The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 661 5,851 SH   SOLE   0 0 5,851
APPLE INC COM 037833100 960 6,945 SH   SOLE   0 0 6,945
AT&T INC COM 00206R102 244 15,932 SH   SOLE   0 0 15,932
BANK NEW YORK MELLON CORP COM 064058100 526 13,649 SH   SOLE   0 0 13,649
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 205 769 SH   SOLE   0 0 769
BRISTOL-MYERS SQUIBB CO COM 110122108 335 4,716 SH   SOLE   0 0 4,716
CHEVRON CORP NEW COM 166764100 285 1,985 SH   SOLE   0 0 1,985
CIGNA CORP NEW COM 125523100 267 964 SH   SOLE   0 0 964
CISCO SYS INC COM 17275R102 202 5,040 SH   SOLE   0 0 5,040
CONAGRA BRANDS INC COM 205887102 260 7,975 SH   SOLE   0 0 7,975
CUMMINS INC COM 231021106 230 1,131 SH   SOLE   0 0 1,131
CVS HEALTH CORP COM 126650100 500 5,241 SH   SOLE   0 0 5,241
DEVON ENERGY CORP NEW COM 25179M103 254 4,228 SH   SOLE   0 0 4,228
EOG RES INC COM 26875P101 241 2,158 SH   SOLE   0 0 2,158
GENERAL DYNAMICS CORP COM 369550108 388 1,827 SH   SOLE   0 0 1,827
GENERAL MLS INC COM 370334104 271 3,539 SH   SOLE   0 0 3,539
GILEAD SCIENCES INC COM 375558103 266 4,310 SH   SOLE   0 0 4,310
HARTFORD FINL SVCS GROUP INC COM 416515104 224 3,624 SH   SOLE   0 0 3,624
HEWLETT PACKARD ENTERPRISE C COM 42824C109 191 15,934 SH   SOLE   0 0 15,934
HUNTINGTON INGALLS INDS INC COM 446413106 401 1,811 SH   SOLE   0 0 1,811
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 2,279 112,876 SH   SOLE   0 0 112,876
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 561 25,428 SH   SOLE   0 0 25,428
INVESCO QQQ TR UNIT SER 1 46090E103 420 1,572 SH   SOLE   0 0 1,572
ISHARES INC MSCI CDA ETF 464286509 455 14,791 SH   SOLE   0 0 14,791
ISHARES INC MSCI EMERG MRKT 464286533 201 3,974 SH   SOLE   0 0 3,974
ISHARES TR FLTG RATE NT ETF 46429B655 3,055 60,775 SH   SOLE   0 0 60,775
ISHARES TR MSCI USA MIN VOL 46429B697 318 4,806 SH   SOLE   0 0 4,806
ISHARES TR ESG AWRE 1 5 YR 46435G243 1,159 49,356 SH   SOLE   0 0 49,356
ISHARES TR ESG AWR US AGRGT 46435U549 545 11,739 SH   SOLE   0 0 11,739
ISHARES TR 1 3 YR TREAS BD 464287457 206 2,531 SH   SOLE   0 0 2,531
ISHARES TR 7-10 YR TRSY BD 464287440 405 4,220 SH   SOLE   0 0 4,220
ISHARES TR IBOXX INV CP ETF 464287242 590 5,761 SH   SOLE   0 0 5,761
ISHARES TR MSCI UK ETF NEW 46435G334 403 15,366 SH   SOLE   0 0 15,366
ISHARES TR RUS 2000 GRW ETF 464287648 3,673 17,777 SH   SOLE   0 0 17,777
ISHARES TR MSCI EAFE ETF 464287465 594 10,605 SH   SOLE   0 0 10,605
ISHARES TR CORE S&P MCP ETF 464287507 819 3,737 SH   SOLE   0 0 3,737
ISHARES TR S&P MC 400VL ETF 464287705 474 5,269 SH   SOLE   0 0 5,269
ISHARES TR S&P MC 400GR ETF 464287606 474 7,521 SH   SOLE   0 0 7,521
ISHARES TR CORE S&P SCP ETF 464287804 459 5,265 SH   SOLE   0 0 5,265
ISHARES TR SP SMCP600VL ETF 464287879 250 3,033 SH   SOLE   0 0 3,033
ISHARES TR S&P 500 VAL ETF 464287408 13,732 106,847 SH   SOLE   0 0 106,847
ISHARES TR CORE S&P500 ETF 464287200 1,373 3,828 SH   SOLE   0 0 3,828
ISHARES TR S&P 500 GRWT ETF 464287309 10,511 181,702 SH   SOLE   0 0 181,702
ISHARES TR RUS 1000 VAL ETF 464287598 2,652 19,503 SH   SOLE   0 0 19,503
ISHARES TR RUS 1000 GRW ETF 464287614 1,526 7,252 SH   SOLE   0 0 7,252
ISHARES TR RUS 2000 VAL ETF 464287630 5,614 43,541 SH   SOLE   0 0 43,541
ISHARES TR IBOXX HI YD ETF 464288513 2,048 28,687 SH   SOLE   0 0 28,687
ISHARES TR EAFE VALUE ETF 464288877 582 15,100 SH   SOLE   0 0 15,100
ISHARES TR EAFE GRWTH ETF 464288885 1,820 25,077 SH   SOLE   0 0 25,077
ISHARES TR CORE US AGGBD ET 464287226 724 7,520 SH   SOLE   0 0 7,520
