The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 28 187 SH   SOLE   0 0 187
AIR PRODS & CHEMS INC COM 009158106 62 250 SH   SOLE   0 0 250
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106 7 153 SH   SOLE   0 0 153
ALPHATEC HLDGS INC COM NEW 02081G201 81 7,000 SH   SOLE   0 0 7,000
ALTRIA GROUP INC COM 02209S103 62 1,177 SH   SOLE   0 0 1,177
AMAZON COM INC COM 023135106 153 47 SH   SOLE   0 0 47
AMERICAN AIRLS GROUP INC COM 02376R102 23 1,252 SH   SOLE   0 0 1,252
AON PLC SHS CL A G0403H108 435 1,335 SH   SOLE   0 0 1,335
APPLE INC COM 037833100 2,101 12,034 SH   SOLE   0 0 12,034
AT&T INC COM 00206R102 22 950 SH   SOLE   0 0 950
AUTOMATIC DATA PROCESSING IN COM 053015103 24 106 SH   SOLE   0 0 106
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 41 117 SH   SOLE   0 0 117
BEYOND MEAT INC COM 08862E109 0 10 SH   SOLE   0 0 10
BK OF AMERICA CORP COM 060505104 15 356 SH   SOLE   0 0 356
BRISTOL-MYERS SQUIBB CO COM 110122108 85 1,160 SH   SOLE   0 0 1,160
CDK GLOBAL INC COM 12508E101 2 35 SH   SOLE   0 0 35
CHEVRON CORP NEW COM 166764100 53 325 SH   SOLE   0 0 325
COCA COLA CO COM 191216100 16 250 SH   SOLE   0 0 250
COMCAST CORP NEW CL A 20030N101 23 491 SH   SOLE   0 0 491
CONSTELLATION ENERGY CORP COM 21037T109 86 1,525 SH   SOLE   0 0 1,525
CORTEVA INC COM 22052L104 20 341 SH   SOLE   0 0 341
DEERE & CO COM 244199105 260 625 SH   SOLE   0 0 625
DIGITAL RLTY TR INC COM 253868103 13 92 SH   SOLE   0 0 92
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 128 2,282 SH   SOLE   0 0 2,282
DISNEY WALT CO COM 254687106 142 1,038 SH   SOLE   0 0 1,038
DOMINION ENERGY INC COM 25746U109 22 264 SH   SOLE   0 0 264
DOUGLAS ELLIMAN INC COM 25961D105 0 66 SH   SOLE   0 0 66
DOW INC COM 260557103 22 341 SH   SOLE   0 0 341
DUPONT DE NEMOURS INC COM 26614N102 25 341 SH   SOLE   0 0 341
ECOLAB INC COM 278865100 15 85 SH   SOLE   0 0 85
EMERSON ELEC CO COM 291011104 74 750 SH   SOLE   0 0 750
ETF MANAGERS TR ETHO CLIMATE LEA 26924G888 3 48 SH   SOLE   0 0 48
EXELON CORP COM 30161N101 218 4,578 SH   SOLE   0 0 4,578
EXXON MOBIL CORP COM 30231G102 14 165 SH   SOLE   0 0 165
GENERAL ELECTRIC CO COM NEW 369604301 11 124 SH   SOLE   0 0 124
GOLDMAN SACHS GROUP INC COM 38141G104 208 631 SH   SOLE   0 0 631
HEWLETT PACKARD ENTERPRISE C COM 42824C109 17 1,001 SH   SOLE   0 0 1,001
ISHARES TR CORE S&P500 ETF 464287200 1,130 2,491 SH   SOLE   0 0 2,491
ISHARES TR MSCI EAFE ETF 464287465 144 1,953 SH   SOLE   0 0 1,953
ISHARES TR CORE S&P MCP ETF 464287507 3,589 13,376 SH   SOLE   0 0 13,376
ISHARES TR COHEN STEER REIT 464287564 30 427 SH   SOLE   0 0 427
ISHARES TR RUS 1000 VAL ETF 464287598 9,792 58,997 SH   SOLE   0 0 58,997
ISHARES TR RUS 1000 GRW ETF 464287614 230 829 SH   SOLE   0 0 829
ISHARES TR RUS 2000 GRW ETF 464287648 592 2,316 SH   SOLE   0 0 2,316
