The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   270,340 2,473 SH   SOLE   395 0 2,078
ABBVIE INC COM 00287Y109   248,631 1,604 SH   SOLE   1,130 0 474
ABBVIE INC COM 00287Y109   6,354 41 SH   DFND   0 0 41
ALPHABET INC CAP STK CL A 02079K305   227,415 1,628 SH   SOLE   1,116 0 512
ALPHABET INC CAP STK CL A 02079K305   9,080 65 SH   DFND   0 0 65
AMAZON COM INC COM 023135106   6,078 40 SH   DFND   0 0 40
AMAZON COM INC COM 023135106   4,078,829 26,845 SH   SOLE   14,865 0 11,980
AON PLC SHS CL A G0403H108   552,356 1,898 SH   SOLE   1,898 0 0
APPLE INC COM 037833100   9,711,555 50,442 SH   SOLE   30,038 0 20,404
APPLE INC COM 037833100   4,236 22 SH   DFND   0 0 22
APPLIED MATLS INC COM 038222105   1,323,302 8,165 SH   SOLE   7,098 0 1,067
AT&T INC COM 00206R102   388,879 23,175 SH   SOLE   3,975 0 19,200
AUTOMATIC DATA PROCESSING IN COM 053015103   640,955 2,751 SH   SOLE   1,657 0 1,094
AUTOMATIC DATA PROCESSING IN COM 053015103   6,057 26 SH   DFND   0 0 26
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,137,895 8,798 SH   SOLE   2,493 0 6,305
BERKSHIRE HATHAWAY INC DEL CL A 084670108   116,121,756 214 SH   SOLE   195 0 19
BLACKROCK INC COM 09247X101   552,848 681 SH   SOLE   534 0 147
CATERPILLAR INC COM 149123101   8,870 30 SH   DFND   0 0 30
CATERPILLAR INC COM 149123101   226,147 765 SH   SOLE   201 0 564
CHEVRON CORP NEW COM 166764100   316,026 2,119 SH   SOLE   887 0 1,232
CHUBB LIMITED COM H1467J104   377,194 1,669 SH   SOLE   1,634 0 35
CHUBB LIMITED COM H1467J104   6,102 27 SH   DFND   0 0 27
CISCO SYS INC COM 17275R102   6,113 121 SH   DFND   0 0 121
CISCO SYS INC COM 17275R102   258,735 5,121 SH   SOLE   1,471 0 3,650
COCA COLA CO COM 191216100   318,635 5,407 SH   SOLE   2,733 0 2,674
COINBASE GLOBAL INC COM CL A 19260Q107   1,350,315 7,764 SH   SOLE   5,197 0 2,567
CSX CORP COM 126408103   596,547 17,206 SH   SOLE   12,133 0 5,073
DISNEY WALT CO COM 254687106   256,251 2,838 SH   SOLE   312 0 2,526
EATON CORP PLC SHS G29183103   241,542 1,003 SH   SOLE   350 0 653
ENTERPRISE PRODS PARTNERS L COM 293792107   740,693 28,110 SH   SOLE   20,997 0 7,112
EXXON MOBIL CORP COM 30231G102   2,031,273 20,317 SH   SOLE   6,741 0 13,576
EXXON MOBIL CORP COM 30231G102   6,799 68 SH   DFND   0 0 68
FEDEX CORP COM 31428X106   254,466 1,006 SH   SOLE   775 0 231
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   425,699 8,810 SH   SOLE   1,682 0 7,128
FIRST TR NAS100 EQ WEIGHTED SHS 337344105   254,749 2,169 SH   SOLE   2,169 0 0
HEXCEL CORP NEW COM 428291108   249,918 3,389 SH   SOLE   3,079 0 310
INTEL CORP COM 458140100   250,702 4,989 SH   SOLE   323 0 4,666
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   882,315 14,081 SH   SOLE   11,100 0 2,981
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   453,714 18,764 SH   SOLE   11,270 0 7,494
