The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 24 187 SH   SOLE   0 0 187
AIR PRODS & CHEMS INC COM 009158106 60 250 SH   SOLE   0 0 250
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106 6 153 SH   SOLE   0 0 153
ALPHATEC HLDGS INC COM NEW 02081G201 46 7,000 SH   SOLE   0 0 7,000
ALTRIA GROUP INC COM 02209S103 49 1,177 SH   SOLE   0 0 1,177
AMAZON COM INC COM 023135106 115 1,080 SH   SOLE   0 0 1,080
AMERICAN AIRLS GROUP INC COM 02376R102 16 1,252 SH   SOLE   0 0 1,252
AON PLC SHS CL A G0403H108 360 1,335 SH   SOLE   0 0 1,335
APPLE INC COM 037833100 1,645 12,034 SH   SOLE   0 0 12,034
AT&T INC COM 00206R102 20 950 SH   SOLE   0 0 950
AUTOMATIC DATA PROCESSING IN COM 053015103 22 106 SH   SOLE   0 0 106
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 32 117 SH   SOLE   0 0 117
BEYOND MEAT INC COM 08862E109 0 10 SH   SOLE   0 0 10
BK OF AMERICA CORP COM 060505104 11 356 SH   SOLE   0 0 356
BRISTOL-MYERS SQUIBB CO COM 110122108 89 1,160 SH   SOLE   0 0 1,160
CDK GLOBAL INC COM 12508E101 2 35 SH   SOLE   0 0 35
CHEVRON CORP NEW COM 166764100 47 325 SH   SOLE   0 0 325
COCA COLA CO COM 191216100 16 250 SH   SOLE   0 0 250
COMCAST CORP NEW CL A 20030N101 19 491 SH   SOLE   0 0 491
CONSTELLATION ENERGY CORP COM 21037T109 87 1,525 SH   SOLE   0 0 1,525
CORTEVA INC COM 22052L104 18 341 SH   SOLE   0 0 341
DEERE & CO COM 244199105 187 625 SH   SOLE   0 0 625
DIGITAL RLTY TR INC COM 253868103 12 92 SH   SOLE   0 0 92
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 303 9,583 SH   SOLE   0 0 9,583
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 110 2,282 SH   SOLE   0 0 2,282
DISNEY WALT CO COM 254687106 98 1,038 SH   SOLE   0 0 1,038
DOMINION ENERGY INC COM 25746U109 21 264 SH   SOLE   0 0 264
DOUGLAS ELLIMAN INC COM 25961D105 0 66 SH   SOLE   0 0 66
DOW INC COM 260557103 18 341 SH   SOLE   0 0 341
DUPONT DE NEMOURS INC COM 26614N102 19 341 SH   SOLE   0 0 341
ECOLAB INC COM 278865100 13 85 SH   SOLE   0 0 85
EMERSON ELEC CO COM 291011104 60 750 SH   SOLE   0 0 750
ETF MANAGERS TR ETHO CLIMATE LEA 26924G888 2 48 SH   SOLE   0 0 48
EXELON CORP COM 30161N101 207 4,578 SH   SOLE   0 0 4,578
EXXON MOBIL CORP COM 30231G102 18 215 SH   SOLE   0 0 215
GENERAL ELECTRIC CO COM NEW 369604301 8 124 SH   SOLE   0 0 124
GOLDMAN SACHS GROUP INC COM 38141G104 187 631 SH   SOLE   0 0 631
HEWLETT PACKARD ENTERPRISE C COM 42824C109 13 1,001 SH   SOLE   0 0 1,001
ISHARES TR COHEN STEER REIT 464287564 26 427 SH   SOLE   0 0 427
ISHARES TR CORE MSCI EURO 46434V738 134 2,975 SH   SOLE   0 0 2,975
ISHARES TR CORE MSCI PAC 46434V696 99 1,902 SH   SOLE   0 0 1,902
ISHARES TR CORE MSCI TOTAL 46432F834 4,526 79,354 SH   SOLE   0 0 79,354
ISHARES TR CORE S&P MCP ETF 464287507 2,952 13,047 SH   SOLE   0 0 13,047
ISHARES TR CORE S&P SCP ETF 464287804 4,145 44,858 SH   SOLE   0 0 44,858
ISHARES TR CORE S&P500 ETF 464287200 944 2,491 SH   SOLE   0 0 2,491
