The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   439,879 4,185 SH   SOLE   1,958 0 2,226
ABBVIE INC COM 00287Y109   349,384 2,192 SH   SOLE   2,071 0 121
ABBVIE INC COM 00287Y109   6,534 41 SH   DFND   0 0 41
ABBVIE INC COM 00287Y109   31,555 198 SH   DFND   0 97 101
AMAZON COM INC COM 023135106   32,536 315 SH   DFND   0 130 185
AMAZON COM INC COM 023135106   2,827,254 27,372 SH   SOLE   14,874 0 12,498
AMAZON COM INC COM 023135106   5,681 55 SH   DFND   0 0 55
AMAZON COM INC COM 023135106   20,658 200 SH   DFND   0 200 0
AMERICAN EXPRESS CO COM 025816109   270,683 1,641 SH   SOLE   656 0 985
AON PLC SHS CL A G0403H108   598,420 1,898 SH   SOLE   1,898 0 0
APPLE INC COM 037833100   3,628 22 SH   DFND   0 0 22
APPLE INC COM 037833100   16,490 100 SH   DFND   0 100 0
APPLE INC COM 037833100   16,490 100 SH   DFND   0 53 47
APPLE INC COM 037833100   8,715,707 52,854 SH   SOLE   29,624 0 23,230
APPLIED MATLS INC COM 038222105   24,566 200 SH   DFND   0 200 0
APPLIED MATLS INC COM 038222105   1,022,191 8,322 SH   SOLE   7,055 0 1,267
AT&T INC COM 00206R102   502,524 26,105 SH   SOLE   6,825 0 19,280
AUTOMATIC DATA PROCESSING IN COM 053015103   5,788 26 SH   DFND   0 0 26
AUTOMATIC DATA PROCESSING IN COM 053015103   32,727 147 SH   DFND   0 75 72
AUTOMATIC DATA PROCESSING IN COM 053015103   607,640 2,729 SH   SOLE   1,214 0 1,515
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,526,665 8,183 SH   SOLE   2,733 0 5,450
BERKSHIRE HATHAWAY INC DEL CL A 084670108   100,569,600 216 SH   SOLE   197 0 19
BLACKROCK INC COM 09247X101   461,932 690 SH   SOLE   374 0 316
BRISTOL-MYERS SQUIBB CO COM 110122108   20,793 300 SH   DFND   0 300 0
BRISTOL-MYERS SQUIBB CO COM 110122108   395,067 5,700 SH   SOLE   4,500 0 1,200
CATERPILLAR INC COM 149123101   223,263 976 SH   SOLE   183 0 793
CHEVRON CORP NEW COM 166764100   503,586 3,086 SH   SOLE   2,015 0 1,071
CHUBB LIMITED COM H1467J104   313,795 1,616 SH   SOLE   1,616 0 0
CISCO SYS INC COM 17275R102   32,776 627 SH   DFND   0 333 294
CISCO SYS INC COM 17275R102   341,374 6,530 SH   SOLE   1,573 0 4,957
CISCO SYS INC COM 17275R102   6,953 133 SH   DFND   0 0 133
CISCO SYS INC COM 17275R102   10,455 200 SH   DFND   0 200 0
COCA COLA CO COM 191216100   24,812 400 SH   DFND   0 400 0
COCA COLA CO COM 191216100   379,438 6,117 SH   SOLE   3,493 0 2,624
COINBASE GLOBAL INC COM CL A 19260Q107   524,546 7,763 SH   SOLE   5,526 0 2,237
CORNING INC COM 219350105   211,539 5,996 SH   SOLE   4,546 0 1,450
CSX CORP COM 126408103   11,976 400 SH   DFND   0 400 0
CSX CORP COM 126408103   514,173 17,173 SH   SOLE   8,832 0 8,341
DISNEY WALT CO COM 254687106   20,026 200 SH   DFND   0 200 0
DISNEY WALT CO COM 254687106   323,501 3,231 SH   SOLE   287 0 2,944
ENTERPRISE PRODS PARTNERS L COM 293792107   763,148 29,465 SH   SOLE   21,653 0 7,812
