The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 939 4,728 SH   SOLE   0 0 4,728
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 565 1,917 SH   SOLE   0 0 1,917
ADOBE SYSTEMS INCORPORATED COM 00724F101 2,499 4,267 SH   SOLE   0 0 4,267
ALLIANT ENERGY CORP COM 018802108 273 4,889 SH   SOLE   0 0 4,889
ALLSTATE CORP COM 020002101 1,508 11,563 SH   SOLE   0 0 11,563
AMAZON COM INC COM 023135106 485 141 SH   SOLE   0 0 141
AMERICAN TOWER CORP NEW COM 03027X100 266 985 SH   SOLE   0 0 985
AMETEK INC COM 031100100 868 6,505 SH   SOLE   0 0 6,505
AMGEN INC COM 031162100 412 1,692 SH   SOLE   0 0 1,692
ANALOG DEVICES INC COM 032654105 606 3,520 SH   SOLE   0 0 3,520
APPLE INC COM 037833100 11,484 83,850 SH   SOLE   0 0 83,850
AT&T INC COM 00206R102 378 13,122 SH   SOLE   0 0 13,122
AUTONATION INC COM 05329W102 1,209 12,753 SH   SOLE   0 0 12,753
BANK NEW YORK MELLON CORP COM 064058100 383 7,467 SH   SOLE   0 0 7,467
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 343 1,235 SH   SOLE   0 0 1,235
BLACKSTONE GROUP INC COM 09260D107 370 3,809 SH   SOLE   0 0 3,809
BOEING CO COM 097023105 1,226 5,119 SH   SOLE   0 0 5,119
BRISTOL-MYERS SQUIBB CO COM 110122108 551 8,243 SH   SOLE   0 0 8,243
C3 AI INC CL A 12468P104 208 3,325 SH   SOLE   0 0 3,325
CASSAVA SCIENCES INC COM 14817C107 845 9,895 SH   SOLE   0 0 9,895
CATERPILLAR INC COM 149123101 856 3,934 SH   SOLE   0 0 3,934
CHENIERE ENERGY INC COM NEW 16411R208 543 6,265 SH   SOLE   0 0 6,265
CHEVRON CORP NEW COM 166764100 232 2,217 SH   SOLE   0 0 2,217
CISCO SYS INC COM 17275R102 815 15,370 SH   SOLE   0 0 15,370
CITIZENS & NORTHN CORP COM 172922106 3,767 153,751 SH   SOLE   0 0 153,751
CLOROX CO DEL COM 189054109 654 3,637 SH   SOLE   0 0 3,637
COCA COLA CO COM 191216100 582 10,756 SH   SOLE   0 0 10,756
CONOCOPHILLIPS COM 20825C104 491 8,059 SH   SOLE   0 0 8,059
CONSOLIDATED EDISON INC COM 209115104 223 3,111 SH   SOLE   0 0 3,111
COSTAR GROUP INC COM 22160N109 1,187 14,330 SH   SOLE   0 0 14,330
CSX CORP COM 126408103 580 18,069 SH   SOLE   0 0 18,069
DANAHER CORPORATION COM 235851102 357 1,329 SH   SOLE   0 0 1,329
DEERE & CO COM 244199105 402 1,139 SH   SOLE   0 0 1,139
DISNEY WALT CO COM 254687106 1,770 10,069 SH   SOLE   0 0 10,069
DOCUSIGN INC COM 256163106 1,227 4,390 SH   SOLE   0 0 4,390
EATON CORP PLC SHS G29183103 780 5,266 SH   SOLE   0 0 5,266
ENBRIDGE INC COM 29250N105 206 5,136 SH   SOLE   0 0 5,136
EOG RES INC COM 26875P101 713 8,550 SH   SOLE   0 0 8,550
EXXON MOBIL CORP COM 30231G102 393 6,225 SH   SOLE   0 0 6,225
FACEBOOK INC CL A 30303M102 2,163 6,222 SH   SOLE   0 0 6,222
FEDEX CORP COM 31428X106 583 1,954 SH   SOLE   0 0 1,954
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 2,968 61,825 SH   SOLE   0 0 61,825
GLOBAL X FDS GLBX SUPRINC ETF 37950E333 617 51,095 SH   SOLE   0 0 51,095
HARTFORD FINL SVCS GROUP INC COM 416515104 227 3,661 SH   SOLE   0 0 3,661
HOME DEPOT INC COM 437076102 510 1,601 SH   SOLE   0 0 1,601
