The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR SER TR PORTFOLIO INTRMD 78464A375 4,017 108,052 SH   SOLE 0 142 0 107,910
DISNEY WALT CO COM 254687106 650 3,588 SH   SOLE 0 0 0 3,588
AMERICAN TOWER CORP NEW COM 03027X100 488 2,176 SH   SOLE 0 0 0 2,176
SPDR SER TR BLMBRG BRC CNVRT 78464A359 920 11,117 SH   SOLE 0 0 0 11,117
ISHARES TR SHRT NAT MUN ETF 464288158 2,703 25,002 SH   SOLE 0 0 0 25,002
MASTERCARD INCORPORATED CL A 57636Q104 561 1,571 SH   SOLE 0 0 0 1,571
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 367 3,349 SH   SOLE 0 0 0 3,349
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 244 2,639 SH   SOLE 0 0 0 2,639
ISHARES TR NATIONAL MUN ETF 464288414 627 5,349 SH   SOLE 0 0 0 5,349
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,513 14,744 SH   SOLE 0 0 0 14,744
ABBOTT LABS COM 002824100 237 2,166 SH   SOLE 0 0 0 2,166
PEPSICO INC COM 713448108 748 5,044 SH   SOLE 0 0 0 5,044
ISHARES TR TIPS BD ETF 464287176 258 2,024 SH   SOLE 0 0 0 2,024
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 298 4,421 SH   SOLE 0 0 0 4,421
J P MORGAN EXCHANGE-TRADED F US AGGREGATE 46641Q613 4,207 151,048 SH   SOLE 0 0 0 151,048
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 6,092 129,050 SH   SOLE 0 0 0 129,050
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 286 1,154 SH   SOLE 0 0 0 1,154
ISHARES TR MSCI INTL SML CP 46434V266 840 25,258 SH   SOLE 0 17 0 25,241
ISHARES TR IBONDS DEC22 ETF 46434VBA7 1,208 47,254 SH   SOLE 0 0 0 47,254
NUSHARES ETF TR NUVEEN ESG INTL 67092P805 288 9,833 SH   SOLE 0 0 0 9,833
NORTHERN TR CORP COM 665859104 354 3,802 SH   SOLE 0 0 0 3,802
CVS HEALTH CORP COM 126650100 404 5,909 SH   SOLE 0 0 0 5,909
J P MORGAN EXCHANGE-TRADED F INTL BD OPP ETF 46641Q852 1,864 35,923 SH   SOLE 0 44 0 35,879
WESTERN DIGITAL CORP. COM 958102105 316 5,696 SH   SOLE 0 0 0 5,696
ISHARES TR 0-5 YR TIPS ETF 46429B747 638 6,111 SH   SOLE 0 0 0 6,111
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 483 14,659 SH   SOLE 0 0 0 14,659
ISHARES TR MSCI USA MIN VOL 46429B697 422 6,222 SH   SOLE 0 0 0 6,222
CATERPILLAR INC COM 149123101 386 2,121 SH   SOLE 0 0 0 2,121
AT&T INC COM 00206R102 452 15,715 SH   SOLE 0 0 0 15,715
APPLE INC COM 037833100 2,202 16,598 SH   SOLE 0 0 0 16,598
ETF SER SOLUTIONS APTUS DEFINED 26922A388 4,876 166,133 SH   SOLE 0 361 0 165,772
ARK ETF TR INNOVATION ETF 00214Q104 580 4,659 SH   SOLE 0 0 0 4,659
MARTIN MARIETTA MATLS INC COM 573284106 342 1,204 SH   SOLE 0 0 0 1,204
AMAZON COM INC COM 023135106 1,029 316 SH   SOLE 0 0 0 316
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 980 3,753 SH   SOLE 0 0 0 3,753
MERCK & CO. INC COM 58933Y105 281 3,432 SH   SOLE 0 0 0 3,432
LOWES COS INC COM 548661107 201 1,254 SH   SOLE 0 0 0 1,254
ISHARES TR MSCI USA QLT FCT 46432F339 3,832 32,979 SH   SOLE 0 123 0 32,856
