The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
LINDE PLC SHS G54950103   813,963 2,198 SH   SOLE   2,100 0 98
MEDTRONIC PLC SHS G5960L103   731,285 10,392 SH   SOLE   9,838 0 554
AT&T INC COM 00206R102   216,639 14,328 SH   SOLE   12,258 0 2,070
ABBOTT LABS COM 002824100   563,880 6,000 SH   SOLE   6,000 0 0
ABBVIE INC COM 00287Y109   799,907 5,509 SH   SOLE   5,269 0 240
ADOBE INC COM 00724F101   794,563 1,545 SH   SOLE   1,478 0 67
AIR PRODS & CHEMS INC COM 009158106   792,997 2,856 SH   SOLE   2,716 0 140
ALPHABET INC CAP STK CL A 02079K305   7,675,149 62,767 SH   SOLE   59,334 0 3,433
AMAZON COM INC COM 023135106   7,475,158 62,517 SH   SOLE   59,287 0 3,230
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   845,219 15,834 SH   SOLE   15,089 0 745
ELEVANCE HEALTH INC COM 036752103   1,031,368 2,293 SH   SOLE   2,150 0 143
APPLE INC COM 037833100   2,788,398 16,708 SH   SOLE   15,933 0 775
ARES CAPITAL CORP COM 04010L103   1,255,902 66,485 SH   SOLE   60,886 0 5,599
BP PLC SPONSORED ADR 055622104   1,229,352 31,668 SH   SOLE   29,906 0 1,762
BANK AMERICA CORP COM 060505104   776,469 29,727 SH   SOLE   28,430 0 1,297
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   794,346 2,363 SH   SOLE   2,258 0 105
BOEING CO COM 097023105   757,909 4,232 SH   SOLE   4,049 0 183
BROADCOM INC COM 11135F101   818,483 990 SH   SOLE   947 0 43
CISO GLOBAL INC COM 15672X102   25,731 275,201 SH   SOLE   275,201 0 0
CHEVRON CORP NEW COM 166764100   1,685,228 10,890 SH   SOLE   10,392 0 498
CLOROX CO DEL COM 189054109   861,924 7,111 SH   SOLE   6,629 0 482
COCA COLA CO COM 191216100   862,638 15,465 SH   SOLE   14,828 0 637
COMCAST CORP NEW CL A 20030N101   790,634 20,195 SH   SOLE   19,266 0 929
CIA ENERGETICA DE MINAS GERA SP ADR N-V PFD 204409601   115,019 48,125 SH   SOLE   0 0 48,125
CONOCOPHILLIPS COM 20825C104   846,626 7,156 SH   SOLE   6,817 0 339
CONSTELLATION BRANDS INC CL A 21036P108   997,942 4,313 SH   SOLE   4,078 0 235
CONSTELLATION ENERGY CORP COM 21037T109   470,155 4,171 SH   SOLE   4,019 0 152
COSTCO WHSL CORP NEW COM 22160K105   913,944 1,669 SH   SOLE   1,413 0 256
DBX ETF TR XTRACK HRVST CSI 233051879   765,287 31,198 SH   SOLE   29,159 0 2,039
DANAHER CORPORATION COM 235851102   1,001,713 5,172 SH   SOLE   4,909 0 263
DEXCOM INC COM 252131107   346,984 4,279 SH   SOLE   4,039 0 240
DIAGEO PLC SPON ADR NEW 25243Q205   570,980 3,738 SH   SOLE   3,524 0 214
DUKE ENERGY CORP NEW COM NEW 26441C204   938,295 10,519 SH   SOLE   10,114 0 405
EOG RES INC COM 26875P101   1,924,601 15,043 SH   SOLE   14,343 0 700
EATON VANCE TAX-MANAGED BUY- COM 27828Y108   389,439 35,053 SH   SOLE   33,706 0 1,347
ECOLAB INC COM 278865100   756,456 4,775 SH   SOLE   4,568 0 207