ISHARES TR RUSSELL 2000 ETF 464287655 87 424 SH   SOLE   0 0 424
ISHARES TR RUSSELL 3000 ETF 464287689 165 628 SH   SOLE   0 0 628
ISHARES TR U.S. TECH ETF 464287721 98 950 SH   SOLE   0 0 950
ISHARES TR CORE S&P SCP ETF 464287804 4,892 45,343 SH   SOLE   0 0 45,343
ISHARES TR SP SMCP600VL ETF 464287879 598 5,837 SH   SOLE   0 0 5,837
ISHARES TR S&P SML 600 GWT 464287887 2,454 19,615 SH   SOLE   0 0 19,615
ISHARES TR EAFE SML CP ETF 464288273 13 196 SH   SOLE   0 0 196
ISHARES TR NATIONAL MUN ETF 464288414 565 5,154 SH   SOLE   0 0 5,154
ISHARES TR EAFE GRWTH ETF 464288885 4 40 SH   SOLE   0 0 40
ISHARES TR CORE MSCI TOTAL 46432F834 5,178 77,769 SH   SOLE   0 0 77,769
ISHARES TR CORE MSCI PAC 46434V696 116 1,902 SH   SOLE   0 0 1,902
ISHARES TR CORE MSCI EURO 46434V738 159 2,975 SH   SOLE   0 0 2,975
J P MORGAN EXCHANGE-TRADED F BETABUILDERS EUR 46641Q191 61 1,106 SH   SOLE   0 0 1,106
J P MORGAN EXCHANGE-TRADED F BETABULDRS JAPAN 46641Q217 51 1,005 SH   SOLE   0 0 1,005
J P MORGAN EXCHANGE-TRADED F BETABUILDERS CDA 46641Q225 15 216 SH   SOLE   0 0 216
J P MORGAN EXCHANGE-TRADED F BETABUILDERS DEV 46641Q233 20 367 SH   SOLE   0 0 367
JOHNSON & JOHNSON COM 478160104 33 188 SH   SOLE   0 0 188
JPMORGAN CHASE & CO COM 46625H100 139 1,019 SH   SOLE   0 0 1,019
KRAFT HEINZ CO COM 500754106 6 153 SH   SOLE   0 0 153
LIBERTY MEDIA CORP DEL COM A SIRIUSXM 531229409 20 440 SH   SOLE   0 0 440
LIBERTY MEDIA CORP DEL COM C SIRIUSXM 531229607 40 880 SH   SOLE   0 0 880
LYFT INC CL A COM 55087P104 37 962 SH   SOLE   0 0 962
MANDIANT INC COM 562662106 7 320 SH   SOLE   0 0 320
MCDONALDS CORP COM 580135101 255 1,032 SH   SOLE   0 0 1,032
META PLATFORMS INC CL A 30303M102 121 545 SH   SOLE   0 0 545
MONDELEZ INTL INC CL A 609207105 29 457 SH   SOLE   0 0 457
NETFLIX INC COM 64110L106 14 38 SH   SOLE   0 0 38
ON HLDG AG NAMEN AKT A H5919C104 3 100 SH   SOLE   0 0 100
ORACLE CORP COM 68389X105 124 1,502 SH   SOLE   0 0 1,502
PELOTON INTERACTIVE INC CL A COM 70614W100 3 100 SH   SOLE   0 0 100
PEPSICO INC COM 713448108 142 849 SH   SOLE   0 0 849
PHILIP MORRIS INTL INC COM 718172109 106 1,124 SH   SOLE   0 0 1,124
PINTEREST INC CL A 72352L106 37 1,500 SH   SOLE   0 0 1,500
PPL CORP COM 69351T106 44 1,524 SH   SOLE   0 0 1,524
PROCTER AND GAMBLE CO COM 742718109 184 1,202 SH   SOLE   0 0 1,202
QUALCOMM INC COM 747525103 38 250 SH   SOLE   0 0 250
SAGE THERAPEUTICS INC COM 78667J108 7 200 SH   SOLE   0 0 200
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 16,150 212,898 SH   SOLE   0 0 212,898
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 126 4,537 SH   SOLE   0 0 4,537
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 135 3,544 SH   SOLE   0 0 3,544
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 21 287 SH   SOLE   0 0 287
SMUCKER J M CO COM NEW 832696405 65 483 SH   SOLE   0 0 483
