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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   9,194,427 98,210 SH   SOLE   0 0 98,210
ABBVIE INC COM 00287Y109   587,609 3,942 SH   SOLE   0 0 3,942
ALPHABET INC CAP STK CL A 02079K305   7,332,362 56,032 SH   SOLE   0 0 56,032
ALPHABET INC CAP STK CL C 02079K107   14,198,436 107,686 SH   SOLE   0 0 107,686
ALTRIA GROUP INC COM 02209S103   213,720 5,083 SH   SOLE   0 0 5,083
AMAZON COM INC COM 023135106   26,206,414 206,155 SH   SOLE   0 0 206,155
AMGEN INC COM 031162100   1,004,569 3,738 SH   SOLE   0 0 3,738
APPLE INC COM 037833100   20,518,964 119,847 SH   SOLE   0 0 119,847
AUTOZONE INC COM 053332102   18,796,790 7,400 SH   SOLE   0 0 7,400
BANK AMERICA CORP COM 060505104   217,267 7,935 SH   SOLE   0 0 7,935
BANK AMERICA CORP 7.25%CNV PFD L 060505682   790,781 711 SH   SOLE   0 0 711
BANK NEW YORK MELLON CORP COM 064058100   21,522,502 504,631 SH   SOLE   0 0 504,631
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,666,962 4,759 SH   SOLE   0 0 4,759
BERKSHIRE HATHAWAY INC DEL CL A 084670108   531,477 1 SH   SOLE   0 0 1
BLACKROCK INC COM 09247X101   809,559 1,252 SH   SOLE   0 0 1,252
BLACKSTONE INC COM 09260D107   773,295 7,218 SH   SOLE   0 0 7,218
BOK FINL CORP COM NEW 05561Q201   864,984 10,815 SH   SOLE   0 0 10,815
BRITISH AMERN TOB PLC SPONSORED ADR 110448107   553,932 17,636 SH   SOLE   0 0 17,636
BROWN FORMAN CORP CL B 115637209   13,820,806 239,570 SH   SOLE   0 0 239,570
CHEVRON CORP NEW COM 166764100   898,211 5,327 SH   SOLE   0 0 5,327
CISCO SYS INC COM 17275R102   6,109,565 113,645 SH   SOLE   0 0 113,645
COCA COLA CO COM 191216100   19,964,656 356,639 SH   SOLE   0 0 356,639
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   18,415,889 271,861 SH   SOLE   0 0 271,861
CONOCOPHILLIPS COM 20825C104   488,498 4,078 SH   SOLE   0 0 4,078
CONSTELLATION ENERGY CORP COM 21037T109   566,702 5,195 SH   SOLE   0 0 5,195
COPART INC COM 217204106   18,299,691 424,685 SH   SOLE   0 0 424,685
COSTCO WHSL CORP NEW COM 22160K105   19,697,003 34,864 SH   SOLE   0 0 34,864
CROWDSTRIKE HLDGS INC CL A 22788C105   414,474 2,476 SH   SOLE   0 0 2,476
DEERE & CO COM 244199105   305,614 810 SH   SOLE   0 0 810
DEVON ENERGY CORP NEW COM 25179M103   305,927 6,414 SH   SOLE   0 0 6,414
DIREXION SHS ETF TR DLY S&P500 BR 1X 25460E869   378,420 25,500 SH   SOLE   0 0 25,500
DISCOVER FINL SVCS COM 254709108   851,919 9,834 SH   SOLE   0 0 9,834
DISNEY WALT CO COM 254687106   15,754,272 194,377 SH   SOLE   0 0 194,377
ELECTRONIC ARTS INC COM 285512109   18,123,050 150,524 SH   SOLE   0 0 150,524
ELI LILLY & CO COM 532457108   1,404,382 2,615 SH   SOLE   0 0 2,615
ENTERPRISE PRODS PARTNERS L COM 293792107   836,718 30,571 SH   SOLE   0 0 30,571
EOG RES INC COM 26875P101   17,154,319 135,329 SH   SOLE   0 0 135,329
EXXON MOBIL CORP COM 30231G102   2,816,933 23,958 SH   SOLE   0 0 23,958
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   2,616,640 115,017 SH   SOLE   0 0 115,017
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865   231,502 6,105 SH   SOLE   0 0 6,105
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402   614,825 24,682 SH   SOLE   0 0 24,682
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501   4,749,768 102,014 SH   SOLE   0 0 102,014
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   19,111,587 280,888 SH   SOLE   0 0 280,888