EXXON MOBIL CORP COM 30231G102   32,898 300 SH   DFND   0 300 0
EXXON MOBIL CORP COM 30231G102   1,309,840 11,945 SH   SOLE   10,298 0 1,647
FEDEX CORP COM 31428X106   226,522 991 SH   SOLE   0 0 991
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   1,038,252 21,689 SH   SOLE   8,947 0 12,742
FIRST TR NAS100 EQ WEIGHTED SHS 337344105   333,252 3,311 SH   SOLE   3,171 0 140
FORD MTR CO DEL COM 345370860   257,700 20,452 SH   SOLE   13,102 0 7,350
GLOBAL X FDS CONSCIOUS COS 37954Y731   221,146 7,499 SH   SOLE   3,023 0 4,476
HEXCEL CORP NEW COM 428291108   265,058 3,884 SH   SOLE   3,824 0 60
INTEL CORP COM 458140100   219,080 6,706 SH   SOLE   386 0 6,320
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   1,012,190 16,221 SH   SOLE   12,979 0 3,242
INVESCO QQQ TR UNIT SER 1 46090E103   314,832 981 SH   SOLE   336 0 645
ISHARES TR MSCI EAFE ETF 464287465   32,899 460 SH   DFND   0 0 460
ISHARES TR MSCI EAFE ETF 464287465   156,772 2,192 SH   DFND   0 1,095 1,097
ISHARES TR MSCI EAFE ETF 464287465   271,848 3,801 SH   SOLE   1,089 0 2,712
ISHARES TR CORE S&P500 ETF 464287200   4,012,658 9,761 SH   SOLE   5,319 0 4,442
ISHARES TR 7-10 YR TRSY BD 464287440   19,725 199 SH   DFND   0 0 199
ISHARES TR 7-10 YR TRSY BD 464287440   99,120 1,000 SH   DFND   0 500 500
ISHARES TR 7-10 YR TRSY BD 464287440   237,591 2,397 SH   SOLE   473 0 1,924
ISHARES TR 20 YR TR BD ETF 464287432   30,422 286 SH   DFND   0 0 286
ISHARES TR 20 YR TR BD ETF 464287432   152,854 1,437 SH   DFND   0 721 716
ISHARES TR 20 YR TR BD ETF 464287432   228,057 2,144 SH   SOLE   1,025 0 1,119
ISHARES TR U.S. TECH ETF 464287721   451,799 4,868 SH   SOLE   0 0 4,868
ISHARES TR CORE MSCI TOTAL 46432F834   1,984,639 32,036 SH   SOLE   15,375 0 16,661
ISHARES TR CORE 1 5 YR USD 46432F859   1,121,771 23,789 SH   SOLE   9,354 0 14,435
ISHARES TR MSCI USA MMENTM 46432F396   274,187 1,972 SH   SOLE   848 0 1,124
ISHARES TR SHRT NAT MUN ETF 464288158   2,417,061 23,090 SH   SOLE   15,444 0 7,646
ISHARES TR ISHS 5-10YR INVT 464288638   16,410 320 SH   DFND   0 0 320
ISHARES TR ISHS 5-10YR INVT 464288638   81,945 1,598 SH   DFND   0 805 793
ISHARES TR ISHS 5-10YR INVT 464288638   297,527 5,802 SH   SOLE   1,912 0 3,890
ISHARES TR CORE S&P TTL STK 464287150   247,226 2,730 SH   SOLE   2,664 0 66
ISHARES TR ISHS 1-5YR INVS 464288646   64,388 1,274 SH   DFND   0 0 1,274
ISHARES TR ISHS 1-5YR INVS 464288646   319,413 6,320 SH   DFND   0 3,178 3,142
ISHARES TR ISHS 1-5YR INVS 464288646   206,254 4,081 SH   SOLE   3,024 0 1,057
ISHARES TR MSCI KLD400 SOC 464288570   641,546 8,226 SH   SOLE   4,347 0 3,879
ISHARES TR MBS ETF 464288588   72,658 767 SH   DFND   0 0 767
ISHARES TR MBS ETF 464288588   363,100 3,833 SH   DFND   0 1,923 1,910
