The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 920 5,247 SH   SOLE   0 0 5,247
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 548 1,714 SH   SOLE   0 0 1,714
ADOBE SYSTEMS INCORPORATED COM 00724F101 2,510 4,360 SH   SOLE   0 0 4,360
ALLIANT ENERGY CORP COM 018802108 274 4,889 SH   SOLE   0 0 4,889
ALLSTATE CORP COM 020002101 1,489 11,697 SH   SOLE   0 0 11,697
AMAZON COM INC COM 023135106 447 136 SH   SOLE   0 0 136
AMERICAN TOWER CORP NEW COM 03027X100 261 985 SH   SOLE   0 0 985
AMETEK INC COM 031100100 832 6,706 SH   SOLE   0 0 6,706
AMGEN INC COM 031162100 307 1,443 SH   SOLE   0 0 1,443
ANALOG DEVICES INC COM 032654105 586 3,496 SH   SOLE   0 0 3,496
APPLE INC COM 037833100 12,199 86,209 SH   SOLE   0 0 86,209
AT&T INC COM 00206R102 325 12,030 SH   SOLE   0 0 12,030
AUTONATION INC COM 05329W102 1,583 13,002 SH   SOLE   0 0 13,002
BANK NEW YORK MELLON CORP COM 064058100 409 7,899 SH   SOLE   0 0 7,899
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 296 1,085 SH   SOLE   0 0 1,085
BIONANO GENOMICS INC COM 09075F107 65 11,750 SH   SOLE   0 0 11,750
BLACKSTONE GROUP INC COM 09260D107 435 3,736 SH   SOLE   0 0 3,736
BOEING CO COM 097023105 1,192 5,419 SH   SOLE   0 0 5,419
BRISTOL-MYERS SQUIBB CO COM 110122108 473 7,993 SH   SOLE   0 0 7,993
CASSAVA SCIENCES INC COM 14817C107 613 9,875 SH   SOLE   0 0 9,875
CATERPILLAR INC COM 149123101 789 4,110 SH   SOLE   0 0 4,110
CHENIERE ENERGY INC COM NEW 16411R208 596 6,106 SH   SOLE   0 0 6,106
CHEVRON CORP NEW COM 166764100 225 2,220 SH   SOLE   0 0 2,220
CISCO SYS INC COM 17275R102 837 15,370 SH   SOLE   0 0 15,370
CITIZENS & NORTHN CORP COM 172922106 3,766 149,082 SH   SOLE   0 0 149,082
CLOROX CO DEL COM 189054109 597 3,602 SH   SOLE   0 0 3,602
COCA COLA CO COM 191216100 591 11,256 SH   SOLE   0 0 11,256
COHEN & STEERS QUALITY INCOM COM 19247L106 27 1,793 PRN   SOLE   0 0 1,793
CONOCOPHILLIPS COM 20825C104 540 7,969 SH   SOLE   0 0 7,969
CONSOLIDATED EDISON INC COM 209115104 244 3,361 SH   SOLE   0 0 3,361
COSTAR GROUP INC COM 22160N109 1,280 14,871 SH   SOLE   0 0 14,871
CROWDSTRIKE HLDGS INC CL A 22788C105 203 825 SH   SOLE   0 0 825
CSX CORP COM 126408103 451 15,169 SH   SOLE   0 0 15,169
DANAHER CORPORATION COM 235851102 329 1,079 SH   SOLE   0 0 1,079
DEERE & CO COM 244199105 348 1,040 SH   SOLE   0 0 1,040
DISNEY WALT CO COM 254687106 1,757 10,385 SH   SOLE   0 0 10,385
DOCUSIGN INC COM 256163106 933 3,625 SH   SOLE   0 0 3,625
EATON CORP PLC SHS G29183103 831 5,566 SH   SOLE   0 0 5,566
ENBRIDGE INC COM 29250N105 204 5,136 SH   SOLE   0 0 5,136
EOG RES INC COM 26875P101 685 8,534 SH   SOLE   0 0 8,534
EXXON MOBIL CORP COM 30231G102 385 6,545 SH   SOLE   0 0 6,545
FACEBOOK INC CL A 30303M102 2,049 6,037 SH   SOLE   0 0 6,037
FEDEX CORP COM 31428X106 486 2,218 SH   SOLE   0 0 2,218
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 3,245 67,806 SH   SOLE   0 0 67,806
FIRST TR MLP & ENERGY INCOM COM 33739B104 7 1,000 PRN   SOLE   0 0 1,000
GLOBAL X FDS GLBX SUPRINC ETF 37950E333 607 50,712 SH   SOLE   0 0 50,712
HANCOCK JOHN PFD INCOME FD I COM 41013X106 11 500 PRN   SOLE   0 0 500
HANCOCK JOHN PREM DIVID FD COM SH BEN INT 41013T105 46 2,744 PRN   SOLE   0 0 2,744
HARTFORD FINL SVCS GROUP INC COM 416515104 222 3,165 SH   SOLE   0 0 3,165
