The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 23 950 SH   SOLE   0 0 950
AIR PRODS & CHEMS INC COM 009158106 76 250 SH   SOLE   0 0 250
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106 7 153 SH   SOLE   0 0 153
ALPHATEC HLDGS INC COM NEW 02081G201 80 7,000 SH   SOLE   0 0 7,000
ALTRIA GROUP INC COM 02209S103 56 1,177 SH   SOLE   0 0 1,177
AMAZON COM INC COM 023135106 157 47 SH   SOLE   0 0 47
AMERICAN AIRLS GROUP INC COM 02376R102 22 1,252 SH   SOLE   0 0 1,252
APPLE INC COM 037833100 2,137 12,034 SH   SOLE   0 0 12,034
AUTOMATIC DATA PROCESSING IN COM 053015103 26 106 SH   SOLE   0 0 106
BK OF AMERICA CORP COM 060505104 16 356 SH   SOLE   0 0 356
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 35 117 SH   SOLE   0 0 117
BEYOND MEAT INC COM 08862E109 1 10 SH   SOLE   0 0 10
BRISTOL-MYERS SQUIBB CO COM 110122108 72 1,160 SH   SOLE   0 0 1,160
CDK GLOBAL INC COM 12508E101 3 71 SH   SOLE   0 0 71
CHEVRON CORP NEW COM 166764100 38 325 SH   SOLE   0 0 325
COCA COLA CO COM 191216100 15 250 SH   SOLE   0 0 250
COMCAST CORP NEW CL A 20030N101 25 491 SH   SOLE   0 0 491
CORTEVA INC COM 22052L104 16 341 SH   SOLE   0 0 341
DEERE & CO COM 244199105 214 625 SH   SOLE   0 0 625
DIGITAL RLTY TR INC COM 253868103 16 92 SH   SOLE   0 0 92
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 141 2,357 SH   SOLE   0 0 2,357
DISNEY WALT CO COM 254687106 167 1,076 SH   SOLE   0 0 1,076
DOMINION ENERGY INC COM 25746U109 21 264 SH   SOLE   0 0 264
DOUGLAS ELLIMAN INC COM 25961D105 1 66 SH   SOLE   0 0 66
DOW INC COM 260557103 19 341 SH   SOLE   0 0 341
DUPONT DE NEMOURS INC COM 26614N102 28 341 SH   SOLE   0 0 341
ETF MANAGERS TR ETHO CLIMATE LEA 26924G888 3 48 SH   SOLE   0 0 48
ECOLAB INC COM 278865100 23 100 SH   SOLE   0 0 100
EMERSON ELEC CO COM 291011104 70 750 SH   SOLE   0 0 750
EXELON CORP COM 30161N101 264 4,578 SH   SOLE   0 0 4,578
EXXON MOBIL CORP COM 30231G102 10 165 SH   SOLE   0 0 165
META PLATFORMS INC CL A 30303M102 183 545 SH   SOLE   0 0 545
GENERAL ELECTRIC CO COM NEW 369604301 12 124 SH   SOLE   0 0 124
GOLDMAN SACHS GROUP INC COM 38141G104 241 631 SH   SOLE   0 0 631
HEWLETT PACKARD ENTERPRISE C COM 42824C109 16 994 SH   SOLE   0 0 994
ISHARES TR CORE S&P500 ETF 464287200 1,188 2,491 SH   SOLE   0 0 2,491
ISHARES TR MSCI EAFE ETF 464287465 154 1,953 SH   SOLE   0 0 1,953
ISHARES TR CORE S&P MCP ETF 464287507 3,784 13,366 SH   SOLE   0 0 13,366
ISHARES TR COHEN STEER REIT 464287564 32 427 SH   SOLE   0 0 427
ISHARES TR RUS 1000 VAL ETF 464287598 10,058 59,892 SH   SOLE   0 0 59,892
ISHARES TR RUS 1000 GRW ETF 464287614 253 829 SH   SOLE   0 0 829
ISHARES TR RUS 2000 GRW ETF 464287648 689 2,351 SH   SOLE   0 0 2,351
ISHARES TR RUSSELL 2000 ETF 464287655 94 424 SH   SOLE   0 0 424
ISHARES TR RUSSELL 3000 ETF 464287689 174 628 SH   SOLE   0 0 628
ISHARES TR U.S. TECH ETF 464287721 109 950 SH   SOLE   0 0 950
ISHARES TR CORE S&P SCP ETF 464287804 5,139 44,876 SH   SOLE   0 0 44,876
