The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 21 187 SH   SOLE   0 0 187
AIR PRODS & CHEMS INC COM 009158106 58 250 SH   SOLE   0 0 250
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106 5 153 SH   SOLE   0 0 153
ALPHATEC HLDGS INC COM NEW 02081G201 61 7,000 SH   SOLE   0 0 7,000
ALTRIA GROUP INC COM 02209S103 48 1,177 SH   SOLE   0 0 1,177
AMAZON COM INC COM 023135106 122 1,080 SH   SOLE   0 0 1,080
AMERICAN AIRLS GROUP INC COM 02376R102 15 1,252 SH   SOLE   0 0 1,252
AON PLC SHS CL A G0403H108 358 1,335 SH   SOLE   0 0 1,335
APPLE INC COM 037833100 1,663 12,034 SH   SOLE   0 0 12,034
AT&T INC COM 00206R102 15 950 SH   SOLE   0 0 950
AUTOMATIC DATA PROCESSING IN COM 053015103 24 106 SH   SOLE   0 0 106
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 31 117 SH   SOLE   0 0 117
BEYOND MEAT INC COM 08862E109 0 10 SH   SOLE   0 0 10
BK OF AMERICA CORP COM 060505104 11 356 SH   SOLE   0 0 356
BRISTOL-MYERS SQUIBB CO COM 110122108 82 1,160 SH   SOLE   0 0 1,160
CHEVRON CORP NEW COM 166764100 47 325 SH   SOLE   0 0 325
COCA COLA CO COM 191216100 14 250 SH   SOLE   0 0 250
COMCAST CORP NEW CL A 20030N101 14 491 SH   SOLE   0 0 491
CONSTELLATION ENERGY CORP COM 21037T109 127 1,525 SH   SOLE   0 0 1,525
CORTEVA INC COM 22052L104 19 341 SH   SOLE   0 0 341
DEERE & CO COM 244199105 209 625 SH   SOLE   0 0 625
DIGITAL RLTY TR INC COM 253868103 9 92 SH   SOLE   0 0 92
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 284 9,583 SH   SOLE   0 0 9,583
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 106 2,282 SH   SOLE   0 0 2,282
DISNEY WALT CO COM 254687106 98 1,038 SH   SOLE   0 0 1,038
DOMINION ENERGY INC COM 25746U109 18 264 SH   SOLE   0 0 264
DOUGLAS ELLIMAN INC COM 25961D105 0 66 SH   SOLE   0 0 66
DOW INC COM 260557103 15 341 SH   SOLE   0 0 341
DUPONT DE NEMOURS INC COM 26614N102 17 341 SH   SOLE   0 0 341
ECOLAB INC COM 278865100 12 85 SH   SOLE   0 0 85
EMERSON ELEC CO COM 291011104 55 750 SH   SOLE   0 0 750
ETF MANAGERS TR ETHO CLIMATE LEA 26924G888 2 48 SH   SOLE   0 0 48
EXELON CORP COM 30161N101 171 4,578 SH   SOLE   0 0 4,578
EXXON MOBIL CORP COM 30231G102 19 215 SH   SOLE   0 0 215
GENERAL ELECTRIC CO COM NEW 369604301 8 124 SH   SOLE   0 0 124
GOLDMAN SACHS GROUP INC COM 38141G104 185 631 SH   SOLE   0 0 631
HEWLETT PACKARD ENTERPRISE C COM 42824C109 12 1,001 SH   SOLE   0 0 1,001
ISHARES TR COHEN STEER REIT 464287564 23 427 SH   SOLE   0 0 427
ISHARES TR CORE MSCI EURO 46434V738 118 2,975 SH   SOLE   0 0 2,975
ISHARES TR CORE MSCI PAC 46434V696 91 1,902 SH   SOLE   0 0 1,902
ISHARES TR CORE MSCI TOTAL 46432F834 3,971 77,984 SH   SOLE   0 0 77,984
ISHARES TR CORE S&P MCP ETF 464287507 2,842 12,960 SH   SOLE   0 0 12,960
ISHARES TR CORE S&P SCP ETF 464287804 3,928 45,051 SH   SOLE   0 0 45,051
ISHARES TR CORE S&P500 ETF 464287200 893 2,491 SH   SOLE   0 0 2,491
ISHARES TR EAFE GRWTH ETF 464288885 3 40 SH   SOLE   0 0 40
ISHARES TR EAFE SML CP ETF 464288273 10 196 SH   SOLE   0 0 196
ISHARES TR RUS 1000 GRW ETF 464287614 174 829 SH   SOLE   0 0 829
ISHARES TR RUS 1000 VAL ETF 464287598 7,974 58,634 SH   SOLE   0 0 58,634
ISHARES TR RUS 2000 GRW ETF 464287648 475 2,301 SH   SOLE   0 0 2,301
ISHARES TR RUSSELL 2000 ETF 464287655 70 424 SH   SOLE   0 0 424
ISHARES TR RUSSELL 3000 ETF 464287689 130 628 SH   SOLE   0 0 628
ISHARES TR S&P SML 600 GWT 464287887 2,067 20,333 SH   SOLE   0 0 20,333
ISHARES TR SP SMCP600VL ETF 464287879 481 5,837 SH   SOLE   0 0 5,837
ISHARES TR U.S. TECH ETF 464287721 70 950 SH   SOLE   0 0 950
JOHNSON & JOHNSON COM 478160104 31 188 SH   SOLE   0 0 188
JPMORGAN CHASE & CO COM 46625H100 106 1,019 SH   SOLE   0 0 1,019
KRAFT HEINZ CO COM 500754106 5 153 SH   SOLE   0 0 153
LIBERTY MEDIA CORP DEL COM A SIRIUSXM 531229409 17 440 SH   SOLE   0 0 440
LIBERTY MEDIA CORP DEL COM C SIRIUSXM 531229607 33 880 SH   SOLE   0 0 880
LYFT INC CL A COM 55087P104 13 962 SH   SOLE   0 0 962
MCDONALDS CORP COM 580135101 238 1,032 SH   SOLE   0 0 1,032
META PLATFORMS INC CL A 30303M102 74 545 SH   SOLE   0 0 545
MONDELEZ INTL INC CL A 609207105 25 457 SH   SOLE   0 0 457