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 36 1,322 SH   SOLE   0 0 1,322
SPDR S&P 500 ETF TR TR UNIT 78462F103 640 1,418 SH   SOLE   0 0 1,418
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 59 119 SH   SOLE   0 0 119
SPLUNK INC COM 848637104 357 2,400 SH   SOLE   0 0 2,400
TELADOC HEALTH INC COM 87918A105 4 60 SH   SOLE   0 0 60
TWITTER INC COM 90184L102 25 640 SH   SOLE   0 0 640
UNDER ARMOUR INC CL A 904311107 2 105 SH   SOLE   0 0 105
UNDER ARMOUR INC CL C 904311206 2 105 SH   SOLE   0 0 105
UNITED PARCEL SERVICE INC CL B 911312106 6 29 SH   SOLE   0 0 29
UNITEDHEALTH GROUP INC COM 91324P102 390 764 SH   SOLE   0 0 764
UNUM GROUP COM 91529Y106 8 256 SH   SOLE   0 0 256
UTZ BRANDS INC COM CL A 918090101 30 2,000 SH   SOLE   0 0 2,000
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 19,823 254,471 SH   SOLE   0 0 254,471
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 16,253 204,334 SH   SOLE   203 0 204,131
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,806 10,266 SH   SOLE   0 0 10,266
VANGUARD INDEX FDS LARGE CAP ETF 922908637 750 3,595 SH   SOLE   0 0 3,595
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 488 2,947 SH   SOLE   0 0 2,947
VANGUARD INDEX FDS GROWTH ETF 922908736 11,871 41,276 SH   SOLE   0 0 41,276
VANGUARD INDEX FDS VALUE ETF 922908744 3,338 22,590 SH   SOLE   0 0 22,590
VANGUARD INDEX FDS SMALL CP ETF 922908751 4,129 19,430 SH   SOLE   0 0 19,430
VANGUARD INDEX FDS TOTAL STK MKT 922908769 6,247 27,438 SH   SOLE   50 0 27,388
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 8,015 79,126 SH   SOLE   0 0 79,126
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 7,542 130,955 SH   SOLE   0 0 130,955
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 90 1,947 SH   SOLE   0 0 1,947
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 169 2,281 SH   SOLE   0 0 2,281
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 149 2,393 SH   SOLE   0 0 2,393
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,791 34,743 SH   SOLE   0 0 34,743
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 97 601 SH   SOLE   0 0 601
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 249 2,221 SH   SOLE   0 0 2,221
VANGUARD WORLD FD ESG INTL STK ETF 921910725 9 165 SH   SOLE   0 0 165
VANGUARD WORLD FD ESG US STK ETF 921910733 47 585 SH   SOLE   0 0 585
VANGUARD WORLD FD MEGA CAP INDEX 921910873 126 794 SH   SOLE   0 0 794
VECTOR GROUP LTD COM 92240M108 2 134 SH   SOLE   0 0 134
VERIZON COMMUNICATIONS INC COM 92343V104 102 1,993 SH   SOLE   0 0 1,993
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 3 187 SH   SOLE   0 0 187
WELLS FARGO CO NEW COM 949746101 17 350 SH   SOLE   0 0 350
WISDOMTREE TR INTL LRGCAP DV 97717W794 109 2,247 SH   SOLE   0 0 2,247
ZILLOW GROUP INC CL A 98954M101 48 1,000 SH   SOLE   0 0 1,000