EDWARDS LIFESCIENCES CORP COM 28176E108   365,694 5,825 SH   SOLE   5,501 0 324
EXELON CORP COM 30161N101   548,922 14,021 SH   SOLE   13,521 0 500
EXXON MOBIL CORP COM 30231G102   3,901,684 36,261 SH   SOLE   35,541 0 720
META PLATFORMS INC CL A 30303M102   2,784,596 9,657 SH   SOLE   9,170 0 487
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865   2,560,699 66,737 SH   SOLE   62,788 0 3,949
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   236,997 15,300 SH   SOLE   15,300 0 0
FORTUNA SILVER MINES INC COM 349915108   28,300 10,000 SH   SOLE   10,000 0 0
FREEPORT-MCMORAN INC CL B 35671D857   883,910 26,221 SH   SOLE   22,846 0 3,375
HESS CORP COM 42809H107   1,012,673 6,611 SH   SOLE   6,247 0 364
HOME DEPOT INC COM 437076102   748,932 2,694 SH   SOLE   2,576 0 118
HONEYWELL INTL INC COM 438516106   769,910 4,373 SH   SOLE   4,158 0 215
HUMANA INC COM 444859102   1,649,971 3,214 SH   SOLE   3,046 0 168
INTERNATIONAL BUSINESS MACHS COM 459200101   242,954 1,690 SH   SOLE   1,690 0 0
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   5,565,822 267,459 SH   SOLE   254,182 0 13,277
ISHARES GOLD TR ISHARES NEW 464285204   4,234,853 112,719 SH   SOLE   106,058 0 6,661
ISHARES TR RUS 1000 VAL ETF 464287598   965,183 6,624 SH   SOLE   6,353 0 271
ISHARES TR SHORT TREAS BD 464288679   21,398,702 193,706 SH   SOLE   180,492 0 13,214
ISHARES TR PFD AND INCM SEC 464288687   619,929 21,691 SH   SOLE   21,146 0 545
ISHARES TR US TREAS BD ETF 46429B267   964,890 44,261 SH   SOLE   42,780 0 1,481
ISHARES TR 0-3 MNTH TREASRY 46436E718   26,086,945 259,159 SH   SOLE   243,056 0 16,103
JPMORGAN CHASE & CO COM 46625H100   1,832,554 13,019 SH   SOLE   12,382 0 637
JOHNSON & JOHNSON COM 478160104   2,177,188 14,612 SH   SOLE   12,562 0 2,050
ELI LILLY & CO COM 532457108   5,193,002 9,141 SH   SOLE   1,531 0 7,610
LOWES COS INC COM 548661107   379,435 2,054 SH   SOLE   1,938 0 116
M & T BK CORP COM 55261F104   778,531 6,886 SH   SOLE   6,510 0 376
MASTERCARD INCORPORATED CL A 57636Q104   2,116,810 5,806 SH   SOLE   5,520 0 286
MCDONALDS CORP COM 580135101   786,677 3,075 SH   SOLE   2,940 0 135
MERCADOLIBRE INC COM 58733R102   1,057,500 900 SH   SOLE   848 0 52
MERCK & CO INC COM 58933Y105   2,349,649 22,261 SH   SOLE   18,311 0 3,950
MICROSOFT CORP COM 594918104   4,959,008 15,124 SH   SOLE   14,540 0 584
NETFLIX INC COM 64110L106   860,347 2,132 SH   SOLE   2,033 0 99
NEXTERA ENERGY INC COM 65339F101   816,688 14,186 SH   SOLE   13,563 0 623
NIKE INC CL B 654106103   846,369 8,462 SH   SOLE   8,093 0 369
NISOURCE INC COM 65473P105   501,514 19,499 SH   SOLE   6,324 0 13,175
OCCIDENTAL PETE CORP COM 674599105   979,862 15,487 SH   SOLE   14,651 0 836
ORACLE CORP COM 68389X105   770,771 7,677 SH   SOLE   7,298 0 379