ISHARES TR EAFE GRWTH ETF 464288885 3 40 SH   SOLE   0 0 40
ISHARES TR EAFE SML CP ETF 464288273 11 196 SH   SOLE   0 0 196
ISHARES TR MSCI EAFE ETF 464287465 122 1,953 SH   SOLE   0 0 1,953
ISHARES TR RUS 1000 GRW ETF 464287614 181 829 SH   SOLE   0 0 829
ISHARES TR RUS 1000 VAL ETF 464287598 8,503 58,652 SH   SOLE   0 0 58,652
ISHARES TR RUS 2000 GRW ETF 464287648 475 2,301 SH   SOLE   0 0 2,301
ISHARES TR RUSSELL 2000 ETF 464287655 72 424 SH   SOLE   0 0 424
ISHARES TR RUSSELL 3000 ETF 464287689 137 628 SH   SOLE   0 0 628
ISHARES TR S&P SML 600 GWT 464287887 2,077 19,724 SH   SOLE   0 0 19,724
ISHARES TR SP SMCP600VL ETF 464287879 520 5,837 SH   SOLE   0 0 5,837
ISHARES TR U.S. TECH ETF 464287721 76 950 SH   SOLE   0 0 950
J P MORGAN EXCHANGE TRADED F BETABUILDERS CDA 46641Q225 13 216 SH   SOLE   0 0 216
J P MORGAN EXCHANGE TRADED F BETABUILDERS DEV 46641Q233 18 367 SH   SOLE   0 0 367
J P MORGAN EXCHANGE TRADED F BETABUILDERS EUR 46641Q191 51 1,106 SH   SOLE   0 0 1,106
J P MORGAN EXCHANGE TRADED F BETABULDRS JAPAN 46641Q217 44 1,005 SH   SOLE   0 0 1,005
JOHNSON & JOHNSON COM 478160104 33 188 SH   SOLE   0 0 188
JPMORGAN CHASE & CO COM 46625H100 115 1,019 SH   SOLE   0 0 1,019
KRAFT HEINZ CO COM 500754106 6 153 SH   SOLE   0 0 153
LIBERTY MEDIA CORP DEL COM A SIRIUSXM 531229409 16 440 SH   SOLE   0 0 440
LIBERTY MEDIA CORP DEL COM C SIRIUSXM 531229607 32 880 SH   SOLE   0 0 880
LYFT INC CL A COM 55087P104 13 962 SH   SOLE   0 0 962
MANDIANT INC COM 562662106 7 320 SH   SOLE   0 0 320
MCDONALDS CORP COM 580135101 255 1,032 SH   SOLE   0 0 1,032
META PLATFORMS INC CL A 30303M102 88 545 SH   SOLE   0 0 545
MONDELEZ INTL INC CL A 609207105 28 457 SH   SOLE   0 0 457
NETFLIX INC COM 64110L106 7 38 SH   SOLE   0 0 38
ON HLDG AG NAMEN AKT A H5919C104 2 100 SH   SOLE   0 0 100
ORACLE CORP COM 68389X105 105 1,502 SH   SOLE   0 0 1,502
PELOTON INTERACTIVE INC CL A COM 70614W100 1 100 SH   SOLE   0 0 100
PEPSICO INC COM 713448108 142 849 SH   SOLE   0 0 849
PHILIP MORRIS INTL INC COM 718172109 111 1,124 SH   SOLE   0 0 1,124
PINTEREST INC CL A 72352L106 27 1,500 SH   SOLE   0 0 1,500
PPL CORP COM 69351T106 41 1,524 SH   SOLE   0 0 1,524
PROCTER AND GAMBLE CO COM 742718109 173 1,202 SH   SOLE   0 0 1,202
QUALCOMM INC COM 747525103 32 250 SH   SOLE   0 0 250
SAGE THERAPEUTICS INC COM 78667J108 6 200 SH   SOLE   0 0 200
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 115 4,537 SH   SOLE   0 0 4,537
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 111 3,544 SH   SOLE   0 0 3,544
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 13,217 210,704 SH   SOLE   0 0 210,704
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 20 287 SH   SOLE   0 0 287
SMUCKER J M CO COM NEW 832696405 62 483 SH   SOLE   0 0 483
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 31 1,322 SH   SOLE   0 0 1,322
