The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   628,440 6,000 SH   SOLE 0 0 0 6,000
ABBVIE INC COM 00287Y109   932,416 6,157 SH   SOLE 0 0 0 6,157
AIR PRODS & CHEMS INC COM 009158106   801,954 2,801 SH   SOLE 0 0 0 2,801
ALPHABET INC CAP STK CL A 02079K305   9,160,783 70,636 SH   SOLE 0 0 0 70,636
AMAZON COM INC COM 023135106   8,702,261 62,805 SH   SOLE 0 0 0 62,805
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   900,061 15,835 SH   SOLE 0 0 0 15,835
APPLE INC COM 037833100   2,979,752 16,743 SH   SOLE 0 0 0 16,743
ARES CAPITAL CORP COM 04010L103   1,300,505 66,488 SH   SOLE 0 0 0 66,488
AT&T INC COM 00206R102   203,028 14,328 SH   SOLE 0 0 0 14,328
BANK AMERICA CORP COM 060505104   889,092 28,736 SH   SOLE 0 0 0 28,736
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   882,098 2,471 SH   SOLE 0 0 0 2,471
BOEING CO COM 097023105   925,878 3,886 SH   SOLE 0 0 0 3,886
BP PLC SPONSORED ADR 055622104   1,196,646 32,272 SH   SOLE 0 0 0 32,272
BROADCOM INC COM 11135F101   821,828 975 SH   SOLE 0 0 0 975
CHEVRON CORP NEW COM 166764100   1,952,959 12,143 SH   SOLE 0 0 0 12,143
CIA ENERGETICA DE MINAS GERA SP ADR N-V PFD 204409601   117,425 48,125 SH   SOLE 0 0 0 48,125
CISO GLOBAL INC COM 15672X102   47,280 275,201 SH   SOLE 0 0 0 275,201
COCA COLA CO COM 191216100   899,362 14,763 SH   SOLE 0 0 0 14,763
COMCAST CORP NEW CL A 20030N101   1,009,174 21,972 SH   SOLE 0 0 0 21,972
CONOCOPHILLIPS COM 20825C104   965,791 8,338 SH   SOLE 0 0 0 8,338
CONSTELLATION BRANDS INC CL A 21036P108   1,164,156 4,334 SH   SOLE 0 0 0 4,334
CONSTELLATION ENERGY CORP COM 21037T109   407,868 3,858 SH   SOLE 0 0 0 3,858
COSTCO WHSL CORP NEW COM 22160K105   992,153 1,767 SH   SOLE 0 0 0 1,767
DANAHER CORPORATION COM 235851102   1,330,912 5,171 SH   SOLE 0 0 0 5,171
DBX ETF TR XTRACK HRVST CSI 233051879   871,984 31,198 SH   SOLE 0 0 0 31,198
DEXCOM INC COM 252131107   484,569 4,278 SH   SOLE 0 0 0 4,278
DIAGEO PLC SPON ADR NEW 25243Q205   648,580 3,738 SH   SOLE 0 0 0 3,738
DUKE ENERGY CORP NEW COM NEW 26441C204   981,037 10,559 SH   SOLE 0 0 0 10,559
EATON VANCE TAX-MANAGED BUY- COM 27828Y108   472,294 36,053 SH   SOLE 0 0 0 36,053
ECOLAB INC COM 278865100   828,800 4,480 SH   SOLE 0 0 0 4,480
EDWARDS LIFESCIENCES CORP COM 28176E108   455,903 5,824 SH   SOLE 0 0 0 5,824
ELEVANCE HEALTH INC COM 036752103   1,069,256 2,294 SH   SOLE 0 0 0 2,294
EOG RES INC COM 26875P101   2,188,142 16,697 SH   SOLE 0 0 0 16,697
EXELON CORP COM 30161N101   656,865 16,344 SH   SOLE 0 0 0 16,344
EXXON MOBIL CORP COM 30231G102   4,182,137 37,978 SH   SOLE 0 0 0 37,978
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865   2,766,833 66,735 SH   SOLE 0 0 0 66,735
