The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 337 11,701 SH   SOLE   0 0 11,701
AMAZON COM INC COM 023135106 616 189 SH   SOLE   0 0 189
APPLE INC COM 037833100 550 4,144 SH   SOLE   0 0 4,144
BK OF AMERICA CORP COM 060505104 305 10,063 SH   SOLE   0 0 10,063
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 202 871 SH   SOLE   0 0 871
BROADCOM INC COM 11135F101 230 525 SH   SOLE   0 0 525
CVS HEALTH CORP COM 126650100 279 4,080 SH   SOLE   0 0 4,080
CITIGROUP INC COM NEW 172967424 224 3,639 SH   SOLE   0 0 3,639
COMCAST CORP NEW CL A 20030N101 308 5,884 SH   SOLE   0 0 5,884
DISNEY WALT CO COM 254687106 349 1,928 SH   SOLE   0 0 1,928
EXXON MOBIL CORP COM 30231G102 237 5,750 SH   SOLE   0 0 5,750
HANCOCK JOHN PREM DIVID FD COM SH BEN INT 41013T105 2,346 165,561 SH   SOLE   0 0 165,561
INTEL CORP COM 458140100 222 4,450 SH   SOLE   0 0 4,450
INTERNATIONAL BUSINESS MACHS COM 459200101 285 2,264 SH   SOLE   0 0 2,264
INVESCO QQQ TR UNIT SER 1 46090E103 332 1,059 SH   SOLE   0 0 1,059
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 322 11,861 SH   SOLE   0 0 11,861
ISHARES TR SELECT DIVID ETF 464287168 2,216 23,035 SH   SOLE   0 0 23,035
ISHARES TR TIPS BD ETF 464287176 1,751 13,714 SH   SOLE   0 0 13,714
ISHARES TR CORE S&P500 ETF 464287200 1,019 2,713 SH   SOLE   0 0 2,713
ISHARES TR CORE US AGGBD ET 464287226 895 7,576 SH   SOLE   0 0 7,576
ISHARES TR MSCI EMG MKT ETF 464287234 551 10,663 SH   SOLE   0 0 10,663
ISHARES TR IBOXX INV CP ETF 464287242 722 5,226 SH   SOLE   0 0 5,226
ISHARES TR S&P 500 GRWT ETF 464287309 14,754 231,183 SH   SOLE   0 0 231,183
ISHARES TR S&P 500 VAL ETF 464287408 11,685 91,276 SH   SOLE   0 0 91,276
ISHARES TR BARCLAYS 7 10 YR 464287440 219 1,822 SH   SOLE   0 0 1,822
ISHARES TR MSCI EAFE ETF 464287465 541 7,421 SH   SOLE   0 0 7,421
ISHARES TR CORE S&P MCP ETF 464287507 630 2,741 SH   SOLE   0 0 2,741
ISHARES TR RUS 1000 VAL ETF 464287598 607 4,442 SH   SOLE   0 0 4,442
ISHARES TR S&P MC 400GR ETF 464287606 4,141 57,336 SH   SOLE   0 0 57,336
ISHARES TR RUS 1000 GRW ETF 464287614 754 3,125 SH   SOLE   0 0 3,125
ISHARES TR RUS 2000 VAL ETF 464287630 5,857 44,452 SH   SOLE   0 0 44,452
ISHARES TR RUS 2000 GRW ETF 464287648 6,139 21,412 SH   SOLE   0 0 21,412
ISHARES TR RUSSELL 2000 ETF 464287655 255 1,301 SH   SOLE   0 0 1,301
ISHARES TR S&P MC 400VL ETF 464287705 2,650 30,705 SH   SOLE   0 0 30,705
ISHARES TR CORE S&P SCP ETF 464287804 407 4,432 SH   SOLE   0 0 4,432
ISHARES TR SP SMCP600VL ETF 464287879 251 3,087 SH   SOLE   0 0 3,087
ISHARES TR IBOXX HI YD ETF 464288513 2,013 23,054 SH   SOLE   0 0 23,054
ISHARES TR MBS ETF 464288588 2,351 21,352 SH   SOLE   0 0 21,352
ISHARES TR PFD AND INCM SEC 464288687 1,421 36,906 SH   SOLE   0 0 36,906
ISHARES TR US TREAS BD ETF 46429B267 2,346 86,105 SH   SOLE   0 0 86,105
ISHARES TR MSCI USA MIN VOL 46429B697 4,296 63,290 SH   SOLE   0 0 63,290
JOHNSON & JOHNSON COM 478160104 426 2,710 SH   SOLE   0 0 2,710
MCDONALDS CORP COM 580135101 249 1,161 SH   SOLE   0 0 1,161
METLIFE INC COM 59156R108 304 6,481 SH   SOLE   0 0 6,481
MICROSOFT CORP COM 594918104 228 1,023 SH   SOLE   0 0 1,023