ISHARES TR ESG AW MSCI EAFE 46435G516 582 7,965 SH   SOLE 0 0 0 7,965
ROKU INC COM CL A 77543R102 721 2,171 SH   SOLE 0 0 0 2,171
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 14,003 168,909 SH   SOLE 0 0 0 168,909
ISHARES TR IBONDS DEC23 ETF 46434VAX8 1,229 46,789 SH   SOLE 0 0 0 46,789
PROCTER AND GAMBLE CO COM 742718109 744 5,349 SH   SOLE 0 0 0 5,349
ISHARES TR IBONDS DEC2023 46435G318 448 17,092 SH   SOLE 0 0 0 17,092
COLUMBIA ETF TR I SUSTANABLE US 19761L300 231 7,708 SH   SOLE 0 0 0 7,708
JOHNSON CTLS INTL PLC SHS G51502105 353 7,582 SH   SOLE 0 0 0 7,582
VANGUARD INDEX FDS GROWTH ETF 922908736 4,695 18,532 SH   SOLE 0 0 0 18,532
DUKE ENERGY CORP NEW COM NEW 26441C204 314 3,426 SH   SOLE 0 0 0 3,426
WALMART INC COM 931142103 667 4,626 SH   SOLE 0 0 0 4,626
ISHARES TR IBONDS DEC 28 46435U325 647 23,444 SH   SOLE 0 0 0 23,444
SPDR SER TR PRTFLO S&P500 HI 78468R788 1,288 39,091 SH   SOLE 0 0 0 39,091
ISHARES TR ESG AWRE 1 5 YR 46435G243 567 21,675 SH   SOLE 0 0 0 21,675
ISHARES INC ESG AWR MSCI EM 46434G863 294 7,010 SH   SOLE 0 0 0 7,010
INTEL CORP COM 458140100 569 11,431 SH   SOLE 0 0 0 11,431
CYRUSONE INC COM 23283R100 281 3,846 SH   SOLE 0 0 0 3,846
J P MORGAN EXCHANGE-TRADED F MUNICIPAL ETF 46641Q647 1,475 26,794 SH   SOLE 0 0 0 26,794
SPDR SER TR PORTFLI INTRMDIT 78464A672 1,230 37,214 SH   SOLE 0 0 0 37,214
SPDR SER TR S&P 600 SMCP VAL 78464A300 1,582 23,907 SH   SOLE 0 59 0 23,848
ISHARES TR CORE S&P SCP ETF 464287804 285 3,106 SH   SOLE 0 0 0 3,106
JPMORGAN CHASE & CO COM 46625H100 628 4,943 SH   SOLE 0 0 0 4,943
FEDEX CORP COM 31428X106 281 1,082 SH   SOLE 0 0 0 1,082
ISHARES TR CORE MSCI TOTAL 46432F834 278 4,134 SH   SOLE 0 0 0 4,134
CISCO SYS INC COM 17275R102 443 9,898 SH   SOLE 0 0 0 9,898
ISHARES TR RUSSELL 3000 ETF 464287689 312 1,397 SH   SOLE 0 0 0 1,397
LEGG MASON ETF INVT TR CLEARBRIDEG LR 524682200 231 4,611 SH   SOLE 0 0 0 4,611
ISHARES TR IBONDS DEC 46435U697 450 16,596 SH   SOLE 0 0 0 16,596
AMPLIFY ETF TR BLACKSWAN GRWT 032108888 5,238 159,590 SH   SOLE 0 323 0 159,267
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,260 21,586 SH   SOLE 0 0 0 21,586
ISHARES TR MSCI EAFE MIN VL 46429B689 1,435 19,549 SH   SOLE 0 28 0 19,521
SPDR SER TR NUVEEN BBG BRCLY 78464A284 934 15,834 SH   SOLE 0 0 0 15,834
ABBVIE INC COM 00287Y109 203 1,894 SH   SOLE 0 0 0 1,894
INNOVATOR ETFS TR S&P 500 PWR 45782C813 325 11,300 SH   SOLE 0 0 0 11,300
CHEVRON CORP NEW COM 166764100 378 4,480 SH   SOLE 0 0 0 4,480
ISHARES TR PFD AND INCM SEC 464288687 330 8,575 SH   SOLE 0 0 0 8,575
SANOFI SPONSORED ADR 80105N105 414 8,514 SH   SOLE 0 0 0 8,514
WISDOMTREE TR US LARGECAP FUND 97717W588 2,849 70,936 SH   SOLE 0 292 0 70,644
ISHARES TR AGENCY BOND ETF 464288166 316 2,641 SH   SOLE 0 0 0 2,641