HOME DEPOT INC COM 437076102 543 1,654 SH   SOLE   0 0 1,654
HONEYWELL INTL INC COM 438516106 201 945 SH   SOLE   0 0 945
HORMEL FOODS CORP COM 440452100 335 8,165 SH   SOLE   0 0 8,165
INTEL CORP COM 458140100 622 11,669 SH   SOLE   0 0 11,669
INTERNATIONAL BUSINESS MACHS COM 459200101 867 6,238 SH   SOLE   0 0 6,238
INTUITIVE SURGICAL INC COM NEW 46120E602 442 445 SH   SOLE   0 0 445
INVESCO BD FD COM 46132L107 215 10,550 SH   SOLE   0 0 10,550
INVESCO EXCHANGE TRADED FD T DYNMC LRG VALU 46137V738 201 4,520 SH   SOLE   0 0 4,520
IQVIA HLDGS INC COM 46266C105 962 4,014 SH   SOLE   0 0 4,014
ISHARES INC JP MRG EM CRP BD 464286251 336 6,471 SH   SOLE   0 0 6,471
ISHARES INC CORE MSCI EMKT 46434G103 1,703 27,579 SH   SOLE   0 0 27,579
ISHARES TR TIPS BD ETF 464287176 5,820 45,578 SH   SOLE   0 0 45,578
ISHARES TR BARCLAYS 7 10 YR 464287440 1,316 11,426 SH   SOLE   0 0 11,426
ISHARES TR SHORT TREAS BD 464288679 667 6,039 SH   SOLE   0 0 6,039
ISHARES TR USD INV GRDE ETF 464288620 2,188 36,402 SH   SOLE   0 0 36,402
ISHARES TR GL CLEAN ENE ETF 464288224 2,024 93,504 SH   SOLE   0 0 93,504
ISHARES TR ISHS 1-5YR INVS 464288646 2,001 36,628 SH   SOLE   0 0 36,628
ISHARES TR IBOXX INV CP ETF 464287242 264 1,985 SH   SOLE   0 0 1,985
ISHARES TR CORE MSCI EAFE 46432F842 804 10,829 SH   SOLE   0 0 10,829
JOHNSON & JOHNSON COM 478160104 1,921 11,894 SH   SOLE   0 0 11,894
JPMORGAN CHASE & CO COM 46625H100 470 2,872 SH   SOLE   0 0 2,872
KIMBERLY-CLARK CORP COM 494368103 890 6,719 SH   SOLE   0 0 6,719
LILLY ELI & CO COM 532457108 807 3,493 SH   SOLE   0 0 3,493
LOCKHEED MARTIN CORP COM 539830109 287 832 SH   SOLE   0 0 832
LOWES COS INC COM 548661107 415 2,048 SH   SOLE   0 0 2,048
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 1,167 12,433 SH   SOLE   0 0 12,433
MCDONALDS CORP COM 580135101 1,300 5,390 SH   SOLE   0 0 5,390
MEDTRONIC PLC SHS G5960L103 606 4,834 SH   SOLE   0 0 4,834
MERCK & CO INC COM 58933Y105 1,520 20,231 SH   SOLE   0 0 20,231
MICROSOFT CORP COM 594918104 641 2,275 SH   SOLE   0 0 2,275
MOTOROLA SOLUTIONS INC COM NEW 620076307 822 3,539 SH   SOLE   0 0 3,539
NORTHROP GRUMMAN CORP COM 666807102 212 588 SH   SOLE   0 0 588
NUCOR CORP COM 670346105 340 3,450 SH   SOLE   0 0 3,450
NUVEEN SELECT TAX-FREE INCOM SH BEN INT 67062F100 78 4,516 PRN   SOLE   0 0 4,516
NVIDIA CORPORATION COM 67066G104 349 1,684 SH   SOLE   0 0 1,684
PAYCHEX INC COM 704326107 1,545 13,742 SH   SOLE   0 0 13,742
PEPSICO INC COM 713448108 1,151 7,654 SH   SOLE   0 0 7,654
PFIZER INC COM 717081103 914 21,255 SH   SOLE   0 0 21,255
PPL CORP COM 69351T106 271 9,731 SH   SOLE   0 0 9,731
PROCTER AND GAMBLE CO COM 742718109 481 3,442 SH   SOLE   0 0 3,442
PRUDENTIAL FINL INC COM 744320102 1,575 14,971 SH   SOLE   0 0 14,971
PUBLIC STORAGE COM 74460D109 226 760 SH   SOLE   0 0 760
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 988 16,220 SH   SOLE   0 0 16,220
PVH CORPORATION COM 693656100 1,557 15,147 SH   SOLE   0 0 15,147
RAYTHEON TECHNOLOGIES CORP COM 75513E101 382 4,447 SH   SOLE   0 0 4,447
REPUBLIC SVCS INC COM 760759100 1,598 13,309 SH   SOLE   0 0 13,309
RIOT BLOCKCHAIN INC COM 767292105 242 9,400 SH   SOLE   0 0 9,400
ROKU INC COM CL A 77543R102 257 820 SH   SOLE   0 0 820
