The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ARK ETF TR FINTECH INNOVA 00214Q708 2,672 54,133 SH   SOLE   0 0 54,133
ABERDEEN STD PLATINUM ETF TR PHYSCL PLATM SHS 003260106 1,563 17,330 SH   SOLE   0 0 17,330
ABERDEEN STD GOLD ETF TR PHYSCL GOLD SHS 00326A104 488 28,940 SH   SOLE   0 0 28,940
ABERDEEN STD GLOBAL INFRASTR COM SHS BEN INT 00326W106 277 13,913 SH   SOLE   0 0 13,913
AMAZON COM INC COM 023135106 243 74 SH   SOLE   0 0 74
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 17,000 263,533 SH   SOLE   0 0 263,533
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 43,465 695,549 SH   SOLE   0 0 695,549
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 4,652 72,000 SH   SOLE   0 0 72,000
AMERICAN CENTY ETF TR US SML CP VALU 025072877 5,557 73,500 SH   SOLE   0 0 73,500
AMERICAN CENTY ETF TR US EQT ETF 025072885 116,636 1,582,582 SH   SOLE   0 0 1,582,582
APPLE INC COM 037833100 449 3,170 SH   SOLE   0 0 3,170
BK OF AMERICA CORP COM 060505104 628 14,788 SH   SOLE   0 0 14,788
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 6,262 132,772 SH   SOLE   0 0 132,772
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 1,353 23,538 SH   SOLE   0 0 23,538
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 1,789 40,303 SH   SOLE   0 0 40,303
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 8,594 323,432 SH   SOLE   0 0 323,432
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 215 6,571 SH   SOLE   0 0 6,571
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 638 24,637 SH   SOLE   0 0 24,637
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 1,150 120,035 SH   SOLE   0 0 120,035
GEE GROUP INC COM 36165A102 58 124,100 SH   SOLE   0 0 124,100
INNOVATOR ETFS TR II S&P INVSTMNT GRD 45783G201 3,404 141,350 SH   SOLE   0 0 141,350
INVESCO QQQ TR UNIT SER 1 46090E103 318 887 SH   SOLE   0 0 887
ISHARES TR MSCI EMG MKT ETF 464287234 233 4,627 SH   SOLE   0 0 4,627
ISHARES TR MSCI EAFE ETF 464287465 265 3,400 SH   SOLE   0 0 3,400
ISHARES SILVER TR ISHARES 46428Q109 667 32,500 SH   SOLE   0 0 32,500
JPMORGAN CHASE & CO COM 46625H100 389 2,377 SH   SOLE   0 0 2,377
JOHN HANCOCK EXCHANGE TRADED MULTIFACTR SML 47804J842 440 12,740 SH   SOLE   0 0 12,740
JOHNSON & JOHNSON COM 478160104 233 1,444 SH   SOLE   0 0 1,444
MICROSOFT CORP COM 594918104 285 1,012 SH   SOLE   0 0 1,012
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 270 2,653 SH   SOLE   0 0 2,653
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 5,296 103,236 SH   SOLE   0 0 103,236
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,291 10,000 SH Put SOLE   0 0 10,000
SPDR S&P 500 ETF TR TR UNIT 78462F103 815 1,900 SH   SOLE   0 0 1,900
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 232 482 SH   SOLE   0 0 482
SPDR SER TR BLOMBERG BRC INV 78468R200 3,724 121,471 SH   SOLE   0 0 121,471
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 1,819 55,400 SH   SOLE   0 0 55,400
SCHWAB STRATEGIC TR US REIT ETF 808524847 858 18,792 SH   SOLE   0 0 18,792
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 13,860 270,754 SH   SOLE   0 0 270,754
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,312 20,959 SH   SOLE   0 0 20,959
SEA LTD SPONSORD ADS 81141R100 319 1,000 SH   SOLE   0 0 1,000
SOUTHERN CO COM 842587107 208 3,353 SH   SOLE   0 0 3,353
TEMPLETON DRAGON FD INC COM 88018T101 2,561 142,500 SH   SOLE   0 0 142,500
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 295 1,921 SH   SOLE   0 0 1,921
VANGUARD STAR FDS VG TL INTL STK F 921909768 874 13,822 SH   SOLE   0 0 13,822
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 12,938 91,991 SH   SOLE   0 0 91,991
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 9,001 109,843 SH   SOLE   0 0 109,843
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 14,885 174,193 SH   SOLE   0 0 174,193
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 32,174 637,232 SH   SOLE   0 0 637,232
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 262 5,228 SH   SOLE   0 0 5,228
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 1,101 19,334 SH   SOLE   0 0 19,334
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 3,092 54,907 SH   SOLE   0 0 54,907
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,269 105,365 SH   SOLE   0 0 105,365
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 10,813 122,300 SH   SOLE   0 0 122,300
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 1,638 30,735 SH   SOLE   0 0 30,735
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 4,611 48,836 SH   SOLE   0 0 48,836
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 6,403 116,908 SH   SOLE   0 0 116,908
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 63,244 160,355 SH   SOLE   0 0 160,355
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 6,729 66,111 SH   SOLE   0 0 66,111
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,179 5,390 SH   SOLE   0 0 5,390
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,248 5,621 SH   SOLE   0 0 5,621