The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   9,445 94 SH   SOLE   0 0 94
AIR PRODS & CHEMS INC COM 009158106   37,673 126 SH   SOLE   0 0 126
ALPHATEC HLDGS INC COM NEW 02081G201   115,882 6,445 SH   SOLE   0 0 6,445
ALTRIA GROUP INC COM 02209S103   39,132 864 SH   SOLE   0 0 864
AMAZON COM INC COM 023135106   166,861 1,280 SH   SOLE   0 0 1,280
AMERICAN AIRLS GROUP INC COM 02376R102   22,461 1,252 SH   SOLE   0 0 1,252
AON PLC SHS CL A G0403H108   461,014 1,335 SH   SOLE   0 0 1,335
APPLE INC COM 037833100   2,337,434 12,050 SH   SOLE   0 0 12,050
AT&T INC COM 00206R102   15,153 950 SH   SOLE   0 0 950
AUTOMATIC DATA PROCESSING IN COM 053015103   23,433 107 SH   SOLE   0 0 107
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   39,897 117 SH   SOLE   0 0 117
BEYOND MEAT INC COM 08862E109   130 10 SH   SOLE   0 0 10
BRISTOL-MYERS SQUIBB CO COM 110122108   74,787 1,169 SH   SOLE   0 0 1,169
CHEVRON CORP NEW COM 166764100   51,621 328 SH   SOLE   0 0 328
CHEWY INC CL A 16679L109   19,735 500 SH   SOLE   0 0 500
COCA COLA CO COM 191216100   7,583 126 SH   SOLE   0 0 126
COMCAST CORP NEW CL A 20030N101   20,402 491 SH   SOLE   0 0 491
CONSTELLATION ENERGY CORP COM 21037T109   139,614 1,525 SH   SOLE   0 0 1,525
CORTEVA INC COM 22052L104   9,824 171 SH   SOLE   0 0 171
CROCS INC COM 227046109   11,244 100 SH   SOLE   0 0 100
D R HORTON INC COM 23331A109   37,116 305 SH   SOLE   0 0 305
DEERE & CO COM 244199105   254,082 627 SH   SOLE   0 0 627
DIGITAL RLTY TR INC COM 253868103   5,306 47 SH   SOLE   0 0 47
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   291,629 8,453 SH   SOLE   0 0 8,453
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   125,336 2,287 SH   SOLE   0 0 2,287
DISNEY WALT CO COM 254687106   110,529 1,238 SH   SOLE   0 0 1,238
DOMINION ENERGY INC COM 25746U109   6,923 134 SH   SOLE   0 0 134
DOUGLAS ELLIMAN INC COM 25961D105   154 69 SH   SOLE   0 0 69
DOW INC COM 260557103   9,231 173 SH   SOLE   0 0 173
DUPONT DE NEMOURS INC COM 26614N102   12,209 171 SH   SOLE   0 0 171
ECOLAB INC COM 278865100   9,365 50 SH   SOLE   0 0 50
EMERSON ELEC CO COM 291011104   53,205 589 SH   SOLE   0 0 589
ETF MANAGERS TR ETHO CLIMATE LEA 26924G888   2,571 48 SH   SOLE   0 0 48
EXELON CORP COM 30161N101   186,503 4,578 SH   SOLE   0 0 4,578
EXXON MOBIL CORP COM 30231G102   23,257 217 SH   SOLE   0 0 217
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   1,626 20 SH   SOLE   0 0 20
GENERAL ELECTRIC CO COM NEW 369604301   6,817 62 SH   SOLE   0 0 62
GOLDMAN SACHS GROUP INC COM 38141G104   206,655 641 SH   SOLE   0 0 641
HEWLETT PACKARD ENTERPRISE C COM 42824C109   16,945 1,009 SH   SOLE   0 0 1,009
ISHARES TR COHEN STEER REIT 464287564   23,912 430 SH   SOLE   0 0 430
ISHARES TR CORE MSCI EAFE 46432F842   207,683 3,077 SH   SOLE   0 0 3,077
ISHARES TR CORE MSCI TOTAL 46432F834   4,927,838 78,694 SH   SOLE   0 0 78,694
ISHARES TR CORE S&P MCP ETF 464287507   3,334,477 12,752 SH   SOLE   0 0 12,752
ISHARES TR CORE S&P SCP ETF 464287804   4,744,896 47,616 SH   SOLE   0 0 47,616
ISHARES TR CORE S&P500 ETF 464287200   1,118,083 2,509 SH   SOLE   0 0 2,509
