The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,079 6,076 SH   SOLE   3,417 0 2,658
ABBOTT LABS COM 002824100 247 1,753 SH   SOLE   1,753 0 0
ABBOTT LABS COM 002824100 42 300 SH   DFND   0 300 0
ABBVIE INC COM 00287Y109 39 290 SH   DFND   0 126 164
ABBVIE INC COM 00287Y109 300 2,212 SH   SOLE   2,148 0 64
ADIAL PHARMACEUTICALS INC COM 00688A106 41 15,200 SH   SOLE   15,200 0 0
AMAZON COM INC COM 023135106 4,361 1,308 SH   SOLE   739 0 569
AMER STATES WTR CO COM 029899101 207 2,000 SH   SOLE   2,000 0 0
AMERICAN EXPRESS CO COM 025816109 368 2,247 SH   SOLE   1,231 0 1,016
AON PLC SHS CL A G0403H108 570 1,898 SH   SOLE   1,898 0 0
APPLE INC COM 037833100 9,276 52,240 SH   SOLE   33,640 0 18,599
APPLE INC COM 037833100 66 374 SH   DFND   0 222 152
APPLIED MATLS INC COM 038222105 1,316 8,363 SH   SOLE   7,096 0 1,267
APPLIED MATLS INC COM 038222105 16 100 SH   DFND   0 100 0
AT&T INC COM 00206R102 653 26,539 SH   SOLE   6,800 0 19,739
AUTOMATIC DATA PROCESSING IN COM 053015103 668 2,711 SH   SOLE   1,661 0 1,049
AUTOMATIC DATA PROCESSING IN COM 053015103 52 212 SH   DFND   0 90 122
BANK NEW YORK MELLON CORP COM 064058100 228 3,931 SH   SOLE   2,808 0 1,122
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,682 5,624 SH   SOLE   1,492 0 4,132
BERKSHIRE HATHAWAY INC DEL CL A 084670108 98,695 219 SH   SOLE   200 0 19
BLACKROCK INC COM 09247X101 631 690 SH   SOLE   555 0 133
BRISTOL-MYERS SQUIBB CO COM 110122108 42 668 SH   DFND   0 282 386
BRISTOL-MYERS SQUIBB CO COM 110122108 369 5,922 SH   SOLE   4,674 0 1,248
CATERPILLAR INC COM 149123101 222 1,073 SH   SOLE   220 0 853
CHEVRON CORP NEW COM 166764100 35 300 SH   DFND   0 300 0
CHEVRON CORP NEW COM 166764100 362 3,083 SH   SOLE   2,015 0 1,068
CHUBB LIMITED COM H1467J104 312 1,616 SH   SOLE   1,616 0 0
CISCO SYS INC COM 17275R102 45 709 SH   DFND   0 300 409
CISCO SYS INC COM 17275R102 32 500 SH   DFND   0 500 0
CISCO SYS INC COM 17275R102 401 6,326 SH   SOLE   1,094 0 5,232
COCA COLA CO COM 191216100 30 500 SH   DFND   0 500 0
COCA COLA CO COM 191216100 361 6,104 SH   SOLE   3,480 0 2,624
CORNING INC COM 219350105 226 6,080 SH   SOLE   4,546 0 1,534
CSX CORP COM 126408103 661 17,582 SH   SOLE   12,058 0 5,523
DISNEY WALT CO COM 254687106 542 3,496 SH   SOLE   477 0 3,019
DOMINION ENERGY INC COM 25746U109 266 3,382 SH   SOLE   2,201 0 1,180
DUPONT DE NEMOURS INC COM 26614N102 24 300 SH   DFND   0 300 0
DUPONT DE NEMOURS INC COM 26614N102 195 2,411 SH   SOLE   1,813 0 598
ENTERPRISE PRODS PARTNERS L COM 293792107 717 32,666 SH   SOLE   22,933 0 9,732
EXXON MOBIL CORP COM 30231G102 739 12,072 SH   SOLE   10,298 0 1,773
FEDEX CORP COM 31428X106 251 970 SH   SOLE   950 0 20
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 519 3,830 SH   SOLE   1,618 0 2,212
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 4,216 84,344 SH   SOLE   33,630 0 50,714
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 309 5,169 SH   SOLE   0 0 5,169
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 1,370 25,745 SH   SOLE   7,820 0 17,925
FIRST TR NAS100 EQ WEIGHTED SHS 337344105 1,491 12,584 SH   SOLE   5,256 0 7,328
FORD MTR CO DEL COM 345370860 434 20,912 SH   SOLE   14,687 0 6,224
GENERAL MTRS CO COM 37045V100 398 6,786 SH   SOLE   5,519 0 1,267
GENERAL MTRS CO COM 37045V100 23 400 SH   DFND   0 400 0
