The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 649 5,011 SH   SOLE   2,719 0 2,291
ABBOTT LABS COM 002824100 191 1,757 SH   SOLE   1,756 0 0
ABBOTT LABS COM 002824100 33 300 SH   DFND   0 300 0
ABBVIE INC COM 00287Y109 336 2,193 SH   SOLE   2,129 0 63
ABBVIE INC COM 00287Y109 47 310 SH   DFND   0 126 184
AMAZON COM INC COM 023135106 17 160 SH   DFND   0 66 94
AMAZON COM INC COM 023135106 11 100 SH   DFND   0 100 0
AMAZON COM INC COM 023135106 2,777 26,148 SH   SOLE   14,798 0 11,350
AMERICAN EXPRESS CO COM 025816109 312 2,252 SH   SOLE   1,199 0 1,053
AON PLC SHS CL A G0403H108 512 1,898 SH   SOLE   1,898 0 0
APPLE INC COM 037833100 7,147 52,272 SH   SOLE   33,714 0 18,557
APPLE INC COM 037833100 21 157 SH   DFND   0 59 98
APPLE INC COM 037833100 14 100 SH   DFND   0 100 0
APPLIED MATLS INC COM 038222105 9 100 SH   DFND   0 100 0
APPLIED MATLS INC COM 038222105 751 8,257 SH   SOLE   6,990 0 1,267
AT&T INC COM 00206R102 550 26,264 SH   SOLE   6,825 0 19,439
AUTOMATIC DATA PROCESSING IN COM 053015103 575 2,740 SH   SOLE   1,690 0 1,049
AUTOMATIC DATA PROCESSING IN COM 053015103 45 212 SH   DFND   0 90 122
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,938 7,100 SH   SOLE   3,383 0 3,717
BERKSHIRE HATHAWAY INC DEL CL A 084670108 89,151 218 SH   SOLE   199 0 19
BLACKROCK INC COM 09247X101 422 693 SH   SOLE   558 0 133
BRISTOL-MYERS SQUIBB CO COM 110122108 439 5,700 SH   SOLE   4,500 0 1,200
CHEVRON CORP NEW COM 166764100 447 3,084 SH   SOLE   2,015 0 1,069
CHUBB LIMITED COM H1467J104 318 1,616 SH   SOLE   1,616 0 0
CISCO SYS INC COM 17275R102 21 500 SH   DFND   0 500 0
CISCO SYS INC COM 17275R102 276 6,466 SH   SOLE   1,218 0 5,247
CISCO SYS INC COM 17275R102 37 873 SH   DFND   0 359 514
COCA COLA CO COM 191216100 25 400 SH   DFND   0 400 0
COCA COLA CO COM 191216100 385 6,114 SH   SOLE   3,490 0 2,624
CSX CORP COM 126408103 512 17,602 SH   SOLE   12,078 0 5,523
CSX CORP COM 126408103 12 400 SH   DFND   0 400 0
DISNEY WALT CO COM 254687106 331 3,502 SH   SOLE   483 0 3,019
DOMINION ENERGY INC COM 25746U109 268 3,359 SH   SOLE   2,208 0 1,150
ENTERPRISE PRODS PARTNERS L COM 293792107 715 29,340 SH   SOLE   23,077 0 6,262
EXXON MOBIL CORP COM 30231G102 1,034 12,076 SH   SOLE   10,298 0 1,777
EXXON MOBIL CORP COM 30231G102 17 200 SH   DFND   0 200 0
FEDEX CORP COM 31428X106 221 973 SH   SOLE   953 0 20
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 204 3,435 SH   SOLE   0 0 3,435
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 2,620 54,238 SH   SOLE   23,328 0 30,910
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 726 15,646 SH   SOLE   3,326 0 12,320
FIRST TR NAS100 EQ WEIGHTED SHS 337344105 323 3,697 SH   SOLE   3,148 0 549
FORD MTR CO DEL COM 345370860 189 16,939 SH   SOLE   10,296 0 6,642
GLOBAL X FDS CONSCIOUS COS 37954Y731 200 7,499 SH   SOLE   3,023 0 4,476
HEXCEL CORP NEW COM 428291108 200 3,829 SH   SOLE   3,769 0 60
INTEL CORP COM 458140100 329 8,793 SH   SOLE   2,416 0 6,376
INTEL CORP COM 458140100 15 400 SH   DFND   0 400 0
INVESCO EXCH TRADED FD TR II RUSEL 1000 EQL 46138E420 255 6,490 SH   DFND   0 2,678 3,812
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 1,378 22,227 SH   SOLE   14,822 0 7,405
INVESCO EXCH TRADED FD TR II RUSEL 1000 EQL 46138E420 108 2,760 SH   SOLE   2,309 0 451