ISHARES TR EAFE SML CP ETF 464288273   11,743 199 SH   SOLE   0 0 199
ISHARES TR NATIONAL MUN ETF 464288414   1,765,347 16,540 SH   SOLE   0 0 16,540
ISHARES TR RUS 1000 GRW ETF 464287614   228,815 832 SH   SOLE   0 0 832
ISHARES TR RUS 1000 VAL ETF 464287598   9,026,878 57,194 SH   SOLE   0 0 57,194
ISHARES TR RUS 2000 GRW ETF 464287648   548,051 2,259 SH   SOLE   0 0 2,259
ISHARES TR RUSSELL 2000 ETF 464287655   79,873 427 SH   SOLE   0 0 427
ISHARES TR RUSSELL 3000 ETF 464287689   160,869 632 SH   SOLE   0 0 632
ISHARES TR S&P 500 GRWT ETF 464287309   368,520 5,229 SH   SOLE   0 0 5,229
ISHARES TR S&P 500 VAL ETF 464287408   280,624 1,741 SH   SOLE   0 0 1,741
ISHARES TR S&P SML 600 GWT 464287887   4,947,833 43,051 SH   SOLE   0 0 43,051
ISHARES TR SP SMCP600VL ETF 464287879   559,330 5,882 SH   SOLE   0 0 5,882
ISHARES TR U.S. TECH ETF 464287721   51,804 476 SH   SOLE   0 0 476
JOHNSON & JOHNSON COM 478160104   15,676 95 SH   SOLE   0 0 95
JPMORGAN CHASE & CO COM 46625H100   149,263 1,026 SH   SOLE   0 0 1,026
KRAFT HEINZ CO COM 500754106   2,726 77 SH   SOLE   0 0 77
LIBERTY MEDIA CORP DEL COM A SIRIUSXM 531229409   14,437 440 SH   SOLE   0 0 440
LIBERTY MEDIA CORP DEL COM C SIRIUSXM 531229607   28,803 880 SH   SOLE   0 0 880
LI-CYCLE HOLDINGS CORP COMMON SHARES 50202P105   33,300 6,000 SH   SOLE   0 0 6,000
LYFT INC CL A COM 55087P104   9,226 962 SH   SOLE   0 0 962
MCDONALDS CORP COM 580135101   309,436 1,037 SH   SOLE   0 0 1,037
META PLATFORMS INC CL A 30303M102   156,405 545 SH   SOLE   0 0 545
MONDELEZ INTL INC CL A 609207105   16,722 229 SH   SOLE   0 0 229
NETFLIX INC COM 64110L106   16,739 38 SH   SOLE   0 0 38
ON HLDG AG NAMEN AKT A H5919C104   3,300 100 SH   SOLE   0 0 100
ORACLE CORP COM 68389X105   179,582 1,508 SH   SOLE   0 0 1,508
PELOTON INTERACTIVE INC CL A COM 70614W100   769 100 SH   SOLE   0 0 100
PEPSICO INC COM 713448108   158,258 854 SH   SOLE   0 0 854
PETCO HEALTH & WELLNESS CO I COM 71601V105   4,450 500 SH   SOLE   0 0 500
PHILIP MORRIS INTL INC COM 718172109   78,371 803 SH   SOLE   0 0 803
PINTEREST INC CL A 72352L106   41,010 1,500 SH   SOLE   0 0 1,500
PPL CORP COM 69351T106   40,326 1,524 SH   SOLE   0 0 1,524
PROCTER AND GAMBLE CO COM 742718109   126,617 834 SH   SOLE   0 0 834
QUALCOMM INC COM 747525103   14,984 126 SH   SOLE   0 0 126
SAGE THERAPEUTICS INC COM 78667J108   9,404 200 SH   SOLE   0 0 200
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   112,326 4,560 SH   SOLE   0 0 4,560
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   120,278 3,562 SH   SOLE   0 0 3,562
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   15,213,600 214,186 SH   SOLE   0 0 214,186
SHIFT TECHNOLOGIES INC CL A NEW 82452T305   306 141 SH   SOLE   0 0 141
SMUCKER J M CO COM NEW 832696405   71,784 486 SH   SOLE   0 0 486
SONOS INC COM 83570H108   8,165 500 SH   SOLE   0 0 500
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848   35,102 1,343 SH   SOLE   0 0 1,343
SPDR S&P 500 ETF TR TR UNIT 78462F103   633,617 1,429 SH   SOLE   0 0 1,429
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   57,525 120 SH   SOLE   0 0 120
