The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE SYSTEMS INCORPORATED COM 00724F101 256 538 SH   SOLE   0 0 538
ALPHABET INC CAP STK CL A 02079K305 202 98 SH   SOLE   0 0 98
AMAZON COM INC COM 023135106 430 139 SH   SOLE   0 0 139
APPLE INC COM 037833100 5,460 44,703 SH   SOLE   0 0 44,703
AT&T INC COM 00206R102 752 24,841 SH   SOLE   0 0 24,841
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,026 7,930 SH   SOLE   0 0 7,930
BOEING CO COM 097023105 279 1,094 SH   SOLE   0 0 1,094
CIGNA CORP NEW COM 125523100 354 1,464 SH   SOLE   0 0 1,464
COMCAST CORP CL A 20030N101 281 5,188 SH   SOLE   0 0 5,188
CSX CORP COM 126408103 375 3,889 SH   SOLE   0 0 3,889
DISNEY WALT CO COM 254687106 586 3,175 SH   SOLE   0 0 3,175
EXXON MOBIL CORP COM 30231G102 252 4,512 SH   SOLE   0 0 4,512
HOME DEPOT INC COM 437076102 313 1,026 SH   SOLE   0 0 1,026
ISHARES INC CORE MSCI EMKT 46434G103 355 5,515 SH   SOLE   0 0 5,515
ISHARES INC ESG AWR MSCI EM 46434G863 658 15,203 SH   SOLE   0 0 15,203
ISHARES TR U.S. MED DVC ETF 464288810 282 853 SH   SOLE   0 0 853
ISHARES TR GLOBAL TECH ETF 464287291 410 1,332 SH   SOLE   0 0 1,332
ISHARES TR MRNGSTR LG-CP ET 464287127 333 1,483 SH   SOLE   0 0 1,483
ISHARES TR SHRT NAT MUN ETF 464288158 208 1,932 SH   SOLE   0 0 1,932
ISHARES TR MSCI KLD400 SOC 464288570 203 2,653 SH   SOLE   0 0 2,653
ISHARES TR NATIONAL MUN ETF 464288414 335 2,885 SH   SOLE   0 0 2,885
ISHARES TR S&P 500 VAL ETF 464287408 434 3,070 SH   SOLE   0 0 3,070
ISHARES TR CORE HIGH DV ETF 46429B663 320 3,371 SH   SOLE   0 0 3,371
ISHARES TR CORE S&P SCP ETF 464287804 369 3,400 SH   SOLE   0 0 3,400
ISHARES TR RUS 1000 VAL ETF 464287598 578 3,816 SH   SOLE   0 0 3,816
ISHARES TR MSCI USA VALUE 46432F388 404 3,946 SH   SOLE   0 0 3,946
ISHARES TR US HLTHCARE ETF 464287762 997 3,950 SH   SOLE   0 0 3,950
ISHARES TR RUS MID CAP ETF 464287499 365 4,936 SH   SOLE   0 0 4,936
ISHARES TR 0-5YR HI YL CP 46434V407 234 5,114 SH   SOLE   0 0 5,114
ISHARES TR U.S. FIN SVC ETF 464287770 1,047 6,111 SH   SOLE   0 0 6,111
ISHARES TR ISHS 1-5YR INVS 464288646 355 6,499 SH   SOLE   0 0 6,499
ISHARES TR IBOXX INV CP ETF 464287242 891 6,855 SH   SOLE   0 0 6,855
ISHARES TR RUS 1000 GRW ETF 464287614 1,795 7,386 SH   SOLE   0 0 7,386
ISHARES TR ESG AWRE USD ETF 46435G193 206 7,662 SH   SOLE   0 0 7,662
ISHARES TR EAFE GRWTH ETF 464288885 893 8,893 SH   SOLE   0 0 8,893
ISHARES TR PFD AND INCM SEC 464288687 353 9,193 SH   SOLE   0 0 9,193
ISHARES TR U.S. TECH ETF 464287721 1,544 17,601 SH   SOLE   0 0 17,601
ISHARES TR CORE MSCI EAFE 46432F842 1,402 19,456 SH   SOLE   0 0 19,456
ISHARES TR US TREAS BD ETF 46429B267 514 19,641 SH   SOLE   0 0 19,641
ISHARES TR MSCI EAFE MIN VL 46429B689 1,434 19,650 SH   SOLE   0 0 19,650
ISHARES TR ESG AWR MSCI USA 46435G425 1,935 21,299 SH   SOLE   0 0 21,299
ISHARES TR CORE S&P TTL STK 464287150 2,002 21,860 SH   SOLE   0 0 21,860
ISHARES TR SHORT TREAS BD 464288679 2,784 25,192 SH   SOLE   0 0 25,192
ISHARES TR IBONDS DEC2022 46435G755 669 25,400 SH   SOLE   0 0 25,400
ISHARES TR U.S. ENERGY ETF 464287796 801 30,547 SH   SOLE   0 0 30,547
ISHARES TR RUSSELL 3000 ETF 464287689 7,397 31,181 SH   SOLE   0 0 31,181
ISHARES TR IBONDS DEC21 ETF 46434VBK5 1,097 44,145 SH   SOLE   0 0 44,145
ISHARES TR IBONDS DEC22 ETF 46434VBA7 1,166 45,799 SH   SOLE   0 0 45,799
ISHARES TR MSCI USA MIN VOL 46429B697 4,799 69,353 SH   SOLE   0 0 69,353
ISHARES TR CORE S&P500 ETF 464287200 28,961 72,800 SH   SOLE   0 0 72,800
ISHARES TR 1 3 YR TREAS BD 464287457 8,522 98,811 SH   SOLE   0 0 98,811
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 1,834 36,547 SH   SOLE   0 0 36,547
ISHARES U S ETF TR BLACKROCK SHORT 46431W838 4,239 84,353 SH   SOLE   0 0 84,353
JOHNSON & JOHNSON COM 478160104 338 2,057 SH   SOLE   0 0 2,057
JP MORGAN CHASE & CO COM 46625H100 394 2,586 SH   SOLE   0 0 2,586
MCDONALDS CORP COM 580135101 329 1,466 SH   SOLE   0 0 1,466
MICROSOFT CORP COM 594918104 1,114 4,724 SH   SOLE   0 0 4,724
RAYTHEON TECHNOLOGIES CORP COM 75513E101 349 4,511 SH   SOLE   0 0 4,511
SPDR S&P 500 ETF TR TR UNIT 78462F103 849 2,143 SH   SOLE   0 0 2,143
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 316 6,555 SH   SOLE   0 0 6,555
TESLA INC COM 88160R101 2,833 4,242 SH   SOLE   0 0 4,242
TOYOTA MTR CORP SP ADR REP2COM 892331307 577 3,700 SH   SOLE   0 0 3,700
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,178 6,662 SH   SOLE   0 0 6,662
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 7,890 53,647 SH   SOLE   0 0 53,647
VERIZON COMMUNICATIONS INC COM 92343V104 498 8,571 SH   SOLE   0 0 8,571