ISHARES TR SP SMCP600VL ETF 464287879 610 5,837 SH   SOLE   0 0 5,837
ISHARES TR S&P SML 600 GWT 464287887 2,631 18,955 SH   SOLE   0 0 18,955
ISHARES TR EAFE SML CP ETF 464288273 14 196 SH   SOLE   0 0 196
ISHARES TR NATIONAL MUN ETF 464288414 599 5,154 SH   SOLE   0 0 5,154
ISHARES TR EAFE GRWTH ETF 464288885 9 80 SH   SOLE   0 0 80
ISHARES TR CORE MSCI TOTAL 46432F834 5,363 75,600 SH   SOLE   0 0 75,600
ISHARES TR CORE MSCI PAC 46434V696 121 1,902 SH   SOLE   0 0 1,902
ISHARES TR CORE MSCI EURO 46434V738 173 2,975 SH   SOLE   0 0 2,975
JPMORGAN CHASE & CO COM 46625H100 161 1,019 SH   SOLE   0 0 1,019
J P MORGAN EXCHANGE-TRADED F BETABUILDERS EUR 46641Q191 66 1,106 SH   SOLE   0 0 1,106
J P MORGAN EXCHANGE-TRADED F BETABULDRS JAPAN 46641Q217 55 1,005 SH   SOLE   0 0 1,005
J P MORGAN EXCHANGE-TRADED F BETABUILDERS CDA 46641Q225 15 216 SH   SOLE   0 0 216
J P MORGAN EXCHANGE-TRADED F BETABUILDERS DEV 46641Q233 20 367 SH   SOLE   0 0 367
JOHNSON & JOHNSON COM 478160104 32 188 SH   SOLE   0 0 188
KRAFT HEINZ CO COM 500754106 5 153 SH   SOLE   0 0 153
LIBERTY MEDIA CORP DEL COM A SIRIUSXM 531229409 22 440 SH   SOLE   0 0 440
LIBERTY MEDIA CORP DEL COM C SIRIUSXM 531229607 45 880 SH   SOLE   0 0 880
LOVESAC COMPANY COM 54738L109 1 22 SH   SOLE   0 0 22
LYFT INC CL A COM 55087P104 41 962 SH   SOLE   0 0 962
MANDIANT INC COM 562662106 6 320 SH   SOLE   0 0 320
MARAVAI LIFESCIENCES HLDGS I COM CL A 56600D107 1 35 SH   SOLE   0 0 35
MCDONALDS CORP COM 580135101 277 1,032 SH   SOLE   0 0 1,032
MODERNA INC COM 60770K107 2 9 SH   SOLE   0 0 9
MONDELEZ INTL INC CL A 609207105 30 457 SH   SOLE   0 0 457
NETFLIX INC COM 64110L106 23 38 SH   SOLE   0 0 38
OKTA INC CL A 679295105 1 6 SH   SOLE   0 0 6
ORACLE CORP COM 68389X105 131 1,502 SH   SOLE   0 0 1,502
PPL CORP COM 69351T106 46 1,524 SH   SOLE   0 0 1,524
PELOTON INTERACTIVE INC CL A COM 70614W100 4 100 SH   SOLE   0 0 100
PEPSICO INC COM 713448108 147 848 SH   SOLE   0 0 848
PHILIP MORRIS INTL INC COM 718172109 107 1,124 SH   SOLE   0 0 1,124
PINTEREST INC CL A 72352L106 55 1,500 SH   SOLE   0 0 1,500
PROCTER AND GAMBLE CO COM 742718109 197 1,202 SH   SOLE   0 0 1,202
QUALCOMM INC COM 747525103 46 250 SH   SOLE   0 0 250
SPDR S&P 500 ETF TR TR UNIT 78462F103 673 1,418 SH   SOLE   0 0 1,418
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 39 1,322 SH   SOLE   0 0 1,322
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 62 119 SH   SOLE   0 0 119
SAGE THERAPEUTICS INC COM 78667J108 9 200 SH   SOLE   0 0 200
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 16,849 209,492 SH   SOLE   0 0 209,492
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 134 4,537 SH   SOLE   0 0 4,537
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 145 3,544 SH   SOLE   0 0 3,544
SEA LTD SPONSORD ADS 81141R100 2 7 SH   SOLE   0 0 7
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 21 287 SH   SOLE   0 0 287