ISHARES TR SELECT DIVID ETF 464287168 4,450 41,508 SH   SOLE   0 0 41,508
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 3,653 72,817 SH   SOLE   0 0 72,817
KIMCO RLTY CORP COM 49446R109 202 10,987 SH   SOLE   0 0 10,987
LEIDOS HOLDINGS INC COM 525327102 208 2,380 SH   SOLE   0 0 2,380
METLIFE INC COM 59156R108 283 4,659 SH   SOLE   0 0 4,659
MICROSOFT CORP COM 594918104 453 1,947 SH   SOLE   0 0 1,947
NVIDIA CORPORATION COM 67066G104 215 1,772 SH   SOLE   0 0 1,772
PACER FDS TR US CASH COWS 100 69374H881 4,472 109,017 SH   SOLE   0 0 109,017
PEPSICO INC COM 713448108 424 2,600 SH   SOLE   0 0 2,600
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 262 3,628 SH   SOLE   0 0 3,628
PROSHARES TR S&P 500 DV ARIST 74348A467 810 10,133 SH   SOLE   0 0 10,133
REGENERON PHARMACEUTICALS COM 75886F107 268 389 SH   SOLE   0 0 389
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 310 4,563 SH   SOLE   0 0 4,563
SELECT SECTOR SPDR TR ENERGY 81369Y506 818 11,355 SH   SOLE   0 0 11,355
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 1,411 46,460 SH   SOLE   0 0 46,460
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 723 8,730 SH   SOLE   0 0 8,730
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,589 13,378 SH   SOLE   0 0 13,378
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 725 10,870 SH   SOLE   0 0 10,870
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,465 12,094 SH   SOLE   0 0 12,094
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 221 1,550 SH   SOLE   0 0 1,550
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 622 9,499 SH   SOLE   0 0 9,499
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 809 22,469 SH   SOLE   0 0 22,469
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 389 8,133 SH   SOLE   0 0 8,133
SMUCKER J M CO COM NEW 832696405 265 1,928 SH   SOLE   0 0 1,928
SNAP ON INC COM 833034101 361 1,795 SH   SOLE   0 0 1,795
SPDR GOLD TR GOLD SHS 78463V107 1,880 12,153 SH   SOLE   0 0 12,153
SPDR SER TR NUVEEN BLMBRG SH 78468R739 751 16,291 SH   SOLE   0 0 16,291
SYNCHRONY FINANCIAL COM 87165B103 205 7,285 SH   SOLE   0 0 7,285
TAPESTRY INC COM 876030107 200 7,039 SH   SOLE   0 0 7,039
TARGET CORP COM 87612E106 304 2,047 SH   SOLE   0 0 2,047
UGI CORP NEW COM 902681105 287 8,877 SH   SOLE   0 0 8,877
UNITED PARCEL SERVICE INC CL B 911312106 205 1,271 SH   SOLE   0 0 1,271
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 538 10,766 SH   SOLE   0 0 10,766
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 259 1,399 SH   SOLE   0 0 1,399
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 273 3,648 SH   SOLE   0 0 3,648
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 549 11,506 SH   SOLE   0 0 11,506
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 207 629 SH   SOLE   0 0 629
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,975 11,581 SH   SOLE   0 0 11,581
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 3,844 31,567 SH   SOLE   0 0 31,567
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 650 17,810 SH   SOLE   0 0 17,810
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 638 13,262 SH   SOLE   0 0 13,262
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 10,710 144,189 SH   SOLE   0 0 144,189
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 936 25,736 SH   SOLE   0 0 25,736
VANGUARD WORLD FD ESG US STK ETF 921910733 561 8,925 SH   SOLE   0 0 8,925
WALMART INC COM 931142103 274 2,113 SH   SOLE   0 0 2,113
ZETA GLOBAL HOLDINGS CORP CL A 98956A105 342 51,735 SH   SOLE   0 0 51,735