Chief Compliance Officer

0001841174-22-000001.txt : 20220209 0001841174-22-000001.hdr.sgml : 20220209 20220209110758 ACCESSION NUMBER: 0001841174-22-000001 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20211231 FILED AS OF DATE: 20220209 DATE AS OF CHANGE: 20220209 EFFECTIVENESS DATE: 20220209 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Clear Perspectives Financial Planning, LLC CENTRAL INDEX KEY: 0001841174 IRS NUMBER: 261932457 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-20504 FILM NUMBER: 22605032 BUSINESS ADDRESS: STREET 1: 10300 ALLIANCE ROAD STREET 2: SUITE 460 CITY: CINCINNATI STATE: OH ZIP: 45242 BUSINESS PHONE: 513-469-8400 MAIL ADDRESS: STREET 1: 10300 ALLIANCE ROAD STREET 2: SUITE 460 CITY: CINCINNATI STATE: OH ZIP: 45242 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001841174 XXXXXXXX 12-31-2021 12-31-2021 Clear Perspectives Financial Planning, LLC

10300 ALLIANCE ROAD SUITE 460 CINCINNATI OH 45242

13F HOLDINGS REPORT 028-20504 N Deb Thocker Chief Compliance Officer 513-469-8400 Deb Thocker Cincinnati OH 02-09-2022 0 235 247302 false INFORMATION TABLE 2 cpfp_13f12312021.xml 3 D SYSTEMS INC COM COM 88554D205 1 65 SH SOLE 0 0 65 3M COMPANY COM COM 88579Y101 16 90 SH SOLE 0 0 90 ADAMS DIVERSIFIED EQUITY FD COM COM 006212104 9 456 SH SOLE 0 0 456 ALPHABET INC COM CL A COM CL A 02079K305 136 47 SH SOLE 0 0 47 ALPHABET INC COM CL C COM CL C 02079K107 72 25 SH SOLE 0 0 25 AMAZON COM INC COM COM 023135106 150 45 SH SOLE 0 0 45 AMERISOURCEBERGEN CORPORATION COM COM 03073E105 17 125 SH SOLE 0 0 125 AMGEN INC COM COM 031162100 20 90 SH SOLE 0 0 90 APPLE INC COM COM 037833100 137 772 SH SOLE 0 0 772 AT&T INC COM COM 00206R102 25 1000 SH SOLE 0 0 1000 BARRICK GOLD CORPORATION COM COM 067901108 3 164 SH SOLE 0 0 164 BOOKING HOLDINGS INC COM COM 09857L108 41 17 SH SOLE 0 0 17 BRIGHTHOUSE FINL INC COM COM 10922N103 0 1 SH SOLE 0 0 1 BRIGHTSPIRE CAPITAL INC COM USD0.01 CL A COM USD0.01 CL A 10949T109 10 969 SH SOLE 0 0 969 BRISTOL-MYERS SQUIBB CO COM COM 110122108 16 250 SH SOLE 0 0 250 CANOPY GROWTH CORPORATION COM COM 138035100 6 719 SH SOLE 0 0 719 CARNIVAL CORP UNITS UNITS 143658300 2 104 SH SOLE 0 0 104 CARRIER GLOBAL CORPORATION COM COM 14448C104 132 2442 SH SOLE 0 0 2442 CEMEX S.A.B. 