HONEYWELL INTL INC COM 438516106 224 1,020 SH   SOLE   0 0 1,020
HORMEL FOODS CORP COM 440452100 386 8,090 SH   SOLE   0 0 8,090
INTEL CORP COM 458140100 663 11,815 SH   SOLE   0 0 11,815
INTERNATIONAL BUSINESS MACHS COM 459200101 920 6,273 SH   SOLE   0 0 6,273
INTUITIVE SURGICAL INC COM NEW 46120E602 409 445 SH   SOLE   0 0 445
INVESCO BD FD COM 46132L107 219 10,550 SH   SOLE   0 0 10,550
INVESCO EXCHANGE TRADED FD T DYNMC LRG VALU 46137V738 201 4,520 SH   SOLE   0 0 4,520
IQVIA HLDGS INC COM 46266C105 985 4,064 SH   SOLE   0 0 4,064
ISHARES INC CORE MSCI EMKT 46434G103 1,756 26,217 SH   SOLE   0 0 26,217
ISHARES INC JP MRG EM CRP BD 464286251 316 6,016 SH   SOLE   0 0 6,016
ISHARES TR SHORT TREAS BD 464288679 449 4,064 SH   SOLE   0 0 4,064
ISHARES TR TIPS BD ETF 464287176 5,268 41,153 SH   SOLE   0 0 41,153
ISHARES TR ISHS 1-5YR INVS 464288646 1,875 34,215 SH   SOLE   0 0 34,215
ISHARES TR USD INV GRDE ETF 464288620 2,161 35,665 SH   SOLE   0 0 35,665
ISHARES TR GL CLEAN ENE ETF 464288224 2,011 85,740 SH   SOLE   0 0 85,740
ISHARES TR BARCLAYS 7 10 YR 464287440 1,250 10,827 SH   SOLE   0 0 10,827
ISHARES TR CORE MSCI EAFE 46432F842 780 10,416 SH   SOLE   0 0 10,416
JFROG LTD ORD SHS M6191J100 279 6,125 SH   SOLE   0 0 6,125
JOHNSON & JOHNSON COM 478160104 1,888 11,458 SH   SOLE   0 0 11,458
JPMORGAN CHASE & CO COM 46625H100 447 2,871 SH   SOLE   0 0 2,871
KIMBERLY-CLARK CORP COM 494368103 863 6,453 SH   SOLE   0 0 6,453
LILLY ELI & CO COM 532457108 836 3,643 SH   SOLE   0 0 3,643
LOCKHEED MARTIN CORP COM 539830109 297 786 SH   SOLE   0 0 786
LOWES COS INC COM 548661107 382 1,967 SH   SOLE   0 0 1,967
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 1,219 11,854 SH   SOLE   0 0 11,854
MCDONALDS CORP COM 580135101 1,207 5,224 SH   SOLE   0 0 5,224
MEDTRONIC PLC SHS G5960L103 581 4,684 SH   SOLE   0 0 4,684
MERCK & CO. INC COM 58933Y105 1,608 20,674 SH   SOLE   0 0 20,674
MICROSOFT CORP COM 594918104 605 2,234 SH   SOLE   0 0 2,234
MONDELEZ INTL INC CL A 609207105 210 3,363 SH   SOLE   0 0 3,363
MOTOROLA SOLUTIONS INC COM NEW 620076307 769 3,544 SH   SOLE   0 0 3,544
NUCOR CORP COM 670346105 331 3,450 SH   SOLE   0 0 3,450
NVIDIA CORPORATION COM 67066G104 349 436 SH   SOLE   0 0 436
PAYCHEX INC COM 704326107 1,544 14,391 SH   SOLE   0 0 14,391
PEPSICO INC COM 713448108 1,114 7,521 SH   SOLE   0 0 7,521
PFIZER INC COM 717081103 806 20,579 SH   SOLE   0 0 20,579
PPL CORP COM 69351T106 268 9,564 SH   SOLE   0 0 9,564
PROCTER AND GAMBLE CO COM 742718109 443 3,280 SH   SOLE   0 0 3,280
PRUDENTIAL FINL INC COM 744320102 1,480 14,440 SH   SOLE   0 0 14,440
PUBLIC STORAGE COM 74460D109 229 760 SH   SOLE   0 0 760
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 909 15,219 SH   SOLE   0 0 15,219
PVH CORPORATION COM 693656100 1,569 14,579 SH   SOLE   0 0 14,579
RAYTHEON TECHNOLOGIES CORP COM 75513E101 379 4,440 SH   SOLE   0 0 4,440
REPUBLIC SVCS INC COM 760759100 1,402 12,745 SH   SOLE   0 0 12,745