NETFLIX INC COM 64110L106 9 38 SH   SOLE   0 0 38
ON HLDG AG NAMEN AKT A H5919C104 2 100 SH   SOLE   0 0 100
ORACLE CORP COM 68389X105 92 1,502 SH   SOLE   0 0 1,502
PELOTON INTERACTIVE INC CL A COM 70614W100 1 100 SH   SOLE   0 0 100
PEPSICO INC COM 713448108 139 849 SH   SOLE   0 0 849
PHILIP MORRIS INTL INC COM 718172109 93 1,124 SH   SOLE   0 0 1,124
PINTEREST INC CL A 72352L106 35 1,500 SH   SOLE   0 0 1,500
PPL CORP COM 69351T106 39 1,524 SH   SOLE   0 0 1,524
PROCTER AND GAMBLE CO COM 742718109 152 1,202 SH   SOLE   0 0 1,202
QUALCOMM INC COM 747525103 28 250 SH   SOLE   0 0 250
SAGE THERAPEUTICS INC COM 78667J108 8 200 SH   SOLE   0 0 200
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 102 4,537 SH   SOLE   0 0 4,537
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 98 3,544 SH   SOLE   0 0 3,544
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 12,788 211,266 SH   SOLE   0 0 211,266
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 19 287 SH   SOLE   0 0 287
SMUCKER J M CO COM NEW 832696405 66 483 SH   SOLE   0 0 483
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 28 1,322 SH   SOLE   0 0 1,322
SPDR S&P 500 ETF TR TR UNIT 78462F103 506 1,418 SH   SOLE   0 0 1,418
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 48 119 SH   SOLE   0 0 119
SPLUNK INC COM 848637104 180 2,400 SH   SOLE   0 0 2,400
TELADOC HEALTH INC COM 87918A105 2 60 SH   SOLE   0 0 60
TESLA INC COM 88160R101 8 30 SH   SOLE   0 0 30
TWITTER INC COM 90184L102 28 640 SH   SOLE   0 0 640
UNDER ARMOUR INC CL A 904311107 1 105 SH   SOLE   0 0 105
UNDER ARMOUR INC CL C 904311206 1 105 SH   SOLE   0 0 105
UNITED PARCEL SERVICE INC CL B 911312106 5 29 SH   SOLE   0 0 29
UNITEDHEALTH GROUP INC COM 91324P102 386 764 SH   SOLE   0 0 764
UNUM GROUP COM 91529Y106 10 256 SH   SOLE   0 0 256
UTZ BRANDS INC COM CL A 918090101 30 2,000 SH   SOLE   0 0 2,000
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 18,381 245,671 SH   SOLE   0 0 245,671
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 20,369 285,566 SH   SOLE   205 0 285,361
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 375 2,947 SH   SOLE   0 0 2,947
VANGUARD INDEX FDS GROWTH ETF 922908736 9,759 45,615 SH   SOLE   0 0 45,615
VANGUARD INDEX FDS LARGE CAP ETF 922908637 588 3,595 SH   SOLE   0 0 3,595
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,456 10,151 SH   SOLE   0 0 10,151
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,324 19,450 SH   SOLE   0 0 19,450
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,997 27,843 SH   SOLE   51 0 27,792
VANGUARD INDEX FDS VALUE ETF 922908744 2,857 23,135 SH   SOLE   0 0 23,135
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 12,045 271,539 SH   SOLE   0 0 271,539
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,021 110,200 SH   SOLE   0 0 110,200
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 110 2,393 SH   SOLE   0 0 2,393
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 131 2,281 SH   SOLE   0 0 2,281
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,007 10,850 SH   SOLE   0 0 10,850
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 6,523 82,691 SH   SOLE   0 0 82,691
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 11,155 231,730 SH   SOLE   0 0 231,730
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 81 601 SH   SOLE   0 0 601
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 211 2,221 SH   SOLE   0 0 2,221
VANGUARD WORLD FD ESG INTL STK ETF 921910725 7 165 SH   SOLE   0 0 165
VANGUARD WORLD FD ESG US STK ETF 921910733 37 585 SH   SOLE   0 0 585
VANGUARD WORLD FD MEGA CAP INDEX 921910873 99 794 SH   SOLE   0 0 794
VECTOR GROUP LTD COM 92240M108 1 134 SH   SOLE   0 0 134
VERIZON COMMUNICATIONS INC COM 92343V104 76 1,993 SH   SOLE   0 0 1,993
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 2 187 SH   SOLE   0 0 187
WARNER BROS DISCOVERY INC COM SER A 934423104 3 229 SH   SOLE   0 0 229
WELLS FARGO CO NEW COM 949746101 14 350 SH   SOLE   0 0 350
WISDOMTREE TR INTL LRGCAP DV 97717W794 84 2,247 SH   SOLE   0 0 2,247
ZILLOW GROUP INC CL A 98954M101 29 1,000 SH   SOLE   0 0 1,000