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ISHARES TRUST MODERT ALLOC ETF MODERT ALLOC ETF 464289875 148 3251 SH SOLE 0 0 3251 ISHARES TRUST MSCI ACWI ETF MSCI ACWI ETF 464288257 190 1800 SH SOLE 0 0 1800 ISHARES TRUST MSCI EAFE ETF MSCI EAFE ETF 464287465 32 402 SH SOLE 0 0 402 ISHARES TRUST MSCI EAFE MIN VOL FACTOR ETF MSCI EAFE MIN VOL FACTOR ETF 46429B689 29 377 SH SOLE 0 0 377 ISHARES TRUST MSCI GBL SUSTAINABLE DEVE MSCI GBL SUSTAINABLE DEVE 46435G532 39 435 SH SOLE 0 0 435 ISHARES TRUST MSCI KLD400 SOC ETF MSCI KLD400 SOC ETF 464288570 1381 14860 SH SOLE 0 0 14860 ISHARES TRUST MSCI USA ESG SLC ETF MSCI USA ESG SLC ETF 464288802 2889 27187 SH SOLE 0 0 27187 ISHARES TRUST MSCI USA MIN VOL FACTOR ETF MSCI USA MIN VOL FACTOR ETF 46429B697 8 100 SH SOLE 0 0 100 ISHARES TRUST MSCI USA QUALITY FACTOR ETF MSCI USA QUALITY FACTOR ETF 46432F339 115 791 SH SOLE 0 0 791 ISHARES TRUST RUS 1000 ETF RUS 1000 ETF 464287622 3774 14272 SH SOLE 0 0 14272 ISHARES TRUST RUS 1000 GRW ETF RUS 1000 GRW ETF 464287614 1752 5733 SH SOLE 0 0 5733 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SOLE 0 0 314 SCHWAB STRATEGIC TR US TIPS ETF US TIPS ETF 808524870 18053 287049 SH SOLE 0 0 287049 SELECT SECTOR SPDR TRUST RL EST SEL SEC ETF RL EST SEL SEC ETF 81369Y860 42 805 SH SOLE 0 0 805 SELECT SECTOR SPDR TRUST SBI CONS DISCR ETF SBI CONS DISCR ETF 81369Y407 4 20 SH SOLE 0 0 20 SELECT SECTOR SPDR TRUST SBI CONS STPLS ETF SBI CONS STPLS ETF 81369Y308 10 132 SH SOLE 0 0 132 SELECT SECTOR SPDR TRUST SBI HEALTHCARE ETF SBI HEALTHCARE ETF 81369Y209 46 325 SH SOLE 0 0 325 SELECT SECTOR SPDR TRUST SBI INT-INDS ETF SBI INT-INDS ETF 81369Y704 134 1265 SH SOLE 0 0 1265 SMUCKER (JM) CO COM COM 832696405 28 205 SH SOLE 0 0 205 SOUTHERN CO COM COM 842587107 4 61 SH SOLE 0 0 61 SPDR BLOOMBERG 1 10 YEAR TIPS ETF BLOOMBERG 1 10 YEAR TIPS ETF 78468R861 13313 630364 SH SOLE 0 0 630364 SPDR GOLD TRUST GOLD SHS ETF GOLD SHS ETF 78463V107 21 125 SH SOLE 0 0 125 SPDR INDEX SHARES FUNDS DJ INTL RL ETF DJ INTL RL ETF 78463X863 6 157 SH SOLE 0 0 157 SPDR INDEX SHARES FUNDS PORTFOLIO DEVLPD ETF PORTFOLIO DEVLPD ETF 78463X889 26 714 SH SOLE 0 0 714 SPDR INDEX SHARES FUNDS PORTFOLIO EMG MK ETF PORTFOLIO EMG MK ETF 78463X509 6 133 SH SOLE 0 0 133 SPDR PORTFOLIO S&P 600 SM CAP ETF PORTFOLIO S&P 600 SM CAP ETF 78468R853 37 820 SH SOLE 0 0 820 SPDR PORTFOLIO SH TSR ETF PORTFOLIO SH TSR ETF 78468R101 116 3816 SH SOLE 0 0 3816 SPDR S&P500 