The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 922 6,195 SH   SOLE   3,568 0 2,626
ABBOTT LABS COM 002824100 36 300 SH   DFND   0 300 0
ABBOTT LABS COM 002824100 208 1,755 SH   SOLE   1,754 0 0
ABBVIE INC COM 00287Y109 50 310 SH   DFND   0 126 184
ABBVIE INC COM 00287Y109 355 2,192 SH   SOLE   2,127 0 64
AMAZON COM INC COM 023135106 4,264 1,308 SH   SOLE   739 0 569
AMERICAN EXPRESS CO COM 025816109 422 2,259 SH   SOLE   1,231 0 1,028
AON PLC SHS CL A G0403H108 618 1,898 SH   SOLE   1,898 0 0
APPLE INC COM 037833100 45 257 SH   DFND   0 159 98
APPLE INC COM 037833100 9,128 52,275 SH   SOLE   33,696 0 18,578
APPLIED MATLS INC COM 038222105 1,088 8,257 SH   SOLE   6,990 0 1,267
APPLIED MATLS INC COM 038222105 13 100 SH   DFND   0 100 0
AT&T INC COM 00206R102 627 26,539 SH   SOLE   6,800 0 19,739
AUTOMATIC DATA PROCESSING IN COM 053015103 623 2,740 SH   SOLE   1,690 0 1,049
AUTOMATIC DATA PROCESSING IN COM 053015103 48 212 SH   DFND   0 90 122
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,204 6,246 SH   SOLE   2,757 0 3,489
BERKSHIRE HATHAWAY INC DEL CL A 084670108 115,305 218 SH   SOLE   199 0 19
BLACKROCK INC COM 09247X101 528 691 SH   SOLE   557 0 133
BRISTOL-MYERS SQUIBB CO COM 110122108 438 6,000 SH   SOLE   4,752 0 1,248
CATERPILLAR INC COM 149123101 239 1,074 SH   SOLE   221 0 852
CHEVRON CORP NEW COM 166764100 502 3,084 SH   SOLE   2,015 0 1,068
CHEVRON CORP NEW COM 166764100 16 100 SH   DFND   0 100 0
CHUBB LIMITED COM H1467J104 346 1,616 SH   SOLE   1,616 0 0
CISCO SYS INC COM 17275R102 357 6,410 SH   SOLE   1,175 0 5,235
CISCO SYS INC COM 17275R102 40 709 SH   DFND   0 300 409
CISCO SYS INC COM 17275R102 28 500 SH   DFND   0 500 0
COCA COLA CO COM 191216100 379 6,114 SH   SOLE   3,490 0 2,624
COCA COLA CO COM 191216100 25 400 SH   DFND   0 400 0
COINBASE GLOBAL INC COM CL A 19260Q107 229 1,204 SH   SOLE   693 0 511
CORNING INC COM 219350105 224 6,080 SH   SOLE   4,546 0 1,534
CSX CORP COM 126408103 659 17,591 SH   SOLE   12,067 0 5,523
DISNEY WALT CO COM 254687106 480 3,502 SH   SOLE   483 0 3,019
DOMINION ENERGY INC COM 25746U109 288 3,385 SH   SOLE   2,205 0 1,180
ENTERPRISE PRODS PARTNERS L COM 293792107 845 32,740 SH   SOLE   23,007 0 9,732
EXXON MOBIL CORP COM 30231G102 997 12,074 SH   SOLE   10,298 0 1,775
FEDEX CORP COM 31428X106 224 970 SH   SOLE   950 0 20
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 483 3,922 SH   SOLE   1,841 0 2,081
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 4,046 82,665 SH   SOLE   34,338 0 48,327
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 264 4,443 SH   SOLE   0 0 4,443
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 1,271 25,642 SH   SOLE   8,196 0 17,446
FIRST TR NAS100 EQ WEIGHTED SHS 337344105 1,334 12,433 SH   SOLE   5,644 0 6,789
FORD MTR CO DEL COM 345370860 364 21,529 SH   SOLE   14,836 0 6,691
GLOBAL X FDS CONSCIOUS COS 37954Y731 243 7,499 SH   SOLE   3,023 0 4,476
HEXCEL CORP NEW COM 428291108 228 3,827 SH   SOLE   3,767 0 60
INTEL CORP COM 458140100 563 11,359 SH   SOLE   4,327 0 7,031
INTEL CORP COM 458140100 20 400 SH   DFND   0 400 0
INVESCO EXCH TRADED FD TR II RUSEL 1000 EQL 46138E420 304 6,527 SH   DFND   0 2,715 3,812
