SCHEDULE 13D/A 0001842002 XXXXXXXX LIVE 7 Class A Common Stock, par value $0.0001 per share 06/13/2025 false 0001783398 91823B109 UWM Holdings Corporation

585 South Boulevard E Pontiac MI 48341

Mat Ishbia 800-981-8898 585 South Boulevard E Pontiac MI 48341 SFS Holding Corp 800-981-8898 585 South Boulevard E Pontiac MI 48341 0001841794 N Mat Ishbia OO N X1 5106370.00 1397782620.00 5106370.00 1397782620.00 1402888990.00 N 87.8 IN 0001842002 N SFS Holding Corp. OO N DE 0.00 1397782620.00 0.00 1397782620.00 1397782620.00 N 87.4 CO Class A Common Stock, par value $0.0001 per share UWM Holdings Corporation 585 South Boulevard E Pontiac MI 48341 This Amendment No 7 (the "Amendment") to Schedule 13D is being jointly filed by Mat Ishbia and SFS Holding Corp. ("SFS Corp." and together with Mat Ishbia, collectively referred to as the "Reporting Persons") and relates to the Class A Common Stock, par value $0.0001 per share (the "Class A Stock"), of UWM Holdings Corporation, a Delaware corporation (the "Issuer") and amends and supplements the initial statement on Schedule 13D filed by the Reporting Persons on February 1, 2021, as amended by Amendment No 1 filed on September 4, 2024, as amended by Amendment No 2 filed on September 18, 2024, as amended by Amendment No 3 filed on October 3, 2024, as amended by Amendment No 4 filed on October 15, 2024, as amended by Amendment No 5 filed on March 19, 2025 and as amended by Amendment No 6 filed on April 2, 2025 (the "Schedule 13D"). The principal executive offices of the Issuer are located at 585 South Boulevard E, Pontiac, Michigan 48341. Unless specifically amended hereby, the disclosure set forth in the Schedule 13D shall remain unchanged. Capitalized terms used but not otherwise defined in this Amendment shall have the meanings set forth in the Schedule 13D. Item 4 of the Schedule 13 D is hereby amended by the addition of the following: As previously disclosed in the Issuer's Quarterly Report on Form 10-Q, on March 17, 2025, SFS Corp., adopted a 10b5-1 trading arrangement (the "10b5-1 Plan") which provides for the potential sale from time to time of up to 80,000,000 shares of the Issuer's Class A Stock from June 17, 2025 until June 15, 2026 or earlier if all shares of Class A Stock under the 10b5-1 Plan are sold. The purpose of the 10b5-1 Plan is to increase the public float of the Issuer's Class A Common Stock. The number of shares sold each quarter during the 10b5-1 Plan will be based on availability under Rule 144 and will be sold daily during the term of the 10b5-1 Plan. Item 6 of the Schedule 13 D is hereby amended by the addition of the following: As previously disclosed in the Issuer's Quarterly Report on Form 10-Q, on March 17, 2025, SFS Corp., adopted a 10b5-1 Plan which provides for the potential sale from time to time of up to 80,000,000 shares of the Issuer's Class A Stock from June 17, 2025 until June 15, 2026 or earlier if all shares of Class A Stock under the 10b5-1 Plan are sold. The purpose of the 10b5-1 Plan is to increase the public float of the Issuer's Class A Common Stock. The number of shares sold each quarter during the 10b5-1 Plan will be based on availability under Rule 144 and will be sold daily during the term of the 10b5-1 Plan. Mat Ishbia /s/ Mat Ishbia 06/17/2025 SFS Holding Corp. /s/ Mat Ishbia 06/17/2025