ETF TRUST TR UNIT ETF TR UNIT ETF 78462F103 3322 6995 SH SOLE 0 0 6995 SPDR SERIES TRUST DJ REIT ETF DJ REIT ETF 78464A607 10 78 SH SOLE 0 0 78 SPDR SERIES TRUST PORTFLI INTRMDIT ETF PORTFLI INTRMDIT ETF 78464A672 309 9643 SH SOLE 0 0 9643 SPDR SERIES TRUST PORTFOLI S&P 1500 COMP STK ETF PORTFOLI S&P 1500 COMP STK ETF 78464A805 43 744 SH SOLE 0 0 744 SPDR SERIES TRUST PORTFOLIO INTRMD ETF PORTFOLIO INTRMD ETF 78464A375 16 434 SH SOLE 0 0 434 SPDR SERIES TRUST PORTFOLIO S&P 500 ETF PORTFOLIO S&P 500 ETF 78464A854 98 1753 SH SOLE 0 0 1753 SPDR SERIES TRUST PRTFLO S&P500 GW ETF PRTFLO S&P500 GW ETF 78464A409 58 798 SH SOLE 0 0 798 SPDR SERIES TRUST PRTFLO S&P500 VL ETF PRTFLO S&P500 VL ETF 78464A508 11 252 SH SOLE 0 0 252 SPDR SERIES TRUST S&P BIOTECH ETF S&P BIOTECH ETF 78464A870 8 70 SH SOLE 0 0 70 SPDR SERIES TRUST S&P DIVID ETF S&P DIVID ETF 78464A763 2 19 SH SOLE 0 0 19 STARBUCKS CORP COM COM 855244109 48 414 SH SOLE 0 0 414 TD SYNNEX CORP COM COM 87162W100 7 62 SH SOLE 0 0 62 TENCENT HOLDINGS LIMITED ADR UNSPONSORED ADR UNSPONSORED 88032Q109 59 1005 SH SOLE 0 0 1005 TESLA INC COM COM 88160R101 41 39 SH SOLE 0 0 39 TRAVELERS COMPANIES INC COM COM 89417E109 11 70 SH SOLE 0 0 70 UNILEVER PLC ADR SPONSORED ADR SPONSORED 904767704 11 210 SH SOLE 0 0 210 UTD STS LIME&MINER COM COM 911922102 13 100 SH SOLE 0 0 100 VANECK ETF TRUST BIOTECH ETF BIOTECH ETF 92189F726 76 400 SH SOLE 0 0 400 VANECK ETF TRUST SHORT MUNI ETF SHORT MUNI ETF 92189F528 162 9038 SH SOLE 0 0 9038 VANGUARD ALLWRLD EX US ETF ALLWRLD EX US ETF 922042775 8 125 SH SOLE 0 0 125 VANGUARD DIV APP ETF DIV APP ETF 921908844 10391 60504 SH SOLE 0 0 60504 VANGUARD ESG INTL STK ETF ESG INTL STK ETF 921910725 501 8075 SH SOLE 0 0 8075 VANGUARD ESG US STK ETF ESG US STK ETF 921910733 31 350 SH SOLE 0 0 350 VANGUARD EXTEND MKT ETF EXTEND MKT ETF 922908652 3307 18087 SH SOLE 0 0 18087 VANGUARD FINANCIALS ETF FINANCIALS ETF 92204A405 39 400 SH SOLE 0 0 400 VANGUARD FTSE DEV MKT ETF FTSE DEV MKT ETF 921943858 197 3855 SH SOLE 0 0 3855 VANGUARD FTSE EMR MKT ETF FTSE EMR MKT ETF 922042858 59 1186 SH SOLE 0 0 1186 VANGUARD FTSE EUROPE ETF FTSE EUROPE ETF 922042874 4768 69875 SH SOLE 0 0 69875 VANGUARD GROWTH ETF GROWTH ETF 922908736 11924 37158 SH SOLE 0 0 37158 VANGUARD HEALTH CAR ETF HEALTH CAR ETF 92204A504 273 1024 SH SOLE 0 0 1024 VANGUARD HIGH DIV YLD ETF HIGH