S&P GLOBAL INC COM 78409V104 233 549 SH   SOLE   0 0 549
SALESFORCE COM INC COM 79466L302 455 1,677 SH   SOLE   0 0 1,677
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 508 3,432 SH   SOLE   0 0 3,432
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 12,829 190,109 SH   SOLE   0 0 190,109
SHERWIN WILLIAMS CO COM 824348106 203 726 SH   SOLE   0 0 726
SOUTHERN CO COM 842587107 397 6,409 SH   SOLE   0 0 6,409
SOUTHWEST AIRLS CO COM 844741108 351 6,830 SH   SOLE   0 0 6,830
SPDR GOLD TR GOLD SHS 78463V107 431 2,627 SH   SOLE   0 0 2,627
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 821 22,669 SH   SOLE   0 0 22,669
SPDR S&P 500 ETF TR TR UNIT 78462F103 281 655 SH   SOLE   0 0 655
SPDR SER TR RUSSELL YIELD 78468R770 291 3,125 SH   SOLE   0 0 3,125
SPDR SER TR S&P 400 MDCP GRW 78464A821 453 5,990 SH   SOLE   0 0 5,990
SQUARE INC CL A 852234103 356 1,484 SH   SOLE   0 0 1,484
STARBUCKS CORP COM 855244109 2,114 19,168 SH   SOLE   0 0 19,168
STRYKER CORPORATION COM 863667101 669 2,538 SH   SOLE   0 0 2,538
TARGET CORP COM 87612E106 555 2,427 SH   SOLE   0 0 2,427
TCW STRATEGIC INCOME FD INC COM 872340104 19 3,304 PRN   SOLE   0 0 3,304
TELEFLEX INCORPORATED COM 879369106 606 1,610 SH   SOLE   0 0 1,610
TENABLE HLDGS INC COM 88025T102 216 4,675 SH   SOLE   0 0 4,675
TEXAS INSTRS INC COM 882508104 201 1,045 SH   SOLE   0 0 1,045
THERMO FISHER SCIENTIFIC INC COM 883556102 329 575 SH   SOLE   0 0 575
TJX COS INC NEW COM 872540109 221 3,347 SH   SOLE   0 0 3,347
TRACTOR SUPPLY CO COM 892356106 210 1,037 SH   SOLE   0 0 1,037
TRUIST FINL CORP COM 89832Q109 2,918 49,761 SH   SOLE   0 0 49,761
UNITED PARCEL SERVICE INC CL B 911312106 877 4,817 SH   SOLE   0 0 4,817
UNITEDHEALTH GROUP INC COM 91324P102 887 2,270 SH   SOLE   0 0 2,270
UNITY SOFTWARE INC COM 91332U101 369 2,925 SH   SOLE   0 0 2,925
UNIVEST FINANCIAL CORPORATIO COM 915271100 1,222 44,612 SH   SOLE   0 0 44,612
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 650 19,676 SH   SOLE   0 0 19,676
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,286 9,214 SH   SOLE   0 0 9,214
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,422 6,019 SH   SOLE   0 0 6,019
VANGUARD INDEX FDS GROWTH ETF 922908736 12,367 42,619 SH   SOLE   0 0 42,619
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW 92206C623 566 2,645 SH   SOLE   0 0 2,645
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649 976 6,946 SH   SOLE   0 0 6,946
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 201 650 SH   SOLE   0 0 650
VANGUARD WORLD FDS ENERGY ETF 92204A306 280 3,790 SH   SOLE   0 0 3,790
VANGUARD WORLD FDS INF TECH ETF 92204A702 417 1,040 SH   SOLE   0 0 1,040
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 297 1,655 SH   SOLE   0 0 1,655
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 454 1,837 SH   SOLE   0 0 1,837
VERB TECHNOLOGY CO INC COM 92337U104 36 18,500 SH   SOLE   0 0 18,500
VERIZON COMMUNICATIONS INC COM 92343V104 1,187 21,975 SH   SOLE   0 0 21,975
VISA INC COM CL A 92826C839 1,272 5,711 SH   SOLE   0 0 5,711
WASTE MGMT INC DEL COM 94106L109 979 6,554 SH   SOLE   0 0 6,554
WELLS FARGO CO NEW COM 949746101 710 15,295 SH   SOLE   0 0 15,295
XILINX INC COM 983919101 421 2,785 SH   SOLE   0 0 2,785