE 0 0 2 LOWES COS INC COM 548661107 30823 121 SH SOLE 0 0 121 LULULEMON ATHLETICA INC COM 550021109 390650 1000 SH SOLE 0 0 1000 M & T BK CORP COM 55261F104 21816 150 SH SOLE 0 0 150 MAGNA INTL INC COM 559222401 17543 322 SH SOLE 0 0 322 MARATHON OIL CORP COM 565849106 2079 73 SH SOLE 0 0 73 MARATHON PETE CORP COM 56585A102 16725 83 SH SOLE 0 0 83 MARRIOTT INTL INC NEW CL A 571903202 34062 135 SH SOLE 0 0 135 MASTERCARD INCORPORATED CL A 57636Q104 27450 57 SH SOLE 0 0 57 MCDONALDS CORP COM 580135101 49060 174 SH SOLE 0 0 174 MCKESSON CORP COM 58155Q103 24159 45 SH SOLE 0 0 45 MERCK & CO INC COM 58933Y105 151479 1148 SH SOLE 0 0 1148 META PLATFORMS INC CL A 30303M102 1175611 2421 SH SOLE 0 0 2421 METLIFE INC COM 59156R108 7782 105 SH SOLE 0 0 105 MICROCHIP TECHNOLOGY INC. COM 595017104 19557 218 SH SOLE 0 0 218 MICRON TECHNOLOGY INC COM 595112103 708 6 SH SOLE 0 0 6 MICROSOFT CORP COM 594918104 912386 2169 SH SOLE 0 0 2169 MODERNA INC COM 60770K107 4156 39 SH SOLE 0 0 39 MONDELEZ INTL INC CL A 609207105 13580 194 SH SOLE 0 0 194 MORGAN STANLEY COM NEW 617446448 42090 447 SH SOLE 0 0 447 NAVIENT CORPORATION COM 63938C108 10464 602 SH SOLE 0 0 602 NCR ATLEOS CORPORATION COM SHS 63001N106 119 6 SH SOLE 0 0 6 NCR VOYIX CORPORATION COM 62886E108 152 12 SH SOLE 0 0 12 NETFLIX INC COM 64110L106 96263 159 SH SOLE 0 0 159 NEXTERA ENERGY INC COM 65339F101 173900 2721 SH SOLE 0 0 2721 NIKE INC CL B 654106103 25375 270 SH SOLE 0 0 270 NORTHROP GRUMMAN CORP COM 666807102 19147 40 SH SOLE 0 0 40 NOVARTIS AG SPONSORED ADR 66987V109 15574 161 SH SOLE 0 0 161 NUVEEN MUN VALUE FD INC COM 670928100 32227 3700 SH SOLE 0 0 3700 NVIDIA CORPORATION COM 67066G104 94874 105 SH SOLE 0 0 105 OCEANFIRST FINL CORP COM 675234108 28718 1750 SH SOLE 0 0 1750 OGE ENERGY CORP COM 670837103 18317 534 SH SOLE 0 0 534 ON HLDG AG NAMEN AKT A H5919C104 14152 400 SH SOLE 0 0 400 OPENDOOR TECHNOLOGIES INC COM 683712103 909 300 SH SOLE 0 0 300 ORACLE CORP COM 68389X105 17586 140 SH SOLE 0 0 140 OREILLY AUTOMOTIVE INC COM 67103H107 5645 5 SH SOLE 0 0 5 ORGANON & CO COMMON STOCK 68622V106 940 50 SH SOLE 0 0 50 OTIS WORLDWIDE CORP COM 68902V107 14891 150 SH SOLE 0 0 150 PARKER-HANNIFIN CORP COM 701094104 24455 44 SH SOLE 0 0 44 PAYCOM SOFTWARE INC COM 70432V102 7563 38 SH SOLE 0 0 38 PENTAIR PLC SHS G7S00T104 29904 350 SH SOLE 0 0 350 PEPSICO INC COM 713448108 32727 187 SH SOLE 0 0 187 PFIZER INC COM 717081103 35779 1289 SH SOLE 0 0 1289 PG&E CORP COM 69331C108 10945 653 SH SOLE 0 0 653 PHILIP MORRIS INTL INC COM 718172109 40313 440 SH SOLE 0 0 440 PNC FINL SVCS GROUP INC COM 693475105 393335 2434 SH SOLE 0 0 2434 POLARIS INC COM 731068102 3905 39 SH SOLE 0 0 39 PPG INDS INC COM 693506107 4347 30 SH SOLE 0 0 30 PROCTER AND GAMBLE CO COM 742718109 6166 38 SH SOLE 0 0 38 PROGRESSIVE CORP COM 743315103 8687 42 SH SOLE 0 0 42 PROLOGIS INC. COM 