The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES AGGREGATE BOND ETF ETF 464287226   30,629,645 325,709 SH   SOLE 0 325,709 0 0
ISHARES MSCI EAFE ETF ETF 464287465   17,287,467 250,834 SH   SOLE 0 250,834 0 0
S & P MID CAP 400 DEP RCPTS MID CAP ETF 78467Y107   15,093,200 33,053 SH   SOLE 0 33,053 0 0
VANGUARD SHORT-TERM CORPORATE BOND ETF ETF 92206C409   12,701,745 169,019 SH   SOLE 0 169,019 0 0
ISHARES MBS ETF ETF 464288588   11,631,597 130,986 SH   SOLE 0 130,986 0 0
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406   9,255,183 89,578 SH   SOLE 0 89,578 0 0
SPDR S&P 500 ETF ETF 78462F103   9,363,720 21,904 SH   SOLE 0 21,904 0 0
POWERSHARES QQQ TR ETF 46090E103   9,116,948 25,447 SH   SOLE 0 25,447 0 0
GUGGENHEIM ETF TRUST S&P 500 EQUAL WEIGHT ETF 46137V357   6,598,594 46,571 SH   SOLE 0 46,571 0 0
ISHARES S&P SMALLCAP 600 ETF ETF 464287804   6,854,216 72,662 SH   SOLE 0 72,662 0 0
VANGUARD INFORMATION TECHNOLOGY ETF 92204A702   6,591,573 15,887 SH   SOLE 0 15,887 0 0
HEALTH CARE SELECT SECTOR SPDR ETF 81369Y209   4,060,677 31,542 SH   SOLE 0 31,542 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234   5,162,134 136,025 SH   SOLE 0 136,025 0 0
INTEL CORP COM Stock 458140100   3,555 100 SH   SOLE 0 100 0 0
MERCK & CO INC Stock 58933Y105   4,530 44 SH   SOLE 0 44 0 0
NIKE INC CL B Stock 654106103   6,024 63 SH   SOLE 0 63 0 0
SIRIUS XM HOLDINGS INC COM Stock 82968B103   11,300 2,500 SH   SOLE 0 2,500 0 0
ERIE INDTY CO CL A Stock 29530P102   12,633 43 SH   SOLE 0 43 0 0
PUBLIC SVC ENTERPRISE GRP INC COM Stock 744573106   19,236 338 SH   SOLE 0 338 0 0
WORKDAY INC CL A Stock 98138H101   21,485 100 SH   SOLE 0 100 0 0
ALPHABET INC CAP STK CL C Stock 02079K107   25,447 193 SH   SOLE 0 193 0 0
BANK AMERICA CORP COM Stock 060505104   184,377 6,734 SH   SOLE 0 6,734 0 0
HERSHEY CO COM Stock 427866108   203,281 1,016 SH   SOLE 0 1,016 0 0
AUTOZONE INC NEV Stock 053332102   213,359 84 SH   SOLE 0 84 0 0
FORTINET INC COM Stock 34959E109   217,644 3,709 SH   SOLE 0 3,709 0 0
HOME DEPOT Stock 437076102   219,066 725 SH   SOLE 0 725 0 0
HONEYWELL INTL INC COM Stock 438516106   220,395 1,193 SH   SOLE 0 1,193 0 0
ADOBE INC COM Stock 00724F101   224,866 441 SH   SOLE 0 441 0 0
ABBOTT LABS COM Stock 002824100   225,079 2,324 SH   SOLE 0 2,324 0 0
REAL ESTATE SELECT SECTOR SPDR FUND ETF 81369Y860   225,305 6,613 SH   SOLE 0 6,613 0 0
NEXTERA ENERGY INC COM Stock 65339F101   240,847 4,204 SH   SOLE 0 4,204 0 0
DEERE & CO COM Stock 244199105   250,203 663 SH   SOLE 0 663 0 0
BLACKSTONE INC COM Stock 09260D107   267,850 2,500 SH   SOLE 0 2,500 0 0
JPMORGAN CHASE & CO Stock 46625H100   272,638 1,880 SH   SOLE 0 1,880 0 0
CATERPILLAR INC COM Stock 149123101   273,273 1,001 SH   SOLE 0 1,001 0 0
EMERSON ELEC CO COM Stock 291011104   277,639 2,875 SH   SOLE 0 2,875 0 0
NVIDIA CORPORATION COM Stock 67066G104   284,048 653 SH   SOLE 0 653 0 0
CHUBB LIMITED COM Stock H1467J104   284,998 1,369 SH   SOLE 0 1,369 0 0
INTERCONTINENTAL EXCHANGE INC COM Stock 45866F104   292,543 2,659 SH   SOLE 0 2,659 0 0
LINDE PLC SHS Stock G54950103   309,795 832 SH   SOLE 0 832 0 0
KLA CORP COM NEW Stock 482480100   336,198 733 SH   SOLE 0 733 0 0
BROADCOM INC COM Stock 11135F101   357,980 431 SH   SOLE 0 431 0 0
TJX COS INC NEW COM Stock 872540109   364,764 4,104 SH   SOLE 0 4,104 0 0
AMAZON.COM INC Stock 023135106   365,470 2,875 SH   SOLE 0 2,875 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105   370,559 3,018 SH   SOLE 0 3,018 0 0
PROCTER AND GAMBLE CO COM Stock 742718109   376,319 2,580 SH   SOLE 0 2,580 0 0
VISA INC Stock 92826C839   377,906 1,643 SH   SOLE 0 1,643 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102   393,772 781 SH   SOLE 0 781 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102   402,405 795 SH   SOLE 0 795 0 0
CISCO SYS INC COM Stock 17275R102   418,468 7,784 SH   SOLE 0 7,784 0 0
ELI LILLY & CO COM Stock 532457108   447,966 834 SH   SOLE 0 834 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105   515,808 913 SH   SOLE 0 913 0 0
JOHNSON & JOHNSON COM Stock 478160104   604,466 3,881 SH   SOLE 0 3,881 0 0
ALPHABET INC CAP STK CL A Stock 02079K305   670,003 5,120 SH   SOLE 0 5,120 0 0
MICROSOFT Stock 594918104   709,806 2,248 SH   SOLE 0 2,248 0 0
ENERGY SELECT SECTOR SPDR ETF 81369Y506   733,657 8,117 SH   SOLE 0 8,117 0 0
APPLE INC Stock 037833100   782,430 4,570 SH   SOLE 0 4,570 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835   2,164,785 31,023 SH   SOLE 0 31,023 0 0
VANGUARD TOTAL STK MKT ETF 922908769   4,141,783 19,499 SH   SOLE 0 19,499 0 0