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   247,707 15,300 SH   SOLE 0 0 0 15,300
FORTUNA SILVER MINES INC COM 349915108   29,100 10,000 SH   SOLE 0 0 0 10,000
FREEPORT-MCMORAN INC CL B 35671D857   1,063,568 25,096 SH   SOLE 0 0 0 25,096
HESS CORP COM 42809H107   1,035,397 6,613 SH   SOLE 0 0 0 6,613
HOME DEPOT INC COM 437076102   887,733 2,695 SH   SOLE 0 0 0 2,695
HONEYWELL INTL INC COM 438516106   765,718 4,057 SH   SOLE 0 0 0 4,057
HUMANA INC COM 444859102   1,591,521 3,215 SH   SOLE 0 0 0 3,215
INTERNATIONAL BUSINESS MACHS COM 459200101   242,093 1,690 SH   SOLE 0 0 0 1,690
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   5,635,319 267,457 SH   SOLE 0 5,301 0 262,156
ISHARES GOLD TR ISHARES NEW 464285204   4,085,190 112,726 SH   SOLE 0 0 0 112,726
ISHARES TR RUS 1000 VAL ETF 464287598   1,062,490 6,624 SH   SOLE 0 0 0 6,624
ISHARES TR US TREAS BD ETF 46429B267   997,200 44,261 SH   SOLE 0 4,912 0 39,349
ISHARES TR SHORT TREAS BD 464288679   21,508,850 195,251 SH   SOLE 0 700 0 194,551
ISHARES TR PFD AND INCM SEC 464288687   664,612 21,691 SH   SOLE 0 1,806 0 19,885
ISHARES TR 0-3 MNTH TREASRY 46436E718   30,820,155 307,096 SH   SOLE 0 1,642 0 305,454
JOHNSON & JOHNSON COM 478160104   2,413,135 14,016 SH   SOLE 0 0 0 14,016
JPMORGAN CHASE & CO COM 46625H100   2,035,898 13,258 SH   SOLE 0 0 0 13,258
LILLY ELI & CO COM 532457108   6,865,526 13,169 SH   SOLE 0 0 0 13,169
LINDE PLC SHS G54950103   849,133 2,221 SH   SOLE 0 0 0 2,221
LOWES COS INC COM 548661107   453,646 2,054 SH   SOLE 0 0 0 2,054
M & T BK CORP COM 55261F104   930,299 6,886 SH   SOLE 0 0 0 6,886
MASTERCARD INCORPORATED CL A 57636Q104   2,364,572 5,954 SH   SOLE 0 0 0 5,954
MCDONALDS CORP COM 580135101   815,921 2,837 SH   SOLE 0 0 0 2,837
MEDTRONIC PLC SHS G5960L103   863,700 10,391 SH   SOLE 0 0 0 10,391
MERCADOLIBRE INC COM 58733R102   1,249,741 901 SH   SOLE 0 0 0 901
MERCK & CO INC COM 58933Y105   2,290,024 21,692 SH   SOLE 0 0 0 21,692
META PLATFORMS INC CL A 30303M102   2,472,519 8,087 SH   SOLE 0 0 0 8,087
MICROSOFT CORP COM 594918104   4,915,640 15,222 SH   SOLE 0 0 0 15,222
NETFLIX INC COM 64110L106   794,173 1,847 SH   SOLE 0 0 0 1,847
NEXTERA ENERGY INC COM 65339F101   766,760 11,228 SH   SOLE 0 0 0 11,228
NIKE INC CL B 654106103   817,507 7,498 SH   SOLE 0 0 0 7,498
NISOURCE INC COM 65473P105   521,208 19,499 SH   SOLE 0 0 0 19,499
NVIDIA CORPORATION COM 67066G104   829,533 1,957 SH   SOLE 0 0 0 1,957
OCCIDENTAL PETE CORP COM 674599105   987,114 15,489 SH   SOLE 0 0 0 15,489
ORACLE CORP COM 68389X105   790,704 6,998 SH   SOLE 0 0 0 6,998
PAYPAL HLDGS INC COM 70450Y103   596,065 9,493 SH   SOLE 0 0 0 9,493
PEPSICO INC COM 713448108   999,784 5,441 SH   SOLE 0 0 0 5,441
PFIZER INC COM 717081103   201,532 5,642 SH   SOLE 0 0 0 5,642