74340W103 7293 56 SH SOLE 0 0 56 PROSHARES TR S&P 500 DV ARIST 74348A467 28801 284 SH SOLE 0 0 284 PROSHARES TR SP500 EX FINLS 74347B573 483283 4278 SH SOLE 0 0 4278 RB GLOBAL INC COM 74935Q107 15692 206 SH SOLE 0 0 206 REPUBLIC SVCS INC COM 760759100 2489 13 SH SOLE 0 0 13 RIO TINTO PLC SPONSORED ADR 767204100 3124 49 SH SOLE 0 0 49 ROYAL BK CDA COM 780087102 5347 53 SH SOLE 0 0 53 RTX CORPORATION COM 75513E101 74416 763 SH SOLE 0 0 763 S&P GLOBAL INC COM 78409V104 13189 31 SH SOLE 0 0 31 SALESFORCE INC COM 79466L302 17770 59 SH SOLE 0 0 59 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 20837 534 SH SOLE 0 0 534 SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 400710 11193 SH SOLE 0 0 11193 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 12455 204 SH SOLE 0 0 204 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 3871 48 SH SOLE 0 0 48 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 2252932 29652 SH SOLE 0 0 29652 SCHWAB STRATEGIC TR US TIPS ETF 808524870 9227626 176910 SH SOLE 0 0 176910 SCIENCE APPLICATIONS INTL CO COM 808625107 5868 45 SH SOLE 0 0 45 SELECT SECTOR SPDR TR ENERGY 81369Y506 49094 520 SH SOLE 0 0 520 SELECT SECTOR SPDR TR FINANCIAL 81369Y605 36013 855 SH SOLE 0 0 855 SELECT SECTOR SPDR TR INDL 81369Y704 9196 73 SH SOLE 0 0 73 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 44763 303 SH SOLE 0 0 303 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 260338 1250 SH SOLE 0 0 1250 SERVICENOW INC COM 81762P102 13724 18 SH SOLE 0 0 18 SHOPIFY INC CL A 82509L107 38894 504 SH SOLE 0 0 504 SHORE BANCSHARES INC COM 825107105 5348 465 SH SOLE 0 0 465 SNAP INC CL A 83304A106 17220 1500 SH SOLE 0 0 1500 SOUTHWEST AIRLS CO COM 844741108 16821 576 SH SOLE 0 0 576 SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 486859 1224 SH SOLE 0 0 1224 SPDR GOLD TR GOLD SHS 78463V107 57191 278 SH SOLE 0 0 278 SPDR INDEX SHS FDS PORTFLO EURP ETF 78463X103 5050 120 SH SOLE 0 0 120 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 4420261 123333 SH SOLE 0 0 123333 SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1377840 38072 SH SOLE 0 0 38072 SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 3912852 120470 SH SOLE 0 0 120470 SPDR S&P 500 ETF TR TR UNIT 78462F103 989649 1892 SH SOLE 0 0 1892 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 11128 20 SH SOLE 0 0 20 SPDR SER TR BLOOMBERG 1-3 MO 78468R663 15056 164 SH SOLE 0 0 164 SPDR SER TR NUVEEN BLMBRG SH 78468R739 27563 581 SH SOLE 0 0 581 SPDR SER TR PORTFOLI S&P1500 78464A805 1723156 26861 SH SOLE 0 0 26861 SPDR SER TR PORTFOLIO INTRMD 78464A375 96763 2960 SH SOLE 0 0 2960 SPDR SER TR PORTFOLIO S&P400 78464A847 3345470 62720 SH SOLE 0 0 62720 SPDR SER TR PORTFOLIO S&P600 78468R853 2029214 47147 SH SOLE 0 0 47147 SPDR SER TR PRTFLO S&P500 VL 78464A508 4158850 83011 SH SOLE 0 0 83011 SPDR SER TR S&P 400 