ISHARES TR MBS ETF 464288588   238,720 2,520 SH   SOLE   1,819 0 701
ISHARES TR 3 7 YR TREAS BD 464288661   77,414 658 SH   DFND   0 0 658
ISHARES TR 3 7 YR TREAS BD 464288661   381,657 3,244 SH   DFND   0 1,625 1,619
ISHARES TR 3 7 YR TREAS BD 464288661   295,302 2,510 SH   SOLE   1,556 0 954
ISHARES TR MRGSTR MD CP GRW 464288307   334,308 5,808 SH   SOLE   5,658 0 150
ISHARES TR CORE US AGGBD ET 464287226   2,346,921 23,554 SH   SOLE   8,416 0 15,138
ISHARES TR TIPS BD ETF 464287176   16,648 151 SH   DFND   0 0 151
ISHARES TR TIPS BD ETF 464287176   82,136 745 SH   DFND   0 374 371
ISHARES TR TIPS BD ETF 464287176   234,811 2,130 SH   SOLE   541 0 1,589
ISHARES TR ESG AWR MSCI USA 46435G425   223,321 2,469 SH   SOLE   375 0 2,094
ISHARES TR ESG AWRE 1 5 YR 46435G243   272,070 11,308 SH   SOLE   7,848 0 3,460
ISHARES TR ESG AWR US AGRGT 46435U549   449,313 9,349 SH   SOLE   6,170 0 3,179
ISHARES TR ESG AW MSCI EAFE 46435G516   297,274 4,138 SH   SOLE   2,838 0 1,300
JOHNSON & JOHNSON COM 478160104   6,352,056 40,981 SH   SOLE   7,204 0 33,777
JOHNSON & JOHNSON COM 478160104   5,890 38 SH   DFND   0 0 38
JOHNSON & JOHNSON COM 478160104   25,885 167 SH   DFND   0 86 81
JPMORGAN CHASE & CO COM 46625H100   662,222 5,082 SH   SOLE   3,443 0 1,639
JPMORGAN CHASE & CO COM 46625H100   5,212 40 SH   DFND   0 0 40
JPMORGAN CHASE & CO COM 46625H100   21,631 166 SH   DFND   0 84 82
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106   216,027 3,981 SH   SOLE   3,500 0 481
MASTERCARD INCORPORATED CL A 57636Q104   6,178 17 SH   DFND   0 0 17
MASTERCARD INCORPORATED CL A 57636Q104   26,892 74 SH   DFND   0 39 35
MASTERCARD INCORPORATED CL A 57636Q104   413,728 1,138 SH   SOLE   39 0 1,099
MCDONALDS CORP COM 580135101   1,074,326 3,842 SH   SOLE   3,560 0 282
MICROSOFT CORP COM 594918104   2,750,329 9,540 SH   SOLE   6,834 0 2,706
MICROSOFT CORP COM 594918104   5,766 20 SH   DFND   0 0 20
MICROSOFT CORP COM 594918104   26,812 93 SH   DFND   0 50 43
MONDELEZ INTL INC CL A 609207105   20,916 300 SH   DFND   0 300 0
MONDELEZ INTL INC CL A 609207105   383,366 5,499 SH   SOLE   4,884 0 615
NETFLIX INC COM 64110L106   515,456 1,492 SH   SOLE   375 0 1,117
NIKE INC CL B 654106103   28,085 229 SH   DFND   0 119 110
NIKE INC CL B 654106103   271,063 2,210 SH   SOLE   972 0 1,238
NIKE INC CL B 654106103   5,764 47 SH   DFND   0 0 47
NIKE INC CL B 654106103   12,264 100 SH   DFND   0 100 0
NORFOLK SOUTHN CORP COM 655844108   540,692 2,550 SH   SOLE   1,000 0 1,550
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   388,508 6,970 SH   SOLE   3,321 0 3,649
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   463,011 13,590 SH   SOLE   7,599 0 5,991
NVIDIA CORPORATION COM 67066G104   958,862 3,452 SH   SOLE   2,584 0 868
NVIDIA CORPORATION COM 67066G104   3,889 14 SH   DFND   0 0 14
