The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,158 5,830 SH   SOLE   2,887 0 2,944
ABBOTT LABS COM 002824100 200 1,750 SH   SOLE   1,620 0 130
ABBOTT LABS COM 002824100 35 300 SH   DFND   0 300 0
ABBVIE INC COM 00287Y109 219 2,206 SH   SOLE   1,964 0 242
ABBVIE INC COM 00287Y109 33 290 SH   DFND   0 68 222
ADIAL PHARMACEUTICALS INC COM 00688A106 39 15,200 SH   SOLE   0 0 15,000
AMAZON COM INC COM 023135106 4,421 1,285 SH   SOLE   525 0 760
AMERICAN EXPRESS CO COM 025816109 278 1,680 SH   SOLE   880 0 800
ANTHEM INC COM 036752103 53 139 SH   DFND   0 33 106
ANTHEM INC COM 036752103 7 18 SH   SOLE   8 0 10
AON PLC SHS CL A G0403H108 453 1,898 SH   SOLE   1,898 0 0
APPLE INC COM 037833100 38 274 SH   DFND   0 66 208
APPLE INC COM 037833100 6,815 49,758 SH   SOLE   22,657 0 27,100
APPLE INC COM 037833100 27 200 SH   DFND   0 200 0
APPLIED MATLS INC COM 038222105 1,209 8,493 SH   SOLE   7,376 0 1,117
APPLIED MATLS INC COM 038222105 28 200 SH   DFND   0 200 0
AT&T INC COM 00206R102 719 24,999 SH   SOLE   4,450 0 20,549
AT&T INC COM 00206R102 17 600 SH   DFND   0 600 0
AUTOMATIC DATA PROCESSING IN COM 053015103 42 212 SH   DFND   0 49 163
AUTOMATIC DATA PROCESSING IN COM 053015103 529 2,665 SH   SOLE   1,136 0 1,529
BANK NEW YORK MELLON CORP COM 064058100 242 4,723 SH   SOLE   3,211 0 1,512
BERKSHIRE HATHAWAY INC DEL CL A 084670108 92,092 220 SH   SOLE   95 0 125
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,380 4,966 SH   SOLE   2,374 0 2,592
BLACKROCK INC COM 09247X101 603 689 SH   SOLE   565 0 124
BRISTOL-MYERS SQUIBB CO COM 110122108 363 5,433 SH   SOLE   4,185 0 1,248
BRISTOL-MYERS SQUIBB CO COM 110122108 46 686 SH   DFND   0 157 529
CATERPILLAR INC COM 149123101 582 2,673 SH   SOLE   972 0 1,700
CHEVRON CORP NEW COM 166764100 433 4,138 SH   SOLE   2,663 0 1,475
CHEVRON CORP NEW COM 166764100 31 300 SH   DFND   0 300 0
CHUBB LIMITED COM H1467J104 257 1,616 SH   SOLE   161 0 0
CISCO SYS INC COM 17275R102 21 400 SH   DFND   0 400 0
CISCO SYS INC COM 17275R102 38 709 SH   DFND   0 161 548
CISCO SYS INC COM 17275R102 332 6,223 SH   SOLE   1,086 0 5,136
COCA COLA CO COM 191216100 330 6,104 SH   SOLE   3,570 0 2,534
COCA COLA CO COM 191216100 27 500 SH   DFND   0 500 0
CORNING INC COM 219350105 253 6,184 SH   SOLE   4,600 0 1,584
CSX CORP COM 126408103 560 17,444 SH   SOLE   7,380 0 10,064
DEERE & CO COM 244199105 427 1,210 SH   SOLE   1,130 0 80
DISNEY WALT CO COM 254687106 562 3,199 SH   SOLE   1,668 0 1,531
DOMINION ENERGY INC COM 25746U109 267 3,629 SH   SOLE   1,628 0 2,001
DUPONT DE NEMOURS INC COM 26614N102 187 2,411 SH   SOLE   1,586 0 825
DUPONT DE NEMOURS INC COM 26614N102 23 300 SH   DFND   0 300 0
ENTERPRISE PRODS PARTNERS L COM 293792107 818 33,888 SH   SOLE   20,416 0 13,472
EXXON MOBIL CORP COM 30231G102 874 13,856 SH   SOLE   8,470 0 5,386
FACEBOOK INC CL A 30303M102 545 1,566 SH   SOLE   549 0 1,017
FACEBOOK INC CL A 30303M102 43 123 SH   DFND   0 30 93
FEDEX CORP COM 31428X106 287 962 SH   SOLE   942 0 20
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 398 3,376 SH   SOLE   1,176 0 2,200
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 4,859 95,453 SH   SOLE   38,181 0 57,272
FIRST TR NAS100 EQ WEIGHTED SHS 337344105 1,507 13,427 SH   SOLE   5,513 0 7,914
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 877 16,353 SH   SOLE   7,230 0 9,123
GENERAL MTRS CO COM 37045V100 24 400 SH   DFND   0 400 0
GENERAL MTRS CO COM 37045V100 234 3,956 SH   SOLE   2,956 0 0