MDCP VAL 78464A839 3779413 49729 SH SOLE 0 0 49729 SPDR SER TR S&P 600 SMCP VAL 78464A300 3947105 47573 SH SOLE 0 0 47573 SPDR SER TR S&P SEMICNDCTR 78464A862 303123 1306 SH SOLE 0 0 1306 STAGWELL INC COM CL A 85256A109 15432 2481 SH SOLE 0 0 2481 STARBUCKS CORP COM 855244109 12978 142 SH SOLE 0 0 142 STERIS PLC SHS USD G8473T100 4047 18 SH SOLE 0 0 18 STRYKER CORPORATION COM 863667101 9663 27 SH SOLE 0 0 27 SYNCHRONY FINANCIAL COM 87165B103 16947 393 SH SOLE 0 0 393 SYSCO CORP COM 871829107 143446 1767 SH SOLE 0 0 1767 TARGET CORP COM 87612E106 33744 190 SH SOLE 0 0 190 TECHNIPFMC PLC COM G87110105 13284 529 SH SOLE 0 0 529 TERADATA CORP DEL COM 88076W103 465 12 SH SOLE 0 0 12 TESLA INC COM 88160R101 51859 295 SH SOLE 0 0 295 TEXAS INSTRS INC COM 882508104 27177 156 SH SOLE 0 0 156 TFI INTL INC COM 87241L109 10365 65 SH SOLE 0 0 65 THE CIGNA GROUP COM 125523100 12712 35 SH SOLE 0 0 35 THERMO FISHER SCIENTIFIC INC COM 883556102 31967 55 SH SOLE 0 0 55 TIDAL ETF TR SOFI NEXT 500 886364306 740 53 SH SOLE 0 0 53 TIDAL ETF TR SOFI SELCT 500 886364207 7415 398 SH SOLE 0 0 398 TIMKEN CO COM 887389104 4459 51 SH SOLE 0 0 51 TJX COS INC NEW COM 872540109 168459 1661 SH SOLE 0 0 1661 T-MOBILE US INC COM 872590104 9467 58 SH SOLE 0 0 58 TORONTO DOMINION BK ONT COM NEW 891160509 14129 234 SH SOLE 0 0 234 TOYOTA MOTOR CORP ADS 892331307 6041 24 SH SOLE 0 0 24 TRAVELERS COMPANIES INC COM 89417E109 170995 743 SH SOLE 0 0 743 TRUIST FINL CORP COM 89832Q109 26897 690 SH SOLE 0 0 690 TYLER TECHNOLOGIES INC COM 902252105 14451 34 SH SOLE 0 0 34 UBS GROUP AG SHS H42097107 9493 309 SH SOLE 0 0 309 UDR INC COM 902653104 13468 360 SH SOLE 0 0 360 UNDER ARMOUR INC CL A 904311107 31889 4321 SH SOLE 0 0 4321 UNDER ARMOUR INC CL C 904311206 4142 580 SH SOLE 0 0 580 UNION PAC CORP COM 907818108 37628 153 SH SOLE 0 0 153 UNITEDHEALTH GROUP INC COM 91324P102 59364 120 SH SOLE 0 0 120 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 410492 5354 SH SOLE 0 0 5354 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1115525 15359 SH SOLE 0 0 15359 VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 5280998 106579 SH SOLE 0 0 106579 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 968673 19692 SH SOLE 0 0 19692 VANGUARD INDEX FDS EXTEND MKT ETF 922908652 12620 72 SH SOLE 0 0 72 VANGUARD INDEX FDS GROWTH ETF 922908736 35453 103 SH SOLE 0 0 103 VANGUARD INDEX FDS LARGE CAP ETF 922908637 867474 3618 SH SOLE 0 0 3618 VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 11383835 73015 SH SOLE 0 0 73015 VANGUARD INDEX FDS MID CAP ETF 922908629 13992361 56001 SH SOLE 0 0 56001 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 126177 1459 SH SOLE 0 0 1459 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 6368186 13248 SH SOLE 0 0 13248 VANGUARD INDEX FDS SM CP VAL ETF 922908611 9093372 47391 SH SOLE 0 0 47391 VANGUARD