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 271 12,943 SH   SOLE   4,434 0 8,509
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 220 10,739 SH   SOLE   4,094 0 6,645
INVESCO QQQ TR UNIT SER 1 46090E103 536 1,914 SH   SOLE   1,195 0 719
ISHARES INC ESG AWR MSCI EM 46434G863 246 7,607 SH   SOLE   3,579 0 4,028
ISHARES TR 3 7 YR TREAS BD 464288661 344 2,879 SH   SOLE   1,862 0 1,017
ISHARES TR NATIONAL MUN ETF 464288414 437 4,109 SH   SOLE   4,109 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 473 9,267 SH   SOLE   3,282 0 5,985
ISHARES TR ISHS 5-10YR INVT 464288638 115 2,254 SH   DFND   0 926 1,328
ISHARES TR 20 YR TR BD ETF 464287432 196 1,704 SH   SOLE   941 0 763
ISHARES TR MBS ETF 464288588 639 6,550 SH   DFND   0 2,696 3,854
ISHARES TR MBS ETF 464288588 343 3,514 SH   SOLE   2,694 0 820
ISHARES TR MSCI KLD400 SOC 464288570 556 7,728 SH   SOLE   1,726 0 6,002
ISHARES TR 3 7 YR TREAS BD 464288661 546 4,572 SH   DFND   0 1,883 2,689
ISHARES TR 20 YR TR BD ETF 464287432 115 1,003 SH   DFND   0 413 590
ISHARES TR CORE S&P500 ETF 464287200 2,700 7,121 SH   SOLE   3,411 0 3,710
ISHARES TR TIPS BD ETF 464287176 125 1,100 SH   DFND   0 432 668
ISHARES TR 7-10 YR TRSY BD 464287440 146 1,427 SH   DFND   0 598 829
ISHARES TR U.S. TECH ETF 464287721 389 4,868 SH   SOLE   0 0 4,868
ISHARES TR MSCI USA MMENTM 46432F396 441 3,236 SH   SOLE   1,876 0 1,360
ISHARES TR CORE US AGGBD ET 464287226 2,493 24,520 SH   SOLE   7,438 0 17,082
ISHARES TR 1 3 YR TREAS BD 464287457 219 2,641 SH   SOLE   2,319 0 322
ISHARES TR 1 3 YR TREAS BD 464287457 227 2,744 SH   DFND   0 1,186 1,558
ISHARES TR MSCI EMG MKT ETF 464287234 254 6,323 SH   SOLE   34 0 6,289
ISHARES TR CORE 1 5 YR USD 46432F859 1,243 26,218 SH   SOLE   7,846 0 18,372
ISHARES TR 7-10 YR TRSY BD 464287440 285 2,783 SH   SOLE   557 0 2,226
ISHARES TR MSCI EAFE ETF 464287465 193 3,084 SH   DFND   0 1,273 1,811
ISHARES TR MSCI EAFE ETF 464287465 237 3,795 SH   SOLE   1,088 0 2,707
ISHARES TR ESG AWRE 1 5 YR 46435G243 238 9,895 SH   SOLE   5,850 0 4,045
ISHARES TR ESG AWR US AGRGT 46435U549 478 9,761 SH   SOLE   6,141 0 3,620
ISHARES TR SHORT TREAS BD 464288679 268 2,435 SH   SOLE   118 0 2,317
ISHARES TR ISHS 1-5YR INVS 464288646 446 8,824 SH   DFND   0 3,650 5,174
ISHARES TR ISHS 1-5YR INVS 464288646 233 4,603 SH   SOLE   3,536 0 1,067
ISHARES TR US TREAS BD ETF 46429B267 307 12,844 SH   SOLE   325 0 12,519
ISHARES TR MRGSTR MD CP GRW 464288307 495 9,537 SH   SOLE   9,267 0 270
ISHARES TR CORE MSCI TOTAL 46432F834 716 12,547 SH   SOLE   6,178 0 6,369
ISHARES TR TIPS BD ETF 464287176 203 1,785 SH   SOLE   1,623 0 161
ISHARES TR ESG AWR MSCI USA 46435G425 596 7,101 SH   SOLE   3,886 0 3,215
ISHARES TR CORE S&P TTL STK 464287150 210 2,510 SH   SOLE   2,500 0 10
ISHARES TR SHRT NAT MUN ETF 464288158 1,059 10,115 SH   SOLE   8,544 0 1,571
JOHNSON & JOHNSON COM 478160104 41 232 SH   DFND   0 96 136
JOHNSON & JOHNSON COM 478160104 7,300 41,124 SH   SOLE   40,370 0 753
JPMORGAN CHASE & CO COM 46625H100 11 100 SH   DFND   0 100 0
JPMORGAN CHASE & CO COM 46625H100 592 5,258 SH   SOLE   4,374 0 884
JPMORGAN CHASE & CO COM 46625H100 30 268 SH   DFND   0 101 167
MASTERCARD INCORPORATED CL A 57636Q104 357 1,133 SH   SOLE   37 0 1,095