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   907,419 5,384 SH   SOLE   3,348 0 2,036
INVESCO QQQ TR UNIT SER 1 46090E103   333,349 814 SH   SOLE   314 0 500
ISHARES TR MSCI EAFE ETF 464287465   284,823 3,780 SH   SOLE   448 0 3,332
ISHARES TR CORE S&P500 ETF 464287200   4,458,589 9,335 SH   SOLE   5,804 0 3,531
ISHARES TR U.S. TECH ETF 464287721   597,547 4,868 SH   SOLE   0 0 4,868
ISHARES TR ISHS 5-10YR INVT 464288638   20,384 392 SH   DFND   0 0 392
ISHARES TR ISHS 5-10YR INVT 464288638   202,436 3,893 SH   SOLE   1,484 0 2,409
ISHARES TR MBS ETF 464288588   78,463 834 SH   DFND   0 0 834
ISHARES TR MBS ETF 464288588   227,391 2,417 SH   SOLE   757 0 1,660
ISHARES TR 3 7 YR TREAS BD 464288661   73,909 631 SH   DFND   0 0 631
ISHARES TR 3 7 YR TREAS BD 464288661   290,482 2,480 SH   SOLE   645 0 1,835
ISHARES TR US TREAS BD ETF 46429B267   1,265,748 54,937 SH   SOLE   36,830 0 18,107
ISHARES TR CORE MSCI TOTAL 46432F834   1,818,635 28,009 SH   SOLE   15,461 0 12,548
ISHARES TR CORE 1 5 YR USD 46432F859   479,690 10,086 SH   SOLE   2,472 0 7,614
ISHARES TR MSCI USA MMENTM 46432F396   244,121 1,556 SH   SOLE   764 0 792
ISHARES TR SHRT NAT MUN ETF 464288158   1,326,731 12,584 SH   SOLE   6,656 0 5,928
ISHARES TR CORE S&P TTL STK 464287150   5,852,313 55,614 SH   SOLE   36,018 0 19,596
ISHARES TR ISHS 1-5YR INVS 464288646   51,788 1,010 SH   DFND   0 0 1,010
ISHARES TR ISHS 1-5YR INVS 464288646   197,255 3,847 SH   SOLE   1,235 0 2,612
ISHARES TR MSCI KLD400 SOC 464288570   701,085 7,700 SH   SOLE   3,999 0 3,701
ISHARES TR MRGSTR MD CP ETF 464288208   920,755 13,716 SH   SOLE   8,568 0 5,148
ISHARES TR MRGSTR MD CP GRW 464288307   244,008 3,786 SH   SOLE   3,786 0 0
ISHARES TR CORE US AGGBD ET 464287226   1,288,166 12,979 SH   SOLE   4,285 0 8,694
ISHARES TR ESG AWR US AGRGT 46435U549   285,294 5,976 SH   SOLE   4,030 0 1,946
ISHARES TR ESG AW MSCI EAFE 46435G516   333,056 4,409 SH   SOLE   3,088 0 1,321
ISHARES TR CORE MSCI INTL 46435G326   1,070,125 16,810 SH   SOLE   10,479 0 6,331
ISHARES TR ESG AWR MSCI USA 46435G425   246,562 2,350 SH   SOLE   375 0 1,975
JOHNSON & JOHNSON COM 478160104   5,921,827 37,781 SH   SOLE   2,661 0 35,120
JOHNSON & JOHNSON COM 478160104   9,561 61 SH   DFND   0 0 61
JPMORGAN CHASE & CO COM 46625H100   602,299 3,541 SH   SOLE   1,804 0 1,737
JPMORGAN CHASE & CO COM 46625H100   5,783 34 SH   DFND   0 0 34
MASTERCARD INCORPORATED CL A 57636Q104   5,971 14 SH   DFND   0 0 14
MASTERCARD INCORPORATED CL A 57636Q104   485,792 1,139 SH   SOLE   16 0 1,123
MCDONALDS CORP COM 580135101   1,080,242 3,643 SH   SOLE   3,560 0 83
MICROSOFT CORP COM 594918104   3,061,668 8,142 SH   SOLE   4,995 0 3,147
MICROSOFT CORP COM 594918104   6,769 18 SH   DFND   0 0 18
MONDELEZ INTL INC CL A 609207105   336,583 4,647 SH   SOLE   4,522 0 125
NETFLIX INC COM 64110L106   713,279 1,465 SH   SOLE   485 0 980
