The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 569 5,148 SH   SOLE   0 0 5,148
ABBVIE INC COM 00287Y109 221 1,646 SH   SOLE   0 0 1,646
ABRDN ETFS BBRG ALL COMD K1 003261104 360 13,927 SH   SOLE   0 0 13,927
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 311 1,207 SH   SOLE   0 0 1,207
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,127 4,094 SH   SOLE   0 0 4,094
ADVANCED MICRO DEVICES INC COM 007903107 305 4,816 SH   SOLE   0 0 4,816
ALLIANT ENERGY CORP COM 018802108 275 5,188 SH   SOLE   0 0 5,188
ALLSTATE CORP COM 020002101 1,414 11,358 SH   SOLE   0 0 11,358
AMAZON COM INC COM 023135106 455 4,026 SH   SOLE   0 0 4,026
AMERICAN TOWER CORP NEW COM 03027X100 236 1,100 SH   SOLE   0 0 1,100
AMETEK INC COM 031100100 734 6,471 SH   SOLE   0 0 6,471
AMGEN INC COM 031162100 346 1,535 SH   SOLE   0 0 1,535
ANALOG DEVICES INC COM 032654105 470 3,371 SH   SOLE   0 0 3,371
APPLE INC COM 037833100 10,518 76,104 SH   SOLE   0 0 76,104
AT&T INC COM 00206R102 195 12,740 SH   SOLE   0 0 12,740
AUTONATION INC COM 05329W102 1,136 11,147 SH   SOLE   0 0 11,147
BANK NEW YORK MELLON CORP COM 064058100 296 7,679 SH   SOLE   0 0 7,679
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 372 1,394 SH   SOLE   0 0 1,394
BLACKSTONE INC COM 09260D107 263 3,139 SH   SOLE   0 0 3,139
BOEING CO COM 097023105 566 4,672 SH   SOLE   0 0 4,672
BRISTOL-MYERS SQUIBB CO COM 110122108 626 8,805 SH   SOLE   0 0 8,805
CASSAVA SCIENCES INC COM 14817C107 620 14,815 SH   SOLE   0 0 14,815
CATERPILLAR INC COM 149123101 679 4,139 SH   SOLE   0 0 4,139
CHENIERE ENERGY INC COM NEW 16411R208 828 4,992 SH   SOLE   0 0 4,992
CHEVRON CORP NEW COM 166764100 308 2,142 SH   SOLE   0 0 2,142
CISCO SYS INC COM 17275R102 741 18,526 SH   SOLE   0 0 18,526
CITIZENS & NORTHN CORP COM 172922106 3,440 142,262 SH   SOLE   0 0 142,262
CLOROX CO DEL COM 189054109 407 3,167 SH   SOLE   0 0 3,167
COCA COLA CO COM 191216100 644 11,492 SH   SOLE   0 0 11,492
CONOCOPHILLIPS COM 20825C104 756 7,390 SH   SOLE   0 0 7,390
CONSOLIDATED EDISON INC COM 209115104 307 3,579 SH   SOLE   0 0 3,579
COSTAR GROUP INC COM 22160N109 909 13,048 SH   SOLE   0 0 13,048
CSX CORP COM 126408103 370 13,879 SH   SOLE   0 0 13,879
DANAHER CORPORATION COM 235851102 291 1,126 SH   SOLE   0 0 1,126
DEERE & CO COM 244199105 353 1,058 SH   SOLE   0 0 1,058
DEVON ENERGY CORP NEW COM 25179M103 257 4,267 SH   SOLE   0 0 4,267
DISNEY WALT CO COM 254687106 857 9,082 SH   SOLE   0 0 9,082
DOCUSIGN INC COM 256163106 216 4,048 SH   SOLE   0 0 4,048
DOW INC COM 260557103 239 5,447 SH   SOLE   0 0 5,447
EATON CORP PLC SHS G29183103 658 4,937 SH   SOLE   0 0 4,937
EOG RES INC COM 26875P101 963 8,620 SH   SOLE   0 0 8,620
EXXON MOBIL CORP COM 30231G102 677 7,750 SH   SOLE   0 0 7,750
FEDEX CORP COM 31428X106 269 1,811 SH   SOLE   0 0 1,811
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 1,151 26,108 SH   SOLE   0 0 26,108
GENERAL MLS INC COM 370334104 311 4,062 SH   SOLE   0 0 4,062
GLOBAL X FDS GLBX SUPRINC ETF 37950E333 347 35,083 SH   SOLE   0 0 35,083
GOLDMAN SACHS GROUP INC COM 38141G104 214 729 SH   SOLE   0 0 729
HOME DEPOT INC COM 437076102 356 1,290 SH   SOLE   0 0 1,290
HORMEL FOODS CORP COM 440452100 264 5,808 SH   SOLE   0 0 5,808
INTEL CORP COM 458140100 400 15,529 SH   SOLE   0 0 15,529