NVIDIA CORPORATION COM 67066G104   18,055 65 SH   DFND   0 35 30
PEPSICO INC COM 713448108   388,481 2,131 SH   SOLE   2,000 0 131
PHILIP MORRIS INTL INC COM 718172109   238,458 2,452 SH   SOLE   1,600 0 852
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105   288,152 23,108 SH   SOLE   19,450 0 3,658
PROCTER AND GAMBLE CO COM 742718109   1,207,899 8,124 SH   SOLE   6,273 0 1,850
RAYTHEON TECHNOLOGIES CORP COM 75513E101   5,386 55 SH   DFND   0 0 55
RAYTHEON TECHNOLOGIES CORP COM 75513E101   19,586 200 SH   DFND   0 200 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   26,539 271 SH   DFND   0 135 136
RAYTHEON TECHNOLOGIES CORP COM 75513E101   348,925 3,563 SH   SOLE   2,965 0 598
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   267,329 5,301 SH   SOLE   3,268 0 2,033
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,627,166 23,982 SH   SOLE   9,345 0 14,637
SHOPIFY INC CL A 82509L107   292,530 6,102 SH   SOLE   4,792 0 1,310
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   476,421 13,959 SH   SOLE   10,420 0 3,539
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,172,223 5,306 SH   SOLE   539 0 4,767
SPDR S&P 500 ETF TR TR UNIT 78462F103   51,993 127 SH   DFND   0 0 127
SPDR S&P 500 ETF TR TR UNIT 78462F103   261,600 639 SH   DFND   0 318 321
SPDR SER TR PRTFLO S&P500 GW 78464A409   1,114,138 20,125 SH   SOLE   13,857 0 6,268
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   64,825 706 SH   DFND   0 0 706
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   321,095 3,497 SH   DFND   0 1,753 1,744
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   184,742 2,012 SH   SOLE   1,675 0 337
SPDR SER TR PORTFLI INTRMDIT 78464A672   4,076,344 140,855 SH   SOLE   89,132 0 51,723
STARBUCKS CORP COM 855244109   683,938 6,568 SH   SOLE   3,329 0 3,239
TESLA INC COM 88160R101   564,706 2,722 SH   SOLE   435 0 2,287
TRUIST FINL CORP COM 89832Q109   510,645 14,975 SH   SOLE   2,986 0 11,989
UNION PAC CORP COM 907818108   309,940 1,540 SH   SOLE   740 0 800
UNITEDHEALTH GROUP INC COM 91324P102   1,850,137 3,915 SH   SOLE   2,681 0 1,234
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,090,055 5,750 SH   SOLE   2,945 0 2,805
VANGUARD INDEX FDS VALUE ETF 922908744   3,443,335 24,932 SH   SOLE   11,742 0 13,190
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   5,370,112 106,003 SH   SOLE   69,408 0 36,595
VERIZON COMMUNICATIONS INC COM 92343V104   31,423 808 SH   DFND   0 347 461
VERIZON COMMUNICATIONS INC COM 92343V104   755,982 19,439 SH   SOLE   16,093 0 3,346
VERIZON COMMUNICATIONS INC COM 92343V104   5,328 137 SH   DFND   0 0 137
VERIZON COMMUNICATIONS INC COM 92343V104   15,556 400 SH   DFND   0 400 0
VISA INC COM CL A 92826C839   516,512 2,291 SH   SOLE   618 0 1,673