GENERAL DYNAMICS CORP COM 369550108   534,305 2,418 SH   SOLE   0 0 2,418
HOME DEPOT INC COM 437076102   15,361,642 50,839 SH   SOLE   0 0 50,839
HONEYWELL INTL INC COM 438516106   4,679,241 25,329 SH   SOLE   0 0 25,329
ICON PLC SHS G4705A100   248,077 1,007 SH   SOLE   0 0 1,007
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   234,278 3,985 SH   SOLE   0 0 3,985
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   355,392 2,508 SH   SOLE   0 0 2,508
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   260,397 5,204 SH   SOLE   0 0 5,204
INVESCO QQQ TR UNIT SER 1 46090E103   288,444 805 SH   SOLE   0 0 805
ISHARES GOLD TR ISHARES NEW 464285204   246,225 7,037 SH   SOLE   0 0 7,037
ISHARES INC CORE MSCI EMKT 46434G103   11,769,894 247,319 SH   SOLE   0 0 247,319
ISHARES TR S&P 500 VAL ETF 464287408   236,914 1,540 SH   SOLE   0 0 1,540
ISHARES TR CORE DIVID ETF 46435U861   815,255 21,898 SH   SOLE   0 0 21,898
ISHARES TR NATIONAL MUN ETF 464288414   5,028,690 49,041 SH   SOLE   0 0 49,041
ISHARES TR CORE S&P SCP ETF 464287804   14,962,990 158,624 SH   SOLE   0 0 158,624
ISHARES TR RUS 1000 GRW ETF 464287614   771,899 2,902 SH   SOLE   0 0 2,902
ISHARES TR CORE TOTAL USD 46434V613   6,988,365 159,862 SH   SOLE   0 0 159,862
ISHARES TR CORE MSCI EAFE 46432F842   32,677,746 507,813 SH   SOLE   0 0 507,813
ISHARES TR CORE US AGGBD ET 464287226   22,065,538 234,640 SH   SOLE   0 0 234,640
ISHARES TR MBS ETF 464288588   23,056,056 259,640 SH   SOLE   0 0 259,640
ISHARES TR CORE S&P500 ETF 464287200   2,507,079 5,838 SH   SOLE   0 0 5,838
ISHARES TR 0-5 YR TIPS ETF 46429B747   13,097,453 135,137 SH   SOLE   0 0 135,137
ISHARES TR SHRT NAT MUN ETF 464288158   2,550,106 24,792 SH   SOLE   0 0 24,792
ISHARES TR MSCI EAFE ETF 464287465   258,116 3,745 SH   SOLE   0 0 3,745
ISHARES TR CORE S&P TTL STK 464287150   692,117 7,348 SH   SOLE   0 0 7,348
ISHARES TR RUS MID CAP ETF 464287499   217,307 3,138 SH   SOLE   0 0 3,138
ISHARES TR EAFE SML CP ETF 464288273   436,918 7,737 SH   SOLE   0 0 7,737
ISHARES TR MSCI EAFE MIN VL 46429B689   302,179 4,633 SH   SOLE   0 0 4,633
ISHARES TR BROAD USD HIGH 46435U853   688,282 19,830 SH   SOLE   0 0 19,830
ISHARES TR 0-5YR HI YL CP 46434V407   668,091 16,283 SH   SOLE   0 0 16,283
ISHARES TR RUS 1000 VAL ETF 464287598   482,638 3,179 SH   SOLE   0 0 3,179
ISHARES TR ISHS 1-5YR INVS 464288646   12,571,772 252,293 SH   SOLE   0 0 252,293
ISHARES TR BLACKROCK ULTRA 46434V878   539,866 10,716 SH   SOLE   0 0 10,716
ISHARES TR ISHS 5-10YR INVT 464288638   12,083,378 248,374 SH   SOLE   0 0 248,374
ISHARES TR CORE S&P MCP ETF 464287507   1,880,090 7,540 SH   SOLE   0 0 7,540
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,480,589 27,644 SH   SOLE   0 0 27,644
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209   1,182,182 23,386 SH   SOLE   0 0 23,386
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   3,142,004 62,280 SH   SOLE   0 0 62,280
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   389,519 8,300 SH   SOLE   0 0 8,300
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   3,332,043 68,887 SH   SOLE   0 0 68,887
J P MORGAN EXCHANGE TRADED F BETABUILDERS USD 46641Q878   2,627,427 59,878 SH   SOLE   0 0 59,878
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   3,842,952 76,583 SH   SOLE   0 0 76,583
JOHNSON & JOHNSON COM 478160104   703,269 4,515 SH   SOLE   0 0 4,515