SPLUNK INC COM 848637104   254,616 2,400 SH   SOLE   0 0 2,400
SUNRUN INC COM 86771W105   10,716 600 SH   SOLE   0 0 600
TELADOC HEALTH INC COM 87918A105   1,520 60 SH   SOLE   0 0 60
TESLA INC COM 88160R101   7,854 30 SH   SOLE   0 0 30
UNDER ARMOUR INC CL A 904311107   759 105 SH   SOLE   0 0 105
UNDER ARMOUR INC CL C 904311206   705 105 SH   SOLE   0 0 105
UNITED PARCEL SERVICE INC CL B 911312106   5,249 29 SH   SOLE   0 0 29
UNITEDHEALTH GROUP INC COM 91324P102   368,655 767 SH   SOLE   0 0 767
UNUM GROUP COM 91529Y106   6,150 129 SH   SOLE   0 0 129
UTZ BRANDS INC COM CL A 918090101   32,720 2,000 SH   SOLE   0 0 2,000
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   18,310,536 242,299 SH   SOLE   0 0 242,299
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   24,290,589 334,167 SH   SOLE   0 0 334,167
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   439,927 2,956 SH   SOLE   0 0 2,956
VANGUARD INDEX FDS GROWTH ETF 922908736   15,131,824 53,477 SH   SOLE   0 0 53,477
VANGUARD INDEX FDS LARGE CAP ETF 922908637   734,370 3,623 SH   SOLE   0 0 3,623
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,631,035 9,861 SH   SOLE   0 0 9,861
VANGUARD INDEX FDS SMALL CP ETF 922908751   3,753,679 18,873 SH   SOLE   0 0 18,873
VANGUARD INDEX FDS TOTAL STK MKT 922908769   6,563,010 29,794 SH   SOLE   0 0 29,794
VANGUARD INDEX FDS VALUE ETF 922908744   3,229,832 22,729 SH   SOLE   0 0 22,729
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   17,564,242 322,813 SH   SOLE   0 0 322,813
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   5,001,069 122,937 SH   SOLE   0 0 122,937
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   150,890 2,446 SH   SOLE   0 0 2,446
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   135,247 1,940 SH   SOLE   0 0 1,940
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   1,572,441 14,233 SH   SOLE   0 0 14,233
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   7,990,856 82,397 SH   SOLE   0 0 82,397
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   11,343,544 225,877 SH   SOLE   0 0 225,877
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   98,099 604 SH   SOLE   0 0 604
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   239,271 2,256 SH   SOLE   0 0 2,256
VANGUARD WORLD FD ESG INTL STK ETF 921910725   8,890 167 SH   SOLE   0 0 167
VANGUARD WORLD FD ESG US STK ETF 921910733   46,087 588 SH   SOLE   0 0 588
VANGUARD WORLD FD MEGA CAP INDEX 921910873   125,040 799 SH   SOLE   0 0 799
VECTOR GROUP LTD COM 92240M108   1,713 134 SH   SOLE   0 0 134
VERIZON COMMUNICATIONS INC COM 92343V104   74,811 2,012 SH   SOLE   0 0 2,012
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308   1,768 187 SH   SOLE   0 0 187
WARNER BROS DISCOVERY INC COM SER A 934423104   2,872 229 SH   SOLE   0 0 229
WELLS FARGO CO NEW COM 949746101   15,048 353 SH   SOLE   0 0 353
WISDOMTREE TR INTL LRGCAP DV 97717W794   109,025 2,311 SH   SOLE   0 0 2,311
YETI HLDGS INC COM 98585X104   11,652 300 SH   SOLE   0 0 300
ZILLOW GROUP INC CL A 98954M101   49,200 1,000 SH   SOLE   0 0 1,000