MASTERCARD INCORPORATED CL A 57636Q104 30 95 SH   DFND   0 39 56
MCDONALDS CORP COM 580135101 948 3,839 SH   SOLE   3,500 0 339
META PLATFORMS INC CL A 30303M102 181 1,124 SH   SOLE   491 0 633
META PLATFORMS INC CL A 30303M102 31 195 SH   DFND   0 80 115
MICROSOFT CORP COM 594918104 2,037 7,930 SH   SOLE   5,361 0 2,569
MICROSOFT CORP COM 594918104 32 126 SH   DFND   0 53 73
MONDELEZ INTL INC CL A 609207105 341 5,485 SH   SOLE   4,870 0 615
MONDELEZ INTL INC CL A 609207105 25 400 SH   DFND   0 400 0
NETFLIX INC COM 64110L106 259 1,483 SH   SOLE   707 0 776
NIKE INC CL B 654106103 33 322 SH   DFND   0 133 189
NIKE INC CL B 654106103 10 100 SH   DFND   0 100 0
NIKE INC CL B 654106103 233 2,281 SH   SOLE   1,138 0 1,143
NORFOLK SOUTHN CORP COM 655844108 727 3,200 SH   SOLE   1,650 0 1,550
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 218 4,529 SH   SOLE   1,263 0 3,266
NVIDIA CORPORATION COM 67066G104 372 2,454 SH   SOLE   1,728 0 726
NVIDIA CORPORATION COM 67066G104 15 102 SH   DFND   0 39 63
PEPSICO INC COM 713448108 355 2,131 SH   SOLE   2,100 0 31
PFIZER INC COM 717081103 180 3,438 SH   SOLE   2,930 0 507
PFIZER INC COM 717081103 41 786 SH   DFND   0 341 445
PHILIP MORRIS INTL INC COM 718172109 248 2,513 SH   SOLE   1,600 0 913
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 226 23,044 SH   SOLE   23,043 0 0
PROCTER AND GAMBLE CO COM 742718109 1,142 7,945 SH   SOLE   6,042 0 1,902
RAYTHEON TECHNOLOGIES CORP COM 75513E101 23 237 SH   DFND   0 99 138
RAYTHEON TECHNOLOGIES CORP COM 75513E101 335 3,481 SH   SOLE   2,968 0 513
RAYTHEON TECHNOLOGIES CORP COM 75513E101 19 200 SH   DFND   0 200 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 707 11,266 SH   SOLE   3,605 0 7,661
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 1,035 20,051 SH   SOLE   9,456 0 10,595
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 248 3,429 SH   SOLE   0 0 3,429
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,600 6,893 SH   SOLE   1,161 0 5,732
SPDR S&P 500 ETF TR TR UNIT 78462F103 558 1,478 SH   DFND   0 611 867
SPDR SER TR PRTFLO S&P500 GW 78464A409 1,120 21,422 SH   SOLE   9,000 0 12,421
SPDR SER TR PORTFLI INTRMDIT 78464A672 2,711 91,979 SH   SOLE   49,327 0 42,652
STARBUCKS CORP COM 855244109 513 6,717 SH   SOLE   3,703 0 3,014
STARBUCKS CORP COM 855244109 23 300 SH   DFND   0 300 0
TESLA INC COM 88160R101 608 903 SH   SOLE   145 0 758
TRUIST FINL CORP COM 89832Q109 569 11,986 SH   SOLE   3,151 0 8,835
UNION PAC CORP COM 907818108 328 1,540 SH   SOLE   740 0 800
UNITEDHEALTH GROUP INC COM 91324P102 1,995 3,883 SH   SOLE   3,135 0 747
VANGUARD INDEX FDS SMALL CP ETF 922908751 819 4,653 SH   SOLE   1,839 0 2,814
VANGUARD INDEX FDS VALUE ETF 922908744 651 4,939 SH   SOLE   2,151 0 2,787
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 94 2,264 SH   SOLE   1,750 0 514
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 198 4,745 SH   DFND   0 1,963 2,782
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 3,292 65,954 SH   SOLE   42,214 0 23,740
VERIZON COMMUNICATIONS INC COM 92343V104 981 19,326 SH   SOLE   15,896 0 3,429
VERIZON COMMUNICATIONS INC COM 92343V104 31 601 SH   DFND   0 262 339
VERIZON COMMUNICATIONS INC COM 92343V104 20 400 SH   DFND   0 400 0
VISA INC COM CL A 92826C839 433 2,201 SH   SOLE   683 0 1,517