INTERNATIONAL BUSINESS MACHS COM 459200101 697 5,863 SH   SOLE   0 0 5,863
INTUITIVE SURGICAL INC COM NEW 46120E602 210 1,119 SH   SOLE   0 0 1,119
IQVIA HLDGS INC COM 46266C105 646 3,564 SH   SOLE   0 0 3,564
ISHARES INC CORE MSCI EMKT 46434G103 1,892 44,019 SH   SOLE   0 0 44,019
ISHARES TR GL CLEAN ENE ETF 464288224 2,048 107,297 SH   SOLE   0 0 107,297
ISHARES TR MBS ETF 464288588 376 4,108 SH   SOLE   0 0 4,108
ISHARES TR CORE MSCI EAFE 46432F842 200 3,790 SH   SOLE   0 0 3,790
ISHARES TR TIPS BD ETF 464287176 1,943 18,527 SH   SOLE   0 0 18,527
ISHARES TR MSCI EAFE ETF 464287465 868 15,495 SH   SOLE   0 0 15,495
ISHARES TR ISHS 1-5YR INVS 464288646 2,611 52,976 SH   SOLE   0 0 52,976
ISHARES TR USD INV GRDE ETF 464288620 2,092 43,542 SH   SOLE   0 0 43,542
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 728 14,514 SH   SOLE   0 0 14,514
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 303 5,920 SH   SOLE   0 0 5,920
JOHNSON & JOHNSON COM 478160104 1,887 11,548 SH   SOLE   0 0 11,548
JPMORGAN CHASE & CO COM 46625H100 381 3,641 SH   SOLE   0 0 3,641
KELLOGG CO COM 487836108 224 3,221 SH   SOLE   0 0 3,221
KIMBERLY-CLARK CORP COM 494368103 839 7,459 SH   SOLE   0 0 7,459
LILLY ELI & CO COM 532457108 970 3,000 SH   SOLE   0 0 3,000
LOWES COS INC COM 548661107 229 1,221 SH   SOLE   0 0 1,221
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 936 12,437 SH   SOLE   0 0 12,437
MARATHON PETE CORP COM 56585A102 300 3,020 SH   SOLE   0 0 3,020
MCDONALDS CORP COM 580135101 1,224 5,303 SH   SOLE   0 0 5,303
MDU RES GROUP INC COM 552690109 210 7,675 SH   SOLE   0 0 7,675
MEDTRONIC PLC SHS G5960L103 449 5,562 SH   SOLE   0 0 5,562
MERCK & CO INC COM 58933Y105 1,823 21,172 SH   SOLE   0 0 21,172
META PLATFORMS INC CL A 30303M102 831 6,122 SH   SOLE   0 0 6,122
MICROCHIP TECHNOLOGY INC. COM 595017104 227 3,725 SH   SOLE   0 0 3,725
MICROSOFT CORP COM 594918104 651 2,796 SH   SOLE   0 0 2,796
MOTOROLA SOLUTIONS INC COM NEW 620076307 745 3,327 SH   SOLE   0 0 3,327
NATIONAL FUEL GAS CO COM 636180101 207 3,365 SH   SOLE   0 0 3,365
NETFLIX INC COM 64110L106 286 1,215 SH   SOLE   0 0 1,215
NUCOR CORP COM 670346105 378 3,529 SH   SOLE   0 0 3,529
NVIDIA CORPORATION COM 67066G104 272 2,242 SH   SOLE   0 0 2,242
PAYCHEX INC COM 704326107 1,460 13,011 SH   SOLE   0 0 13,011
PEPSICO INC COM 713448108 1,037 6,354 SH   SOLE   0 0 6,354
PFIZER INC COM 717081103 1,014 23,172 SH   SOLE   0 0 23,172
PHILLIPS 66 COM 718546104 222 2,747 SH   SOLE   0 0 2,747
PPL CORP COM 69351T106 205 8,080 SH   SOLE   0 0 8,080
PROCTER AND GAMBLE CO COM 742718109 410 3,244 SH   SOLE   0 0 3,244
PRUDENTIAL FINL INC COM 744320102 1,226 14,297 SH   SOLE   0 0 14,297
PUBLIC STORAGE COM 74460D109 223 760 SH   SOLE   0 0 760
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 836 14,870 SH   SOLE   0 0 14,870
PVH CORPORATION COM 693656100 607 13,543 SH   SOLE   0 0 13,543
RAYTHEON TECHNOLOGIES CORP COM 75513E101 363 4,434 SH   SOLE   0 0 4,434
REPUBLIC SVCS INC COM 760759100 1,037 7,626 SH   SOLE   0 0 7,626
RIOT BLOCKCHAIN INC COM 767292105 73 10,350 SH   SOLE   0 0 10,350
SALESFORCE INC COM 79466L302 376 2,617 SH   SOLE   0 0 2,617
SCHWAB STRATEGIC TR US TIPS ETF 808524870 241 4,658 SH   SOLE   0 0 4,658