VANGUARD INDEX FDS VALUE ETF 922908744 5,751 48,343 SH   SOLE 0 0 0 48,343
SPDR SER TR BLOOMBERG SRT TR 78468R408 1,225 45,443 SH   SOLE 0 0 0 45,443
SYSCO CORP COM 871829107 396 5,328 SH   SOLE 0 0 0 5,328
VANGUARD STAR FDS VG TL INTL STK F 921909768 2,452 40,754 SH   SOLE 0 0 0 40,754
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 719 3,101 SH   SOLE 0 0 0 3,101
ISHARES TR IBONDS 27 ETF 46435UAA9 1,311 47,569 SH   SOLE 0 0 0 47,569
GILEAD SCIENCES INC COM 375558103 341 5,846 SH   SOLE 0 0 0 5,846
VANGUARD INDEX FDS MID CAP ETF 922908629 392 1,895 SH   SOLE 0 0 0 1,895
INVESCO ACTIVELY MANAGED ETF S&P500 DOWNSID 46090A705 4,991 150,923 SH   SOLE 0 327 0 150,596
J P MORGAN EXCHANGE-TRADED F CORP BD RESCH 46641Q449 2,159 37,406 SH   SOLE 0 91 0 37,315
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,191 14,021 SH   SOLE 0 0 0 14,021
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,456 5,439 SH   SOLE 0 0 0 5,439
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 5,719 40,510 SH   SOLE 0 101 0 40,409
MONDELEZ INTL INC CL A 609207105 389 6,658 SH   SOLE 0 0 0 6,658
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 338 6,251 SH   SOLE 0 0 0 6,251
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,002 11,362 SH   SOLE 0 0 0 11,362
MICROCHIP TECHNOLOGY INC. COM 595017104 527 3,816 SH   SOLE 0 0 0 3,816
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 215 3,825 SH   SOLE 0 0 0 3,825
KLA CORP COM NEW 482480100 483 1,864 SH   SOLE 0 0 0 1,864
ISHARES TR PHLX SEMICND ETF 464287523 306 807 SH   SOLE 0 0 0 807
SSGA ACTIVE ETF TR ULT SHT TRM BD 78467V707 2,579 63,793 SH   SOLE 0 0 0 63,793
SPDR SER TR PORTFOLIO S&P500 78464A854 1,824 41,488 SH   SOLE 0 0 0 41,488
ISHARES TR CORE INTL AGGR 46435G672 3,734 66,430 SH   SOLE 0 42 0 66,388
TJX COS INC NEW COM 872540109 378 5,534 SH   SOLE 0 0 0 5,534
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,779 14,274 SH   SOLE 0 0 0 14,274
LILLY ELI & CO COM 532457108 297 1,759 SH   SOLE 0 0 0 1,759
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,226 21,714 SH   SOLE 0 0 0 21,714
ISHARES GOLD TRUST ISHARES 464285105 445 24,530 SH   SOLE 0 0 0 24,530
ISHARES TR IBONDS DEC 25 46435U432 626 22,235 SH   SOLE 0 0 0 22,235
GRACO INC COM 384109104 727 10,048 SH   SOLE 0 0 0 10,048
SALESFORCE COM INC COM 79466L302 544 2,443 SH   SOLE 0 0 0 2,443
ISHARES TR IBONDS DEC25 ETF 46434VBD1 1,287 47,005 SH   SOLE 0 0 0 47,005
HOME DEPOT INC COM 437076102 618 2,328 SH   SOLE 0 0 0 2,328
ISHARES TR CORE US AGGBD ET 464287226 413 3,496 SH   SOLE 0 0 0 3,496
ISHARES TR ESG AWR MSCI USA 46435G425 1,046 12,161 SH   SOLE 0 0 0 12,161
ISHARES TR IBONDS DEC 2030 46436E726 450 17,110 SH   SOLE 0 0 0 17,110
ISHARES TR IBONDS DEC2026 46435GAA0 1,306 48,195 SH   SOLE 0 0 0 48,195
MCKESSON CORP COM 58155Q103 439 2,522 SH   SOLE 0 0 0 2,522