RIOT BLOCKCHAIN INC COM 767292105 322 8,550 SH   SOLE   0 0 8,550
ROKU INC COM CL A 77543R102 312 680 SH   SOLE   0 0 680
S&P GLOBAL INC COM 78409V104 225 549 SH   SOLE   0 0 549
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 506 3,463 SH   SOLE   0 0 3,463
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 12,714 185,953 SH   SOLE   0 0 185,953
SLACK TECHNOLOGIES INC COM CL A 83088V102 430 9,700 SH   SOLE   0 0 9,700
SONOCO PRODS CO COM 835495102 216 3,225 SH   SOLE   0 0 3,225
SOUTHERN CO COM 842587107 412 6,817 SH   SOLE   0 0 6,817
SOUTHWEST AIRLS CO COM 844741108 495 9,330 SH   SOLE   0 0 9,330
SPDR GOLD TR GOLD SHS 78463V107 426 2,573 SH   SOLE   0 0 2,573
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 792 21,523 SH   SOLE   0 0 21,523
SPDR S&P 500 ETF TR TR UNIT 78462F103 280 655 SH   SOLE   0 0 655
SPDR SER TR S&P 400 MDCP GRW 78464A821 466 6,011 SH   SOLE   0 0 6,011
SPDR SER TR RUSSELL YIELD 78468R770 296 3,125 SH   SOLE   0 0 3,125
SQUARE INC CL A 852234103 337 1,384 SH   SOLE   0 0 1,384
STARBUCKS CORP COM 855244109 2,094 18,727 SH   SOLE   0 0 18,727
STRYKER CORPORATION COM 863667101 659 2,536 SH   SOLE   0 0 2,536
TARGET CORP COM 87612E106 685 2,832 SH   SOLE   0 0 2,832
TELEFLEX INCORPORATED COM 879369106 647 1,610 SH   SOLE   0 0 1,610
TEXAS INSTRS INC COM 882508104 201 1,045 SH   SOLE   0 0 1,045
THERMO FISHER SCIENTIFIC INC COM 883556102 391 775 SH   SOLE   0 0 775
TJX COS INC NEW COM 872540109 224 3,328 SH   SOLE   0 0 3,328
TRUIST FINL CORP COM 89832Q109 2,762 49,761 SH   SOLE   0 0 49,761
UNITED PARCEL SERVICE INC CL B 911312106 1,038 4,991 SH   SOLE   0 0 4,991
UNITEDHEALTH GROUP INC COM 91324P102 910 2,272 SH   SOLE   0 0 2,272
UNITY SOFTWARE INC COM 91332U101 332 3,020 SH   SOLE   0 0 3,020
UNIVEST FINANCIAL CORPORATIO COM 915271100 1,201 45,542 SH   SOLE   0 0 45,542
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 597 18,132 SH   SOLE   0 0 18,132
VANGUARD INDEX FDS GROWTH ETF 922908736 12,213 42,583 SH   SOLE   0 0 42,583
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,243 8,849 SH   SOLE   0 0 8,849
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,407 5,953 SH   SOLE   0 0 5,953
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW 92206C623 564 2,487 SH   SOLE   0 0 2,487
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649 857 5,898 SH   SOLE   0 0 5,898
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 284 1,555 SH   SOLE   0 0 1,555
VANGUARD WORLD FDS INF TECH ETF 92204A702 377 945 SH   SOLE   0 0 945
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 392 1,585 SH   SOLE   0 0 1,585
VANGUARD WORLD FDS ENERGY ETF 92204A306 274 3,615 SH   SOLE   0 0 3,615
VERIZON COMMUNICATIONS INC COM 92343V104 1,223 21,827 SH   SOLE   0 0 21,827
VISA INC COM CL A 92826C839 1,283 5,485 SH   SOLE   0 0 5,485
WASTE MGMT INC DEL COM 94106L109 936 6,678 SH   SOLE   0 0 6,678
WELLS FARGO CO NEW COM 949746101 692 15,287 SH   SOLE   0 0 15,287
XILINX INC COM 983919101 403 2,785 SH   SOLE   0 0 2,785