NVIDIA CORPORATION COM 67066G104 461 883 SH   SOLE   0 0 883
PEPSICO INC COM 713448108 386 2,600 SH   SOLE   0 0 2,600
PFIZER INC COM 717081103 282 7,673 SH   SOLE   0 0 7,673
PIMCO ETF TR ACTIVE BD ETF 72201R775 796 7,039 SH   SOLE   0 0 7,039
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 284 5,718 SH   SOLE   0 0 5,718
PROSHARES TR S&P 500 DV ARIST 74348A467 576 7,207 SH   SOLE   0 0 7,207
SPDR S&P 500 ETF TR TR UNIT 78462F103 246 657 SH   SOLE   0 0 657
SPDR GOLD TR GOLD SHS 78463V107 1,371 7,684 SH   SOLE   0 0 7,684
SPDR SER TR S&P BIOTECH 78464A870 214 1,518 SH   SOLE   0 0 1,518
SPDR SER TR NUVEEN BLMBRG SR 78468R739 398 8,002 SH   SOLE   0 0 8,002
SAP SE SPON ADR 803054204 222 1,700 SH   SOLE   0 0 1,700
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 243 3,351 SH   SOLE   0 0 3,351
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,045 9,212 SH   SOLE   0 0 9,212
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 572 8,473 SH   SOLE   0 0 8,473
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 747 4,646 SH   SOLE   0 0 4,646
SELECT SECTOR SPDR TR ENERGY 81369Y506 347 9,147 SH   SOLE   0 0 9,147
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 940 31,877 SH   SOLE   0 0 31,877
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 548 6,194 SH   SOLE   0 0 6,194
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,493 11,486 SH   SOLE   0 0 11,486
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 807 11,956 SH   SOLE   0 0 11,956
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 254 6,935 SH   SOLE   0 0 6,935
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 448 7,140 SH   SOLE   0 0 7,140
STRYKER CORPORATION COM 863667101 615 2,508 SH   SOLE   0 0 2,508
TARGET CORP COM 87612E106 407 2,304 SH   SOLE   0 0 2,304
TESLA INC COM 88160R101 240 340 SH   SOLE   0 0 340
UNITED PARCEL SERVICE INC CL B 911312106 278 1,651 SH   SOLE   0 0 1,651
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 281 4,573 SH   SOLE   0 0 4,573
VANGUARD WORLD FD ESG US STK ETF 921910733 428 6,096 SH   SOLE   0 0 6,096
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 607 7,325 SH   SOLE   0 0 7,325
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 714 15,125 SH   SOLE   0 0 15,125
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 464 7,918 SH   SOLE   0 0 7,918
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,558 30,732 SH   SOLE   0 0 30,732
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 2,130 19,178 SH   SOLE   0 0 19,178
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,181 22,450 SH   SOLE   0 0 22,450
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 322 5,841 SH   SOLE   0 0 5,841
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 566 1,647 SH   SOLE   0 0 1,647
VANGUARD INDEX FDS TOTAL STK MKT 922908769 244 1,253 SH   SOLE   0 0 1,253
VERIZON COMMUNICATIONS INC COM 92343V104 305 5,199 SH   SOLE   0 0 5,199
WALMART INC COM 931142103 526 3,648 SH   SOLE   0 0 3,648
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 276 819 SH   SOLE   0 0 819
LOGITECH INTL S A SHS H50430232 220 2,262 SH   SOLE   0 0 2,262