SKYWORKS SOLUTIONS INC COM 83088M102 472 3,086 SH   SOLE 0 0 0 3,086
ISHARES TR AGGRES ALLOC ETF 464289859 226 3,528 SH   SOLE 0 0 0 3,528
INVESCO QQQ TR UNIT SER 1 46090E103 357 1,137 SH   SOLE 0 0 0 1,137
SPDR SER TR PORTFOLIO S&P400 78464A847 4,189 103,689 SH   SOLE 0 96 0 103,593
TESLA INC COM 88160R101 220 312 SH   SOLE 0 0 0 312
ISHARES TR IBONDS DEC21 ETF 46434VBK5 284 11,388 SH   SOLE 0 0 0 11,388
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 637 3,869 SH   SOLE 0 0 0 3,869
VERIZON COMMUNICATIONS INC COM 92343V104 280 4,767 SH   SOLE 0 0 0 4,767
CSX CORP COM 126408103 264 2,914 SH   SOLE 0 0 0 2,914
VANGUARD WORLD FD MEGA GRWTH IND 921910816 274 1,346 SH   SOLE 0 0 0 1,346
WASTE MGMT INC DEL COM 94106L109 224 1,898 SH   SOLE 0 0 0 1,898
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,507 18,105 SH   SOLE 0 0 0 18,105
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,136 6,216 SH   SOLE 0 0 0 6,216
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 644 7,042 SH   SOLE 0 0 0 7,042
WISDOMTREE TR INTL QULTY DIV 97717X131 2,226 60,965 SH   SOLE 0 104 0 60,861
SPDR SER TR PORTFLI MORTGAGE 78464A383 3,635 137,590 SH   SOLE 0 186 0 137,404
3M CO COM 88579Y101 225 1,285 SH   SOLE 0 0 0 1,285
CAPITAL ONE FINL CORP COM 14040H105 307 3,105 SH   SOLE 0 0 0 3,105
ISHARES TR ESG AWARE MSCI 46435U663 636 18,634 SH   SOLE 0 0 0 18,634
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 654 12,791 SH   SOLE 0 0 0 12,791
RAYTHEON TECHNOLOGIES CORP COM 75513E101 505 7,056 SH   SOLE 0 0 0 7,056
AMERICAN CENTY ETF TR DIVERSIFIED MU 025072505 1,238 22,654 SH   SOLE 0 0 0 22,654
STARBUCKS CORP COM 855244109 239 2,231 SH   SOLE 0 0 0 2,231
SPDR SER TR PORTFOLIO AGRGTE 78464A649 2,623 85,189 SH   SOLE 0 0 0 85,189
DOMINION ENERGY INC COM 25746U109 326 4,332 SH   SOLE 0 0 0 4,332
ISHARES TR CORE S&P MCP ETF 464287507 282 1,229 SH   SOLE 0 0 0 1,229
ISHARES TR RUS 1000 GRW ETF 464287614 227 939 SH   SOLE 0 0 0 939
MICROSOFT CORP COM 594918104 1,603 7,209 SH   SOLE 0 0 0 7,209
BANK NEW YORK MELLON CORP COM 064058100 299 7,054 SH   SOLE 0 0 0 7,054
MCDONALDS CORP COM 580135101 466 2,173 SH   SOLE 0 0 0 2,173
HANESBRANDS INC COM 410345102 325 22,307 SH   SOLE 0 0 0 22,307
ISHARES TR ESG AWRE USD ETF 46435G193 362 12,789 SH   SOLE 0 0 0 12,789
SPDR SER TR PRTFLO S&P500 GW 78464A409 3,104 56,146 SH   SOLE 0 0 0 56,146
SPDR SER TR PORTFOLIO S&P600 78468R853 350 9,768 SH   SOLE 0 0 0 9,768
ISHARES TR IBONDS DEC 26 46435U259 629 23,220 SH   SOLE 0 0 0 23,220
SEALED AIR CORP NEW COM 81211K100 317 6,927 SH   SOLE 0 0 0 6,927
ENBRIDGE INC COM 29250N105 201 6,289 SH   SOLE 0 0 0 6,289
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 2,188 51,888 SH   SOLE 0 6 0 51,882
ALPHABET INC CAP STK CL A 02079K305 775 442 SH   SOLE 0 0 0 442