INDEX FDS SMALL CP ETF 922908751 7377052 32272 SH SOLE 0 0 32272 VANGUARD INDEX FDS SML CP GRW ETF 922908595 1565 6 SH SOLE 0 0 6 VANGUARD INDEX FDS TOTAL STK MKT 922908769 15021595 57798 SH SOLE 0 0 57798 VANGUARD INDEX FDS VALUE ETF 922908744 16945902 104052 SH SOLE 0 0 104052 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 569648 9713 SH SOLE 0 0 9713 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5737791 137366 SH SOLE 0 0 137366 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 4833552 41369 SH SOLE 0 0 41369 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 39207 355 SH SOLE 0 0 355 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 51913 1084 SH SOLE 0 0 1084 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1492144 29489 SH SOLE 0 0 29489 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 3464377 43030 SH SOLE 0 0 43030 VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 1393891 30561 SH SOLE 0 0 30561 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 11985678 155034 SH SOLE 0 0 155034 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 204889 1122 SH SOLE 0 0 1122 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 14141940 281880 SH SOLE 0 0 281880 VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870 26988 268 SH SOLE 0 0 268 VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 66788 1046 SH SOLE 0 0 1046 VANGUARD WORLD FD CONSUM STP ETF 92204A207 7758 38 SH SOLE 0 0 38 VANGUARD WORLD FD ESG US STK ETF 921910733 112760 1210 SH SOLE 0 0 1210 VANGUARD WORLD FD MEGA CAP INDEX 921910873 10327558 55266 SH SOLE 0 0 55266 VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 5988288 50107 SH SOLE 0 0 50107 VANGUARD WORLD FD UTILITIES ETF 92204A876 106935 750 SH SOLE 0 0 750 VEEVA SYS INC CL A COM 922475108 12280 53 SH SOLE 0 0 53 VERALTO CORP COM SHS 92338C103 6650 75 SH SOLE 0 0 75 VERISK ANALYTICS INC COM 92345Y106 14380 61 SH SOLE 0 0 61 VERIZON COMMUNICATIONS INC COM 92343V104 32519 775 SH SOLE 0 0 775 VERTEX PHARMACEUTICALS INC COM 92532F100 26753 64 SH SOLE 0 0 64 VIATRIS INC COM 92556V106 28 2 SH SOLE 0 0 2 VISA INC COM CL A 92826C839 121679 436 SH SOLE 0 0 436 WABTEC COM 929740108 1375 9 SH SOLE 0 0 9 WALMART INC COM 931142103 237191 3942 SH SOLE 0 0 3942 WARNER BROS DISCOVERY INC COM SER A 934423104 1886 216 SH SOLE 0 0 216 WASTE MGMT INC DEL COM 94106L109 69274 325 SH SOLE 0 0 325 WEC ENERGY GROUP INC COM 92939U106 11908 145 SH SOLE 0 0 145 WELLS FARGO CO NEW COM 949746101 61299 1058 SH SOLE 0 0 1058 WELLTOWER INC COM 95040Q104 46720 500 SH SOLE 0 0 500 WEST PHARMACEUTICAL SVSC INC COM 955306105 18203 46 SH SOLE 0 0 46 WEYERHAEUSER CO MTN BE COM NEW 962166104 7182 200 SH SOLE 0 0 200 WILLIAMS COS INC COM 969457100 9821 252 SH SOLE 0 0 252 WOLFSPEED INC COM 977852102 2950 100 SH SOLE 0 0 100 ZOETIS INC CL A 98978V103 69207 409 SH SOLE 0 0 409