NORFOLK SOUTHN CORP COM 655844108   602,871 2,550 SH   SOLE   1,000 0 1,550
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   393,107 10,947 SH   SOLE   5,851 0 5,096
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   507,617 7,307 SH   SOLE   3,564 0 3,743
NVIDIA CORPORATION COM 67066G104   1,456,442 2,941 SH   SOLE   2,436 0 505
NVIDIA CORPORATION COM 67066G104   6,933 14 SH   DFND   0 0 14
ONEOK INC NEW COM 682680103   295,767 4,212 SH   SOLE   2,978 0 1,234
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105   351,065 23,173 SH   SOLE   21,950 0 1,223
PROCTER AND GAMBLE CO COM 742718109   948,806 6,475 SH   SOLE   4,652 0 1,823
PROCTER AND GAMBLE CO COM 742718109   7,180 49 SH   DFND   0 0 49
RTX CORPORATION COM 75513E101   264,200 3,140 SH   SOLE   2,509 0 631
RTX CORPORATION COM 75513E101   5,890 70 SH   DFND   0 0 70
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   760,044 16,089 SH   SOLE   10,060 0 6,029
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   1,270,020 26,213 SH   SOLE   17,900 0 8,313
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   973,448 12,924 SH   SOLE   4,204 0 8,720
SHOPIFY INC CL A 82509L107   462,259 5,934 SH   SOLE   4,371 0 1,563
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   331,685 9,367 SH   SOLE   6,858 0 2,509
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,332,387 4,907 SH   SOLE   383 0 4,524
SPDR S&P 500 ETF TR TR UNIT 78462F103   59,414 125 SH   DFND   0 0 125
SPDR SER TR PRTFLO S&P500 GW 78464A409   1,503,171 23,104 SH   SOLE   16,021 0 7,083
SPDR SER TR NUVEEN BLOOMBERG 78464A284   254,923 10,076 SH   SOLE   8,669 0 1,407
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   80,697 883 SH   DFND   0 0 883
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   267,133 2,923 SH   SOLE   689 0 2,234
SPDR SER TR PORTFLI INTRMDIT 78464A672   2,023,590 70,854 SH   SOLE   42,846 0 28,008
SPDR SER TR PORTFOLIO LN TSR 78464A664   1,035,637 35,687 SH   SOLE   24,192 0 11,495
STARBUCKS CORP COM 855244109   565,985 5,895 SH   SOLE   2,351 0 3,544
TESLA INC COM 88160R101   583,183 2,347 SH   SOLE   435 0 1,912
TRUIST FINL CORP COM 89832Q109   552,291 14,959 SH   SOLE   2,936 0 12,023
UNION PAC CORP COM 907818108   414,852 1,689 SH   SOLE   740 0 949
UNITEDHEALTH GROUP INC COM 91324P102   1,903,865 3,616 SH   SOLE   2,229 0 1,388
VANGUARD INDEX FDS SMALL CP ETF 922908751   652,698 3,060 SH   SOLE   1,663 0 1,397
VANGUARD INDEX FDS VALUE ETF 922908744   1,574,198 10,530 SH   SOLE   3,697 0 6,833
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,225,005 25,795 SH   SOLE   17,324 0 8,471
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   3,024,100 59,238 SH   SOLE   43,295 0 15,943
VERIZON COMMUNICATIONS INC COM 92343V104   660,617 17,523 SH   SOLE   13,824 0 3,699
VISA INC COM CL A 92826C839   616,044 2,366 SH   SOLE   716 0 1,651