GLOBAL X FDS CONSCIOUS COS 37954Y731 235 7,499 SH   SOLE   4,499 0 5,000
HEXCEL CORP NEW COM 428291108 239 3,826 SH   SOLE   3,766 0 60
INTEL CORP COM 458140100 531 9,455 SH   SOLE   2,450 0 7,005
INTEL CORP COM 458140100 22 400 SH   DFND   0 400 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 355 16,816 SH   SOLE   7,374 0 9,442
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 360 16,689 SH   SOLE   11,189 0 5,500
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 519 23,876 SH   SOLE   10,901 0 12,975
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 256 11,555 SH   SOLE   4,385 0 7,170
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 MUNI 46138J536 202 7,840 SH   SOLE   4,275 0 3,565
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 295 13,205 SH   SOLE   4,419 0 8,786
INVESCO QQQ TR UNIT SER 1 46090E103 1,191 3,361 SH   SOLE   1,761 0 1,600
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 433 1,494 SH   SOLE   627 0 867
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 2,137 35,089 SH   SOLE   18,744 0 16,345
INVESCO EXCH TRADED FD TR II S&P INTL LOW 46138E230 417 13,502 SH   SOLE   7,250 0 6,252
ISHARES TR 1 3 YR TREAS BD 464287457 388 4,502 SH   SOLE   4,152 0 350
ISHARES TR 1 3 YR TREAS BD 464287457 298 3,464 SH   DFND   0 831 2,633
ISHARES TR ISHS 1-5YR INVS 464288646 477 8,709 SH   DFND   0 2,078 6,631
ISHARES TR ISHS 1-5YR INVS 464288646 158 2,891 SH   SOLE   2,891 0 0
ISHARES TR 20 YR TR BD ETF 464287432 613 4,245 SH   SOLE   2,786 0 1,459
ISHARES TR 3 7 YR TREAS BD 464288661 479 3,667 SH   DFND   0 877 2,790
ISHARES TR 3 7 YR TREAS BD 464288661 155 1,188 SH   SOLE   1,038 0 150
ISHARES TR ISHS 5-10YR INVT 464288638 133 2,202 SH   DFND   0 517 1,685
ISHARES TR ISHS 5-10YR INVT 464288638 1,555 25,690 SH   SOLE   8,583 0 17,107
ISHARES TR BARCLAYS 7 10 YR 464287440 302 2,616 SH   SOLE   1,356 0 1,260
ISHARES TR CORE MSCI EAFE 46432F842 423 5,646 SH   SOLE   1,860 0 3,786
ISHARES TR CORE S&P500 ETF 464287200 3,076 7,154 SH   SOLE   3,282 0 3,872
ISHARES TR CORE S&P TTL STK 464287150 336 3,407 SH   SOLE   3,188 0 219
ISHARES TR ESG AWR MSCI USA 46435G425 2,360 23,965 SH   SOLE   12,965 0 11,000
ISHARES TR IBOXX INV CP ETF 464287242 348 2,588 SH   SOLE   985 0 1,603
ISHARES TR MBS ETF 464288588 326 3,016 SH   SOLE   2,265 0 751
ISHARES TR MBS ETF 464288588 669 6,180 SH   DFND   0 1,471 4,709
ISHARES TR MORNINGSTAR GRWT 464287119 408 6,305 SH   SOLE   3,852 0 2,453
ISHARES TR MRGSTR MD CP GRW 464288307 1,671 24,254 SH   SOLE   9,762 0 14,492
ISHARES TR MSCI EAFE ETF 464287465 241 3,053 SH   DFND   0 714 2,339
ISHARES TR MSCI EAFE ETF 464287465 318 4,032 SH   SOLE   1,980 0 2,052
ISHARES TR EAFE GRWTH ETF 464288885 1,065 9,926 SH   SOLE   3,749 0 6,177
ISHARES INC ESG AWR MSCI EM 46434G863 775 17,169 SH   SOLE   7,273 0 9,896
ISHARES TR MSCI EMG MKT ETF 464287234 370 6,706 SH   SOLE   61 0 6,645
ISHARES INC MSCI EMERG MRKT 464286533 380 5,924 SH   SOLE   2,956 0 2,968
ISHARES TR MSCI KLD400 SOC 464288570 561 6,772 SH   SOLE   1,377 0 5,395
ISHARES TR MSCI USA MIN VOL 46429B697 1,092 14,833 SH   SOLE   7,745 0 7,088
ISHARES TR MSCI USA MMENTM 46432F396 1,217 7,019 SH   SOLE   3,691 0 3,328
ISHARES TR MSCI USA VALUE 46432F388 561 5,339 SH   SOLE   1,971 0 3,368
ISHARES TR NATIONAL MUN ETF 464288414 475 4,053 SH   SOLE   1,648 0 2,405
ISHARES TR CORE S&P SCP ETF 464287804 676 5,983 SH   SOLE   2,412 0 3,571