PAYPAL HLDGS INC COM 70450Y103   491,366 9,495 SH   SOLE   8,881 0 614
PEPSICO INC COM 713448108   951,189 5,893 SH   SOLE   5,339 0 554
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201   361,671 10,529 SH   SOLE   10,529 0 0
PROCTER AND GAMBLE CO COM 742718109   873,634 5,832 SH   SOLE   5,325 0 507
PROLOGIS INC. COM 74340W103   735,170 7,379 SH   SOLE   6,973 0 406
PROSHARES TR SHORT S&P 500 NE 74347B425   8,677,849 575,836 SH   SOLE   555,926 0 19,910
PROSHARES TR SHORT QQQ NEW 74347B714   8,803,308 772,220 SH   SOLE   745,380 0 26,840
QUALCOMM INC COM 747525103   287,286 2,720 SH   SOLE   2,720 0 0
RTX CORPORATION COM 75513E101   893,762 11,292 SH   SOLE   10,797 0 495
REGIONS FINANCIAL CORP NEW COM 7591EP100   344,733 23,890 SH   SOLE   22,374 0 1,516
RETAIL OPPORTUNITY INVTS COR COM 76131N101   300,299 26,342 SH   SOLE   25,188 0 1,154
SPDR SER TR S&P REGL BKG 78464A698   404,787 10,191 SH   SOLE   9,780 0 411
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   5,084,637 122,610 SH   SOLE   115,513 0 7,097
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   18,443,099 200,949 SH   SOLE   182,994 0 17,955
SCHLUMBERGER LTD COM STK 806857108   863,192 15,450 SH   SOLE   14,766 0 684
SCHWAB CHARLES CORP COM 808513105   836,509 16,265 SH   SOLE   15,334 0 931
SCHWAB STRATEGIC TR US REIT ETF 808524847   375,760 22,000 SH   SOLE   21,113 0 887
SEMPRA COM 816851109   849,104 11,993 SH   SOLE   11,401 0 592
SHERWIN WILLIAMS CO COM 824348106   1,583,149 6,660 SH   SOLE   6,315 0 345
SIXTH STREET SPECIALTY LENDI COM 83012A109   202,813 10,503 SH   SOLE   10,503 0 0
SOUTHERN CO COM 842587107   923,920 13,757 SH   SOLE   13,209 0 548
SOUTHWEST AIRLS CO COM 844741108   474,864 20,302 SH   SOLE   19,091 0 1,211
STARBUCKS CORP COM 855244109   825,968 8,913 SH   SOLE   8,471 0 442
T-MOBILE US INC COM 872590104   1,564,888 10,954 SH   SOLE   10,435 0 519
US BANCORP DEL COM NEW 902973304   860,713 27,092 SH   SOLE   25,504 0 1,588
UNION PAC CORP COM 907818108   806,129 3,986 SH   SOLE   3,809 0 177
UNITED PARCEL SERVICE INC CL B 911312106   718,830 5,201 SH   SOLE   4,975 0 226
UNITEDHEALTH GROUP INC COM 91324P102   2,001,428 3,788 SH   SOLE   3,597 0 191
VANECK ETF TRUST GOLD MINERS ETF 92189F106   205,344 7,200 SH   SOLE   2,550 0 4,650
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   382,302 1,684 SH   SOLE   1,616 0 68
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   4,621,584 81,639 SH   SOLE   76,768 0 4,871
VISA INC COM CL A 92826C839   2,830,405 12,238 SH   SOLE   11,627 0 611
WALMART INC COM 931142103   833,924 5,155 SH   SOLE   4,898 0 257
WELLS FARGO CO NEW COM 949746101   1,881,987 47,465 SH   SOLE   44,924 0 2,541
WILLIAMS COS INC COM 969457100   381,832 11,042 SH   SOLE   9,542 0 1,500