INVESCO EXCH TRADED FD TR II S&P INTL LOW 46138E230 332 10,675 SH   SOLE   5,609 0 5,066
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 1,960 29,208 SH   SOLE   15,472 0 13,736
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 236 11,277 SH   SOLE   4,407 0 6,870
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 278 13,173 SH   SOLE   4,434 0 8,739
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 332 1,148 SH   SOLE   474 0 674
INVESCO QQQ TR UNIT SER 1 46090E103 1,322 3,646 SH   SOLE   2,274 0 1,372
ISHARES INC ESG AWR MSCI EM 46434G863 677 18,427 SH   SOLE   8,813 0 9,614
ISHARES INC MSCI EMERG MRKT 464286533 306 5,018 SH   SOLE   2,350 0 2,667
ISHARES TR MSCI USA MMENTM 46432F396 1,147 6,814 SH   SOLE   4,003 0 2,811
ISHARES TR CORE S&P SCP ETF 464287804 812 7,525 SH   SOLE   4,488 0 3,036
ISHARES TR U.S. TECH ETF 464287721 502 4,868 SH   SOLE   0 0 4,868
ISHARES TR SHORT TREAS BD 464288679 310 2,812 SH   SOLE   118 0 2,694
ISHARES TR ISHS 1-5YR INVS 464288646 458 8,849 SH   DFND   0 3,675 5,174
ISHARES TR ISHS 1-5YR INVS 464288646 234 4,527 SH   SOLE   3,708 0 819
ISHARES TR U.S. MED DVC ETF 464288810 210 3,443 SH   SOLE   932 0 2,511
ISHARES TR CORE S&P500 ETF 464287200 3,286 7,243 SH   SOLE   3,623 0 3,620
ISHARES TR CORE TOTAL USD 46434V613 267 5,386 SH   SOLE   1,680 0 3,706
ISHARES TR ESG AWR MSCI USA 46435G425 2,795 27,579 SH   SOLE   12,304 0 15,275
ISHARES TR CORE MSCI EAFE 46432F842 315 4,537 SH   SOLE   1,870 0 2,667
ISHARES TR EAFE VALUE ETF 464288877 202 4,015 SH   SOLE   1,549 0 2,466
ISHARES TR 1 3 YR TREAS BD 464287457 743 8,917 SH   SOLE   7,802 0 1,115
ISHARES TR 1 3 YR TREAS BD 464287457 293 3,511 SH   DFND   0 1,457 2,054
ISHARES TR MSCI EAFE ETF 464287465 230 3,126 SH   DFND   0 1,315 1,811
ISHARES TR MSCI EAFE ETF 464287465 302 4,102 SH   SOLE   1,362 0 2,740
ISHARES TR MBS ETF 464288588 387 3,803 SH   SOLE   3,068 0 735
ISHARES TR MBS ETF 464288588 742 7,282 SH   DFND   0 3,033 4,249
ISHARES TR TIPS BD ETF 464287176 867 6,963 SH   SOLE   6,302 0 660
ISHARES TR TIPS BD ETF 464287176 139 1,119 SH   DFND   0 451 668
ISHARES TR BARCLAYS 7 10 YR 464287440 246 2,292 SH   SOLE   59 0 2,233
ISHARES TR MSCI USA VALUE 46432F388 596 5,698 SH   SOLE   2,629 0 3,069
ISHARES TR ISHS 5-10YR INVT 464288638 122 2,219 SH   DFND   0 891 1,328
ISHARES TR ISHS 5-10YR INVT 464288638 1,099 20,035 SH   SOLE   9,283 0 10,752
ISHARES TR NATIONAL MUN ETF 464288414 523 4,766 SH   SOLE   4,766 0 0
ISHARES TR 20 YR TR BD ETF 464287432 914 6,919 SH   SOLE   5,572 0 1,347
ISHARES TR MSCI USA MIN VOL 46429B697 1,107 14,269 SH   SOLE   7,869 0 6,399
ISHARES TR EAFE GRWTH ETF 464288885 953 9,901 SH   SOLE   5,266 0 4,635
ISHARES TR MRGSTR MD CP GRW 464288307 1,466 22,806 SH   SOLE   13,300 0 9,506
ISHARES TR US TREAS BD ETF 46429B267 329 13,190 SH   SOLE   325 0 12,865
ISHARES TR MORNINGSTAR GRWT 464287119 391 6,010 SH   SOLE   3,805 0 2,205
ISHARES TR IBOXX INV CP ETF 464287242 240 1,981 SH   SOLE   487 0 1,494
ISHARES TR 3 7 YR TREAS BD 464288661 320 2,621 SH   SOLE   1,714 0 907
ISHARES TR MSCI KLD400 SOC 464288570 689 7,950 SH   SOLE   1,466 0 6,484
ISHARES TR MSCI EMG MKT ETF 464287234 303 6,706 SH   SOLE   61 0 6,645
ISHARES TR 3 7 YR TREAS BD 464288661 680 5,573 SH   DFND   0 2,277 3,296