JPMORGAN CHASE & CO COM 46625H100   25,981,093 179,155 SH   SOLE   0 0 179,155
KENVUE INC COM 49177J102   253,767 12,638 SH   SOLE   0 0 12,638
LABORATORY CORP AMER HLDGS COM NEW 50540R409   19,689,818 97,935 SH   SOLE   0 0 97,935
LINDE PLC SHS G54950103   206,271 554 SH   SOLE   0 0 554
LOCKHEED MARTIN CORP COM 539830109   238,133 582 SH   SOLE   0 0 582
LOWES COS INC COM 548661107   1,274,643 6,133 SH   SOLE   0 0 6,133
MASTERCARD INCORPORATED CL A 57636Q104   4,567,738 11,537 SH   SOLE   0 0 11,537
MCKESSON CORP COM 58155Q103   513,025 1,180 SH   SOLE   0 0 1,180
MERCK & CO INC COM 58933Y105   490,572 4,765 SH   SOLE   0 0 4,765
META PLATFORMS INC CL A 30303M102   634,745 2,114 SH   SOLE   0 0 2,114
MICROSOFT CORP COM 594918104   28,535,976 90,375 SH   SOLE   0 0 90,375
NEW YORK CMNTY CAP TR V UNIT 05/07/2051 64944P307   453,504 12,435 SH   SOLE   0 0 12,435
NIKE INC CL B 654106103   15,904,814 166,334 SH   SOLE   0 0 166,334
NVIDIA CORPORATION COM 67066G104   1,058,580 2,434 SH   SOLE   0 0 2,434
OKTA INC CL A 679295105   256,775 3,150 SH   SOLE   0 0 3,150
ORACLE CORP COM 68389X105   251,666 2,376 SH   SOLE   0 0 2,376
PALO ALTO NETWORKS INC COM 697435105   342,051 1,459 SH   SOLE   0 0 1,459
PHILIP MORRIS INTL INC COM 718172109   478,218 5,165 SH   SOLE   0 0 5,165
PPL CORP COM 69351T106   15,113,713 641,499 SH   SOLE   0 0 641,499
PROCTER AND GAMBLE CO COM 742718109   13,127,415 90,000 SH   SOLE   0 0 90,000
PROSHARES TR PSHS ULT S&P 500 74347R107   522,857 9,795 SH   SOLE   0 0 9,795
PROSHARES TR PSHS ULTRA QQQ 74347R206   525,544 8,855 SH   SOLE   0 0 8,855
QUEST DIAGNOSTICS INC COM 74834L100   536,777 4,405 SH   SOLE   0 0 4,405
ROYAL BK CDA COM 780087102   200,937 2,298 SH   SOLE   0 0 2,298
RTX CORPORATION COM 75513E101   372,891 5,181 SH   SOLE   0 0 5,181
SCHWAB STRATEGIC TR LONG TERM US 808524680   1,809,903 57,131 SH   SOLE   0 0 57,131
SCHWAB STRATEGIC TR US REIT ETF 808524847   347,279 19,565 SH   SOLE   0 0 19,565
SCHWAB STRATEGIC TR US TIPS ETF 808524870   2,720,650 53,885 SH   SOLE   0 0 53,885
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,232,149 17,413 SH   SOLE   0 0 17,413
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   19,934,013 415,812 SH   SOLE   0 0 415,812
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   6,065,631 126,658 SH   SOLE   0 0 126,658
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   4,360,903 131,471 SH   SOLE   0 0 131,471
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   442,332 2,748 SH   SOLE   0 0 2,748
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   957,314 5,840 SH   SOLE   0 0 5,840
SELECT SECTOR SPDR TR ENERGY 81369Y506   650,356 7,195 SH   SOLE   0 0 7,195
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   200,644 3,060 SH   SOLE   0 0 3,060
SERVICENOW INC COM 81762P102   447,168 800 SH   SOLE   0 0 800
SPDR S&P 500 ETF TR TR UNIT 78462F103   476,640 1,115 SH   SOLE   0 0 1,115
SPDR SER TR RUSSELL YIELD 78468R770   348,529 3,812 SH   SOLE   0 0 3,812
SPDR SER TR PORTFOLIO SHORT 78464A474   1,443,207 49,223 SH   SOLE   0 0 49,223
SPDR SER TR BLOOMBERG INVT 78468R200   441,766 14,380 SH   SOLE   0 0 14,380
STARBUCKS CORP COM 855244109   18,584,006 203,616 SH   SOLE   0 0 203,616
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   1,459,179 16,791 SH   SOLE   0 0 16,791
TESLA INC COM 88160R101   523,201 2,091 SH   SOLE   0 0 2,091