GLOBAL X FDS CONSCIOUS COS 37954Y731 258 7,499 SH   SOLE   3,023 0 4,476
INTEL CORP COM 458140100 21 400 SH   DFND   0 400 0
INTEL CORP COM 458140100 639 12,404 SH   SOLE   5,275 0 7,128
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 2,052 29,898 SH   SOLE   16,162 0 13,736
INVESCO EXCH TRADED FD TR II S&P INTL LOW 46138E230 349 10,940 SH   SOLE   5,845 0 5,095
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 269 12,598 SH   SOLE   7,858 0 4,740
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 426 19,867 SH   SOLE   11,128 0 8,739
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 243 11,118 SH   SOLE   5,334 0 5,784
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 311 14,223 SH   SOLE   7,353 0 6,870
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 372 1,148 SH   SOLE   474 0 674
INVESCO QQQ TR UNIT SER 1 46090E103 1,460 3,670 SH   SOLE   2,240 0 1,430
ISHARES INC MSCI EMERG MRKT 464286533 315 5,022 SH   SOLE   2,350 0 2,671
ISHARES INC ESG AWR MSCI EM 46434G863 723 18,186 SH   SOLE   8,994 0 9,192
ISHARES TR 1 3 YR TREAS BD 464287457 697 8,154 SH   SOLE   7,073 0 1,081
ISHARES TR ISHS 1-5YR INVS 464288646 214 3,965 SH   SOLE   3,146 0 819
ISHARES TR ISHS 1-5YR INVS 464288646 464 8,611 SH   DFND   0 3,662 4,949
ISHARES TR 20 YR TR BD ETF 464287432 990 6,678 SH   SOLE   5,357 0 1,321
ISHARES TR 3 7 YR TREAS BD 464288661 247 1,917 SH   SOLE   1,010 0 907
ISHARES TR 3 7 YR TREAS BD 464288661 467 3,631 SH   DFND   0 1,544 2,087
ISHARES TR ISHS 5-10YR INVT 464288638 129 2,183 SH   DFND   0 930 1,253
ISHARES TR ISHS 5-10YR INVT 464288638 1,247 21,045 SH   SOLE   8,785 0 12,260
ISHARES TR BARCLAYS 7 10 YR 464287440 276 2,399 SH   SOLE   166 0 2,233
ISHARES TR U.S. MED DVC ETF 464288810 241 3,658 SH   SOLE   830 0 2,828
ISHARES TR CORE MSCI EAFE 46432F842 360 4,826 SH   SOLE   1,786 0 3,040
ISHARES TR 1 3 YR TREAS BD 464287457 290 3,396 SH   DFND   0 1,457 1,939
ISHARES TR CORE S&P500 ETF 464287200 3,476 7,287 SH   SOLE   3,425 0 3,862
ISHARES TR CORE S&P TTL STK 464287150 333 3,110 SH   SOLE   2,827 0 283
ISHARES TR CORE TOTAL USD 46434V613 262 4,941 SH   SOLE   1,543 0 3,398
ISHARES TR ESG AWR MSCI USA 46435G425 2,803 25,977 SH   SOLE   11,569 0 14,408
ISHARES TR IBOXX INV CP ETF 464287242 292 2,203 SH   SOLE   709 0 1,494
ISHARES TR MBS ETF 464288588 355 3,308 SH   SOLE   2,573 0 735
ISHARES TR MBS ETF 464288588 652 6,073 SH   DFND   0 2,600 3,473
ISHARES TR MORNINGSTAR GRWT 464287119 444 6,183 SH   SOLE   3,805 0 2,378
ISHARES TR MRGSTR MD CP GRW 464288307 1,670 22,806 SH   SOLE   12,670 0 10,136
ISHARES TR MSCI EAFE ETF 464287465 237 3,011 SH   DFND   0 1,280 1,731
ISHARES TR MSCI EAFE ETF 464287465 326 4,149 SH   SOLE   1,409 0 2,740
ISHARES TR EAFE GRWTH ETF 464288885 1,106 10,027 SH   SOLE   4,992 0 5,035
ISHARES TR MSCI EMG MKT ETF 464287234 328 6,706 SH   SOLE   61 0 6,645
ISHARES TR U.S. TECH ETF 464287721 559 4,868 SH   SOLE   0 0 4,868
ISHARES TR US TREAS BD ETF 46429B267 352 13,190 SH   SOLE   325 0 12,865
ISHARES TR MSCI KLD400 SOC 464288570 672 7,231 SH   SOLE   1,448 0 5,783
ISHARES TR MSCI USA MIN VOL 46429B697 1,166 14,411 SH   SOLE   7,672 0 6,738
ISHARES TR MSCI USA MMENTM 46432F396 1,254 6,897 SH   SOLE   3,931 0 2,966
ISHARES TR MSCI USA VALUE 46432F388 630 5,758 SH   SOLE   2,509 0 3,249