SPDR S&P 500 ETF TR TR UNIT 78462F103 535 1,418 SH   SOLE   0 0 1,418
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 49 119 SH   SOLE   0 0 119
SPLUNK INC COM 848637104 212 2,400 SH   SOLE   0 0 2,400
TELADOC HEALTH INC COM 87918A105 2 60 SH   SOLE   0 0 60
TESLA INC COM 88160R101 7 10 SH   SOLE   0 0 10
TWITTER INC COM 90184L102 24 640 SH   SOLE   0 0 640
UNDER ARMOUR INC CL A 904311107 1 105 SH   SOLE   0 0 105
UNDER ARMOUR INC CL C 904311206 1 105 SH   SOLE   0 0 105
UNITED PARCEL SERVICE INC CL B 911312106 5 29 SH   SOLE   0 0 29
UNITEDHEALTH GROUP INC COM 91324P102 392 764 SH   SOLE   0 0 764
UNUM GROUP COM 91529Y106 9 256 SH   SOLE   0 0 256
UTZ BRANDS INC COM CL A 918090101 28 2,000 SH   SOLE   0 0 2,000
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 18,877 245,826 SH   SOLE   0 0 245,826
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 15,512 206,106 SH   SOLE   205 0 205,901
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 386 2,947 SH   SOLE   0 0 2,947
VANGUARD INDEX FDS GROWTH ETF 922908736 9,892 44,381 SH   SOLE   0 0 44,381
VANGUARD INDEX FDS LARGE CAP ETF 922908637 620 3,595 SH   SOLE   0 0 3,595
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,521 10,151 SH   SOLE   0 0 10,151
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,431 19,482 SH   SOLE   0 0 19,482
VANGUARD INDEX FDS TOTAL STK MKT 922908769 5,205 27,593 SH   SOLE   51 0 27,542
VANGUARD INDEX FDS VALUE ETF 922908744 2,958 22,430 SH   SOLE   0 0 22,430
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 6,817 136,445 SH   SOLE   0 0 136,445
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,468 107,272 SH   SOLE   0 0 107,272
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 126 2,393 SH   SOLE   0 0 2,393
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 145 2,281 SH   SOLE   0 0 2,281
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 6,976 81,739 SH   SOLE   0 0 81,739
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 11,693 234,230 SH   SOLE   0 0 234,230
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 86 601 SH   SOLE   0 0 601
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 226 2,221 SH   SOLE   0 0 2,221
VANGUARD WORLD FD ESG INTL STK ETF 921910725 8 165 SH   SOLE   0 0 165
VANGUARD WORLD FD ESG US STK ETF 921910733 39 585 SH   SOLE   0 0 585
VANGUARD WORLD FD MEGA CAP INDEX 921910873 105 794 SH   SOLE   0 0 794
VECTOR GROUP LTD COM 92240M108 1 134 SH   SOLE   0 0 134
VERIZON COMMUNICATIONS INC COM 92343V104 101 1,993 SH   SOLE   0 0 1,993
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 3 187 SH   SOLE   0 0 187
WARNER BROS DISCOVERY INC COM SER A 934423104 3 229 SH   SOLE   0 0 229
WELLS FARGO CO NEW COM 949746101 14 350 SH   SOLE   0 0 350
WISDOMTREE TR INTL LRGCAP DV 97717W794 94 2,247 SH   SOLE   0 0 2,247
ZILLOW GROUP INC CL A 98954M101 32 1,000 SH   SOLE   0 0 1,000