TRUIST FINL CORP COM 89832Q109   12,075,807 422,083 SH   SOLE   0 0 422,083
UBER TECHNOLOGIES INC COM 90353T100   760,183 16,529 SH   SOLE   0 0 16,529
UNION PAC CORP COM 907818108   17,340,180 85,155 SH   SOLE   0 0 85,155
UNITED PARCEL SERVICE INC CL B 911312106   4,641,566 29,778 SH   SOLE   0 0 29,778
UNITEDHEALTH GROUP INC COM 91324P102   31,471,294 62,420 SH   SOLE   0 0 62,420
VALERO ENERGY CORP COM 91913Y100   282,711 1,995 SH   SOLE   0 0 1,995
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   12,285,613 163,438 SH   SOLE   0 0 163,438
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   518,815 10,547 SH   SOLE   0 0 10,547
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   11,389,535 163,221 SH   SOLE   0 0 163,221
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   1,226,546 18,290 SH   SOLE   0 0 18,290
VANGUARD BD INDEX FDS INTERMED TERM 921937819   7,836,312 108,371 SH   SOLE   0 0 108,371
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,373,231 6,465 SH   SOLE   0 0 6,465
VANGUARD INDEX FDS MID CAP ETF 922908629   435,846 2,093 SH   SOLE   0 0 2,093
VANGUARD INDEX FDS GROWTH ETF 922908736   319,420 1,173 SH   SOLE   0 0 1,173
VANGUARD INDEX FDS SMALL CP ETF 922908751   5,023,740 26,571 SH   SOLE   0 0 26,571
VANGUARD INDEX FDS VALUE ETF 922908744   1,021,644 7,407 SH   SOLE   0 0 7,407
VANGUARD INDEX FDS SM CP VAL ETF 922908611   826,796 5,184 SH   SOLE   0 0 5,184
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   6,521,726 86,198 SH   SOLE   0 0 86,198
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   384,452 979 SH   SOLE   0 0 979
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   9,382,657 239,292 SH   SOLE   0 0 239,292
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   20,863,975 196,459 SH   SOLE   0 0 196,459
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   790,902 15,248 SH   SOLE   0 0 15,248
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   3,931,701 81,740 SH   SOLE   0 0 81,740
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   4,180,988 58,377 SH   SOLE   0 0 58,377
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   11,512,555 151,521 SH   SOLE   0 0 151,521
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   8,911,547 118,583 SH   SOLE   0 0 118,583
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,684,414 10,841 SH   SOLE   0 0 10,841
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   27,284,743 624,079 SH   SOLE   0 0 624,079
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   392,747 5,506 SH   SOLE   0 0 5,506
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   223,815 952 SH   SOLE   0 0 952
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   378,939 4,718 SH   SOLE   0 0 4,718
VANGUARD WORLD FDS INF TECH ETF 92204A702   492,486 1,187 SH   SOLE   0 0 1,187
VERIZON COMMUNICATIONS INC COM 92343V104   271,053 8,363 SH   SOLE   0 0 8,363
VISA INC COM CL A 92826C839   17,891,151 77,784 SH   SOLE   0 0 77,784
WALMART INC COM 931142103   571,509 3,574 SH   SOLE   0 0 3,574
WASTE MGMT INC DEL COM 94106L109   19,647,254 128,885 SH   SOLE   0 0 128,885
WELLS FARGO CO NEW PERP PFD CNV A 949746804   14,223,776 12,757 SH   SOLE   0 0 12,757
WISDOMTREE TR US QTLY DIV GRT 97717X669   361,893 5,700 SH   SOLE   0 0 5,700
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101   18,297,353 261,615 SH   SOLE   0 0 261,615