CIGNA CORP NEW COM 125523100 1,035 4,972 SH   SOLE 0 0 0 4,972
NUSHARES ETF TR NUVEEN ESG EMRGN 67092P888 217 6,491 SH   SOLE 0 0 0 6,491
SPDR SER TR PORTFOLIO SHORT 78464A474 7,688 244,850 SH   SOLE 0 168 0 244,682
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101 1,031 53,298 SH   SOLE 0 0 0 53,298
ISHARES TR EAFE VALUE ETF 464288877 1,202 25,472 SH   SOLE 0 52 0 25,420
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 277 1,779 SH   SOLE 0 0 0 1,779
ISHARES TR IBONDS DEC24 ETF 46434VBG4 1,369 51,502 SH   SOLE 0 0 0 51,502
ISHARES TR MSCI EAFE ETF 464287465 222 3,043 SH   SOLE 0 0 0 3,043
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 3,171 62,437 SH   SOLE 0 0 0 62,437
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 4,873 144,384 SH   SOLE 0 0 0 144,384
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 1,043 16,929 SH   SOLE 0 0 0 16,929
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 2,516 36,244 SH   SOLE 0 0 0 36,244
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,592 71,675 SH   SOLE 0 0 0 71,675
SPDR SER TR PRTFLO S&P500 VL 78464A508 2,962 86,127 SH   SOLE 0 0 0 86,127
ISHARES TR CORE S&P500 ETF 464287200 828 2,205 SH   SOLE 0 0 0 2,205
ARK ETF TR GENOMIC REV ETF 00214Q302 413 4,424 SH   SOLE 0 0 0 4,424
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 2,337 39,911 SH   SOLE 0 0 0 39,911
VANGUARD BD INDEX FDS INTERMED TERM 921937819 540 5,811 SH   SOLE 0 0 0 5,811
ABERDEEN STD PALLADIUM ETF T PHYSCL PALLADM 003262102 208 906 SH   SOLE 0 0 0 906
MEDTRONIC PLC SHS G5960L103 467 3,986 SH   SOLE 0 0 0 3,986
NUSHARES ETF TR NUVEEN ESG US 67092P870 949 35,414 SH   SOLE 0 0 0 35,414
ISHARES TR IBDS DEC28 ETF 46435U515 1,305 44,169 SH   SOLE 0 0 0 44,169
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 5,495 99,572 SH   SOLE 0 0 0 99,572
ISHARES TR IBONDS DEC 27 46435U283 645 23,603 SH   SOLE 0 0 0 23,603
BLACKROCK INC COM 09247X101 507 702 SH   SOLE 0 0 0 702
FORTUNE BRANDS HOME & SEC IN COM 34964C106 253 2,946 SH   SOLE 0 0 0 2,946
ISHARES TR IBONDS DEC 29 46436E205 766 27,869 SH   SOLE 0 0 0 27,869
ISHARES TR EAFE GRWTH ETF 464288885 1,204 11,929 SH   SOLE 0 25 0 11,904
ISHARES TR MSCI USA MMENTM 46432F396 2,711 16,807 SH   SOLE 0 71 0 16,736
ISHARES TR CORE HIGH DV ETF 46429B663 204 2,324 SH   SOLE 0 0 0 2,324
SPDR SER TR PORTFOLI S&P1500 78464A805 4,493 97,479 SH   SOLE 0 0 0 97,479
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 452 4,653 SH   SOLE 0 0 0 4,653
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 487 8,644 SH   SOLE 0 0 0 8,644
ISHARES TR CRE U S REIT ETF 464288521 570 11,783 SH   SOLE 0 0 0 11,783
JOHNSON & JOHNSON COM 478160104 801 5,091 SH   SOLE 0 0 0 5,091
PAYPAL HLDGS INC COM 70450Y103 240 1,026 SH   SOLE 0 0 0 1,026
VANGUARD INDEX FDS SM CP VAL ETF 922908611 3,610 25,383 SH   SOLE 0 0 0 25,383