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201   380,729 10,529 SH   SOLE 0 0 0 10,529
PROCTER AND GAMBLE CO COM 742718109   895,447 5,736 SH   SOLE 0 0 0 5,736
PROLOGIS INC. COM 74340W103   901,419 7,379 SH   SOLE 0 0 0 7,379
PROSHARES TR SHORT S&P 500 NE 74347B425   7,443,762 534,753 SH   SOLE 0 0 0 534,753
PROSHARES TR SHORT QQQ NEW 74347B714   3,594,701 337,214 SH   SOLE 0 0 0 337,214
QUALCOMM INC COM 747525103   314,459 2,720 SH   SOLE 0 0 0 2,720
RAYTHEON TECHNOLOGIES CORP COM 75513E101   729,335 8,459 SH   SOLE 0 0 0 8,459
REGIONS FINANCIAL CORP NEW COM 7591EP100   494,222 23,887 SH   SOLE 0 0 0 23,887
RETAIL OPPORTUNITY INVTS COR COM 76131N101   385,676 26,344 SH   SOLE 0 0 0 26,344
SCHLUMBERGER LTD COM STK 806857108   1,068,927 18,142 SH   SOLE 0 0 0 18,142
SCHWAB CHARLES CORP COM 808513105   1,049,743 16,265 SH   SOLE 0 0 0 16,265
SCHWAB STRATEGIC TR US REIT ETF 808524847   426,800 22,000 SH   SOLE 0 0 0 22,000
SEMPRA COM 816851109   812,097 5,679 SH   SOLE 0 0 0 5,679
SHERWIN WILLIAMS CO COM 824348106   1,807,698 6,625 SH   SOLE 0 0 0 6,625
SIXTH STREET SPECIALTY LENDI COM 83012A109   213,001 10,503 SH   SOLE 0 0 0 10,503
SOUTHERN CO COM 842587107   903,163 13,012 SH   SOLE 0 0 0 13,012
SOUTHWEST AIRLS CO COM 844741108   686,884 20,298 SH   SOLE 0 0 0 20,298
SPDR S&P 500 ETF TR TR UNIT 78462F103   204,673 459 SH   SOLE 0 0 0 459
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   17,483,538 190,910 SH   SOLE 0 1,848 0 189,062
SPDR SER TR S&P REGL BKG 78464A698   485,805 10,191 SH   SOLE 0 0 0 10,191
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   5,112,795 122,609 SH   SOLE 0 0 0 122,609
STARBUCKS CORP COM 855244109   850,183 8,363 SH   SOLE 0 0 0 8,363
T-MOBILE US INC COM 872590104   1,530,593 11,113 SH   SOLE 0 0 0 11,113
UNION PAC CORP COM 907818108   933,867 4,055 SH   SOLE 0 0 0 4,055
UNITED PARCEL SERVICE INC CL B 911312106   841,653 4,666 SH   SOLE 0 0 0 4,666
UNITEDHEALTH GROUP INC COM 91324P102   1,990,256 3,953 SH   SOLE 0 0 0 3,953
US BANCORP DEL COM NEW 902973304   1,069,903 27,093 SH   SOLE 0 0 0 27,093
VANECK ETF TRUST GOLD MINERS ETF 92189F106   210,024 7,200 SH   SOLE 0 0 0 7,200
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   4,749,173 81,643 SH   SOLE 0 0 0 81,643
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   415,847 1,684 SH   SOLE 0 0 0 1,684
VANGUARD WORLD FDS UTILITIES ETF 92204A876   244,020 1,749 SH   SOLE 0 0 0 1,749
VISA INC COM CL A 92826C839   2,982,787 12,420 SH   SOLE 0 0 0 12,420
WALMART INC COM 931142103   858,833 5,359 SH   SOLE 0 0 0 5,359
WELLS FARGO CO NEW COM 949746101   2,072,709 47,463 SH   SOLE 0 0 0 47,463
WILLIAMS COS INC COM 969457100   387,133 11,042 SH   SOLE 0 0 0 11,042