ISHARES TR CORE S&P TTL STK 464287150 314 3,112 SH   SOLE   2,827 0 285
JOHNSON & JOHNSON COM 478160104 7,286 41,110 SH   SOLE   40,372 0 737
JOHNSON & JOHNSON COM 478160104 42 237 SH   DFND   0 101 136
JPMORGAN CHASE & CO COM 46625H100 36 266 SH   DFND   0 99 167
JPMORGAN CHASE & CO COM 46625H100 717 5,262 SH   SOLE   4,368 0 894
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 206 4,191 SH   SOLE   3,500 0 691
MASTERCARD INCORPORATED CL A 57636Q104 34 95 SH   DFND   0 39 56
MASTERCARD INCORPORATED CL A 57636Q104 403 1,126 SH   SOLE   37 0 1,089
MCDONALDS CORP COM 580135101 949 3,839 SH   SOLE   3,500 0 338
META PLATFORMS INC CL A 30303M102 44 197 SH   DFND   0 82 115
META PLATFORMS INC CL A 30303M102 247 1,109 SH   SOLE   469 0 640
MICROSOFT CORP COM 594918104 39 127 SH   DFND   0 54 73
MICROSOFT CORP COM 594918104 2,433 7,892 SH   SOLE   5,316 0 2,576
MONDELEZ INTL INC CL A 609207105 344 5,481 SH   SOLE   4,866 0 615
MONDELEZ INTL INC CL A 609207105 25 400 SH   DFND   0 400 0
NETFLIX INC COM 64110L106 757 2,021 SH   SOLE   989 0 1,032
NIKE INC CL B 654106103 13 100 SH   DFND   0 100 0
NIKE INC CL B 654106103 45 331 SH   DFND   0 142 189
NIKE INC CL B 654106103 304 2,263 SH   SOLE   1,143 0 1,119
NORFOLK SOUTHN CORP COM 655844108 913 3,200 SH   SOLE   1,650 0 1,550
NVIDIA CORPORATION COM 67066G104 676 2,477 SH   SOLE   1,757 0 720
NVIDIA CORPORATION COM 67066G104 28 102 SH   DFND   0 39 63
PEPSICO INC COM 713448108 357 2,131 SH   SOLE   2,100 0 31
PFIZER INC COM 717081103 41 786 SH   DFND   0 341 445
PFIZER INC COM 717081103 181 3,499 SH   SOLE   2,959 0 539
PHILIP MORRIS INTL INC COM 718172109 236 2,513 SH   SOLE   1,600 0 913
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 248 23,022 SH   SOLE   23,022 0 0
PROCTER AND GAMBLE CO COM 742718109 1,213 7,939 SH   SOLE   6,038 0 1,900
RAYTHEON TECHNOLOGIES CORP COM 75513E101 44 440 SH   DFND   0 302 138
RAYTHEON TECHNOLOGIES CORP COM 75513E101 345 3,482 SH   SOLE   2,985 0 497
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 1,194 22,417 SH   SOLE   10,103 0 12,314
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 242 3,189 SH   SOLE   0 0 3,189
SPDR S&P 500 ETF TR TR UNIT 78462F103 954 2,113 SH   DFND   0 875 1,238
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,293 7,292 SH   SOLE   1,301 0 5,991
STARBUCKS CORP COM 855244109 27 300 SH   DFND   0 300 0
STARBUCKS CORP COM 855244109 680 7,473 SH   SOLE   4,430 0 3,042
TESLA INC COM 88160R101 973 903 SH   SOLE   145 0 758
TRUIST FINL CORP COM 89832Q109 678 11,949 SH   SOLE   3,150 0 8,799
UNION PAC CORP COM 907818108 421 1,540 SH   SOLE   740 0 800
UNITEDHEALTH GROUP INC COM 91324P102 1,979 3,881 SH   SOLE   3,134 0 746
VANGUARD BD INDEX FDS INTERMED TERM 921937819 444 5,418 SH   SOLE   5,093 0 325
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 222 4,803 SH   DFND   0 2,021 2,782
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 116 2,520 SH   SOLE   2,007 0 513
VERIZON COMMUNICATIONS INC COM 92343V104 984 19,312 SH   SOLE   15,882 0 3,429
VERIZON COMMUNICATIONS INC COM 92343V104 20 400 SH   DFND   0 400 0
VERIZON COMMUNICATIONS INC COM 92343V104 31 603 SH   DFND   0 264 339
VISA INC COM CL A 92826C839 488 2,201 SH   SOLE   683 0 1,517