Condensed Consolidated Statements of Operations - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Operating revenues:
Revenues	$ 58,928	$ 42,551
Operating expenses:
Provision for credit losses	11,953	13,785
Processing and servicing costs	7,118	6,543
Advertising and marketing	9,471	12,204
Compensation and benefits	24,367	17,894
Other operating expenses	18,501	14,798
Total operating expenses	71,410	65,224
Other (income) expenses:
Interest income	(1,192)	(13)
Interest expense	2,898	1,555
Other strategic financing and transactional expenses	0	961
Changes in fair value of earnout liabilities	(25)	(2,040)
Changes in fair value of derivative asset on loans to stockholders	0	5,572
Changes in fair value of public and private warrant liabilities	(146)	4,065
Total other expense, net	1,535	10,100
Net loss before provision for income taxes	(14,017)	(32,773)
Provision for income taxes	8	22
Net loss	$ (14,025)	$ (32,795)
Net loss per share:
Basic	$ (1.19)	$ (2.91)
Diluted	$ (1.19)	$ (2.91)
Weighted-average shares used to compute net loss per share
Basic	11,815,448	11,259,025
Diluted	11,815,448	11,259,025
Service based revenue, net [Member]
Operating revenues:
Revenues	$ 52,576	$ 39,268
Transaction based revenue, net [Member]
Operating revenues:
Revenues	$ 6,352	$ 3,283