ISHARES TR NATIONAL MUN ETF 464288414 549 4,722 SH   SOLE   4,722 0 0
ISHARES TR CORE S&P SCP ETF 464287804 874 7,637 SH   SOLE   4,554 0 3,082
ISHARES TR TIPS BD ETF 464287176 40 307 SH   DFND   0 123 184
ISHARES TR TIPS BD ETF 464287176 862 6,675 SH   SOLE   6,035 0 639
JOHNSON & JOHNSON COM 478160104 41 237 SH   DFND   0 101 136
JOHNSON & JOHNSON COM 478160104 7,019 41,032 SH   SOLE   40,294 0 737
JPMORGAN CHASE & CO COM 46625H100 42 266 SH   DFND   0 99 167
JPMORGAN CHASE & CO COM 46625H100 828 5,226 SH   SOLE   4,332 0 894
MASTERCARD INCORPORATED CL A 57636Q104 400 1,114 SH   SOLE   25 0 1,088
MASTERCARD INCORPORATED CL A 57636Q104 36 101 SH   DFND   0 45 56
MCDONALDS CORP COM 580135101 1,029 3,839 SH   SOLE   3,500 0 338
META PLATFORMS INC CL A 30303M102 388 1,154 SH   SOLE   514 0 640
META PLATFORMS INC CL A 30303M102 41 123 SH   DFND   0 55 68
MICROSOFT CORP COM 594918104 76 225 SH   DFND   0 95 130
MICROSOFT CORP COM 594918104 2,638 7,843 SH   SOLE   5,319 0 2,523
MONDELEZ INTL INC CL A 609207105 363 5,477 SH   SOLE   4,862 0 615
MONDELEZ INTL INC CL A 609207105 27 400 SH   DFND   0 400 0
NETFLIX INC COM 64110L106 1,206 2,002 SH   SOLE   970 0 1,032
NIKE INC CL B 654106103 17 100 SH   DFND   0 100 0
NIKE INC CL B 654106103 356 2,138 SH   SOLE   1,018 0 1,119
NIKE INC CL B 654106103 55 331 SH   DFND   0 142 189
NORFOLK SOUTHN CORP COM 655844108 953 3,200 SH   SOLE   1,650 0 1,550
NVIDIA CORPORATION COM 67066G104 716 2,435 SH   SOLE   1,715 0 720
NVIDIA CORPORATION COM 67066G104 52 178 SH   DFND   0 76 102
PEPSICO INC COM 713448108 370 2,131 SH   SOLE   2,100 0 31
PFIZER INC COM 717081103 207 3,511 SH   SOLE   2,972 0 539
PFIZER INC COM 717081103 69 1,164 SH   DFND   0 480 684
PHILIP MORRIS INTL INC COM 718172109 239 2,513 SH   SOLE   1,600 0 913
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 215 23,004 SH   SOLE   23,003 0 0
PROCTER AND GAMBLE CO COM 742718109 1,298 7,934 SH   SOLE   6,035 0 1,898
RAYTHEON TECHNOLOGIES CORP COM 75513E101 304 3,532 SH   SOLE   3,035 0 497
RAYTHEON TECHNOLOGIES CORP COM 75513E101 58 674 SH   DFND   0 388 286
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 1,260 22,443 SH   SOLE   10,119 0 12,324
SILICON LABORATORIES INC COM 826919102 206 1,000 SH   SOLE   1,000 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,607 7,595 SH   SOLE   1,604 0 5,991
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,233 2,596 SH   DFND   0 1,105 1,491
STARBUCKS CORP COM 855244109 35 300 SH   DFND   0 300 0
STARBUCKS CORP COM 855244109 766 6,546 SH   SOLE   3,747 0 2,798
TESLA INC COM 88160R101 997 943 SH   SOLE   185 0 758
TRUIST FINL CORP COM 89832Q109 699 11,946 SH   SOLE   3,149 0 8,796
UNILEVER PLC SPON ADR NEW 904767704 169 3,145 SH   SOLE   3,145 0 0
UNILEVER PLC SPON ADR NEW 904767704 31 575 SH   DFND   0 256 319
UNION PAC CORP COM 907818108 388 1,540 SH   SOLE   740 0 800
UNITEDHEALTH GROUP INC COM 91324P102 1,958 3,899 SH   SOLE   3,152 0 745
VANGUARD BD INDEX FDS INTERMED TERM 921937819 295 3,370 SH   SOLE   3,143 0 227
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 229 4,633 SH   DFND   0 1,971 2,662
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 128 2,579 SH   SOLE   2,066 0 513
VISA INC COM CL A 92826C839 476 2,197 SH   SOLE   680 0 1,517