DIV YLD ETF 921946406 963 8588 SH SOLE 0 0 8588 VANGUARD INDUSTRIAL ETF INDUSTRIAL ETF 92204A603 162 800 SH SOLE 0 0 800 VANGUARD INTER TERM TREAS ETF INTER TERM TREAS ETF 92206C706 12 175 SH SOLE 0 0 175 VANGUARD INTL DVD ETF INTL DVD ETF 921946810 108 1270 SH SOLE 0 0 1270 VANGUARD LARGE CAP ETF LARGE CAP ETF 922908637 6767 30619 SH SOLE 0 0 30619 VANGUARD MCAP GR IDXVIP ETF MCAP GR IDXVIP ETF 922908538 1345 5282 SH SOLE 0 0 5282 VANGUARD MCAP VL IDXVIP ETF MCAP VL IDXVIP ETF 922908512 554 3686 SH SOLE 0 0 3686 VANGUARD MEGA GRWTH IND ETF MEGA GRWTH IND ETF 921910816 5207 19967 SH SOLE 0 0 19967 VANGUARD MID CAP ETF MID CAP ETF 922908629 274 1076 SH SOLE 0 0 1076 VANGUARD REAL ESTATE ETF REAL ESTATE ETF 922908553 32 277 SH SOLE 0 0 277 VANGUARD S&P 500 ETF SHS S&P 500 ETF SHS 922908363 4573 10475 SH SOLE 0 0 10475 VANGUARD SHORT TERM TREAS ETF SHORT TERM TREAS ETF 92206C102 729 11977 SH SOLE 0 0 11977 VANGUARD SHORT TRM BOND ETF SHORT TRM BOND ETF 921937827 24 298 SH SOLE 0 0 298 VANGUARD SHRT TRM CORP BD ETF SHRT TRM CORP BD ETF 92206C409 1522 18724 SH SOLE 0 0 18724 VANGUARD SM CP VAL ETF SM CP VAL ETF 922908611 59 331 SH SOLE 0 0 331 VANGUARD SMALL CP ETF SMALL CP ETF 922908751 438 1936 SH SOLE 0 0 1936 VANGUARD SML CP GRW ETF SML CP GRW ETF 922908595 172 609 SH SOLE 0 0 609 VANGUARD STAR FD TL INTL STK F ETF STAR FD TL INTL STK F ETF 921909768 5 75 SH SOLE 0 0 75 VANGUARD STRM INFPROIDX ETF STRM INFPROIDX ETF 922020805 32754 637234 SH SOLE 0 0 637234 VANGUARD TAX EXEMPT BD ETF TAX EXEMPT BD ETF 922907746 18 322 SH SOLE 0 0 322 VANGUARD TOTAL BND MRKT ETF TOTAL BND MRKT ETF 921937835 23 272 SH SOLE 0 0 272 VANGUARD TOTAL STK MKT ETF TOTAL STK MKT ETF 922908769 2550 10560 SH SOLE 0 0 10560 VANGUARD TT WRLD ST ETF TT WRLD ST ETF 922042742 1274 11855 SH SOLE 0 0 11855 VANGUARD UTILITIES ETF UTILITIES ETF 92204A876 94 600 SH SOLE 0 0 600 VANGUARD VALUE ETF VALUE ETF 922908744 11392 77439 SH SOLE 0 0 77439 VANGUARD VNG RUS1000GRW ETF VNG RUS1000GRW ETF 92206C680 7 88 SH SOLE 0 0 88 VANGUARD VNG RUS2000IDX ETF VNG RUS2000IDX ETF 92206C664 8 88 SH SOLE 0 0 88 VIATRIS INC COM COM 92556V106 1 38 SH SOLE 0 0 38 VISA INC COM CL A COM CL A 92826C839 132 610 SH SOLE 0 0 610 WABTEC CORP COM COM 929740108 0 1 SH SOLE 0 0 1 WALT DISNEY COMPANY (THE) COM COM 254687106 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