SHOPIFY INC CL A 82509L107 1 1 SH   SOLE   0 0 1
SMUCKER J M CO COM NEW 832696405 66 483 SH   SOLE   0 0 483
SPLUNK INC COM 848637104 278 2,400 SH   SOLE   0 0 2,400
TELADOC HEALTH INC COM 87918A105 6 60 SH   SOLE   0 0 60
3M CO COM 88579Y101 33 187 SH   SOLE   0 0 187
TWITTER INC COM 90184L102 28 640 SH   SOLE   0 0 640
UNDER ARMOUR INC CL A 904311107 2 105 SH   SOLE   0 0 105
UNDER ARMOUR INC CL C 904311206 2 105 SH   SOLE   0 0 105
UNITED PARCEL SERVICE INC CL B 911312106 6 29 SH   SOLE   0 0 29
UNITEDHEALTH GROUP INC COM 91324P102 384 764 SH   SOLE   0 0 764
UNUM GROUP COM 91529Y106 6 256 SH   SOLE   0 0 256
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 103 601 SH   SOLE   0 0 601
VANGUARD WORLD FD ESG INTL STK ETF 921910725 10 165 SH   SOLE   0 0 165
VANGUARD WORLD FD ESG US STK ETF 921910733 51 585 SH   SOLE   0 0 585
VANGUARD WORLD FD MEGA CAP INDEX 921910873 133 794 SH   SOLE   0 0 794
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 20,324 251,436 SH   SOLE   0 0 251,436
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 17,087 201,622 SH   SOLE   201 0 201,421
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 249 2,221 SH   SOLE   0 0 2,221
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 8,384 78,046 SH   SOLE   0 0 78,046
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 7,531 122,897 SH   SOLE   0 0 122,897
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 96 1,947 SH   SOLE   0 0 1,947
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 178 2,281 SH   SOLE   0 0 2,281
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 163 2,393 SH   SOLE   0 0 2,393
VECTOR GROUP LTD COM 92240M108 2 134 SH   SOLE   0 0 134
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,713 31,205 SH   SOLE   0 0 31,205
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,866 10,436 SH   SOLE   0 0 10,436
VANGUARD INDEX FDS LARGE CAP ETF 922908637 795 3,595 SH   SOLE   0 0 3,595
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 539 2,947 SH   SOLE   0 0 2,947
VANGUARD INDEX FDS GROWTH ETF 922908736 12,367 38,537 SH   SOLE   0 0 38,537
VANGUARD INDEX FDS VALUE ETF 922908744 2,916 19,820 SH   SOLE   0 0 19,820
VANGUARD INDEX FDS SMALL CP ETF 922908751 4,271 18,896 SH   SOLE   0 0 18,896
VANGUARD INDEX FDS TOTAL STK MKT 922908769 6,374 26,398 SH   SOLE   51 0 26,347
VERIZON COMMUNICATIONS INC COM 92343V104 107 2,051 SH   SOLE   0 0 2,051
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 3 187 SH   SOLE   0 0 187
WELLS FARGO CO NEW COM 949746101 17 350 SH   SOLE   0 0 350
WISDOMTREE TR INTL LRGCAP DV 97717W794 111 2,247 SH   SOLE   0 0 2,247
ZILLOW GROUP INC CL A 98954M101 62 1,000 SH   SOLE   0 0 1,000
ZSCALER INC COM 98980G102 2 5 SH   SOLE   0 0 5
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 0 2 SH   SOLE   0 0 2
AON PLC SHS CL A G0403H108 401 1,335 SH   SOLE   0 0 1,335
ON HLDG AG NAMEN AKT A H5919C104 4 100 SH   SOLE   0 0 100