ISHARES TR SHORT TREAS BD 464288679 280 2,536 SH   SOLE   1,022 0 1,514
ISHARES TR TIPS BD ETF 464287176 41 324 SH   DFND   0 73 251
ISHARES TR TIPS BD ETF 464287176 440 3,438 SH   SOLE   3,345 0 93
ISHARES TR U.S. MED DVC ETF 464288810 241 667 SH   SOLE   115 0 552
ISHARES TR U.S. TECH ETF 464287721 484 4,868 SH   SOLE   0 0 4,868
ISHARES TR US TREAS BD ETF 46429B267 351 13,190 SH   SOLE   5,273 0 7,917
JOHNSON & JOHNSON COM 478160104 6,675 40,521 SH   SOLE   6,849 0 33,672
JPMORGAN CHASE & CO COM 46625H100 42 272 SH   DFND   0 54 218
JPMORGAN CHASE & CO COM 46625H100 772 4,961 SH   SOLE   3,346 0 1,615
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 205 4,191 SH   SOLE   2,020 0 2,171
MASTERCARD INCORPORATED CL A 57636Q104 37 101 SH   DFND   0 24 77
MASTERCARD INCORPORATED CL A 57636Q104 379 1,038 SH   SOLE   0 0 1,038
MCDONALDS CORP COM 580135101 887 3,838 SH   SOLE   3,502 0 336
MICROSOFT CORP COM 594918104 63 231 SH   DFND   0 54 177
MICROSOFT CORP COM 594918104 2,244 8,285 SH   SOLE   5,685 0 2,600
MONDELEZ INTL INC CL A 609207105 279 4,469 SH   SOLE   3,854 0 615
MONDELEZ INTL INC CL A 609207105 25 400 SH   DFND   0 400 0
NETFLIX INC COM 64110L106 1,089 2,061 SH   SOLE   563 0 1,498
NIKE INC CL B 654106103 46 300 SH   DFND   0 300 0
NIKE INC CL B 654106103 291 1,882 SH   SOLE   862 0 1,020
NIKE INC CL B 654106103 51 331 SH   DFND   0 78 253
NORFOLK SOUTHN CORP COM 655844108 1,115 4,200 SH   SOLE   1,650 0 2,550
NVIDIA CORPORATION COM 67066G104 486 607 SH   SOLE   400 0 207
PAYPAL HLDGS INC COM 70450Y103 189 500 SH   SOLE   0 0 500
PAYPAL HLDGS INC COM 70450Y103 28 147 SH   DFND   0 34 113
PEPSICO INC COM 713448108 316 2,131 SH   SOLE   2,000 0 131
PHILIP MORRIS INTL INC COM 718172109 249 2,513 SH   SOLE   1,811 0 702
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 261 22,968 SH   SOLE   21,668 0 1,300
PROCTER AND GAMBLE CO COM 742718109 1,090 8,075 SH   SOLE   6,714 0 1,361
RAYTHEON TECHNOLOGIES CORP COM 75513E101 293 3,438 SH   SOLE   3,099 0 439
RAYTHEON TECHNOLOGIES CORP COM 75513E101 17 200 SH   DFND   0 200 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 43 502 SH   DFND   0 113 389
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 1,803 31,707 SH   SOLE   10,808 0 20,899
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,269 2,964 SH   DFND   0 704 2,260
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,296 7,699 SH   SOLE   1,899 0 5,800
STARBUCKS CORP COM 855244109 34 300 SH   DFND   0 300 0
STARBUCKS CORP COM 855244109 735 6,578 SH   SOLE   3,441 0 3,137
TESLA INC COM 88160R101 737 1,085 SH   SOLE   315 0 770
TRUIST FINL CORP COM 89832Q109 1,680 30,273 SH   SOLE   1,396 0 28,877
UNILEVER PLC SPON ADR NEW 904767704 175 2,999 SH   SOLE   2,999 0 0
UNILEVER PLC SPON ADR NEW 904767704 34 576 SH   DFND   0 138 438
UNION PAC CORP COM 907818108 339 1,540 SH   SOLE   915 0 625
UNITEDHEALTH GROUP INC COM 91324P102 1,385 3,458 SH   SOLE   1,945 0 1,513
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 129 2,371 SH   SOLE   2,204 0 167
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 256 4,705 SH   DFND   0 1,101 3,604
VERIZON COMMUNICATIONS INC COM 92343V104 34 603 SH   DFND   0 141 462
VERIZON COMMUNICATIONS INC COM 92343V104 953 17,010 SH   SOLE   12,009 0 501
VERIZON COMMUNICATIONS INC COM 92343V104 22 400 SH   DFND   0 400 0
VISA INC COM CL A 92826C839 514 2,197 SH   SOLE   619 0 1,578
WALMART INC COM 931142103 244 1,732 SH   SOLE   1,700 0 32