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 11,081 189,393 SH   SOLE   0 0 189,393
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 285 5,099 SH   SOLE   0 0 5,099
SONOCO PRODS CO COM 835495102 270 4,760 SH   SOLE   0 0 4,760
SOUTHERN CO COM 842587107 533 7,833 SH   SOLE   0 0 7,833
SPDR GOLD TR GOLD SHS 78463V107 285 1,845 SH   SOLE   0 0 1,845
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 352 13,653 SH   SOLE   0 0 13,653
SPDR S&P 500 ETF TR TR UNIT 78462F103 404 1,131 SH   SOLE   0 0 1,131
SPDR SER TR S&P 400 MDCP GRW 78464A821 237 3,928 SH   SOLE   0 0 3,928
SPDR SER TR RUSSELL YIELD 78468R770 230 2,765 SH   SOLE   0 0 2,765
STARBUCKS CORP COM 855244109 1,513 17,958 SH   SOLE   0 0 17,958
STRATEGY SHS NS 7HANDL IDX 86280R506 211 11,000 SH   SOLE   0 0 11,000
STRYKER CORPORATION COM 863667101 526 2,596 SH   SOLE   0 0 2,596
TARGET CORP COM 87612E106 291 1,959 SH   SOLE   0 0 1,959
TELEFLEX INCORPORATED COM 879369106 528 2,620 SH   SOLE   0 0 2,620
TESLA INC COM 88160R101 251 948 SH   SOLE   0 0 948
THERMO FISHER SCIENTIFIC INC COM 883556102 306 603 SH   SOLE   0 0 603
TRUIST FINL CORP COM 89832Q109 2,113 48,538 SH   SOLE   0 0 48,538
UNITED PARCEL SERVICE INC CL B 911312106 678 4,200 SH   SOLE   0 0 4,200
UNITEDHEALTH GROUP INC COM 91324P102 997 1,974 SH   SOLE   0 0 1,974
UNIVEST FINANCIAL CORPORATIO COM 915271100 884 37,651 SH   SOLE   0 0 37,651
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 634 24,187 SH   SOLE   0 0 24,187
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 397 8,308 SH   SOLE   0 0 8,308
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,656 13,596 SH   SOLE   0 0 13,596
VANGUARD INDEX FDS GROWTH ETF 922908736 11,325 52,933 SH   SOLE   0 0 52,933
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,920 11,261 SH   SOLE   0 0 11,261
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 209 2,604 SH   SOLE   0 0 2,604
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 342 9,378 SH   SOLE   0 0 9,378
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 201 2,703 SH   SOLE   0 0 2,703
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649 1,540 13,595 SH   SOLE   0 0 13,595
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW 92206C623 1,403 9,329 SH   SOLE   0 0 9,329
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 419 5,532 SH   SOLE   0 0 5,532
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 350 6,009 SH   SOLE   0 0 6,009
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 1,193 26,449 SH   SOLE   0 0 26,449
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 284 1,653 SH   SOLE   0 0 1,653
VANGUARD WORLD FDS INF TECH ETF 92204A702 341 1,108 SH   SOLE   0 0 1,108
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 412 1,843 SH   SOLE   0 0 1,843
VANGUARD WORLD FDS ENERGY ETF 92204A306 376 3,705 SH   SOLE   0 0 3,705
VERIZON COMMUNICATIONS INC COM 92343V104 804 21,162 SH   SOLE   0 0 21,162
VIATRIS INC COM 92556V106 94 11,067 SH   SOLE   0 0 11,067
VISA INC COM CL A 92826C839 1,073 6,039 SH   SOLE   0 0 6,039
WASTE MGMT INC DEL COM 94106L109 1,054 6,581 SH   SOLE   0 0 6,581
WELLS FARGO CO NEW COM 949746101 348 8,647 SH   SOLE   0 0 8,647
WEST PHARMACEUTICAL SVSC INC COM 955306105 246 1,000 SH   SOLE   0 0 1,000