144 0001842002 XXXXXXXX LIVE 0001783398 UWM Holdings Corporation 001-39189 585 South Boulevard E. Pontiac MI 48341 800-981-8898 SFS Holding Corp 10% Stockholder Class A Common Stock J.P. Morgan Securities LLC

383 Madison Avenue New York NY 10179

24402216 102001263 201478989 06/17/2025 NYSE Class A Common Stock 01/21/2021 Share for share exchange Issuer N 1502069787 01/21/2021 Securities in United Wholesale Mortgage LLC Y These shares will be sold over the next 90 days pursuant to the 10b5-1 Plan adopted by SFS Holding Corp. on March 17, 2025. Sales under the 10b5-1 Plan, with respect to this Form 144 filing, will be made daily from June 17, 2025 until September 12, 2025 06/17/2025 03/17/2025 /s/Mat Ishbia as Chief Executive Officer of SFS Holding Corp